International Student Health Insurance for Indian Students in Spain
Student health insurance for Spain is mandatory for Indian students applying for a Spanish student visa. As the best student visa insurance for Spain for Indian students, Bajaj General plans start at ₹12/day*, with medical cover up to $1,000,000 and instant policy issuance.
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Student Health Insurance for Spain - Indian Students Guide 2026
Health insurance for international students in Spain is a mandatory requirement for obtaining a Spanish student visa. Indian students must purchase approved Spain insurance for Indian students before departure - covering medical emergencies, hospitalisation and repatriation for the full duration of their course.
Bajaj General offers the most affordable travel insurance for Spain from India, with plans accepted by the universities. Premiums are paid in Indian rupees, while eligible coverage is provided in US dollars - making it cost-effective student medical insurance for Spain for every budget.
How Much Does International Student Health Insurance Cost in Spain in 2026?
The cheapest student health insurance for Spain from Bajaj General starts at just ₹12 per day for a 22-year-old student - making it the most affordable option for cheap student travel insurance from India. Whether you need basic cover or the best student insurance for Spain with $1,000,000 medical protection, Bajaj General has a plan to match your university's requirements and budget.
- Coverage Range: $50,000 - $200,000
- Includes: Medical expenses, evacuation & repatriation
- Additional Benefits: Emergency dental, Tuition fee, Personal accident
- Other Coverage: Accident to sponsor, Family visit
- The cheapest travel insurance from Bajaj General is the Student Companion Plan, which starts at ₹12/day*, offering multiple student-friendly benefits.
-
Policy Maximum ?
$50,000 - $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹12/day*
- Coverage Range: $50,000 - $200,000
- Includes: Medical expenses, evacuation & repatriation
- Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
- Additional Benefits: AD&D common carrier, Bail Bond
- Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
- The Student Elite plan premium starts at ₹14/day*, offering enhanced and comprehensive coverage options.
-
Policy Maximum ?
$50,000 - $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹14/day*
- Coverage Range: $50,000 - $1,000,000
- Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
- Includes: Medical expenses, evacuation & repatriation
- Coverage Duration: Initial 1-year purchase, renewable up to 3 years
- Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
- The Student Prime plan is considered one of the best travel insurance plans from Bajaj General and starts at ₹17/day*, offering comprehensive coverage with additional security benefits.
-
Policy Maximum ?
$50,000 - $1,000,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹17/day*
Note: Premiums vary based on the student's age, policy duration, destination and selected coverage amount. Get an instant quote to view the latest premium for your Spain study plans.
Best Health Insurance for Indian Students in Spain
Finding the best health insurance for Indian students studying in Spain means choosing a plan that offers comprehensive medical protection and affordable premiums. Bajaj General's student insurance offers comprehensive health coverage for students pursuing higher education in Spain, with premiums payable in Indian rupees while coverage is available internationally.
Whether you are enrolling at University of Barcelona, Complutense University of Madrid, or any other Spanish institution, Bajaj General's student insurance plans can help provide coverage for international students. As a provider of student medical insurance for Spain from India, Bajaj General provides Indian students with medical coverage that begins before departure and continues throughout their studies in Spain.
Spain Student Coverage
Comprehensive medical insurance designed for Indian students studying in Spain, with benefits suitable for university enrollment and visa requirements.
Spanish student visa Compliant
Plans offer coverage aligned with the minimum medical coverage requirements for non-EU/EEA student visa and residence permit applicants in Spain, including emergency medical treatment, hospitalization and medical evacuation benefits.
Pay in ₹, Covered in US Dollars
Pay your premium conveniently in Indian rupees while receiving eligible medical coverage and claim settlements for expenses incurred in Spain.
Which Is the Best International Student Health Insurance for Students in Spain?
The best health insurance for Indian students in Spain depends on your budget and coverage needs. Student Companion is the best-value option, offering comprehensive medical coverage at an affordable price starting from ₹12/day*. If you need broader benefits, Student Elite provides enhanced medical protection, while Student Prime offers the highest level of coverage, including extensive worldwide medical benefits for students and eligible dependents.
