Best Schengen Visa Travel Insurance for Romania from India
Travel medical insurance is required when applying for an Romania Schengen visa. Indian travellers must purchase a policy that provides at least €30,000 in medical coverage and is valid across all Schengen countries for the entire duration of the trip. TATA AIG Schengen travel insurance plans for Romania start from ₹29/day* and include medical coverage, emergency evacuation, baggage protection, and trip cancellation benefits.
Romania Travel Insurance Cost Calculator
Why Choose TATA AIG Travel health insurance to Romania from India?
Planning a trip from India to Romania? Whether you’re visiting for business, education, or leisure, getting the right travel insurance for Romania from India is essential. TATA AIG Travel Insurance Romania offers Schengen visa-compliant travel medical insurance designed to meet all Romania Embassy and Consulate requirements.
Who Needs an Romania Schengen Visa from India?
Before taking a trip, Indian citizens must apply for an Romania Schengen visa for short-stay visits that require a visa. This visa allows travel from Romania to any other Schengen country for an aggregate stay of up to 90 days within 180 days. As part of the visa application process, you will need to present Romania Schengen travel insurance from India that meets the applicable Schengen visa requirements.
How Much Does Romania Schengen Travel Insurance Cost in 2026?
Romania travel insurance cost from India depends on factors such as the traveller's age, trip duration, coverage amount and selected plan. TATA AIG Romania travel insurance costs from ₹29/day*, with plans offering coverage between $50,000 and $1,000,000.
Get your instant quote in 2 minutes →
| Plan | Medical Cover | Pre-existing Conditions | Trip Cancellation | Starting Premium |
|---|---|---|---|---|
| Silver Plan | $50,000 | Up to $2,500 | $500 |
₹29/day* |
| Silver Plus Plan | $100,000 | Up to $5,000 | $500 |
₹35/day* |
| Gold Plan | $250,000 | Up to $10,000 | $750 |
₹38/day* |
| Platinum Plan | $500,000 | Up to $12,500 | $1,000 |
₹48/day* |
| Titanium Plan | $750,000 | Up to $15,000 | $1,000 |
₹53/day* |
| Titanium Plus | $1,000,000 | Up to $20,000 | $1,500 |
₹64/day* |
*Price shown is for a 60-day trip to Romania for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
What Is the Cheapest Romania Travel Insurance from India for a Schengen Visa?
The cheapest Schengen travel insurance from India is the TATA AIG Silver Plan, starting at ₹29/day* for a 25-year-old traveller with $50,000 in medical coverage. This meets the mandatory €30,000 Schengen visa insurance requirement for Romania.
Key Benefits of the Silver Plan
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹29/day*
- check_circle Pre-existing conditions: up to $2,500
- check_circle Medical evacuation: up to $50,000
- check_circle Repatriation: up to 25% of sum insured
- check_circle Accidental death & disablement: $10,000 max
The TATA AIG Silver Plan offers affordable and reliable coverage for travelers visiting Romania, ensuring compliance with Schengen visa insurance requirements.
What Is the Best Travel Insurance for Romania from India?
The best travel insurance for Romania from India is the TATA AIG Gold Plan, starting at ₹38/day*. It offers Schengen-compliant medical coverage of at least €30,000, along with travel protection for Indian travellers visiting Romania.
Key Benefits of the Gold Plan
- check_circle Medical coverage up to $250,000
- check_circle Premiums starting at ₹38/day*
- check_circle Pre-existing conditions: up to $10,000
- check_circle Medical evacuation: up to $250,000
- check_circle Repatriation: up to 25% of sum insured
- check_circle Accidental death & disablement: $15,000 max
The TATA AIG Gold Plan offers extensive protection for travelers visiting Romania and the Schengen Area, ensuring peace of mind and compliance with Schengen visa insurance requirements.
What Factors Influence the Cost of Travel Insurance to Romania?
Your travel insurance Romania from India premium depends on:- Age of travelers
- Duration of stay in Romania
- Type of plan (individual, family, student, etc.)
