Best Student Health Insurance for Polytechnic University of Catalonia
Affordable Bajaj General plans from ₹12/day* with $200K-$1M medical coverage. Includes emergency evacuation, hospitalization, and documentation to support your Spanish student visa application. Instant approval in 2 minutes.
16-35 Years Premium from
₹12/day*
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What Is International Student Health Insurance?
International Student Health Insurance from Bajaj General formerly Bajaj Allianz General Insurance is a form of student health insurance for study abroad, built for Indian students heading overseas. As a Bajaj student insurance, it covers unexpected medical expenses, emergency assistance, and selected travel and student-related risks for the whole study period. For students planning to attend Polytechnic University of Catalonia in Spain, having the right medical insurance for students from India helps meet university documentation requests and ensures access to quality medical care whenever it's needed.
Polytechnic University of Catalonia, like most institutions in Spain, expects international students from outside the EU/EEA to carry adequate coverage for the duration of their studies, since they are generally not automatically covered by Spain's public healthcare system. Students should check the university's own international student office for its exact minimum coverage requirement and any waiver or exemption process before relying solely on an India-based overseas student health insurance plan. Having dedicated Bajaj insurance for students also provides financial protection against high private healthcare costs in a foreign country, giving students access to quality medical care without worrying about unexpected medical bills.
What Are the Health Insurance Requirements for Students at the Polytechnic University of Catalonia?
Bajaj General overseas student insurance gives Indian students affordable travel and medical coverage for their journey to and initial stay in Spain, with documentation that supports the student visa application process.
Coverage includes: hospitalization, outpatient care, emergency evacuation, repatriation, compassionate visit, study interruption, tuition reimbursement, baggage loss, and travel support. Pre-existing conditions and certain treatments are excluded.
Spanish immigration rules for non-EU/EEA students are among the strictest in Europe: consulates typically require a private health insurance certificate from an insurer authorised in Spain, with no co-payments, no waiting periods, and cover broadly equivalent to Spain's public health system (Sistema Nacional de Salud), usually with a minimum sum insured of around €30,000. Because exact minimum-coverage figures and accepted-insurer lists vary by consulate and can change, students should confirm directly with UPC's International Mobility Office (OMI) and their nearest Spanish consulate whether a policy such as Bajaj General is accepted for the visa stage, and which Spain-authorised policy they will need for the visa application itself and for later TIE renewal.
Bajaj General's India-issued travel/student plans are typically affordable for the pre-departure and travel period, starting around ₹4,000-₹6,500 per year, while a Spain-compliant private health policy that meets consulate requirements generally costs about €30-€60 per month (roughly €360-€720 per year). Many non-EU students in Spain also use the "convenio especial" public-healthcare top-up (about €60/month) once they are registered locally (empadronamiento), as a longer-term complement. Bajaj General cover works best as protection for the travel and arrival stage, alongside - not instead of - the Spain-authorised, no-co-payment policy your visa will require.
The claims process is simple: visit the hospital, collect bills, submit documents, and receive reimbursement in 10-15 days. Emergency assistance is available 24/7.
Students already in Spain can renew or extend Bajaj General coverage anytime online for supplementary protection. This plan is ideal for Indian students looking for cost-effective, reliable travel and incoming medical insurance to carry alongside or ahead of their studies at the Polytechnic University of Catalonia.
How Much Does Bajaj Student Insurance for Spain Cost?
The Bajaj General Student Health Insurance for Polytechnic University of Catalonia from India starts at ₹12 per day for a 22-year-old student, depending on the plan type and coverage amount. Choosing the right student travel insurance for Spain from India comes down to three things - cost, coverage, and whether it meets the university's own residence-permit health insurance requirement. As one of the more established student insurance plans available to Indian applicants, it's designed to be affordable health insurance for students from India without cutting corners on emergency cover.
Student Companion
- Includes: Medical expenses, evacuation & repatriation
- Additional Benefits: Emergency dental, Tuition fee, Personal accident
- Other Coverage: Accident to sponsor, Family visit
- The cheapest travel insurance from Bajaj General is the Student Companion Plan starts at ₹12/day*, offering multiple student-friendly benefits.
