Bajaj Allianz Overseas Travel Insurance

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Bajaj Allianz international travel insurance key features

  • Bajaj Allianz travel insurance plans can be purchased from 6 months to 99 years without any medical reports.
  • Maximum coverage up to $1million depending on the age and plan you select.
  • Cashless hospitalization (for more than 24 hours stay) after deductible.
  • Assist card plan has limited cover for pre-exissting medical conditions as per the policy schedule.
  • VFS Global Approved Plan for Schengen countries
  • Outpatient medical expenses is reimbursement basis

Bajaj Allianz travel insurance coverage for Covid 19, Bajaj Allianz Covid 19 travel insurance

  • COVID-19 cover shall be allowed max 10,000 USD sub-limited, within the medical expenses sum insured for age upto 70 years and 3000 USD for age above 70 years. This is for hospitalisation cover subject to positive covid report.
  • For Home Quarantine cover restricted to 3000 USD irrespective of age, subject to positive covid report.
  • Covid medical Report with NEGATIVE conducted within 72 hours of travel to be produced at time of Claim and will be mandatory claim document.
  • In case no Covid report available, then Covid-19 covered after 7 days from the date of landing on the destination (outside India) for new policies. This waiting period is not applicable for policy holders on extension for insured already abroad and extending in continuity before expiry of current policy. For any extension of our own policies with break-in period then waiting period of 7 days to apply from date of acceptance of such extension for covid cover as above.
  • Person having any complaints prior to travel or in close contact with COVID-19 positive patient in last 14 days prior to travel date , he/she shall not be eligible for any claim related to COVID-19
  • Above guidelines to be applicable for retail travel, CFT and group policies with max cover for 180 day incl student policies for one year.
  • This approval is valid till 31Dec20 and we review thereafter.
Bajaj Allianz covid insurance for international travel
Bajaj Allianz travel insurance
Call: 080-4110 1026

Bajaj Allianz Travel Insurance Review

Sum Insured
USD 50,000/ 100,000/250,000/500,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

Bajaj Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Bajaj Allianz travel insurance online. These travelers can complete the Bajaj Allianz international travel insurance renewal request form online and we will try to get an approval for you.
ONLINE RENEWAL

International Travel Insurance from Bajaj Allianz - Useful links

How to buy online Bajaj travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.


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Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy Bajaj Allianz travel medical insurance.


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Bajaj Allianz travel insurance brochure

Download Bajaj Allianz travel insurance soft copy for overseas travel!



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Bajaj Allianz travel insurance claim

In case of Claim or reimbursement of treatment expenses, notify Bajaj Allianz travel health insurance.


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Bajaj Allianz overseas travel insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding Bajaj Allianz overseas travel health insurance.


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Bajaj Allianz travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.



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The following Bajaj Allianz plans satisfies VFS Global requirements for the schengen visa

asia travel insurance

Overseas travel medical insurance from Bajaj Allianz

Due to the decrease in cost of international airfare and the availability of low cost travel packages these days there have been an increase in the number of Indians traveling overseas. This will result in the rise of Indian travelers from around 15 million today to 50 million by 2020, according to Tourism Australia. As Indians become more affluent and travel to different countries, Indians are becoming familiar with the need for overseas travel insurance. While Bajaj Allianz overseas travel insurance mainly focuses on the health of the traveler while he or she is outside India, this coverage also provides insurance against losing a passport, or having your baggage lost while outside India. Some overseas insurance plans also provide coverage against burglary of your house in India while the traveler is overseas. Compare and buy Bajaj Allianz overseas travel insurance policy online.

Travelers visiting foreign countries can buy Bajaj Allianz visitor medical insurance policy to cope with expensive health care. Emergencies occur when least expected and the coverage will come to your help to pay medical bills during hospitalization. Bajaj Allianz overseas travel plan is available for Indians traveling anywhere in the world, be it the USA, the UK, Canada, Europe, Australia or within Asia (Singapore, Hong Kong, Thailand etc..) . Insurance is in fact mandated by Schengen states before issuing the Schengen visa for travel to Europe. Bajaj international travel health insurance plans that we offer satisfies Schengen visa requirements.

