Bajaj General Travel Elite Insurance
Bajaj General Travel Elite Insurance (formerly Bajaj Allianz Overseas Travel Insurance) offers Silver, Gold and Platinum plans for international travellers, with premiums starting from ₹33/day*. The plans provide overseas medical coverage, cashless hospitalisation and additional benefits such as home burglary cover, emergency cash advance and hijack distress allowance. Compare plan benefits, eligibility and premiums, and download the brochure before purchasing.
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What is Bajaj General Travel Elite Insurance?
Bajaj General Travel Elite Insurance is an international travel insurance range with Silver, Gold and Platinum plans for travellers going abroad. Bajaj Allianz General Insurance was renamed Bajaj General Insurance, so travellers searching for Bajaj Allianz overseas travel insurance or Bajaj Allianz Travel Elite may now find these plans under the Bajaj General brand.
Travel Elite plans provide overseas medical and travel-related coverage, with benefits varying by plan. Compare the Silver, Gold and Platinum plans, coverage limits, premiums, eligibility and exclusions before choosing a policy.
Bajaj General Travel Insurance: Key Details at a Glance
| Feature | Details |
|---|---|
| Starting premium | ₹33/day* |
| Medical coverage | Up to $500,000, depending on plan/age |
| Traveller age | 1-99 years, subject to plan eligibility |
| Pre-existing conditions | Covered in specified life-threatening emergencies, subject to plan limits |
| Destinations | USA, Canada, Europe, Schengen, Asia and Popular Travel Destinations |
| Assistance | 24x7 |
| Purchase | Online |
How Much Does Bajaj General Travel Elite Insurance Cost in 2026?
Bajaj General Travel Elite Insurance starts at ₹33/day* for the Silver Plan, while Gold starts at ₹45/day* and Platinum at ₹66/day*. The plans offer different levels of overseas medical and travel coverage, with coverage limits and benefits varying by plan. Compare Silver, Gold and Platinum plans and get an instant quote in about 2 minutes.
| Feature | Travel Elite Silver Plan | Travel Elite Gold Plan | Travel Elite Platinum Plan |
|---|---|---|---|
| Medical cover | $50,000 | $200,000 | $500,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage loss | $500 | $1,000 | $1,000 |
| Trip cancellation | $500 | $1,000 | $1,000 |
| Starting premium | ₹33/day* |
₹45/day* |
₹66/day* |
*Price shown is for a 180-day trip to Europe, Asia, and beyond coverage for an adult aged 35. Get an instant quote for your trip.
Cheapest and Best Bajaj Travel Insurance - Travel Elite Silver, Gold & Platinum Plans
The Travel Elite Silver Plan is the most affordable entry point at ₹33/day, while the Travel Elite Gold Plan offers the best balance of price and protection at ₹45/day. All three plans include unique benefits not found in standard policies - Home Burglary Cover, Golfer's Hole-in-One, Hijack Distress Allowance and Hospitalization Daily Allowance.
What Is the Cheapest Travel Insurance from Bajaj General Travel Elite?
The cheapest travel insurance from Bajaj General Travel Elite is the Silver Plan starting at ₹33/day*
Key Benefits of the Travel Elite Silver Plan
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹33/day*
- check_circle Emergency medical evacuation: up to $50,000
- check_circle Baggage loss coverage: $500.
This plan provides basic yet sufficient protection for budget-conscious travelers.
Which Is the Best Travel Insurance from Bajaj General Travel Elite?
The Gold Plan is considered the best travel insurance plan from Bajaj General Travel Elite, starting at ₹45/day*
Key Benefits of the Travel Elite Gold Plan
- check_circle Medical coverage up to $200,000
- check_circle Premiums starting at ₹45/day*
- check_circle Emergency medical evacuation: up to $200,000.
- check_circle Baggage loss coverage: $1,000.
This plan is ideal for travelers seeking more comprehensive coverage at a reasonable cost.
