Bajaj General Student Prime Insurance for Students Studying Abroad
Planning to study abroad? Bajaj General Student Prime Insurance helps Indian students prepare for unexpected medical emergencies and eligible travel-related expenses while pursuing their education overseas.
Explore student travel insurance plans starting at ₹12/day* and compare available coverage options based on your destination, study duration, university requirements, and budget. Understand the benefits, coverage limits, exclusions, and premium options before choosing a policy for your international education journey.
Coverage range across plans
Up to $1,000,000
Eligible students
16–35 Years Premium from
₹12/day*
16–35 Years Premium from
₹12/day*
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What Is Bajaj General Student Prime Insurance?
Bajaj General Student Prime Insurance is a student insurance offering intended to help Indian students studying abroad prepare for covered medical emergencies and eligible travel-related expenses. Coverage, benefits, exclusions, and eligibility depend on the selected policy and its terms.
What Are the Key Features of Bajaj Student Prime Insurance?
Bajaj General Student Prime Insurance helps Indian students prepare for eligible medical emergencies and travel-related risks while studying abroad. Before choosing a plan, review the available coverage, benefits, eligibility criteria, and policy exclusions.
Key features- Medical Expense Coverage: Coverage for eligible medical expenses arising from covered illnesses or injuries, subject to policy terms and limits.
- Hospitalization Benefits: Coverage for eligible hospitalization and inpatient treatment expenses, as specified in the policy.
- Emergency Medical Assistance: Assistance during covered medical emergencies abroad, subject to policy conditions.
- Emergency Medical Evacuation and Repatriation: Coverage for eligible emergency transportation or repatriation expenses, where included in the selected plan.
- Travel-Related Benefits: Protection against specified travel-related risks, depending on the policy coverage.
Review the policy wording for coverage limits, exclusions, eligibility requirements, and destination-specific insurance requirements before purchasing.
Which Bajaj General Student Prime Insurance Plan Is Right for You?
- Budget-conscious students studying abroad: Choose the → Standard Plan with $50,000 medical coverage and premiums starting at ₹12/day* for eligible student profiles.
- Students travelling to the USA or Canada: Consider the → Gold or Platinum Plan for $200,000 or $300,000 medical coverage, respectively, to help manage potentially high healthcare expenses.
- Students seeking higher medical protection: Explore the → Super Gold, Super Platinum, or Maximum Plan with medical coverage of $500,000, $750,000, or $1,000,000, respectively.
- Students with pre-existing medical conditions: → Review the available pre-existing condition add-on and eligibility requirements before purchasing. Coverage is subject to insurer approval, additional premium, and policy terms.
- Students concerned about tuition fees or sponsor emergencies: → Consider Student Prime for benefits including tuition fee coverage up to $10,000 and sponsor accident coverage up to $10,000, subject to policy conditions.
- Students planning to study in Europe or visit multiple Schengen countries: → Check whether the selected Student Prime coverage meets your visa and university insurance requirements, including the required medical limit and territorial coverage.
- Students planning a long-term overseas education: → Choose coverage suited to your course duration. The policy can initially be purchased for one year and renewed annually for up to three years, subject to the insurer's terms.
*The starting premium of ₹12/day* is indicative and based on an eligible student profile. Actual premiums vary by age, destination, policy duration, selected coverage, and applicable terms. Review the policy wording and university requirements before purchasing.
How Much Does Student Prime Travel Insurance from India Cost in 2026?
The Student Travel Medical Insurance from India offers affordable plans for Indian students pursuing higher education in abroad. Premiums vary depending on the student's age, duration of stay, and the selected coverage amount. Choosing the right student medical insurance for abroad means balancing affordability, comprehensive medical protection, and Schengen visa insurance requirements.
| Feature | Student Prime |
|---|---|
| Medical Expenses? | $50,000–$1,000,000 |
| sponsor protection? | $10,000 |
| Emergency medical repatriation? | $5,000 |
| Emergency Dental Treatment? | Up to $500 |
| Tuition Fee Reimbursement? | Up to $10,000 |
| Loss of Checked Baggage? | Up to $1,000 |
| Personal Liability? | Up to $150,000 |
| Starting Premium* (22-year-old, 365 days) |
₹17/day* |
What Are the Advantages of Bajaj General Student Prime Insurance for Indian Students?
- The Bajaj General student medical insurance are designed specifically for Indian students studying abroad
- Bajaj General student travel insurance plans are charged in Indian Rupees with coverage in US Dollars and are much cheaper (usually 20% to 25% of University plans)
- Bajaj General student health insurance provides coverage throughout the country and are not limited to the college campus
- Indian student travel insurance also cover travel related expenses and health expenses far from University campus.
- Bajaj General student insurance also includes personal liability, sponsor protection, study interruption, baggage loss, trip delay, compassionate visit, repatriation of remains coverage.
What Are the Key Features of Bajaj General Student Prime Insurance for Indian Students Studying Abroad?
- Bajaj General student insurance offers health insurance cover ranging from $50,000 to $10,00,000 US dollars.
- Most popular student medical insurance and best student travel insurance plan opted by students studying overseas.