Indian tourists travelling overseas can get the complete travel insurance quotes using the Bajaj travel insurance premium chart. Tourists can also complete an online Bajaj travel insurance proposal form as well as renew or extend an existing Bajaj Allianz visitor insurance policy using Bajaj Allianz travel insurance extension on expiry. International tourists can purchase the Bajaj Travel insurance online either using our Credit Card purchase, Net banking, Mobile wallet or Cheque payment facilities. Bajaj Allianz also satisfies Schengen visa requirements for travel to Europe. Please read through Bajaj Allianz travel insurance brochure for complete benefits covered by the plan and its policy wordings which includes the terms and conditions.

Bajaj Allianz offers four overseas travel plans

  • All travelers older than 6 months are eligible ( up to age 99 years).
  • Covers up to $1,000,000 till age 70 and $50,000 for 70+.
  • Hospitalization expenses is cashless after deductible
  • Out Patient medical expenses and pharmacy bills are reimbursed
  • Travelers between 6 months and 85 years eligible for this plan.
  • Covers up to $5,00,000 till age 70 and $50,000 for 70+.
  • Hospitalization expenses is cashless after deductible
  • Out Patient medical expenses and pharmacy bills are reimbursed
  • Travelers between 6 months and 70 years eligible for this plan.
  • Includes limited coverage for pre-existing conditions.
  • Covers up to $5,00,000 till age 60 and $50,000 for 60+.
  • Hospitalization expenses is cashless after deductible
  • Out Patient medical expenses and pharmacy bills are reimbursed
  • Travelers between 6 months and 70 years eligible for this plan.
  • Most Affordable among Bajaj travel insurance plans
  • Covers up to $5,00,000 till age 60 and $50,000 for 60+.
  • Hospitalization expenses is cashless
  • Out Patient medical expenses and pharmacy bills are reimbursed

Bajaj Allianz travel medical insurance products

  • Benefits
  • Exclusions

Bajaj Allianz - Overseas Travel insurance coverages and benefits

$7,500
Coverages in USD Travel Companion
Asia Flair
Travel Companion
Asia Supreme
Travel Elite
Asia Flair
Travel Elite
Asia Supreme
Travel Prime
Asia Flair
Travel Prime
Asia Supreme
Personal Accident* $7,500 $7,500 $7,500 $7,500 $7,500
Medical Expenses, Evacuation and Repatriation $15,000
Deductible:$50
$25,000
Deductible:$50
$15,000
Deductible:$50
$25,000
Deductible:$50
$15,000
Deductible:$100
$25,000
Deductible:$100
Emergency Dental Treatment $500
Deductible:$50
$500
Deductible:$50
$500
Deductible:$50
$500
Deductible:$50
$500
Deductible:$100
$500
Deductible:$100
Loss of Checked Baggage** $200 $200 $200 $200 $200 $200
AD & D Common Carrier Nil Nil $2,500 $2,500 Nil Nil
Loss of Passport $100
Deductible:15
$100
Deductible:15
$100
Deductible:25
$100
Deductible:25
Nil $100
Deductible:15
Personal Liability $10,000
Deductible:100
$10,000
Deductible:100
$10,000
Deductible:100
$10,000
Deductible:100
$10,000
Deductible:100
$10,000
Deductible:100
Hijack $20 per day to max $200 $20 per day to max $200 $50 per day to max $300 $60 per day to max $360 $50 per day to max $300 $60 per day to max $360
Emergency Cash Advance*** Nil Nil $500 $500 Nil $500
Delay of Baggage $100
Deductible: 12hrs
$100
Deductible: 12hrs
$100
Deductible: 12hrs
$100
Deductible: 12hrs
$100
Deductible: 12hrs
$100
Deductible: 12hrs
Trip Delay - - $ 20 per 12 hrs to max $ 120 $ 30 per 12 hrs to max $ 180
Deductible: 12hrs
$ 20 per 12 hrs to max $ 120
Deductible: 12hrs
$ 30 per 12 hrs to max $ 180
Deductible: 12hrs

*Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Cash Advance Would include delivery charges

Exclusions applicable to Travel Policies

  1. Any medical condition or complication arising from it which existing before the commencement of the policy period, or for which care, treatment or advice was sought, recomended by or received from a physician.
  2. Routine physical or other examination where there is no objective indication of impairment of normal health.
  3. Medical expenses beyond the expiry of the policy period.
  4. Suicide, attempted sucide or wilfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; veneral disease, alcoholism, drunkenness or the abuse of drugs
  5. Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
  6. Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  7. Experimental, unproven or non-standard treatment.
  8. Treatment by another system other than modern medicine (also known as Allopathy).
  9. The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
  10. Delay of baggage when the intended destination is in India
  11. Loss or damage of the insureds passport as a result of the classification or detention by customs, police or any other authority.
  12. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  13. Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.

