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Best Travel Insurance for China from India – Bajaj General Travel Plans

Stay protected from medical and travel emergencies with Bajaj General’s comprehensive travel insurance for China

Secure Your Trip with Bajaj General – 0% GST

description Plan Type
Select a single trip plan option
     
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* Our customer support will assist you in finding the best policy.

Why Buy Bajaj General Travel Insurance China?

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Coverage Available
Upto $1,000,000
groups
Coverage
3 Months – 99 Years
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Pre-existing condition coverage
Upto $5,000?
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Worldwide Coverage
Cashless hospitalization?
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Duration
180 Days
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Support Available
24x7

Trusted by 15,000+ Travelers

20+ Years of Trusted Insurance Expertise

Are You Travelling to China from India?

Bajaj General Travel Insurance is a good option for Indians going to China and it covers losses due to medical emergencies, trip interruption, lost luggage, and travel delays. It is one of the recommended travel insurance plans for travel to China from India for travelers, business and work travelers, students, and families.

This travel health insurance for China from India provides complete peace of mind while visiting popular travel destinations including the Great Wall of China, the Forbidden City in Beijing, Shanghai Disneyland, and the Terracotta Army in Xi'an. Whether you need Bajaj General overseas travel insurance, or a short-term insurance solution for travel to China, there are plans that will provide affordable premiums of plans, coverage worldwide, and 24x7 emergency assistance, allowing you to enjoy your trip to China without financial stress.

Bajaj General Travel Insurance for Indians Traveling to China

Bajaj General Travel Insurance for Indians Traveling to China
Every year, countless Indian citizens travel to China for purposes ranging from tourism, business, and education, to cultural exploration. By purchasing a travel insurance policy from India to China, you are covered financially should an unforeseen event impact your international trip.

Travel insurance for travelers to China from India protects against incidents related to medical emergencies, hospitalization overseas, trip interruptions, loss or delay of baggage, and delayed flights. Since medical services are very expensive abroad, it is always best to get reliable China travel health insurance for Indians, so your trip is covered safely and securely.

Bajaj General Travel Insurance China, also offers COVID-19 Medical Insurance coverage which covers medical evacuations at any time of the day, and support 24 hours a day, to give you extra peace of mind. With economical rates and an easy way to purchase online, it is certainly one of the best travel insurance policies for China from India, whether you are a solo traveler, a family, a student, or a business traveler.

Factors That Affect the Pricing of Bajaj General Travel Insurance for China

The cost of Bajaj General travel insurance for China is contingent upon various essential determinants for coverage limits, medical risks, and trip duration:

  • Age of the Traveler:
    • Older travelers, in particular older citizens, will usually pay rates associated with their age, since the odds of medical emergency increase with age.
  • Length of Trip:
    • The longer you are in China will be a contributing factor to the price of the insurance, as the longer you are in China, the more factors there are for potential emergencies, etc.
  • Destination/Area of Coverage:
    • Healthcare costs or emergency treatment in China can be expensive. Better to purchase the Bajaj General overseas travel insurance, as it covers you for your travels while there — anywhere! — at all major attractions such as Burj Khalifa, Palm Jumeirah, Downtown China, etc.
  • Sum Insured (Coverage Amount):
    • More coverage amount (or sum insured) amount ranging from USD $50,000 to 1 million means greater peace of mind financially but comes at a price of an incremental raised premium.
  • Policy Type & Sub-Limits:
    • There are basic cheaper plans available for coverage usually including sub-limits reasonable for your travels, and there is the comprehensive China travel insurance from India without the sub-limits that will cover you at a reasonable price increase.

How Much Does Bajaj General Travel Insurance For China From India Cost?

The Bajaj General travel insurance for China from India costs ranges from ₹19 to ₹32 per day for a 25-year-old traveler, depending on the plan type and coverage amount.

Travel Companion
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$250
Cancellation
Nil
Starting at ₹19/day*
Travel Elite
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$500
Cancellation
$500
Starting at ₹21/day*
Travel ACE
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$500
Cancellation
$1,000
Starting at ₹24/day*
Travel Prime
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$500
Cancellation
$500
Starting at ₹32/day*

*Price shown is for a 180-day trip to China for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.