- Pro-rata refund of premium (refund of premium for unused portion of the policy) in case of cancellation if the university rejects the policy.
- This is the best travel insurance for students as the premium is paid in Indian rupees for US Dollar coverage .
- Cashless claim settlement both for in-patient and OPD medical expenses in a network hospital in USA.
What Are the Steps to Buy Bajaj General International Student Insurance Online?
The following are the steps to buy Bajaj General student insurance for Indian students studying abroad
- Find out if your University offers an health insurance policy for international students
- If so, is it mandatory to buy that University plan, or can international students buy other insurance
- If you are allowed to buy Indian student insurance, then review the student insurance offered by Bajaj General (Bajaj General is much cheaper)
- When comparing the Bajaj General Student Companion Insurance plan with a typical university insurance plan, Bajaj General Student Prime insurance plan price is generally more affordable and offers extensive coverage, such as medical expenses, emergency evacuation, and repatriation.
- Select the student health insurance plan that best fits your budget and needs.
- If you buy the Bajaj General student insurance online here, you will receive the policy documents by email
- If applicable, we can complete the University student insurance waiver form.
What Are the Benefits of Bajaj General Student Prime Insurance?
| Coverage in US Dollars | Standard $50,000 |
Silver $100,000 |
Gold $200,000 |
Platinum $300,000 |
Super Gold $500,000 |
Super Platinum $750,000 |
Maximum $1,000,000 |
Deductible |
|---|---|---|---|---|---|---|---|---|
| Personal Accident | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | Nil |
| Medical Expenses Evacuation | $50,000 | $100,000 | $200,000 | $300,000 | $500,000 | $750,000 | $1,000,000 | $100 |
| Emergency Dental Treatment | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $100 |
| Repatriation | $5,000 | $5,000 | $5,000 | $5,500 | $5,500 | $6,000 | $6,000 | Nil |
| Loss of Checked Baggage* | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | Nil |
| Loss of Passport | — | — | — | $250 | $250 | $300 | $300 | $25 |
| Accidental Death and Disability on a Common Carrier | $2,500 | $2,500 | $2,500 | $3,000 | $3,000 | $3,500 | $3,500 | Nil |
| Personal Liability | $100,000 | $100,000 | $100,000 | $150,000 | $150,000 | $150,000 | $150,000 | $200 |
| Loss of Laptop | — | — | — | $500 | $500 | $500 | $500 | Nil |
| Bail Bond | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $50 |
| Accident to Sponsor | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | Nil |
| Tuition Fee | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | Nil |
| Suicide | — | — | — | $1,500 | $2,000 | $2,000 | $2,000 | Nil |
| Family Visit | $7,500 | $7,500 | $7,500 | $7,500 | $7,500 | $7,500 | $7,500 | Nil |
What Are the Exclusions Under Travel Insurance Policies?
- Pre-existing medical conditions or complications arising from them, as defined by the policy.
- Routine physical examinations when there is no objective indication of impaired health.
- Medical expenses incurred beyond the policy expiry date.
- Suicide, attempted suicide, wilfully self-inflicted injury or illness, specified mental health conditions, sexually transmitted diseases, alcoholism, intoxication, or drug abuse, as applicable under the policy wording.
- Manual work or hazardous occupations, unnecessary exposure to danger except when attempting to save human life, and participation in criminal or illegal acts.
- Pregnancy, childbirth, miscarriage, abortion, and related complications, subject to the policy terms.
- Experimental, unproven, or non-standard treatments.
- Treatment under medical systems other than modern medicine (allopathy), as specified in the policy.
- The cost of spectacles, contact lenses, hearing aids, crutches, and other external appliances or devices, subject to policy terms.
- Delay of baggage when the intended destination is in India, as specified in the policy.
- Loss or damage to the insured person's passport resulting from confiscation or detention by customs, police, or another authority.
- Losses not reported to the appropriate police authority within the required time or for which the required official report has not been obtained.
- Loss resulting from failure to take reasonable precautions to protect the passport.
Student Travel Medical Insurance - FAQs
Explain how Indian students can compare sum insured options, medical coverage limits, deductibles, emergency benefits, and university insurance requirements before selecting a plan.
Discuss the importance of checking geographical coverage and insurance requirements for destinations such as the USA, UK, Canada, Australia, and European countries.
Cover documents students may need, such as a valid passport, admission letter, course details, travel dates, and personal information, subject to the insurer's requirements.
Explain how students can seek emergency assistance, contact the insurer, locate an appropriate medical facility, and understand the claim process, subject to policy terms.
Include policy exclusions, pre-existing condition provisions, coverage limits, deductibles, claim documentation, policy dates, and renewal or extension availability.
Bajaj General Student Prime Insurance is a student insurance plan intended for eligible students travelling abroad for education. Students should review the policy benefits, coverage limits, eligibility criteria, and exclusions to understand the protection available under the selected plan.
Depending on the selected plan and policy terms, coverage may include eligible medical expenses, emergency dental treatment, medical evacuation, repatriation, personal accident benefits, and specified travel-related losses. Review the current policy wording for applicable limits and exclusions.