Bajaj General Travel Elite Insurance Plans for Every Type of Traveller
Bajaj General Travel Elite Insurance from NRIOL is a premium plan offering higher coverage limits and wider protection for international travelers. It comes in Silver, Gold, and Platinum variants to suit different travel needs and budgets.
- Silver Plan: Essential protection for short international trips.
- Gold Plan: Enhanced benefits for frequent travelers, including baggage loss and trip delay coverage.
- Platinum Plan: Comprehensive coverage up to USD 500,000, with added features like Golfer’s Hole-in-One and Home Burglary Insurance.
Key Benefits:
- Emergency medical expenses and hospitalization abroad
- Medical evacuation and repatriation
- Trip cancellation, delay, and curtailment cover
- Baggage loss or delay reimbursement
- 24x7 global assistance and fast in-house claims
The Travel Elite plan ensures complete peace of mind with flexible options and extensive benefits for individuals, families, and senior citizens.
What Factors Affect Bajaj Travel Elite Insurance Cost?
The cost of Bajaj General travel insurance depends on your age, destination, trip duration, coverage amount and selected plan.
- As with most insurance products, older travelers typically face higher premiums.
- This is because the risk of medical issues increases with age.
- Regions with higher medical costs (e.g., USA, Western Europe) lead to higher insurance costs than destinations in Asia or other low-cost countries.
- The longer the period you need coverage (i.e., more days abroad), the higher your premium will be.
- If you have known medical conditions, risk loading or exclusions may apply, which can raise the cost.
- Having a higher deductible can reduce the premium.
- Ceilings or limits on particular services (e.g., hospitalization per day) can also influence pricing.
- Features like trip cancellation, baggage loss, personal liability, emergency evacuation, or dental cover increase the premium depending on how comprehensively you include them.
- Purchasing the policy well in advance allows you ample time to review the product benefits and select a plan that best suit your requirements and budget.
- Opting for higher medical coverage and benefits (e.g., USD 500,000 vs USD 100,000) directly increases the overall premium cost.
- If you travel frequently, the annual multi-trip option may cost more overall but offer better per-trip value compared to buying separate single-trip policies each time.
- Bajaj General offers annual multi-trip policies, which many frequent travelers find more economical.
- For senior travelers or higher-risk individuals, plans that impose sub-limits (caps on certain benefit categories) are cheaper.
- Plans without sub-limits offer more flexible coverage but at a higher cost, especially important when facing high medical bills in countries like the U.S.
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Travel Destinations
Discover Popular Travel Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says, NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online.
Why Is Travel Insurance Important for International Trips?
health_and_safety Why You Need Travel Insurance?
- Medical emergencies and hospitalization
- Accidents and sickness
- Loss or delay of baggage
- Passport loss
When you buy Bajaj General travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.
star_rate Key Benefits of Travel Insurance
- Covers emergency medical expenses overseas
- Covers pre-existing medical conditions under life-threatening situations
- Worldwide coverage with high service reliability
- Affordable premiums offering best value
- Plans without sub-limits available up to 90+ years
- Coverage ranges from $15,000 to $1,000,000
What Are The Coverage and Benefits of Bajaj General Travel Elite Insurance?