What Are the Bajaj General Travel Insurance Benefits for China?

Plan Name Sum Insured Key Benefits
Travel Ace $50,000 / $200,000 / $500,000 (depends on age) Worldwide cashless settlement for inpatient hospitalization (24+ hrs), emergency dental up to $500 (deductible $50), pre-existing conditions covered only in life-threatening situations (for Platinum variant, up to $5,000), and premium refund on early return.
Travel Prime $50,000 / $200,000 / $500,000 / $750,000 / $1,000,000 (depends on age) Worldwide cashless hospitalization after 24+ hrs, emergency dental up to $500, pre-existing conditions only in life-threatening situations (up to $3,000), refund on early return.
Travel Elite $50,000 / $200,000 / $500,000 (depends on age) Worldwide cashless hospitalization, emergency dental up to $500, pre-existing conditions up to $3,000 only in life-threatening situations, refund on early return.
Travel Companion $50,000 / $200,000 / $500,000 (depends on age) Worldwide cashless hospitalization, emergency dental up to $500 (deductible $50), pre-existing conditions up to $3,000 only in life-threatening situations; *no premium refund on early return*.

compare_arrowsCheapest and Best Travel Insurance for China from Bajaj General

monetization_onCheapest Travel Insurance for China from Bajaj General?

The cheapest travel insurance for China from Bajaj General is the Travel Companion Plan, starting at just ₹19/day*.

Key Benefits of the Travel Companion Plan
  • Medical coverage up to $50,000 for accidents and sickness.
  • Emergency medical evacuation: up to $50,000.
  • Baggage loss coverage: $250.
This plan provides basic yet sufficient protection for budget-conscious travelers.

starsWhich Is the Best Travel Insurance for China from Bajaj General?

The Travel ACE Plan is the best travel insurance plan from Bajaj General for trips to China, starting at just ₹24/day*

Key Benefits of the Travel ACE Plan
  • Medical coverage up to $50,000 for accidents and sickness.
  • Emergency medical evacuation: up to $50,000.
  • Baggage loss coverage: $500.
Discount available for multiple travelers booking together. (T&C apply)

How to Buy Bajaj General Travel Insurance for China Online

Buying Bajaj General travel insurance for China online is quick and secure.

language Step 1: Complete the Bajaj General China Travel Insurance Quote Form

Fill out the Travel Insurance for China quote form online to get started.

edit_note Step 2: Enter Traveler Details

Provide number of travelers, age, and travel dates to compare Bajaj General plan options.

tune Step 3: Select the Best China Travel Insurance Plan

Enter details such as No. of Traveler, traveler’s age, and number of nights. Compare India to China travel insurance plans and pick the best match.

payment Step 4: Pay Online

Once you’ve chosen your plan, proceed to secure online payment using your preferred method — credit/debit card, UPI, or net banking.

verified_user Step 5: Get Instant Policy Issuance

After successful payment, your Bajaj General travel insurance for China policy will be issued instantly. You’ll receive the policy document via email, which you can print or store digitally for visa and travel purposes.

location_on Indian Embassy & Consulate Details in China

Indian travellers in China can contact any of the following for passport issues, visa services, emergency assistance, or consular support:

  • Embassy of India, Beijing

    5 Liang Ma Qiao Bei Jie, Chaoyang District, Beijing, China

  • Consulate General of India, Shanghai

    1008, Shanghai International Trade Centre, 2201 Yan An (West) Road, Shanghai – 200336, China

  • Consulate General of India, Guangzhou

    Units 1401–1404, 14th Floor, HNA Tower 8, Lin He Zhong Road, Tianhe District, Guangzhou – 510610, China

flight_takeoff Travel Tips for Indians Visiting China

  • 💳 Carry an international debit/credit card and local currency (AUD).
  • 📞 Save the Bajaj General 24 × 7 Assistance Number and Indian Embassy contacts.
  • 🏥 Locate nearby cashless hospitals covered under Bajaj General travel insurance China.
  • 🛂 Keep a digital and printed copy of your passport, visa, and insurance policy (in case of loss).
  • 🌦️ Look up the local weather forecast before travelling and pack accordingly.

