TATA AIG Travel insurance for Romania from India, Travel insurance for Romania Schengen visa

How many people are travelling

No. of Traveler

Select No. of Travelers

Date of Birth

Select the age of Traveler 1

or age years

Select the age of Traveler 2

Select the age of Traveler 3

Select the age of Traveler 4

What are the factors to consider while buying Romania travel insurance?

Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.

Medical coverage required: Travelers should choose between the different TATA AIG Schengen travel insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.

Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance Romania without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

Finding cheapest travel insurance for Romania?

Age of the traveler: The older the traveler the higher the cost of travel insurance Romania.
Length of travel: The cost of travel insurance to Romania from India increases with the duration of insurance coverage required.
Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.

What are the TATA AIG Romania travel visa insurance requirements?

TATA AIG satisfies Schengen Visa Insurance requirements for Romania

TATA AIG company is located in Romania.

Minimum medical coverage of EUR 30,000/USD 50,000 for medical expenses while in Romania.

Validity of the travel medical insurance must be for the entire stay in Romania.

Coverage for emergency medical evacuation and repatriation

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are:

Cashless

Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.

Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.

The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.

The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement

Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.

The travelers calls the assistance service provider to register a claim.

Submits all the documents in original to the claims department back in India.

The claims department verifies the submitted documents. Claim is approved or rejected.

If approved the claims amount after deductible will be reimbursed to the traveler.

What are the benefits under TATA AIG Romania Schengen travel insurance?

Benefits	Silver	Silver Plus	Gold	Platinum	Titanium	Titanium Plus
Sublimits	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit
Age	3 months - 70 years	3 months - 70 years	3 months - 70 years	3 months - 70 years	3 months - 60 years	3 months - 60 years
Destination	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
Sum Insured for Accident & Sickness	Up to $50,000 Deductible : $100	Up to $100,000 Deductible : $100	Up to $250,000 Deductible : $100	Up to $500,000 Deductible : $100	Up to $750,000 Deductible : $100	Up to $1,000,000 Deductible : $100
Pre Existing Disease Coverage (only in case of life threatening conditions)	Up to $2,500	Up to $5,000	Up to $10,000	Up to $10,000	Up to $15,000	Up to $20,000
Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured)	Up to $50,000 Deductible : $100	Up to $100,000 Deductible : $100	Up to $250,000 Deductible : $100	Up to $500,000 Deductible : $100	Up to $750,000 Deductible : $100	Up to $1,000,000 Deductible : $100
Repatriation of Mortal Remains	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured
Accidental Death & Disablement (Overseas)	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000	Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000	Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000Benefit Total - Maximum $50,000	Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000Benefit Total - Maximum $75,000
Emergency Medical Dental Expenses	$300 Deductible : $50	$400 Deductible : $50	$500 Deductible : $50	$1,000 Deductible : $50	$1,000 Deductible : $50	$1,200 Deductible : $50
Delay of Checked-in Baggage	$40 Deductible : After 4 hours	$40 Deductible : After 4 hours	$45 Deductible : After 4 hours	$50 Deductible : After 4 hours	$50 Deductible : After 4 hours	$50 Deductible : After 4 hours
Loss of Checked-in Baggage	$200	$200	$300	$300	$400	$500
Loss of Passport	$250 Deductible : $25	$250 Deductible : $25	$250 Deductible : $25	$250 Deductible : $25	$500 Deductible : $25	$500 Deductible : $25
Personal Liability	$100,000 Deductible : $200	$100,000 Deductible : $200	$200,000 Deductible : $200	$500,000 Deductible : $250	$500,000 Deductible : $250	$500,000 Deductible : $250
Trip Curtailment	$500 Deductible : $50	$500 Deductible : $50	$750 Deductible : $75	$1,000 Deductible : $100	$1,000 Deductible : $100	$1,500 Deductible : $100
Trip Cancellation	$500 Deductible : $50	$500 Deductible : $50	$750 Deductible : $50	$1,000 Deductible : $100	$1,000 Deductible : $100	$1,500 Deductible : $100
Flight Delay	-	-	$45 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours
Missed Flight/Connection	$250	$250	$500	$750	$750	$750
Bounced Hotel/Airline booking	$500 Deductible : $50	$500 Deductible : $50	$750 Deductible : $75	$1,000 Deductible : $100	$2,500 Deductible : $100	$5,000 Deductible : $100
Fraudulent Charges	Per Occurrence Limit $250; Maximum Limit $500	Per Occurrence Limit $250; Maximum Limit $500	Per Occurrence Limit $500; Maximum Limit $1000	Per Occurrence Limit $1000; Maximum Limit $2000	Per Occurrence Limit $1250; Maximum Limit $2500	Per Occurrence Limit $1250; Maximum Limit $2500
Home Content Burglary (in INR)	₹ 50,000 Deductible : ₹ 5,000	₹ 50,000 Deductible : ₹ 5,000	₹ 1,50,000 Deductible : ₹ 5,000	₹ 2,50,000 Deductible : ₹ 5,000	₹ 5,00,000 Deductible : ₹ 5,000	₹ 5,00,000 Deductible : ₹ 5,000
Accommodation Extension	$100 per day upto Maximum of 10 days	$250 per day upto Maximum of 10 days	$300 per day upto Maximum of 10 days	$750 per day upto Maximum of 10 days	$1000 per day upto Maximum of 10 days	$1000 per day upto Maximum of 10 days
Hijack/Kidnap Daily Allowance	-	$75 for every 12 hours, upto Maximum of 10 days	$100 Per 12 hours, upto Maximum of 10 days	$150 Per 12 hours, upto Maximum of 10 days	$150 Per 12 hours, upto Maximum of 10 days	$200 Per 12 hours, upto Maximum of 10 days
Loss of International driving license	-	$100	$100	$100	$150	$150
Flight Cancellation	-	$75	$75	$150	$200	$250
Emergency Extension of the Policy	7 days	7 days	7 days	15 days	15 days	15 days
Loss of Personal Baggage	-	-	$200 Deductible : $30	$300 Deductible : $30	$400 Deductible : $30	$500 Deductible : $30
Personal Accident in India (in INR)	-	-	₹ 15,00,000	Rs. 20,00,000	Rs. 25,00,000	Rs. 50,00,000
Compassionate Travel/Stay	-	-	-	Upto $3,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member
Loss of Cash	-	-	-	$125	$250	$375
Upgradation to Business Class	-	-	-	-	$750	$1,000
Rental Vehicle Cover	-	-	-	-	$500	$500
Rental Vehicle Return	-	-	-	-	$250	$500
Alternative Transport Expenses	-	-	-	-	$750	$1,000
Pandemic Cover	-	-	-	-	$500	$500
Hospital Daily Cash (Per Day)	-	-	-	-	-	$75 Per day, upto Maximum of 10 days
Missed Booking	-	-	-	-	-	$750
Visa Rejection	-	-	-	-	-	$100

Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment:

Medical Sublimit	Silver	Silver Plus	Gold	Platinum	Titanium	Titanium Plus
Hospital Room Rent and Boarding expenses	$1,500 per Day up to 30 Days	$1,500 per Day up to 30 Days	$1,750 per Day up to 30 Days	$2,000 per Day up to 30 Days	$2,000 per Day up to 30 Days	$2,500 per Day up to 30 Days
Emergency Room Services	$1,500	$1,500	$1,750	$2,000	$2,000	$2,500
ICU Charges	$3,000 per Day up to 7 Days	$3,000 per Day up to 7 Days	$3,250 per Day up to 7 Days	$3,750 per Day up to 10 Days	$3,750 per Day up to 10 Days	$4,000 per Day up to 10 Days
Surgical Treatment Expenses	$12,500	$12,500	$13,000	$15,000	$15,000	$22,500
Surgical Treatment Expenses	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services
Physician Consultation Charges	$125 per day up to 10 visits	$125 per day up to 10 visits	$175 per day up to 10 visits	$250 per day up to 10 visits	$250 per day up to 10 visits	$350 per day up to 10 visits
Diagnostic Tests	Up to $750	Up to $750	Up to $1,000	Up to $1,500	Up to $1,500	Up to $2,500
Ambulance Service (Not applicable for Outpatient Treatment)	Up to $500	Up to $500	Up to $600	Up to $750	Up to $750	Up to $1,000
Pharmacy	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000
Miscellaneous Expenses	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500
Emergency Room Services	$27,500	$27,500	$30,000	$35,000	$35,000	$40,000
Non-Surgical (Medical Management cases)	$13,000	$13,000	$15,000	$17,500	$17,500	$20,000