Compare the Best Spain Student Insurance Plans
| Plan | Best For | Starting Premium |
|---|---|---|
| Student Companion | Best-value coverage for most students | ₹12/day* |
| Student Elite | Enhanced medical benefits and higher protection | ₹14/day* |
| Student Prime | Maximum worldwide medical coverage and premium benefits | ₹17/day* |
Which Plan Should You Choose?
- Looking for the cheapest student insurance for Spain? Choose Student Companion for affordable coverage starting from ₹12/day*.
- Need the best student health insurance for Spain? Choose Student Elite for enhanced medical benefits and higher coverage.
- Want the highest level of protection? Choose Student Prime for comprehensive worldwide medical coverage and premium benefits.
Premiums are indicative and may vary based on the student's age, coverage amount, trip duration and policy terms.
Which Is the Cheapest International Student Health Insurance for Students in Spain?
The Student Companion Plan is one of the most affordable student insurance options for Spain, with premiums starting from ₹12/day*. It offers $50,000 - $200,000 in medical coverage for a 22-year-old international student and includes the insurance documents typically required for Spanish university waiver review.
Why Choose the Student Companion Plan?
- check_circle Medical coverage up to $200,000
- check_circle Plans starting at ₹12/day*
- check_circle $10,000 Sponsor Protection
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Coverage
- check_circle Personal Accident Benefit
- check_circle Family Visit Benefit
- check_circle Documentation suitable for university insurance waiver submission
Is It a Good Choice for Students in Spain? If you're looking for a low-cost student health insurance plan for Spain, the Student Companion Plan provides comprehensive medical protection, essential travel benefits and waiver-ready documentation while keeping premiums affordable for Indian students studying in Spain.
Which Is the Best Student Insurance Plan for Spain?
The Student Prime Plan is one of the most comprehensive student insurance plans for Spain, starting from ₹17/day*. It offers coverage from $50,000 up to $1,000,000, making it an excellent choice for students seeking higher medical protection and enhanced travel benefits while studying in Spain.
Why Choose the Student Prime Plan?
- check_circle Medical coverage up to $1,000,000
- check_circle Premiums starting at ₹17/day*
- check_circle Sponsor Protection up to $10,000
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Treatment
- check_circle Personal Accident & AD&D Coverage
- check_circle Bail Bond, Tuition Fee & Family Visit benefits
- check_circle Suicide Cover & Loss of Laptop Cover for eligible coverage slabs ($300,000+)
Is the Student Prime Plan Suitable for Students in Spain? Yes. The Student Prime Plan is ideal for students who want higher medical coverage, broader travel benefits and worldwide protection throughout their studies. It also provides the documentation required to support Spain's insurance waiver process.
What Is Student Travel Insurance?
Student travel insurance is a specialized form of coverage designed for students travelling abroad for higher education, internships, research exchanges, and other eligible academic programmes.
What Does Student Travel Insurance Typically Cover?
-
A. Medical & Health Protection
- Emergency medical treatment
- Hospitalization and urgent care
- Emergency medical evacuation
- Repatriation of remains
- Coverage for injuries during common academic or cultural exchange activities
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B. Trip Protection
- Trip cancellation due to illness, injury, or other covered reasons
- Trip interruption and delays
- Missed connections
- Coverage for travel supplier default
-
C. Personal Belongings & Travel Issues
- Lost, damaged, or stolen baggage
- Passport replacement assistance
- Coverage for stolen electronics (depending on plan)
-
D. Assistance Services
- 24x7 international emergency assistance
- Help locating medical care abroad
- Translation and communication support
- Emergency travel assistance during natural disasters or political unrest
Bajaj General Travel Insurance for Students Studying Overseas - FAQs
Bajaj General student insurance for those studying abroad is available in three variants namely Companion, Elite and Prime. The plans vary in terms of their benefits and coverage. Below are some of the key features provided by these policies:
- After the deductible, cashless hospitalisation is available for stays of more than 24 hours in overseas hospitals.