✈️ With Bajaj General travel health insurance India to China, you can travel confidently knowing you’re protected against many possible risks.

Reasons to Buy Bajaj General Travel Insurance for Indians Traveling to China

  1. Comprehensive Coverage for Medical Expenses
    Healthcare in China can be expensive for international visitors. Bajaj General overseas travel insurance provides coverage for hospitalization, medical treatment, doctor visits, and emergency medical evacuation, ensuring you stay financially protected while abroad.
  2. COVID-19 Coverage
    Policies include benefits for COVID-19 related hospitalization, medical treatment, and travel interruptions, allowing travelers to continue their journey with confidence.
  3. Accident and Repatriation Benefits
    Offers financial support in cases of accidental death or permanent disability, along with repatriation of remains back to India when required.
  4. Trip Cancellations and Delays
    Reimbursement for prepaid, non-refundable travel expenses in case your trip to China is cancelled or delayed due to covered emergencies or unexpected situations.
  5. Loss of Passport or Baggage
    Provides compensation if your passport, baggage, or personal items are lost or delayed during your visit to major Chinese destinations such as the Great Wall of China, Beijing’s Forbidden City, Shanghai Bund, or Xi’an’s Terracotta Army.
  6. Cashless Medical Facility in China
    Access cashless medical treatment at partnered hospitals across China under your travel medical insurance for China, ensuring quick care without upfront payments.
  7. 24/7 Worldwide Assistance
    Round-the-clock global emergency support for medical help, claim assistance, travel queries, or urgent guidance while traveling in China.
  8. Affordable Premiums and Flexible Options
    Budget-friendly travel insurance to China from India with multiple plans suitable for tourists, business travelers, students, and families.

Travel confidently knowing that Bajaj General travel insurance for China safeguards you from unexpected medical and travel-related emergencies throughout your journey across China.

Why Choose Bajaj General for Your Travel to China?

Bajaj General Travel Insurance China is designed to offer complete protection for Indian travellers visiting China for tourism, studies, business meetings, or family visits. With affordable premiums, wide-ranging coverage, and 24/7 international assistance, you can travel with confidence. Whether it is a medical emergency, flight disruption, or unexpected travel setback, Bajaj Allianz travel insurance provides dependable support that fulfils the essential requirements of your travel health insurance for China.


Comprehensive Coverage for China Travelers

  • Policies available for Indian travellers aged 6 months to 99 years.
  • Medical coverage up to USD 1 million, depending on plan and age group.
  • Benefits include emergency hospitalization, medical evacuation, trip interruption, flight delays, and baggage loss.
  • Includes coverage for COVID-19–related medical and quarantine expenses as per policy terms.
  • Option to extend the policy if your stay in China gets extended beyond the planned travel dates.

Quick and Hassle Free

  • Online purchase is easy and secure through debit card, credit card, UPI, or net banking.
  • Policy renewal or extension can be completed even while you are abroad in China.
  • Cashless medical services available at network hospitals across major Chinese cities such as Beijing, Shanghai, Guangzhou, and Shenzhen.
  • 24/7 international assistance for medical emergencies, travel support, and claim guidance.

Key Advantages for Indian Travellers

  • Pay premium in INR and enjoy overseas coverage in USD, offering strong value for Indian citizens.
  • Meets requirements of multiple categories of China visa travel insurance.
  • No pre-travel medical tests required for most travellers and short-duration trips.
  • Flexible Bajaj travel insurance plans crafted for solo travellers, families, students, business professionals, and corporate visitors.
travel health insurance for China from india

Travel Safe to the China with Trusted Bajaj General Insurance

How can I extend or renew my Bajaj General travel insurance from China?

Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.

Here are the simple steps to renew travel insurance online.