| Coverages | Travel Elite Silver | Travel Elite Gold | Travel Elite Platinum | Deductible |
|---|---|---|---|---|
| Medical Expenses, Evacuation and Repatriation | $50,000 | $2,00,000 | $5,00,000 | $100 |
| Emergency dental pain relief included in medical expenses | $500 | $500 | $500 | $100 |
| Loss of baggage (Checked)** | $500 | $1000 | $1000 | NIL |
| Delay of baggage | $100 | $100 | $100 | 12 hrs |
| Personal Accident*** | $15,000 | $25,000 | $25,000 | NIL |
| Loss of passport | $250 | $250 | $250 | $25 |
| Personal Liability | $100,000 | $200,000 | $200,000 | $100 |
| Hijack | $50 per day to max $300 | $60 per day to max $360 | $60 per day to max $360 | NIL |
| Trip Delay | $20 per 12 hrs to max $120 | $30 per 12 hrs to max $180 | $30 per 12 hrs to max $180 | 12 hrs |
| Emergency Cash Advance **** | $500 | $1000 | $1000 | NIL |
| Golfer's Hole-in-one | $250 | $500 | $500 | NIL |
| AD & D Common Carrier | $2,500 | $5,000 | $5,000 | NIL |
| Trip Cancellation | $500 | $1,000 | $1,000 | NIL |
| Home Burglary Insurance | Rs. 1,00,000 | Rs. 2,00,000 | Rs. 3,00,000 | NIL |
| Trip Curtailment | $200 | $300 | $500 | NIL |
| Hospitalization Daily Allowance | $25 per day to max $100 | $25 per day to max $125 | $25 per day to max $150 | NIL |
Sub-limits for 61-70 age group
| Coverage | Sum Insured | Deductible |
|---|---|---|
| Any One Illness | $12,500 | NIL |
| Any one Accident | $25,000 | NIL |
**Per Baggage maximum 50% and per item in the baggage 10%.
***Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
**** Cash Advance would include delivery charges.
assignmentHow do I Claim Bajaj General Travel Insurance?
Bajaj General offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.
support_agentAssistance Services
- Pre-departure information about foreign locations, passport / visa requirements, immunization needs etc.
- 24x7 travel agency support (airline/hotel bookings)
- Medical help & hospital coordination
- Medical evacuation & repatriation: In the event of a medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of the traveller's condition.
- Lost documents & embassy referrals
- Emergency message relay
- Guidance for claims submission
call24x7 Contact Support
For Americas (USA & Canada)- +1-877-874-8800
- travel@bajajgeneral.com
- +91-22-6678-6666
- travel@bajajgeneral.com
location_onClaim Submission (India)
Claims Department
Bajaj General Insurance Co. Ltd.
G-21 & 22, Ackruti Trade Centre, MIDC Road,
Andheri (E), Mumbai - 400093
local_hospitalUS Medical Claims
Bajaj General Assistance
7th Floor, Tower B, Peninsula Business Park,
Lower Parel, Mumbai - 400013
- +1-877-874-8800
- travel@bajajgeneral.com
Can Bajaj Travel Insurance Be Extended or Renewed While Outside India?
Travellers who have travelled from India to a foreign country with a valid Bajaj General travel insurance policy and are extending their stay overseas have to renew / extend their insurance to enjoy continuous worry-free insurance cover. The reason for extending an overseas stay may vary from one traveller to another.
Here are the simple steps to renew travel insurance online:
- Click the url extend or renew Bajaj General travel insurance online.
- Fill the renewal form with correct information and click submit.
- Once you submit the form successfully, our insurance advisors will receive the completed renewal form online.
- Your completed form will be then sent to the head office for approval.
- The renewal request will be approved or rejected by the head office within a couple of hours (maximum 1 working day).
- If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
- Once the payment is successful you will get your renewed policy.
- In case if your renewal request is rejected for any reason, our insurance advisors will get in touch with you to suggest an alternative insurance plan (if any).
blockWhat Are Some of the Exclusions in Bajaj General Travel Insurance?
Travel insurance covers unanticipated adverse circumstances. Any planned situation, preventive healthcare, or regular treatment for an existing medical ailment will not be covered. The following are some of the exclusions under the Bajaj General travel policy. For complete details, please refer to the policy document.
Medical Expenses Exclusions
- Traveling against the advice of a medical practitioner
- Complications or treatment for a pre-existing medical ailment not covered under the policy
- Self-inflicted injuries
- Pregnancy-related issues or childbirth complications
- Conditions related to mental disorders, STDs, or injuries from alcohol/drugs not medically prescribed
Baggage-Related Exclusions
- Loss or delay if baggage was shipped separately before the travel date
- Loss occurring outside the insured travel destination (e.g., within India)
- Claims without valid supporting documents from relevant authorities
Other Exclusions
- Involvement in illegal activities, burglary, or malicious acts
- Participation in high-risk adventure sports (motocross, skydiving, scuba diving, etc.) not covered under the plan
- Engaging in manual labour or hazardous work during the insured trip
Features of Bajaj General Travel Elite Insurance
Comprehensive protection for travelers up to 85 years of age.