- After the deductible, outpatient medical expenses are covered on a reimbursement basis.
- Most policies provide emergency medical evacuation and repatriation benefits.
- Customized plans are available to meet overseas university requirements.
- Health insurance coverage in foreign countries ranges from $50,000 to $1,000,000.
- Students can pay the premium in Indian rupees and receive coverage in US dollars.
- The policy can be cancelled in case of rejection by the university.
- Coverage includes compassionate visits, study interruption, and sponsor protection.
- Coverage includes mental and nervous disorders, bail bond and other benefits.
Yes, many foreign universities accept student insurance policies, subject to their individual requirements and waiver procedures.
You can cancel the Bajaj General student travel insurance provided you submit proof of the rejection letter from the university.
When the insurance application and payment are completed online, you will immediately get a confirmation email along with insurance details. You will then receive the policy document in PDF format by email within a few hours and, at the latest, within one business day. The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.
It is very simple to purchase insurance online. Click on 'Buy' to get the relevant online application and complete it with the required details. The premium payment can be completed by using a credit or debit card. You will receive an email confirmation after the premium payment, and the policy will be emailed within 1 business day. Coverage will start on the date indicated on the form.
Travellers can use Indian or international credit cards and Indian debit cards to buy Bajaj General travel insurance. Travellers can also use a cheque to buy a Bajaj General travel insurance policy.
When students travel internationally for higher education, they need to ensure that their health and stay overseas are insured. While international travel insurance has coverage benefits for international travellers, Bajaj General student insurance, along with most travel insurance benefits, also provides benefits unique to the needs of Indian students while outside India. Some of the unique student coverage benefits are sponsor protection, compensation in case of study interruption, and compassionate visits by family members.
Yes. Bajaj General is one of the most trusted providers of student visa insurance for Spain for Indian students. The plans meet the minimum medical coverage. As valid health insurance for international students in Spain, Bajaj General plans are accepted by Spain universities. Students should select "Excluding USA & Canada" as their destination when purchasing.
The cheapest student health insurance for Spain from India is the Bajaj General Student Companion plan, starting at ₹12/day* for a 22-year-old student on a 365-day policy. It provides medical coverage from $50,000 to $200,000 - sufficient for many Spanish university and student visa requirements. For students needing higher coverage, the Student Prime plan offers up to $1,000,000 in student medical insurance for Spain starting at ₹17/day*.
Travel Safe to Spain (Europe)
with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance while studying in Spain?
Students who have travelled from India to Spain to study with a valid Bajaj General student travel insurance policy and need to extend their stay must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, internships, or an extended course duration.
Follow these simple steps to renew your student insurance online:
- Click the link to extend or renew extend or renew Bajaj General student insurance online.
- Fill in the renewal form with accurate personal and policy details.
- Our insurance support team will receive your renewal request instantly.
- The request will be forwarded to the Bajaj General head office for review and approval.
- Approval or rejection typically happens within a few hours (maximum 1 working day).
- If approved, you will receive a secure payment link to complete the premium payment for renewal.
- Upon successful payment, your renewed Bajaj General policy will be emailed to you.
- If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).
Why Buy Student Insurance for Spain from NRIOL?
NRIOL specialises in student travel insurance for universities in Spain, helping Indian students find the right plan, understand waiver documentation, and stay covered throughout their academic programme.
- verifiedBajaj General Student Insurance for Students in Spain
Choose Bajaj General student travel insurance for Spain that meets medical, accident and emergency coverage needs for your visa and stay in Spain.
- attach_moneyAffordable Spain Student Health Insurance from India
Competitive premiums for Spain student travel insurance with transparent pricing and no hidden charges.
- schoolExperts in Spain Student Travel Coverage
Over 20 years of guidance for Indian students studying abroad and parents who are purchasing student travel insurance for their children in Spain.