  1. Click the url extend or renew Bajaj General travel insurance online.
  2. Fill the renewal form with correct information and click on submit.
  3. Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
  4. Your filled form will be then sent for approval to the head office.
  5. Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
  6. If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
  7. Once payment is success you will get your renewed policy.
  8. In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).

Why Buy Travel Insurance for China from NRIOL?

  • verified
    Bajaj General China Visa Travel Insurance Plans

    Choose Bajaj General China travel insurance plans that fully meet medical and emergency coverage requirements for China visa applications.

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    Affordable Travel Insurance for China from India

    Competitive and transparent premiums for China visitor insurance with no hidden charges.

  • school
    Experts in China Travel Medical Coverage

    Over 20 years of guidance for tourists, international students, and parents purchasing overseas travel insurance for China.

  • edit
    Easy Online Policy Modification

    Update travel dates, passport details, or traveler information anytime before your trip to China.

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    Flexible China Trip Extension Support

    Extend your Bajaj General travel insurance for China seamlessly if you stay longer than planned.

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    24/7 Global Emergency Assistance

    Round-the-clock claims and medical help while traveling anywhere in China.

Travel Destinations

Discover Popular Travel Destinations with Bajaj General Travel Insurance

Bajaj General Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".

FAQ's About Bajaj General Travel Insurance From India To China

Do I need travel insurance for China?

If you are applying for China visa, the consular authorities can ask you to have adequate travel insurance for China. However given the fact that your domestic Indian health insurance provides little coverage in China, it is important for Indian travelers to buy good Bajaj General travel health insurance for China.

The cost for the China travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of China travel insurance required, the greater will be the cost.

You can get buy Bajaj General travel insurance for China by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.

Bajaj General travel insurance is one of the most popular Indian travel insurance policy since Bajaj General insurance among the most reputed general insurance companies in India. Bajaj General travel insurance product is considered one of the best Indian travel insurance products available.

Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while traveling, so it is important to be prepared.

Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies..etc and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.

Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.

Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like all the Schengen states eg - Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa.

However beyond mandated requirement for the visa, it is prudent to buy travel insurance for from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance .

No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.

If the traveler is already outside India, you can fill the traveler outside India form with the requested details. We will try to get an approval from the Underwriting team for you to buy overseas mediclaim insurance.

Bajaj travel insurance is one of the best travel insurance for China from India. It offers the best travel insurance for the China from India with incredible features such as
  • Competitive price.
  • Cashless hospitalization claim settlement in China.
  • No age limit and no paper work

You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Cashless means that when you’re hospitalized or receive medical treatment in China, you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.

💡 How Cashless Treatment Works
  1. Emergency occurs: You fall sick or have an accident during your trip.
  2. Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
  3. Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
  4. Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
  5. Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
  6. You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly

ChinaGeneral Information About China

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Location

East asia

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Capital

Beijing

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Currency

Renminbi

schedule
Best time to visit

September and October

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Population

143 crore

language
Language

Standard Mandarin

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Vacation spots

Terracotta Army in Xi'an, Xi'an City Walls, Three Pagodas, Zhangjiajie National Forest Park, Shilin Stone Forest, Lijiang Old Town, Wudang Mountains, Mount Tai.

Which are the popular tourist destinations in China?

Buy travel insurance for China
The Great Wall of China

The Great Wall of China is a series of fortifications made of stone, brick, tamped earth, wood, and other materials,generally built along an east-to-west line across the historical northern borders of China.

China travel insurance
The Forbidden City and the Imperial Palace

The Forbidden City is a palace complex in central Beijing, China. The former Chinese imperial palace from the Ming dynasty to the end of the Qing dynasty.

Buy visitor insurance China
Leshan Giant Buddha

The Leshan Giant Buddha is a 71-metre tall stone statue, built between 713 and 803, depicting Maitreya. It is carved out of a cliff face of Cretaceous red bed sandstones.

Travel insurance China
Classical Gardens of Suzhou

The Classical Gardens of Suzhou are a group of gardens in Suzhou region, Jiangsu province which have been added to the UNESCO World Heritage List.