Bajaj Allianz travel insurance frequently asked questions

Any traveler traveling overseas must be between 6 months to 90+ years to buy the Bajaj Allianz travel insurance.

Bajaj Allianz has designed many travel insurance plans to cover wide range of travelers. Some of the key benefits of travel health insurance are as below. This benefits will vary depending on the plan chosen.

  • Accident & Sickness Medical Expenses: The insurance company will indemnify the policy holder for the eligible medical and related expenses due to illness / injury outside India as per the policy terms and conditions. The expenses covered would include physician services, hospital and medical services and local emergency medical transportation.
  • Medical Evacuation: Medical Evacuation to a hospital in the Republic Of India required as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey. The Medical Evacuation will have to be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Repatriation of Remains: In case of death of the policy holder due to a covered reason, the cost of repatriating the policy holder's body back to India or to the nearest burial ground where the insured has died is paid by the insurance company. These claim should be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Personal Accident: The insurance company pays the agreed amount as per the terms and conditions of the policy for policy holders death and / or permanent total disablement
  • Baggage Loss: The insurance company will pay the policy holder as per the policy schedule for complete and permanent loss or destruction of the policy holder checked baggage.
  • Baggage Delay: The insurance company will reimburse the policy holder for the amount specified in the policy schedule for emergency purchase of toiletries, medication and clothing to replace those contained in checked baggage, the arrival of which is delayed by more than the stipulated time beyond the time of the policy holder arrival at the intended destination outside of India.
  • Personal Accident Cover in India: The insurance company will pay the amount specified in the policy schedule if the policy holder sustains accidental bodily injury during his / her travel intended from home to airport on the day of overseas departure from India and on day of his arrival back to India from overseas.
  • Trip Delay: If the air craft on which the policy holder has booked his/her ticket/s to travel from Republic of India or travel to Republic of India, is delayed beyond stipulated time than the original scheduled departure time, the insurance company will pay the amount mentioned in the policy schedule as per the policy terms and conditions.
  • Trip Cancellation: If policy holder's trip is cancelled due to death of any immediate family member or serious injury or sickness or any other valid reason. The insurance company will indemnify policy holder up to the limit shown in the policy schedule for loss of personal accommodation or travel charges paid or contracted to be paid by the policy holder, which are not recoverable from any other source, following the necessary and unavoidable cancellation of the trip prior to its commencement.
  • Trip Curtailment: If policy holder's trip is curtailed (cut short by early return to India) due to death of any immediate family member or serious injury or sickness or any other valid reason. The insurance company will indemnify policy holder up to the limit shown in the policy schedule for loss of personal accommodation or travel charges paid or contracted to be paid by the policy holder, which are not recoverable from any other source, following the necessary and unavoidable curtailment of the trip.
  • Missed Connection: if the air craft on which the policy holder is booked to travel from India is delayed beyond the stipulated time than the original scheduled arrival time at the destination of the connecting flight resulting in the policy holder missing the connecting flight, the insurance company will pay the sum mentioned in the policy schedule towards missed connection.
  • Difference in airfare due to delayed or early return: Subject to all other terms and conditions of the policy, if the policy holder returns back to India before or after the scheduled date of return, due to illness or accident, because of which scheduled return flight is cancelled then the company will pay for the fare difference for economy class return ticket when the policy holder's original return ticket was issued at a reduced rate and with a fixed or limited return date, and such return date cannot be met due to the policy holder's illness or accident covered under the policy.
  • Bounced Hotel: In case the policy holder not getting hotel services booked on confirmed basis with the suppliers, the policy holder would be reimbursed as per the policy terms and conditions by the insurance company the cost of expenses relating to transportation to the alternative hotel, cost of up gradation to a superior class of hotel if required

Yes, you can renew the policy online. You can fill the online renewal form.
Once we receive the filled renewal form, it will forwarded to the Bajaj Allianz head office for approval. We will update the customer on the approval or rejection as early as possible to maximum 1 business day. Approval of renewal is based on good health and no claims declaration.