-
Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹12/day*
Student Elite
- Includes: Medical expenses, evacuation & repatriation
- Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
- Additional Benefits: AD&D common carrier, Bail Bond
- Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
- The Student Elite plan premium starts at ₹14/day*, offering enhanced and comprehensive coverage options.
-
Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹14/day*
Student Prime
- Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
- Includes: Medical expenses, evacuation & repatriation
- Coverage Duration: Initial 1-year purchase, renewable up to 3 years
- Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
- The Student Prime is considered the best travel insurance plan from Bajaj General, starts at ₹17/day*, offering comprehensive coverage with additional security benefits.
-
Policy Maximum ?
$50,000 – $1,000,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹17/day*
Note: Premiums vary based on the student’s age, policy duration, destination, and selected coverage amount. Get an instant quote to view the latest premium for your study plans.
*Price shown is for a 365-day trip to Polytechnic University of Catalonia for an adult aged 22. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
Which Bajaj Student Health Insurance Is Right for Polytechnic University of Catalonia Students?
The best health insurance for international students from India at Polytechnic University of Catalonia depends on your budget and coverage needs. Student Companion is the best-value option among the available student health insurance plans, offering comprehensive medical coverage at an affordable price starting from ₹12/day*. If you need broader benefits, Student Elite provides enhanced medical protection, while Student Prime offers the highest level of coverage, including extensive worldwide medical benefits for students and eligible dependents - making it a strong pick among international student health insurance options for students headed to Spain.
Which Student Insurance Should Indian Students at Polytechnic University of Catalonia in Spain Choose?
- Looking for the cheapest student insurance for Polytechnic University of Catalonia? Choose Student Companion for affordable coverage starting from ₹12/day*.
- Need the best student health insurance for Polytechnic University of Catalonia? Choose Student Elite for enhanced medical benefits and higher coverage.
- Want the highest level of protection? Choose Student Prime for comprehensive worldwide medical coverage and premium benefits.
Premiums are indicative and may vary based on the student's age, coverage amount, trip duration, and policy terms.
Which Is the Cheapest International Student Health Insurance for Spain Polytechnic University of Catalonia Students?
The Student Companion Plan is one of the most affordable student insurance options for Polytechnic University of Catalonia, with premiums starting from ₹12/day*. It offers $50,000 - $200,000 in medical coverage for a 22-year-old international student and includes the insurance documents typically requested alongside a visa application.
Why Choose the Student Companion Plan?
- check_circle Medical coverage up to $200,000
- check_circle Plans starting at ₹12/day*
- check_circle $10,000 Sponsor Protection
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Coverage
- check_circle Personal Accident Benefit
- check_circle Family Visit Benefit
- check_circle Documentation suitable for supporting a visa-application submission
Is It a Good Choice for Polytechnic University of Catalonia Students? If you're looking for a low-cost travel and incoming medical insurance plan for Polytechnic University of Catalonia, the Student Companion Plan provides medical protection, essential travel benefits, and ready documentation while keeping premiums affordable for Indian students heading to Barcelona.
Which Is the Best International Student Health Insurance for Polytechnic University of Catalonia Students?
The Student Prime Plan is one of the most comprehensive student insurance plans for Polytechnic University of Catalonia. Starting from ₹17/day*. It offers coverage from $50,000 up to $1,000,000, making it an excellent choice for students seeking higher medical protection and enhanced travel benefits while studying in Spain.
Why Choose the Student Prime Plan?
- check_circle Medical coverage from $50,000 to $1,000,000
- check_circle Premiums starting at ₹17/day*
- check_circle Sponsor Protection up to $10,000
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Treatment
- check_circle Personal Accident & AD&D Coverage
- check_circle Bail Bond, Tuition Fee & Family Visit benefits
- check_circle Suicide Cover & Loss of Laptop Cover for eligible coverage slabs ($300,000+)
Is the Student Prime Plan Suitable for Polytechnic University of Catalonia Students? Yes. The Student Prime Plan is ideal for students who want higher medical coverage, broader travel benefits, and worldwide protection during the run-up to and early weeks of their studies. It also provides insurance documentation that can support the Spanish student visa application, alongside whatever Spain-authorised, no-co-payment policy your consulate ultimately requires.
