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Does Bajaj General International Travel Insurance Cover COVID-19 Medical Expenses?

Travel insurance is designed to protect the travellers against unforeseen medical and non-medical emergencies under its various plans. A global pandemic, COVID-19 has added a new layer of complexity to travel insurance that can affect travel plans.

All international travel insurance plans from Bajaj General now include coverage for covid-19 related issues. Bajaj General travel insurance covers covid-19 up to sum insured for all age group of travellers. This policy covers emergency medical expenses arising due to covid-19 during quarantine period when you are outside India. While accommodation and non-medical expenses during quarantine period are not covered.

If you are planning to travel during this covid pandemic, it is important to purchase an insurance which covers all covid-19 related expenses during your course of your journey. Check the latest travel restrictions and regulations for your destination, as these may change frequently due to the evolving nature of the pandemic. Also please go through the terms and conditions of the policy to know what is covered and what is not covered or get in touch with our insurance advisor who will clarify your queries and will guide to purchase the best travel insurance online.

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Bajaj General Travel Insurance Review

Sum Insured

USD 50,000 / 1 lakh / 2 lakhs / 5 lakhs / 7.5 lakhs / 10 lakhs

Coverage Period

Up to 180 days, with the option to extend

Eligibility

6 months to 99 years

Bajaj General Travel Insurance Coverage for Covid-19

  • Covid-19 is covered up to the Sum Insured for all ages.
  • The policy covers medical expenses arising from Covid-19 outside India, including medical expenses incurred during quarantine, subject to the policy terms and conditions.
  • Accommodation and non-medical expenses during the quarantine period are excluded.
Bajaj General Covid insurance for international travel

Bajaj General Travel Insurance Extension / Renewal While Outside India

If you travelled from India with a valid Bajaj General travel insurance policy and are extending your stay abroad, you need to renew or extend the policy to stay covered without a gap. The reason for the longer stay can differ from one traveller to another.

Follow these steps to renew your travel insurance online:

  1. Open the page to extend or renew Bajaj General travel insurance online.
  2. Fill in the renewal form with correct details and submit it.
  3. Our insurance advisors receive your submitted form online.
  4. The form is sent to the insurer's head office for approval.
  5. The head office approves or rejects the request within a few hours, and at most one working day.
  6. If approved, we send you a new link to pay the renewal premium.
  7. Once the payment succeeds, you receive your renewed policy.
  8. If the request is rejected, our advisors will contact you and suggest an alternative insurance plan, if one is available.

Bajaj General Travel Insurance and Covid-19: Frequently Asked Questions

Yes. Bajaj General travel insurance covers medical expenses arising from Covid-19 outside India, up to the sum insured and irrespective of the age of the insured person, subject to the policy terms and conditions.

Yes, exclusions apply, and they vary by insurer. Under Bajaj General plans, the general Covid-19 exclusions are:

  • Non-medical and accommodation expenses during the quarantine period.
  • Cover for people who already have Covid-19 when they buy the policy.
  • Travel to countries classed as high risk because of the pandemic.

Exclusions can change from time to time, so check the latest policy wording before your trip.

Usually not. Most travel insurance policies do not cover trip cancellation made only out of fear of Covid-19. Some policies may cover cancellation caused by a government travel advisory or by the traveller falling ill with Covid-19. Terms change with the pandemic situation, so confirm the current terms before you buy.

Contact the assistance service company as early as possible. They will help you in line with your plan's terms and conditions. The assistance numbers are given with your policy copy.

Common restrictions include:

  • The traveller already has Covid-19 before the journey starts.
  • Travel to a destination restricted because of a high-risk pandemic situation.

Check the latest information before your trip.

Usually not. Insurers generally do not pay for Covid-19 tests taken before or after travel. Rules can change with the pandemic situation, so check the latest terms before you start your trip.

Partly. Bajaj General covers medical expenses incurred during the quarantine period, subject to the policy terms and conditions. Accommodation and non-medical incidental expenses during quarantine are excluded.

Yes. Bajaj General covers medical expenses arising from Covid-19 outside India, subject to the policy terms and conditions.

Contact the travel assistance company so they can help you as per your needs. The contact numbers are provided with your policy copy.

Customer Experiences and Testimonials

Read customer feedback about their experiences with NRIOL's insurance guidance, policy purchases, renewals, and customer support.

Smooth Process

I got my student travel insurance for Ireland through NRIOL. The process was smooth, the documents were provided quickly, and the coverage met all my visa requirements. I highly recommend NRIOL to students going abroad!

Reji
14 July 2026

A Trusted and Reliable Platform

I purchased the Bajaj General Student Elite travel insurance plan for my studies in Ireland through NRIOL, and it was a wonderful experience. The entire online purchasing process was smooth, straightforward, and user-friendly. NRIOL provided the necessary guidance and helped me understand the coverage before I travelled abroad for my education. Having the Student Elite plan gave my family and me peace of mind. I would strongly recommend NRIOL to students planning to study abroad.

Swarna Kiran
16 June 2026

Helpful Insurance Guidance

Thank you for providing the insurance details. I greatly appreciate your support in getting everything sorted out within a short period. I'll recommend NRIOL to my NRI friends and use your services for future travels.

Sandip

Quick Turnaround

Thank you to the insurance team for the quick turnaround and for going the extra mile.

Amit Agrawal

Excellent Renewal Guidance

Thank you very much for your excellent guidance in renewing my parents' medical insurance policy.

Bala K. Palani

Thanks for the Support

I would like to thank each of you for your support when I needed it most.

Anand S. Bisht

Personal Attention

Thank you very much for handling the entire process with personal attention.

Chintan

Appreciation for Prompt Help

Hi NRIOL team, thank you for your quick help. It is much appreciated!

Soumya Tiwari

Exceptional Support for an Urgent Request

Hi NRIOL team, I hope you're doing well. I wanted to express my sincere gratitude for your exceptional support. I contacted you before your usual working hours to request my insurance document urgently for my 8 a.m. visa appointment. Despite the early hour, you responded promptly and ensured that I received the document on time. Your willingness to assist me outside regular working hours meant a lot and made a significant difference. Thank you again for your invaluable support.

Utkarsha Kadam

Prompt Policy Assistance

Hi NRIOL team, many thanks for responding and helping me find the right policy at such short notice. I am grateful for your quick response and appreciate your continued support and guidance!

Neha Gamangatti

Bajaj General Testimonial

Mr. Anshul Nijhawan, Head of Travel Services at Bajaj General, stated that NRIOL and Bajaj General had been working together for quite some time and that NRIOL had successfully delivered seamless customer service by making Bajaj General travel insurance products available to customers online.



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