- Coverage amount and add-ons
TATA AIG provides affordable travel insurance from India to Romania, starting as low as ₹29 per day for short trips. Before making a purchase, it is a good idea to compare travel health insurance for Romania from India by price, coverage and benefits. With TATA AIG, you can quickly compare travel insurance plans for Romania online to ensure that you find a plan that works for your trip and fits within your budget.
Best Travel Insurance for Senior Citizens Visiting Romania from India
Senior citizens and elderly parents traveling from India to Romania can get comprehensive TATA AIG Senior Citizen Travel Insurance with medical cover up to $1,00,000 for travelers aged 71-80 years and up to $50,000 for travelers aged 81 and above. No medical tests required. View senior travel insurance plans →
What Is the Best Travel Insurance for Seniors Vacationing in Romania?
TATA AIG offers special senior citizen travel insurance plans for travelers aged up to 99 years. These plans include:
- Cashless medical treatment abroad
- No pre-policy medical check-up (up to certain ages)
- Pre-existing disease coverage options (as per plan terms)
| Plan | Eligible Age | Sum Insured | Ideal for |
|---|---|---|---|
| 71-80 years | Up to US $100,000 (Worldwide) | Good for travel to Romania/Schengen for business, leisure, or family visits | |
| Over 80 years | Up to US $50,000 | Recommended for seniors over 80 traveling to Romania/Schengen |
Is Travel Insurance Mandatory for an Romania Schengen Visa?
Yes. If you are an Indian national traveling to Romania, travel insurance for Romania is compulsory for a Schengen visa application. The Romania authorities will ask for evidence of insurance that covers medical emergency, hospitalization, and repatriation in the Schengen Area.
That’s why TATA AIG travel health insurance Romania plans are designed to provide you with the right coverage that meets visa criteria and gives you complete peace of mind.
How Do I Apply for a Romania Schengen Visa?
- Choose the right visa type - tourist, business, student, or transit.
- Book an appointment at your nearest VFS or Romania Consulate.
- Complete the Schengen visa application and collect the necessary paperwork.
- Purchase TATA AIG travel insurance from India to Romania, accepted by VFS Global for visa applications.
- Attend the visa interview and submit biometrics.
How to Choose the Best Romania Schengen Visa Insurance Plan?
TATA AIG offers travel insurance plans that meet all Schengen visa insurance requirements. You can easily buy travel insurance India to Romania online in just a few minutes. Once purchased, you’ll receive a Romania visa letter (certificate) instantly by email — which you can attach to your Schengen visa application.
What Are the Romania Travel Insurance Requirements?
To meet the Romania visa insurance requirements, your Romania Schengen visa travel insurance must provide:
- Medical coverage that meets the Schengen visa travel medical insurance minimum 30000 euros requirement.
- Coverage for medical emergencies, accidents, and repatriation of remains.
- Valid across all 29 Schengen countries
- Valid for the entire duration of your stay in Romania
TATA AIG policies are designed to meet these Romania travel insurance requirements and provide the insurance documentation required for a Schengen visa application.
How to Buy TATA AIG travel health insurance for Romania Schengen Visa?
language Step 1: Complete the TATA AIG Schengen Visa Insurance Quote Form
Complete the Travel Insurance for Romania quote form online.
edit_note Step 2: Enter Traveler Details
Provide number of travelers, age, and travel dates to compare TATA AIG plan options.
tune Step 3: Select the Best Romania Visa Travel Insurance from India
Compare the plans and select the best travel insurance for Romania from India based on medical coverage, benefits, exclusions and premium.
payment Step 4: Pay Securely Online
Complete payment via credit/debit card, UPI, or net banking.
verified_user Step 5: Get Your Policy and Schengen visa letter Instantly
Your TATA AIG Romania travel insurance policy will be issued immediately and emailed to you.
What Travel Insurance Mistakes Should You Avoid When Applying for an Romania Schengen Visa?
- Buying an insurance plan not valid in all Schengen countries
- Not ensuring the minimum EUR 30,000 coverage
- Entering incorrect travel dates on the policy
- Forgetting to print and attach the insurance certificate to your visa file
With TATA AIG travel insurance Romania, you’ll receive a verified Schengen-compliant insurance letter, minimizing any risk of visa rejection.
What Does Schengen Visa Travel Insurance for Romania Cover?