Who Should Buy Student Insurance for Polytechnic University of Catalonia?
This plan is built for Indian students heading to (or already at) the Polytechnic University of Catalonia, including:
Enrolling at Polytechnic University of Catalonia for the first time
Coming back for a new semester or academic year
On an Erasmus+ exchange, KA107 mobility, or short-term course
Buying coverage before departure for peace of mind
Who Is Eligible for the Student Prime Plan at Polytechnic University of Catalonia?
Student insurance for Polytechnic University of Catalonia is designed for Indian students travelling to Spain for higher education. You can purchase this plan if you fall under any of the following categories:
- verified
Indian Citizens Studying Abroad:
Undergraduate, master's, and doctoral students enrolling at UPC's engineering, architecture, science, and technology schools across its Barcelona-area campuses.
- verified
Students Already in Spain:
With "special approval," students who have already arrived may still purchase or renew coverage.
- verified
Categories Typically Covered:
- Degree-seeking students on a student visa/residence permit
- Erasmus+ and exchange students
- Students on short-term or research-mobility programs
- block
Who May Not Be Eligible:
- Permanent residents of Spain/the EU
- Individuals not currently enrolled in an educational institution
Why Do Polytechnic University of Catalonia Students Need Health Insurance?
Health insurance isn't optional paperwork for non-EU/EEA students heading to Spain - it's a legal requirement for the student visa and TIE residence card, and a practical safeguard for your health budget. Here's why Indian students heading to the Polytechnic University of Catalonia typically need dedicated cover:
Spanish consulates require proof of private health insurance, usually with no co-payments and no waiting periods, before a student visa is issued.
Non-EU/EEA students are not automatically entitled to Spain's public healthcare system (SNS) until they are registered locally and, in many cases, only via the paid "convenio especial."
Without cover, a hospital stay or emergency treatment in Spain can be a significant out-of-pocket cost.
A good plan protects your family's savings from an unexpected medical emergency during your journey and early days in Barcelona.
Most Indian domestic health policies don't cover treatment costs or provider networks in Spain, and are not authorised by Spanish regulators for visa purposes.
Check UPC's International Mobility Office (OMI) and the Spanish consulate handling your visa for the exact insurer and coverage requirements before you travel.
Travel Safe to Polytechnic University of Catalonia (Europe)
with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance while studying at Polytechnic University of Catalonia?
Students who have travelled from India to Spain to study at the Polytechnic University of Catalonia with a valid Bajaj General student travel insurance policy, and need to extend their stay, must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, thesis/research extensions, or an extended doctoral programme duration.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online.
- Fill in the renewal form with accurate personal and policy details.
- Our insurance support team will receive your renewal request instantly.
- The request will be forwarded to the Bajaj General head office for review and approval.
- Approval or rejection typically happens within a few hours (maximum 1 working day).
- If approved, you will receive a secure payment link to complete the premium payment for renewal.
- Upon successful payment, your renewed Bajaj General policy will be emailed to you.
- If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).
Why Buy Student Insurance for Polytechnic University of Catalonia from NRIOL?
NRIOL specialises in student health insurance for Europe-bound university students - helping Indian students compare international student insurance for Spain, understand waiver documentation, and stay covered throughout their academic programme. Whether you're comparing Bajaj student insurance against other overseas student health insurance providers, our team can walk you through coverage limits, exclusions, and the renewal process before you commit.
- verifiedBajaj General Student Insurance for Students Attending Polytechnic University of Catalonia
Choose Bajaj General student travel insurance for Polytechnic University of Catalonia that meets medical, accident, and emergency coverage needs for your Spanish student visa application and your first weeks in Barcelona.
- attach_moneyAffordable Travel Health Insurance from India
Competitive premiums for Polytechnic University of Catalonia student travel insurance with transparent pricing and no hidden charges.
- schoolExperts in Student Travel Coverage for Spain
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance for Europe.