- editEasy Online Policy Updates
Update travel dates, passport details, or student information anytime before your departure to Spain.
- updateFlexible Spain Stay Extension Support
Extend your Bajaj General student travel insurance for Spain seamlessly if your study duration is prolonged.
- support_agent24x7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in Spain.
- shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » - assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
Know more » - assignment_turned_inHow to Make a Claim?
For claim or reimbursement, contact Bajaj General via toll-free helpline.
Know more » - descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
Know more » - autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
Know more »
Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General, says NRIOL and Bajaj General have been working together for quite some time now and. NRIOL has successfully delivered seamless customer service by making Bajaj General travel insurance products available to its customers online.
Choosing the Best Student Insurance for Spain - Key Considerations
When selecting student health insurance for Spain as an Indian student, consider the following factors to ensure your plan meets the applicable Spanish student visa insurance requirements:
- University Requirements: Confirm the minimum coverage limits with your Spanish university - most require at least $50,000 in medical coverage as part of health insurance for international students in Spain.
- Sports & Adventure Activities: Students participating in hiking, cycling, water sports, or other adventure activities may need additional coverage.
- Driving Internationally: Students renting vehicles abroad may require supplemental car-rental insurance.
- Internships or Work Abroad: Some training programmes require personal liability or professional liability insurance.
Special Considerations for Students Studying in Spain
- Student Residence Permit: International students applying for a Spanish residence permit may need proof of valid health insurance covering their stay.
- European Travel: Students in Spain often travel to nearby Schengen-area countries during holidays, so having insurance with wider European coverage is highly beneficial.
- Winter Sports & Outdoor Activities: Spain offers a variety of outdoor activities, including hiking and winter sports. Students participating in these activities should consider coverage for adventure or winter sports if required.
- Internships & Exchange programmes: Students undertaking internships, research projects, or exchange programmes within Spain or Europe should ensure their insurance provides continuous medical coverage throughout their placement.
Students from the Universities Listed Below Have Purchased Bajaj General Student Medical Insurance
This is a list of some of the universities that have accepted Bajaj General student insurance in the past. This list is not exhaustive and if a university is not listed, it does not imply that the university does not accept Bajaj General student insurance.
| University / College Name | Address |
|---|---|
| ESADE Barcelona | Av. de Pedralbes, 60-62, 08034 Barcelona, Spain |
| IE Business School | Calle de María de Molina, 11-13-15, 28006 Madrid, Spain |
| EADA Business School | Carrer d'Aragó, 204, 08011 Barcelona, Spain |
| Universitat Politècnica de Catalunya - Campus Nord | Campus Nord, Calle Jordi Girona, 1-3, 08034 Barcelona, Spain |
| University of Salamanca | 37008 Salamanca, Spain |
| CIS The College for International Studies | Calle de Velázquez, 140, 28006 Madrid, Spain |
| Escuela Universitaria de Diseño e Ingeniería de Barcelona | La Rambla, 30-32, 08002 Barcelona, Spain |
| Universidad Pontificia Comillas ICAI-ICADE | Calle Alberto Aguilera, 23, 28015 Madrid, Spain |