Available for travelers up to 85 years of age.
Provides protection against burglary at your residence while you’re traveling abroad.
Up to $500,000 for ages ≤70 years and $50,000 for ages 71-85 years.
Cashless treatment available for hospital stays over 24 hours, after deductible.
Designed especially for travelers up to 60 years of age, ensuring wide-ranging benefits.
Accepted by VFS Global for Schengen visa applications up to age 60 years.
Covers trip cancellation, delay, and curtailment due to unforeseen events.
Protection against baggage loss or delay and loss of passport during travel.
Outpatient treatments are reimbursed on a reimbursement basis after deductible.
Bajaj General Travel Elite Insurance - FAQs
Yes. Bajaj General was formerly known as Bajaj Allianz General Insurance Company. The Bajaj Allianz overseas travel insurance - Travel Elite range - is now issued under the Bajaj General brand. All existing plan structures, coverage terms and claim processes remain the same. You can download the Bajaj Travel Elite brochure for complete plan details.
What is Bajaj General Travel Elite Silver?
A specially designed travel policy that meets the needs of individuals traveling abroad. It covers all medical emergencies, hospitalization, and incidental expenses at a fraction of the cost that would otherwise be incurred.
What is Bajaj General Travel Elite Gold?
A comprehensive travel policy for individuals going overseas, covering all medical emergencies and incidental expenses, while offering a higher sum insured for broader protection.
What is Bajaj General Travel Elite Platinum?
A premium plan providing high-value benefits for travelers abroad. It includes extensive coverage for medical emergencies, hospitalization, and incidental expenses with an enhanced medical limit of USD 500,000 and an increased emergency cash limit of USD 1,000.
What are the unique benefits offered by Bajaj General insurance for the Travel Elite policy?
The Travel Elite policy offers several unique benefits not found in standard travel insurance: Home Burglary Insurance (up to ₹3,00,000), Golfer's Hole-in-One cover, Hijack Distress Allowance, Hospitalization Daily Allowance, and Emergency Cash Advance. The Travel Elite Gold Plan is the most popular option - starting at ₹45/day with $200,000 medical cover, $1,000 baggage protection and $300 trip curtailment, it offers the best balance of price and premium coverage for international travellers from India.
Trip Delay: If your scheduled flight from India is delayed by more than 12 hours, the policy compensates the amount mentioned in the schedule.
Trip Cancellation: Provides reimbursement for loss of personal accommodation or travel charges if your trip is canceled due to death, serious injury, or a sudden illness requiring at least three days of hospitalization of the insured or a family member.
Trip Curtailment: Offers compensation for early return under the same circumstances, ensuring travelers are protected against financial losses.
Yes. Travel Elite provides cashless (direct settlement) service for in-hospital medical expenses incurred abroad, subject to the policy’s terms, conditions, and sub-limits.
What if I am in urgent need of cash abroad?The policy includes an Emergency Cash Advance feature. Bajaj General coordinates with the insured’s relatives in India to provide emergency funds in cases such as theft, burglary, or loss of money-up to the limit specified in the policy schedule.
Yes. The Golfer’s Hole-in-One feature reimburses expenses incurred while celebrating a hole-in-one achieved during the trip (outside India) on a United States Golf Association–recognized course.
The Travel Elite range-Silver, Gold, and Platinum-offers flexible options tailored to your travel and coverage needs, ensuring protection against medical and non-medical emergencies at an affordable premium.
Already Departed from India Without Travel Insurance?
If you are an Indian traveller who has already left India without travel insurance, you may still be able to purchase Bajaj General travel insurance after departure, subject to eligibility, plan terms, and special approval. This can be useful if you have already started your international trip and need travel insurance coverage.
Contact our insurance advisors to check your eligibility, available Bajaj General plans, coverage options, and whether travel insurance can be issued after your departure from India.
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