TATA AIG travel health insurance Romania covers a wide range of travel and medical risks, including:
- Emergency medical and hospitalization expenses
- Medical evacuation and repatriation
- Loss of passport or checked-in baggage
- Trip cancellation or delay
- Accidental death or disability benefits
- 24x7 worldwide assistance
Travel Safe to Romania - with TATA AIG Schengen Travel Insurance
Ensure a safe trip to Romania with TATA AIG Travel Insurance - offering cashless medical cover, baggage protection, and Schengen visa-compliant benefits.
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TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 2 Decades and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
How Do I Get an Romania Visa Insurance Certificate?
Once you purchase TATA AIG travel insurance for Romania from India online:
- Your Romania visa insurance certificate (Schengen visa letter) will be automatically generated.
- You’ll receive it instantly via email in PDF format.
- You can download and print it to include with your Romania visa documents.
Frequently Asked Questions About Romania Travel Insurance
Romania visa travel insurance cost varies depending on the traveler’s age and coverage duration. The premium will be costlier for older people and travellers looking for long duration coverage.
Romania Visa (Schenge Visa) is required for Indian citizens and travel insurance is a necessary document for applying for visa. There is travel insurance requirement for Romania visa with minimum 30,000 Euros coverage. Given the cost of healthcare in Romaina it is prudent choice to buy travel insurance from India.
On our website you can compare and buy Romania travel insurance for Schengen visa. Our compare facility helps you understand coverage details with premium and buy plan that satisfy visa consulate requirement. We will email your travel insurance document once the purchase process is completed and the same you can submit for applying Romania visa.
Travel insurance is a mandatory document for applying Schengen Visa. Travelers should show proof of insurance to meet Romania visa (Schengen Visa) requirement with a minimum amount of coverage for medical expenses, repatriation and emergency medical care during the stay in Romania. The coverage should match visa regulations and provide financial cover in case of unforeseen events.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
No. GST on individual travel insurance policies has been reduced to 0% for eligible policies purchased after the applicable regulatory change (from Sept 22, 2025 onwards).
If your return journey is delayed or cancelled due to a covered reason, your policy may be extended automatically for a limited period as per policy terms.
Yes. Tata AIG offers travel insurance for senior citizens, subject to age limits and medical underwriting. Coverage for pre-existing diseases may be available under specific plans.
What Are the Different Types of Romania Visas?
- Tourist Visa - for leisure travel and sightseeing
- Business Visa - for meetings or conferences
- Student Visa - for pursuing education in Romania
- Family Visit Visa - for visiting relatives or friends
- Transit Visa - for short layovers through Romania airports
- Work Visa(Type D National Visa) - for long-term employment in Romania
What Are the Documents Required for an Romania Visa?
- Valid Indian passport (minimum 6 months validity)
- Visa application form (completed and signed)
- Passport photos (as per Schengen specifications)
- Cover letter explaining purpose of visit
- Flight itinerary and proof of accommodation
- Travel insurance certificate (from TATA AIG or equivalent)
- Proof of financial means (bank statements, income proof)
Travel Insurance to Romania Work Permit from India
Indian professionals traveling to Romania on a Type D National Work Visa must have travel insurance that satisfies the visa requirements and remains valid for their entire stay. This insurance provides essential protection against medical emergencies, hospitalization, and other unforeseen events while living in Germany.
Can I get a refund on my travel insurance if my Romania visa is rejected?
Yes. If your Romania visa is rejected, you can submit the visa rejection letter to the travel insurance company. They will cancel the policy and process a full refund of the premium you paid.
Romania Travel Insurance for Every Type of Traveler
Whether you're traveling solo, with family, or for an extended stay, TATA AIG offers Romania travel insurance plans designed for your specific needs.
- Romania Travel Insurance for Family Visiting from India: Cover your entire family with a single TATA AIG Travel Insurance to Romania policy - ideal for parents visiting children settled in Romania or family holidays together.
- Romania Long Stay Visa Insurance for Indians: Planning to stay in Romania beyond 90 days on a Type D National Visa? TATA AIG offers long stay Europe visa insurance options that meet extended-duration requirements.