| Universidad Europea de Madrid (Campus Villaviciosa de Odón) | Calle Tajo, s/n, 28670 Villaviciosa de Odón, Madrid, Spain |
| IE University | Calle Cardenal Zúñiga, 12, 40003 Segovia, Spain |
| CETT-UB Campus de Turisme, Hoteleria i Gastronomia | Av. de Can Marcet, 36-38, 08035 Barcelona, Spain |
| Institute for Advanced Architecture of Catalonia (IAAC) | Carrer de Pujades, 102, 08005 Barcelona, Spain |
| ISDE (INSTITUTO SUPERIOR DE DERECHO Y ECONOMIA ) | C/ Recoletos, nº 6, 28001 Madrid, Spain |
| EAE Business School | Carrer d'Aragó, 53-55, 08015 Barcelona, Spain |
| University of Jaén | Campus Las Lagunillas, s/n, 23071 Jaén, Spain |
| Barcelona Graduate School of Economics | Carrer de Ramon Trias Fargas, 25-27, 08005 Barcelona, Spain |
| Universidad Europea Miguel de Cervantes - UEMC | C/Padre Julio Chevalier, 2, 47012 Valladolid, Spain |
| IED Madrid | Palacio de Altamira, Calle de Flor Alta, 8, 28004 Madrid, Spain |
| Technical University of Madrid | Calle Ramiro de Maeztu, 7, 28040 Madrid, Spain |
| IESE | Camino Cerro del Águila, 3, 28023 Madrid, Spain |
| Rectorado Universidad Politécnica de Cartagena | Edificio La Milagrosa, Plaza Cronista Isidoro Valverde, S/N, 30202 Cartagena, Murcia, Spain |
| IED Master Madrid | Calle Larra, 14, 28004 Madrid, Spain |
| Linguaschools Spanish courses in Barcelona | Passatge Permanyer, 17, 08009 Barcelona, Spain |
| Clinica Mompia | Avenida los Condes, s/n, 39108 Mompía, Cantabria, Spain |
| Universidad Carlos III de Madrid: Campus de Getafe | Calle Madrid, 126, 28903 Getafe, Madrid, Spain |
| Universitat Rovira i Virgili | Carrer de l`Escorxador, s/n, 43003 Tarragona, Spain |
| Universidad Católica San Antonio de Murcia | Avenida Jerónimos, 135, 30107 Guadalupe, Murcia, Spain |
| Barcelona Academy of Art | Carrer de Maria Auxiliadora, 9, 08017 Barcelona, Spain |
| Instituto de Educación Secundaria Ies Azuer | Carr. de la Solana, 77, 13200 Manzanares, Cdad. Real, Spain |
| CELEI: Centro de Lenguas y Educación Intercultural | Callejón San Cecilio, 13, 18010 Granada, Spain |
| Marbella University | Lugar Urbanización Alzambra, 2, 29660 Marbella, Málaga, Spain |
| EF Malaga - Cursos de ingles en el extranjero | Av. Juan Sebastián Elcano, 117, 29017 Málaga, Spain |
| Marbella International University Centre | Avenida Don Jaime de Mora y Aragón, s/n Finca El Pinillo, 29601 Marbella, Málaga, Spain |
| Universitat Autònoma de Barcelona | Campus de la UAB, Plaza Cívica, s/n, 08193 Bellaterra, Barcelona, Spain |
| University of Valencia | Av. de Blasco Ibáñez, 13, 46010 València, Valencia, Spain |
| Zaragoza Logistics Center (ZLC) | C/Bari 55, Edificio Náyade 5 (PLAZA), 50197 Zaragoza, Spain |
| Bruguera Tennis Academy Top Team | Carrer de les Orenetes, s/n, 08690 Santa Coloma de Cervelló, Barcelona, Spain |
| University of Murcia | Campus Universitario de Espinardo, s/n, 30100 Espinardo, Murcia, Spain |
| Campus Plaza San Francisco | Calle de Pedro Cerbuna, 12, 50009 Zaragoza, Spain |
| USC | Praza do Obradoiro, s/n, 15782 Santiago de Compostela, A Coruña, Spain |
| Conservatori Liceu | Carrer Nou de la Rambla, 88, 08001 Barcelona, Spain |
| CLIC, Centro de Lenguas e Intercambio Cultural. International House Sevilla | Calle Albareda, 19, 41001 Sevilla, Spain |
| Ensamble Hemeroscopium | Calle Cabo Candelaria, 9, 28290 Las Rozas, Spain |
| Atelier / Visual Arts, Design & Life | Carrer de les Camèlies, 24, 08024 Barcelona, Spain |
| SYRACUSE UNIVERSITY | Calle Miguel Ángel, 8, 28010 Madrid, Spain |
| EU Business School - International Offices | Ronda del General Mitre, 84, 08021 Barcelona, Spain |
| GSMBcn (Graduate School of Management in Barcelona) | Plaça d'Adrià, 1 Bis, 08021 Barcelona, Spain |
| Global Training Aviations | Calle de la Playa de Riazor, 12, 28042 Madrid, Spain |
| 4Slam Tennis Academy | C/ Camí del Riuet, s/n, 08850 Gavà, Barcelona, Spain |
How Does Bajaj General Student Insurance for Spain Work?