- editEasy Online Policy Updates
Update travel dates, passport details, or student information anytime before your departure to Spain.
- updateFlexible Stay Extension Support
Extend your Bajaj General student travel insurance for Polytechnic University of Catalonia seamlessly if your study or travel duration is prolonged.
- support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while travelling to or studying in Spain.
- shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » - assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
Know more » - assignment_turned_inHow to Make a Claim?
For claims or reimbursement, contact Bajaj General via toll-free helpline.
Know more » - descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
Know more » - autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
Know more »
Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General, says NRIOL and Bajaj General have been working together for quite some time now, and NRIOL has successfully delivered seamless customer service by making Bajaj General travel insurance products available to its customers online.
Comparison: Bajaj General vs. Health Insurance Arranged Locally in Spain
| Feature | Bajaj General Student Travel Insurance | Spain-Authorised Private Health Insurance |
|---|---|---|
| Cost | Much more affordable (INR), for travel & arrival period | Ongoing cost: roughly €30-€60/month |
| Coverage | Hospitalization + evacuation + travel | Full cover equivalent to Spain's public system, no co-payments |
| Networks | Reimbursement worldwide | Direct billing with Spanish clinics and hospitals |
| Acceptance | Supports travel/arrival cover; may not itself satisfy the visa insurer requirement | Meets Spanish consulate rules for the visa & TIE renewal |
| Flexibility | Renew anytime | Must stay continuous for TIE validity; most insurers auto-renew monthly |
| Exclusions | More exclusions | No waiting periods, minimal exclusions by consulate rule |
How Does the Student Prime Plan Fit Alongside Polytechnic University of Catalonia's Insurance Requirements?
Will Polytechnic University of Catalonia Accept Bajaj General Student Insurance?
Spain does not run a named-insurer "waiver" list the way some U.S. universities do. Instead, your Spanish consulate will check that your visa-stage policy is from an insurer authorised in Spain, has no co-payments, no waiting periods, and a minimum sum insured (commonly around €30,000). Students should confirm the current requirement directly with UPC's International Mobility Office (OMI) and their nearest Spanish consulate before relying on any specific travel policy, including Bajaj General, for the visa application or TIE renewal.
- Minimum cover expected for the visa application
- Emergency evacuation and repatriation requirement
- No-co-payment, no-waiting-period conditions
- Whether the insurer must be Spain-authorised (DGSFP-registered)
- Any submission deadline
How Do I Submit Proof of Insurance?
- Download the policy certificate, benefits table, and policy wording PDF.
- Check your Spanish consulate's visa checklist and UPC's admissions/OMI portal for where proof of insurance is required.
- Upload or attach the policy documents as requested.
- Follow up before any relevant application or enrollment deadline, and arrange a consulate-compliant local policy in good time.
What Documents Are Typically Needed?
- Policy Certificate
- Schedule of Benefits
- Medical & Evacuation Coverage Confirmation
- Claims Helpline Information
What If My Insurance Isn't Accepted?
You may:
- Submit additional documents requested
- Switch to a higher coverage plan for the travel/visa stage
- Cancel the Bajaj General plan with proof of rejection, or keep it as supplementary cover alongside your consulate-compliant local policy
What Does Bajaj General Student Insurance Cover in Spain?
A quick look at what Bajaj General student plans are built to cover:
Covers eligible in-patient treatment and hospital stays after the deductible.
Support for urgent, unplanned medical situations, including ER visits.
Certain outpatient procedures not requiring an overnight hospital stay.
Coverage for acute mental and nervous disorders, subject to plan limits.
Emergency transport to the nearest adequate medical facility, if required.
Financial support toward remaining tuition if a sponsor passes away.
Helps cover travel costs for a family member during a serious emergency.
Support if a covered medical event forces a break in your studies.
Exact limits, waiting periods, and sub-limits vary by plan - see the plan comparison above or download the brochure for full details.
Does Student Insurance Cover Pre-Existing Medical Conditions?
Indian student health insurance plans are typically designed for students between 16 and 35 years, with some insurers extending the age up to 40 years. Most Indian student travel insurance plans do not cover pre-existing disease as a standard benefit, though some offer it as an optional add-on for an additional premium.