If you need to make a claim, all you need to do is to get in touch with the assistance service provider by phone or email. You can call the toll free number in India 1800 209 5858 or give a missed call on +91 124 6174720 the Global Travel Helpline number who will then call back to you.
Claim is registered.
Once claim is registered, you need to provide the necessary details of the policy holder and supporting documents in order to process your claim.
If the assistance service provider needs more information than what you have submitted s/he may get in touch with you via email/phone.
Once the assistance service provider is satisfied with all the documents you have submitted, then they will be let you know in the shortest possible time about your claims approval or denial.
If approved, the assistance service provider will provide Guarantee of Payment so that you can avail cashless claim after deductible.
Suppose if the assistance service provider cannot make your claim a cashless settlement, then you have to bear all the medical expenses from your pocket and produce necessary bills to claim for reimbursement.
The claims reimbursement will be done as per the policy terms and conditions.
In case your claim request is rejected, then you cannot make a claim and you have to bear all the expenses from your pocket.

Yes, initially the policy holder has to bear all the medical expenses from his / her pocket and later file for reimbursement. The insurance company will reimburse all eligible outpatient medical expenses after a standard deductible.

The Bajaj Allianz Assist card plan covers declared pre-existing medical conditions for a limited amount as per the terms and conditions of the policy. The details of coverage are as beloww

Age Policy Maximum Coverage for pre-existing medical conditions
up to 60 years $50,000 $300 (deductible - $100)
up to 60 years $200,000 $500 (deductible - $100)
up to 60 years $500,000 $1,000 (deductible - $100)
61 years to 70 years $50,000 $300 (deductible - $100)
Please call us at 080 41101026 for more information

Bajaj Allianz travel health insurance can be initially be purchased for a maximum of 6 months and later on can be renewed for another 6 months. Renewal is based on good health, no claims and approval from the head office.

Yes, after a standard deductible Bajaj Allianz travel health insurance provides cashless medical claims if the policy holder stays for more than 24 hours in the hospital. In insurance company do a reimbursement of claims wherever cashless claims is not possible. The claims are settled as per terms and conditions of the policy schedule.

The general exclusions of the Bajaj Allianz travel insurance are as follows

  • Traveling against the advice of the physician.
  • Traveling overseas for the purpose of obtaining treatment
  • Any pre-existing condition or any complication arising from it unless mentioned in the policy schedule.
  • Any willful, malicious, criminal or unlawful act, error, or omission.
  • Does not cover risks directly or indirectly associated with travel in, to, or through Pakistan, Afghanistan, Iraq, Yemen, Syria, Democratic Republic of Congo, Chad, N Korea, Maldives, similar terror and politically disturbed countries.
  • Adventure sports and professional sports.
  • War and many more.

Bajaj Allianz travel insurance is very popular in India. Bajaj Allianz general insurance is one of the most reputed general insurance companies in India, and its travel insurance product is one of the best Indian travel insurance products available. Bajaj Allianz travel insurance offers overseas travel insurance for Indians worldwide with coverage for medical expenses rising out of sickness or accidents while outside India. Travelers can get cashless benefits for hospitalization.

You can renew the Bajaj Allianz policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj Allianz insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Find out more about Bajaj Allianz travel insurance

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Travel Reviews

Bajaj Allianz Travel Insurance Review - Customer experiences and testimonials.
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Proposal form

Proposal Form

Bajaj Allianz travel insurance proposal form for Indians travelling overseas.
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Proposal form

Premium Chart

Bajaj Allianz travel insurance premium calculator for Indian travelers travelling overseas.
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Assistance & Claims

Claims Procedure

Bajaj Allianz Insurance Claims Procedure and Reviews.

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Resourceful Bajaj Allianz travel insurance links

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Bajaj Allianz senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.

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Schengen visa
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Bajaj Allianz offer Europe travel insurance plans which are approved by VFS center.

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Domestic Travel Insurance

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Bajaj Allianz Citation

"Mr. Jitendra Hodawadekar, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".

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