How to Buy Bajaj General Student Insurance Online
Buying student medical insurance for Spain from India is quick, secure, and completely online. Follow these simple steps before travelling abroad.
Fill Out the Get Quote Form
Complete the Get Quote form by entering your name, age, travel dates, destination (Spain), email address and mobile number to receive suitable plan options.
Choose Your Preferred Plan
Compare available plans based on medical coverage, deductibles, emergency assistance, evacuation benefits and policy limits. Select the plan that best suits your university and visa requirements.
Upload Required Documents
Upload a clear copy of your passport and travel itinerary. Depending on the insurer's requirements, you may also need to upload your visa or university admission letter.
Make Secure Online Payment
Pay securely using debit card, credit card, UPI, net banking or other online payment options. Premiums are paid in Indian Rupees.
Receive Your Policy Instantly
Your policy document and Certificate of Insurance are emailed immediately. Download or print them for your visa application, university enrollment or travel records.
Important: Carefully review your policy wording, exclusions, coverage limits and effective dates before travelling.
Real Student Case Examples
Case 1: Emergency Hospitalization
An Indian student studying in Spain experienced severe abdominal pain and required immediate surgery after being diagnosed with acute appendicitis.
- Location: Europe
- Medical Situation: Emergency surgery for appendicitis
- Emergency Costs: USD 8,900 (treatment, surgery, hospitalization)
- Insurance Response: Claim processed quickly after submitting reports
- Outcome: Full reimbursement within 14 days
Case 2: Insurance Accepted by University
A student enrolled at a Spanish university purchased Bajaj General student insurance before departure and successfully submitted proof of coverage during university registration.
- Location: International university
- Process: Waiver form, benefits table submitted
- Outcome: Waiver approved in 48 hours
Buy, Renew, or Extend Policy
Buying from India
Students travelling to Spain can purchase Bajaj General Student Insurance before departure.
- Simple online enrollment
- Digital KYC process
- Instant policy issuance via email
- Coverage suitable for students studying abroad
Buying After Arrival in Spain
Students already in Spain may still be able to purchase coverage, subject to insurer approval.
- Passport copy required
- Valid visa or residence permit
- University admission proof or student ID
- Approval generally within 24-48 hours
Renewal & Extension
- Renew your policy before expiry
- Passport and previous policy copy required
- Premium charged only for the extension period
- Annual renewals available depending on plan eligibility
Exclusions & Limitations
Students should understand the important exclusions before purchasing student insurance.
1. Pre-existing Diseases
- Generally excluded initially.
- Waiting periods may apply.
2. Routine Health Checkups
- General medical examinations and preventive checkups are not covered.
3. Vision & Dental
- Emergency dental treatment may be covered.
- Routine eye and dental care is generally excluded.
4. High-Risk Sports
- Adventure sports such as skiing, mountaineering and extreme activities may not be covered unless specifically included.
5. Pregnancy
- Pregnancy and childbirth expenses are generally excluded under standard student policies.
6. Mental Health
- Coverage for psychiatric treatment and counselling may be limited depending on the policy.
International Student Insurance - Spain | Disclaimer
The information provided on this website is intended solely as a general resource for international students seeking health insurance options for travel to or from Spain. This content is informational and should not be interpreted as creating, suggesting, or implying any affiliation, endorsement, or official relationship between any Spanish university and our organization.
Students are strongly advised to verify directly with their educational institution in Spain to confirm whether any referenced health insurance plan meets university-specific requirements for student, exchange, or visa-related coverage.