Eligibility depends on the insurer's requirements, the student's educational purpose, age, destination, and other applicable policy conditions. Indian students should confirm their eligibility and required documents with Bajaj General before purchasing the policy.
Insurance requirements vary by country, visa category, and educational institution. Some destinations or universities require specific medical insurance coverage. Students should check the applicable visa rules and university requirements before choosing a plan.
Indian students can explore the available plan options, provide the required student and travel details, review the premium and policy conditions, and complete the purchase through an authorized sales channel, subject to eligibility. Before paying, confirm the coverage dates, benefits, exclusions, and policy documents.
Bajaj General Student Prime insurance is available for an initial policy period of one year, with renewal subject to applicable terms. For a two-year course, confirm renewal eligibility, maximum coverage duration, and university acceptance before purchasing. Verify the available policy maximums and premiums for your age and intended study period.
The $100,000 option has a lower medical coverage limit than the $500,000 option. Your decision should depend on your budget, destination-specific medical costs, and university insurance requirements. Compare the premiums for your age and study duration, and confirm the minimum medical coverage required by your institution before selecting a plan.
Bajaj General Student Prime insurance is not guaranteed to satisfy every university or visa requirement. Ask your university whether the policy is accepted and verify the required medical coverage limits, geographical coverage, and policy dates. Confirm eligibility with the relevant authorities before purchasing, as having travel insurance does not automatically guarantee enrolment or visa approval.
Coverage for an asthma attack related to a pre-existing condition is not guaranteed under Bajaj General Student Prime insurance. Review the policy wording and disclose your medical history before purchasing. Ask the insurer whether treatment for your specific condition is covered and obtain written clarification about exclusions, emergency treatment, and any applicable limitations.
Full reimbursement for a stolen laptop is not guaranteed and depends on the selected plan and applicable claim conditions. Check the policy's laptop-loss benefit limit, eligibility requirements, exclusions, and documentation requirements. Report the theft to the appropriate authorities and retain the police report, purchase invoice, and other documents required by the insurer.
Renewal or extension while abroad must be confirmed with the insurer before your existing policy expires. Check whether your plan permits renewal from overseas, the maximum coverage duration, and any applicable eligibility conditions. Obtain confirmation of the revised coverage dates and premium before relying on continued insurance, as an extension is not guaranteed.
The Standard Plan provides $50,000 in medical expense and evacuation coverage. The page lists a premium of ₹1,379 per month for a 20-year-old student travelling to the USA or Canada with a $50,000 policy limit, while the listed annual premium is ₹11,022. Confirm the current quote and coverage requirements before purchasing.
Pre-existing medical conditions are listed under the exclusions unless applicable additional coverage is arranged. The availability, eligibility, premium, and scope of the pre-existing condition add-on should be confirmed directly with Bajaj General before purchase. Disclose your asthma and review the policy wording carefully to understand which treatments, if any, are covered.
The Student Prime page states that the policy can initially be purchased for one year and renewed annually for up to three years. Renewal is subject to the insurer’s terms and approval. Contact Bajaj General or the authorised servicing provider before your existing policy expires to confirm eligibility, the revised premium, and uninterrupted coverage for your remaining course.
The Student Prime page mentions a pro-rata refund for the unused portion of the premium if the university rejects the policy. Before purchasing, confirm the current refund eligibility criteria, required university documentation, applicable deductions, and claim submission process. Do not assume that a full refund is guaranteed in every rejection or cancellation scenario.
Travel Safe to International Student Travel Insurance
with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance?
Students who have travelled from India to Abroad with a valid travel insurance policy from Bajaj General and need to extend their stay must renew or extend their insurance to enjoy continuous, worry-free coverage. Reasons for extending a stay may vary for each student.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online.
- Fill the renewal form with correct information and submit it.
- Our insurance advisors will receive the filled renewal form online.
- Your form will then be sent to the head office for approval.
- Renewal requests are approved or rejected within a couple of hours (maximum 1 working day).
- If approved, you will receive a link to pay the premium for policy renewal.
- Once payment is successful, you will receive your renewed policy.
- If your request is rejected, our advisors will contact you to suggest alternative insurance options (if any).
Why Choose NRIOL for Student Travel Insurance?
- verifiedBajaj General Student Travel Insurance Plans
Choose Bajaj General student travel insurance plans that meet medical and emergency coverage requirements for Irish visa and student stay.
- attach_moneyAffordable Student Health Insurance from India
Competitive premiums for student travel insurance with transparent pricing and no hidden charges.
- schoolExperts in Student Travel Insurance Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance.
- editEasy Online Policy Modification
Update travel dates, passport details, or student information anytime before your trip to Abroad.
- updateFlexible Abroad Stay Extension Support
Extend your Bajaj General student travel insurance seamlessly if your study duration is prolonged.
- support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in Abroad.
- shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » - assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
Know more » - assignment_turned_inHow to Make a Claim?
For claims or reimbursement, contact Bajaj General via toll-free helpline.
Know more » - descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
Know more » - autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
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Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General, says NRIOL and Bajaj General have been working together for quite some time now, and NRIOL has successfully delivered seamless customer service by making Bajaj General travel insurance products available to its customers online.
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