Depending on the insurer, pre-existing condition coverage may apply only to life-threatening situations, or more broadly under regular conditions. Please refer to the policy terms and conditions before purchasing.
Why Buy Before Leaving India?
Lower Premiums
Buying from India is typically cheaper than arranging travel cover locally after landing in Spain.
Immediate Coverage
Your policy is active from your chosen start date, before you even board your flight.
Documentation Ready
You'll have your policy certificate and benefits table ready well before your visa appointment.
Peace of Mind
One less thing to arrange after you land, while you sort your consulate-compliant local policy and settle into a new country.
Buying early also avoids last-minute issues like delayed approvals or gaps in coverage right when you need it most.
How Does Bajaj General Student Health Insurance Work for Polytechnic University of Catalonia Students?
Below is an illustrative example showing how Bajaj General Student Insurance can help cover eligible medical expenses if a student has a medical emergency while travelling to or newly arrived at the Polytechnic University of Catalonia. In this sample scenario:
- Medical Bill: €18,000
- Deductible: €100
- Selected Medical Coverage: €200,000-equivalent (Student Companion / Student Elite Plan)
Coverage Overview
| Item | Details |
|---|---|
| Insurance Coverage | Up to €200,000-equivalent |
| Deductible | €100 per event / claim |
| Medical Expenses (Claimed) | €18,000 |
Final Calculation
| Expense Type | Billed | Insurance Pays | Student Pays |
|---|---|---|---|
| Deductible | €100 | €0 | €100 |
| Hospital Room Charges | €7,500 | €7,500 | €0 |
| Surgery | €9,000 | €9,000 | €0 |
| Diagnostics & Tests | €1,400 | €1,400 | €0 |
| Total | €18,000 | €17,900 | €100 |
Summary for Polytechnic University of Catalonia Students
In this example, the student pays only the €100 deductible, while Bajaj General covers the remaining €17,900. This demonstrates the financial protection Bajaj General offers to Indian students during travel to and the early stage of studies at the Polytechnic University of Catalonia.
Disclaimer: This is an illustrative example only. Policy terms and limits may change periodically. Please refer to the official Bajaj General policy brochure for exact details.
Polytechnic University of Catalonia, Barcelona, Spain
The Polytechnic University of Catalonia (Universitat Politècnica de Catalunya - BarcelonaTech, UPC) is a public university of engineering, architecture, science and technology founded in 1971, with 18 schools spread across nine campuses in Barcelona and other Catalan municipalities including Castelldefels, Manresa, Sant Cugat del Vallès, Terrassa and Vilanova i la Geltrú. It is one of Spain's leading destinations for international master's and doctoral students. Health coverage for Indian students in Spain needs to meet both the Spanish student visa checklist and UPC's own enrollment standards - confirm the current consulate-authorised insurance requirement with UPC's International Mobility Office (OMI) before relying solely on an India-based travel plan.
Claims Process for Students in Spain
For Hospital Visits
- Contact the 24/7 helpline.
- Provide policy number and medical details.
- Submit required documents (bills, prescriptions, discharge summary).
Required Documents
- Passport copy
- Visa / TIE residence card (optional)
- Hospital invoices
- Doctor reports
Reimbursement Timelines
Claims are generally processed within 10-15 working days once documentation is complete.
Common Reasons for Delays
- Missing medical documents
- Unclear diagnosis
- Bills not itemized
Frequently Asked Questions About Polytechnic University of Catalonia Health Insurance
- Cashless hospitalization for overseas stays exceeding 24 hours (after deductible).
- Outpatient medical expenses reimbursed after deductible.
- Emergency medical evacuation and repatriation coverage.
- Documentation designed to support visa applications and arrival cover.
- Medical coverage ranging from USD 50,000 to USD 1,000,000.
- Premium paid in Indian Rupees with coverage in US Dollars.
- Policy cancellation available if the visa authority or university rejects the insurance.
- Compassionate visit, study interruption, and sponsor protection benefits.
- Coverage for mental and nervous disorders, bail bond assistance, and other benefits.