- Romania Visa Insurance for Pre-Existing Conditions: TATA AIG plans include acute onset of pre-existing condition coverage up to $20,000 (Titanium Plus Plan), subject to age and plan terms.
- Romania Student Visa Travel Insurance: Studying in Romania? TATA AIG student travel insurance is designed to meet Romania university and consulate insurance requirements.
- Group Travel Insurance: Traveling in a group? Get discounted group travel insurance for an Romania Schengen visa when booking for multiple travelers together.
TATA AIG vs Other Romania Schengen Visa Insurance Options
When comparing TATA AIG against other Romania Schengen visa insurance providers, consider these factors:
- Starting Premium - TATA AIG: ₹29/day*. What to check elsewhere: Compare per-day cost, not just total premium.
- VFS Global Acceptance - TATA AIG: Accepted. What to check elsewhere: Confirm consulate acceptance before buying.
- Visa Letter Delivery - TATA AIG: Instant (email/PDF). What to check elsewhere: Some providers take 24-48 hours.
- GST - TATA AIG: 0% (post Sept 2025). What to check elsewhere: Check if GST is included or added at checkout.
- Pre-Existing Coverage - TATA AIG: Up to $20,000. What to check elsewhere: Many budget plans exclude this entirely.
Use our Romania visa insurance premium calculator above to compare TATA AIG plans by age, trip duration, and coverage amount instantly.
Romania Travel Insurance Claim Process with TATA AIG
If you need to make a claim during your Romania trip:
- Contact the TATA AIG 24x7 assistance helpline listed on your policy card
- For hospitalization, request cashless treatment where the hospital is in-network
- For reimbursement claims, retain all original bills, prescriptions, and medical reports
- Submit your claim documents online or via the TATA AIG claims portal
- Track your claim status through TATA AIG customer care
What Does TATA AIG Romania Travel Insurance NOT Cover?
While TATA AIG Romania travel insurance covers a wide range of medical and travel risks, standard exclusions typically include:
- Chronic illness treatment - ongoing management of pre-existing conditions beyond acute onset limits.
- Non-emergency or elective treatment - routine check-ups, vaccinations, cosmetic procedures.
- Adventure sports - skiing and snowboarding coverage in destinations like Kitzbühel or Saint Anton may require add-on coverage; check plan terms before winter sports trips.
- Mental health conditions - most standard plans exclude anxiety, depression, and related treatment.
- Exclusions vary by plan (Silver, Gold, Titanium, etc.) - review your policy wording or ask our support team before purchasing if you plan adventure activities in the Romania Alps.
Romania - General Information
Southeastern Europe
Bucharest
Romanian Leu (RON)
May - September
19.04 million
Romanian
Bucharest, Brașov, Sibiu, Sighișoara, Cluj-Napoca, Sinaia, Constanța, Bran, Maramureș, Danube Delta, Transylvania.
Which Are the Popular Tourist Destinations in Romania?
Mamaia
Mamaia is Romania’s most popular seaside resort. It has great white sand beaches, just made for sunning or people-watching. Mamaia has a water park, but activities are limited for small children.
Danube Delta
The Danube Delta is one of the largest and best-preserved deltas in all of Europe, with 23 ecosystems that are home to a huge number of plants and wildlife.
The Sphinx and Babele
The Sphinx and Babele are two regularly visited natural rock formations. Created by wind and rain. Babele, which translates to ‘the old woman’, is the name for the mushroom-shaped formations.
Peles Castle
Decorated with ornate stonework, sculpted wood, and stained-glass windows, the castle is at once charming and intimidating from its spot against the panoramic views of the Carpathian Mountains.
Indian Embassy & Consulate Details in Romania
Indian travellers in Romania can contact the following Indian mission for passport issues, visa services, emergency assistance, or consular support:
- Embassy of India, Bucharest (Romania)
183, Mihai Eminescu Street, Sector 2, Bucharest 020078, Romania
What Is Cashless Hospitalization in TATA AIG Travel health insurance to Romania?
Cashless means that when you’re hospitalized or receive medical treatment in Romania, you don’t have to pay the hospital bills upfront - the insurance company settles them directly with the hospital through its assistance network.
How to Get Cashless Treatment in Romania With TATA AIG Travel Insurance?
How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like TATA AIG) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly