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Bajaj Allianz Health insurance Bajaj Allianz Health Ensure insurance

Buy health insurance plans by Bajaj Allianz

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policy Policy duration
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bajaj-allianz health insurance

Bajaj Allianz health insurance review

Description
Sum insured

3 lacs − 50 lacs options available

List
Tenure options

For a period of 3 years

Local_Hospital
Claims incurred ratio *

85.00%

Medication
Claims settlement ratio **

94.55%

Ambulance
List of network hospitals

6,500+ hospitals

Table
Number of Policies issued *

531,046

Group
Number of lives covered *

2,46,85,000

Diversity_3
Maximum family floater coverage

Self, Spouse + 4 dependent children

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Bajaj Allianz health insurance benefits

  • Bajaj Allianz Health insurance key features

    • Pre-existing diseases covered after 2 yrs continuous renewals with us.
    • A flat benefit of 2% of admissible hospitalization expenses are paid towards pre & post hospitalization expenses.
    • Access to 2400 hospitals for Cashless facility.
    • In case of admission in non network hospitals the expenses incurred would be reimbursed within 14 days from the date of submission of all documents.
  • Bajaj Allianz Health insurance advantages

    • No tests required up to the age of 55 yrs*
    • Health Check up at the end of continuous four claim free year.
    • 130 day care procedures covered.
    • In case of emergency ambulance charges covered subject to a maximum of Rs. 1000 /- per policy period.
    • Hassle free claim settlement due to in house claims administration team.
    • Family discount of 5 % is applicable.
    • tax benefit on the premium paid as per section 80-D of the income Tax Act.
    • Policy can be taken from 3 months to 55 yrs *
    • Renewal up to 75 yrs*
    • SI - 50,000, 75000, and 1 lac.
    * Conditions apply.

    Hospitalization Benefits Limits
    1.Room, Board & Nursing Expenses as provided
    By the Hospital/ Nursing home including registration and service Charges.

    2. By the Hospital/ Nursing home including registration and service Charges.

    All admissible Claims under (i) & (ii) during the policy period.
    Up to 1% of SI per day



    Up to 2 % of SI per day


    Up to 30% of SI per illness/injury
    Surgeon, Anesthetist, Medical practitioner, Consultants, Specialist Fees Up to 30% of SI per illness/injury
    Emergency Ambulance charges up to Rs 1000/-, Anesthesia, Blood, Oxygen, operation Theater Charges, Surgical Appliances, Medicines & Drugs, per illness/injury Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and any medical expenses incurred which is integral part of the operation Up to 40% of SI