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Bajaj General Travel Elite InsuranceBajaj General Travel Elite Insurance from NRIOL is a premium plan offering higher coverage limits and wider protection for international travelers. It comes in Silver, Gold, and Platinum variants to suit different travel needs and budgets.
The Travel Elite plan ensures complete peace of mind with flexible options and extensive benefits for individuals, families, and senior citizens.
Bajaj General Travel Elite Insurance starts at ₹21 per day, with plan options offering coverage from $50,000 up to $500,000. It is specially designed for frequent and long-term international travelers, covering medical emergencies, trip interruption, baggage loss, and cashless hospitalization — making it ideal for business travelers, students, and family trips.
*Price shown is for a 180-day trip to Europe, Asia, and beyond coverage for an adult aged 35.
| Coverages | Travel Elite Silver | Travel Elite Gold | Travel Elite Platinum | Deductible |
| Medical Expenses, Evacuation and Repatriation | $50,000 | $2,00,000 | $5,00,000 | $100 |
| Emergency dental pain relief included in medical expenses | $500 | $500 | $500 | $100 |
| Loss of baggage (Checked)** | $500 | $1000 | $1000 | NIL |
| Delay of baggage | $100 | $100 | $100 | 12 hrs |
| Personal Accident*** | $15,000 | $25,000 | $25,000 | NIL |
| Loss of passport | $250 | $250 | $250 | $25 |
| Personal Liability | $100,000 | $200,000 | $200,000 | $100 |
| Hijack | $50 per day to max $300 | $60 per day to max $360 | $60 per day to max $360 | NIL |
| Trip Delay | $20 per 12 hrs to max $120 | $30 per 12 hrs to max $180 | $30 per 12 hrs to max $180 | 12 hrs |
| Emergency Cash Advance **** | $500 | $1000 | $1000 | NIL |
| Golfer Hole-in-one | $250 | $500 | $500 | NIL |
| AD & D Common Carrier | $2,500 | $5,000 | $5,000 | NIL |
| Trip Cancellation | $500 | $1,000 | $1,000 | NIL |
| Home Burglary Insurance | Rs. 1,00,000 | Rs. 2,00,000 | Rs. 3,00,000 | NIL |
| Trip Curtailment | $200 | $300 | $500 | NIL |
| Hospitalization Daily Allowance | $25 per day to max $100 | $25 per day to max $125 | $25 per day to max $150 | NIL |
| Coverages | Sum Insured | Deductible |
| Any One Illness | $12,500 | NIL |
| Any one Accident | $25,000 | NIL |
**Per Baggage maximum 50% and per item in the baggage 10%.
***Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
**** Cash Advance would include delivery charges.
The cheapest travel insurance from Bajaj General Travel Elite is the Silver Plan starting at ₹21/day*
The Gold Plan is considered the best travel insurance plan from Bajaj General Travel Elite, starting at ₹32/day*
A specially designed travel policy that meets the needs of individuals traveling abroad. It covers all medical emergencies, hospitalization, and incidental expenses at a fraction of the cost that would otherwise be incurred.
A comprehensive travel policy for individuals going overseas, covering all medical emergencies and incidental expenses, while offering a higher sum insured for broader protection.
A premium plan providing high-value benefits for travelers abroad. It includes extensive coverage for medical emergencies, hospitalization, and incidental expenses with an enhanced medical limit of USD 500,000 and an increased emergency cash limit of USD 1,000.
Trip Delay: If your scheduled flight from India is delayed by more than 12 hours, the policy compensates the amount mentioned in the schedule.
Trip Cancellation: Provides reimbursement for loss of personal accommodation or travel charges if your trip is canceled due to death, serious injury, or a sudden illness requiring at least three days of hospitalization of the insured or a family member.
Trip Curtailment: Offers compensation for early return under the same circumstances, ensuring travelers are protected against financial losses.
Yes. Travel Elite provides cashless (direct settlement) service for in-hospital medical expenses incurred abroad, subject to the policy’s terms, conditions, and sub-limits.
The policy includes an Emergency Cash Advance feature. Bajaj General coordinates with the insured’s relatives in India to provide emergency funds in cases such as theft, burglary, or loss of money—up to the limit specified in the policy schedule.
Yes. The Golfer’s Hole-in-One feature reimburses expenses incurred while celebrating a hole-in-one achieved during the trip (outside India) on a United States Golf Association–recognized course.
The Travel Elite range—Silver, Gold, and Platinum—offers flexible options tailored to your travel and coverage needs, ensuring protection against medical and non-medical emergencies at an affordable premium.
Bajaj General Travel Elite Insurance offers extensive protection for overseas travelers. However, certain exclusions apply where claims will not be payable. These exclusions are designed to clarify the scope of coverage. Below are the main exclusions — please refer to the official policy document for complete details.
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Here are the simple steps to renew travel insurance online.
With more Indians traveling abroad due to affordable flights and packages, the need for overseas travel insurance has never been greater.
info Travelers visiting foreign countries can buy Bajaj General visitor medical insurance to manage expensive healthcare overseas. Emergencies can happen anytime, and insurance helps cover those unexpected medical costs.
Access Bajaj General international travel insurance policies, trusted by thousands of Indian travelers worldwide.
Transparent pricing for Bajaj General overseas travel insurance, with no hidden costs.
Expert guidance for Indian travelers planning international trips with reliable coverage.
Modify travel dates, personal details, or coverage options online with Bajaj General travel insurance.
Extend or renew your Bajaj General international travel insurance if your trip gets delayed.
Get fast claims assistance and emergency support anywhere during your overseas journey with Bajaj General travel insurance.
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
Get all the answers to the most frequently asked questions (FAQs) regarding Bajaj General overseas travel health insurance.
In case of Claim or reimbursement of treatment expenses, notify Bajaj General travel health insurance.
Download Bajaj General Travel Elite brochure soft copy for overseas travel!
Insurance customers can renew their existing policy online before the exipry date at any time.
Comprehensive protection for travelers up to 85 years of age.
Available for travelers up to 85 years of age.
Provides protection against burglary at your residence while you’re traveling abroad.
Up to $500,000 for ages ≤70 years and $50,000 for ages 71–85 years.
Cashless treatment available for hospital stays over 24 hours, after deductible.
Designed especially for travelers up to 60 years of age, ensuring wide-ranging benefits.
Accepted by VFS Global for Schengen visa applications up to age 60 years.
Covers trip cancellation, delay, and curtailment due to unforeseen events.
Protection against baggage loss or delay and loss of passport during travel.
Outpatient treatments are reimbursed on a reimbursement basis after deductible.
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".