Benefits	Senior	Senior Plus	Super Senior
Sublimits	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit
Age	71-80 years	71-80 years	81+ years
Destination	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
Sum Insured for Accident & Sickness	Upto $50,000 Deductible : $100	Upto $100,000 Deductible : $100	Upto $50,000 Deductible : $100
Pre Existing Disease Coverage (only in case of life threatening conditions)	Upto $2,500	Upto $3,000	Upto $1,500
Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured)	Up to $50,000 Deductible : $100	Up to $100,000 Deductible : $100	Up to $50,000 Deductible : $100
Repatriation of Mortal Remains	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured
Accidental Death & Disablement (Overseas)	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000
Emergency Medical Dental Expenses	$300 Deductible : $75	$500 Deductible : $75	Not Available Deductible : Not available
Delay of Checked-in Baggage	$40 Deductible : After 4 hours	$40 Deductible : After 4 hours	$40 Deductible : After 4 hours
Loss of Checked-in Baggage	$200	$200	$200
Loss of Passport	$250 Deductible : $25	$250 Deductible : $25	$250 Deductible : $25
Personal Liability	$1,00,000 Deductible : $200	$1,00,000 Deductible : $200	$1,00,000 Deductible : $200
Trip Curtailment	$500 Deductible : $100	$500 Deductible : $100	$500 Deductible : $100
Trip Cancellation	$250 Deductible : $50	$500 Deductible : $50	$250 Deductible : $50
Flight Delay	$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours
Missed Flight/Connection	$250	$250	$250
Bounced Hotel/Airline booking	$500 Deductible : $50	$500 Deductible : $75	$250 Deductible : $50
Home Content Burglary (in INR)	₹50,000 Deductible : ₹5,000	₹50,000 Deductible : ₹5,000	₹50,000 Deductible : ₹5,000
Accommodation Extension	$50 per day upto Maximum of 10 days	$100 per day upto Maximum of 10 days	$50 per day upto Maximum of 10 days
Hijack/Kidnap Daily Allowance	$75 Per 12 hours, upto Maximum of 10 days	$100 Per 12 hours, upto Maximum of 10 days	$75 Per 12 hours, upto Maximum of 10 days
Loss of International driving license	-	-	-
Flight Cancellation	-	$75	-
Emergency Extension of the Policy	7 days	7 days	7 days
Loss of Personal Baggage	Not Available Deductible : Not Available	$200 Deductible : $30	Not Available Deductible : Not Available
Compassionate Travel/Stay	Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member

Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment

Medical Sublimit	Senior	Senior Plus	Super Senior Plus
Hospital Room Rent and Boarding expenses	$1,500 per Day up to 30 Days	$1,500 per Day up to 30 Days	$1,500 per Day up to 30 Days
Emergency Room Services	$1,500	$1,500	$1,500
ICU Charges	$3,000 per Day up to 7 Days	$3,000 per Day up to 7 Days	$3,000 per Day up to 7 Days
Surgical Treatment Expenses	$12,500	$12,500	$12,500
Surgical Treatment Expenses	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services
Physician Consultation Charges	$125 per day upto 10 visits	$125 per day upto 10 visits	$125 per day upto 10 visits
Diagnostic Tests	Up to $750	Up to $750	Up to $750
Ambulance Service (Not applicable for Outpatient Treatment)	Up to $500	Up to $500	Up to $500
Pharmacy	Up to $2,000	Up to $2,000	Up to $2,000
Miscellaneous Expenses	Up to $500	Up to $500	Up to $500
Emergency Room Services (Total)	$27,500	$27,500	$27,500
Non-Surgical (Medical Management cases)	$13,000	$13,000	$13,000

Travelers visiting Romania (Premiums inclusive of GST @18%)
Plan Name	Policy maximum (US $)	Cost for 30 days
Travel Guard Plus Silver	$50,000	₹1,183
Travel Guard Plus Silver Plus	$1,00,000	₹1,391
Travel Guard Plus Gold	$2,50,000	₹1,577
Travel Guard Plus Platinum	$5,00,000	₹1,897
Titanium	$7,50,000	₹2,431
Titanium Plus	$1,000,000	₹2,978

Travelers visiting Romania (Premiums inclusive of GST @18%)

Plan Name

Policy maximum (US $)

Cost for 30 days

Travel Guard Plus Silver

$50,000

₹1,183

Travel Guard Plus Silver Plus

$1,00,000

₹1,391

Travel Guard Plus Gold

$2,50,000

₹1,577

Travel Guard Plus Platinum

$5,00,000

₹1,897

Titanium

$7,50,000

₹2,431

Titanium Plus

$1,000,000

₹2,978

TATA AIG travel insurance for Romania

How many people are travelling

What are the key highlights of TATA AIG international travel insurance?

How can I extend or renew my TATA AIG travel insurance from Romania?

What are the factors to consider while buying Romania travel insurance?

Finding cheapest travel insurance for Romania?

TATA AIG Overseas Travel Insurance, TATA AIG international travel insurance

Which are the popular tourist destinations in Romania?

Romania general information

What are the TATA AIG Romania travel visa insurance requirements?

How do I claim TATA AIG travel insurance?

Who is eligible to buy Schengen visa travel insurance?

TATA AIG Romania travel insurance frequently asked questions

What are the benefits under TATA AIG Romania Schengen travel insurance?

How much does TATA AIG travel insurance costs for visiting Romania in 2025?

List of Popular Schengen countries

Customers testimonials

TATA AIG citation