Accident and Sickness Medical Expenses
Covers eligible medical expenses incurred overseas due to illness or accident, excluding pre-existing conditions, up to the maximum limit specified in the policy schedule.
International Student Health Insurance for Aalto University, Finland
Indian students planning to study at Aalto University, Finland, can compare TATA AIG student travel insurance plans starting from ₹25/day*. Explore coverage for medical emergencies, hospitalization, personal liability and 24×7 travel assistance. Compare premiums, benefits and policy limits to find a plan suited to your study-abroad needs. Check Finland student insurance requirements before purchasing to ensure the selected policy meets the applicable residence permit criteria. Get an instant quote in just 2 minutes.
Starting Premium
₹25/day*
Coverage Available
Upto $500,000
Eligible Age
16 years to 35 years
Worldwide Coverage
Cashless hospitalization?
Duration
3 years
Support Available
24x7
1 Lakh+ travellers
20+ years expertise
24/7 support available
TATA AIG Student Medical Insurance Cost Calculator
Why Do Indian Students Need Health Insurance for Aalto University, Finland?
Aalto University is one of Finland's top universities, with its main campus in Espoo, next to Helsinki. It is known for its programmes in engineering, technology, business, art, design and architecture, and many of its master's programmes are taught in English.
Studying in Finland also means studying in a Schengen country, so you need to plan your health insurance carefully before you travel. Check what Aalto University and the Finnish immigration authorities require for your course and permit, and keep your insurance documents ready for your residence permit application and for registration.
TATA AIG Overseas Student Health Insurance for Aalto University, Finland
| Feature | Details |
|---|---|
| Starting Premium | ₹25/day* |
| Medical Coverage | Upto $500,000 |
| Eligible Age | 16 to 35 years |
| Student Plans | Plan A, Plan B, Ultimate, Ultimate Plus, Supreme |
| Emergency Assistance | 24×7 |
| Purchase | Online from India, policy instantly by email |
How Much Does TATA AIG Student Insurance for Aalto University Cost in 2026?
The cost of TATA AIG student insurance for Aalto University, Finland, starts at just ₹25/day* for eligible students. The actual premium depends on the student's age, selected plan, coverage limits and policy duration. Get a personalized quote to confirm the premium and benefits available for your study period.
| Plan Name | Policy maximum | Cost for 1 year | Cost for 3 years |
|---|---|---|---|
| Student Insurance Plan A | $50,000 | ₹9,230 (~₹25 / day) | ₹24,864 |
| Student Insurance Plan B | $100,000 | ₹10,606 (~₹29 / day) | ₹28,940 |
| Student Ultimate | $250,000 | ₹12,859 (~₹35 / day) | ₹35,088 |
| Student Ultimate Plus | $500,000 | ₹14,517 (~₹39 / day) | ₹39,612 |
| Student Supreme | $500,000 | ₹15,487 (~₹42 / day) | ₹42,259 |
*Price shown is for a 365-day trip to International Student travel Insurance for an adult aged 22. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
TATA AIG Student Travel Insurance plans can also be purchased for up to 3 years, making them suitable for long-term international study programs.
What Affects the Cost of TATA AIG Student Insurance for Finland?
The cost of TATA AIG student travel insurance depends on several key factors that insurers consider when calculating premiums:
Length of Stay
Longer study periods (e.g., 9–12 months compared to 3–6 months) result in higher premiums, as insurance coverage is required for an extended duration.
Age and Plan Type
The student's age and the plan you choose (Plan A through Supreme) both influence the premium.
Sum Insured
Higher coverage limits provide greater financial protection but also increase the premium.
Why Consider TATA AIG Student Insurance for Aalto University?
verified Trusted Global Insurance Provider
TATA AIG is a well-established international insurer known for reliable student travel and health insurance.
health_and_safety Comprehensive Student Coverage
Includes medical expenses, emergency evacuation, repatriation, accidental death & disability, and personal liability, designed for students studying abroad.
task_alt University-Compliant Insurance
Plans are designed to satisfy overseas university insurance requirements.
bolt Instant Online Purchase
Buy TATA AIG student insurance online, make secure payments, and receive your policy instantly by email.
support_agent 24/7 Global Assistance
Access round-the-clock emergency support while studying and living abroad.
savings Affordable & Flexible Plans
Choose from competitive premiums, multiple sum insured options, and coverage that matches your course duration.
What Are the Benefits of TATA AIG Student Insurance for Aalto University?
TATA AIG Student Travel Insurance offers several unique benefits for Indian students that are not available with most international university insurance plans.
currency_exchange Premium Refund on Visa or University Rejection
Get a full refund of the insurance premium if your student visa or university admission is rejected.
description University Waiver Form Assistance
TATA AIG provides support in completing and submitting university insurance waiver forms, if required by the institution.
flight_land Special Approval for Students Already Abroad
Students who are already outside India may receive special approval to purchase TATA AIG student insurance, subject to underwriting guidelines.
school Study Interruption Coverage
In case of a medical emergency, TATA AIG reimburses the remaining semester tuition fees if the student is unable to continue their studies.
family_restroom Sponsor Protection Benefit
If the student's sponsor suffers a fatal injury or permanent disability, the policy helps cover tuition fees for the remaining duration of the course.
attach_money Pay in INR, Get Coverage in USD
Students can pay the premium in Indian Rupees (INR) while receiving coverage in US Dollars (USD). This makes TATA AIG student medical insurance more affordable compared to many international insurance options.
What Does TATA AIG Student Travel Insurance Cover?
TATA AIG Student Travel Insurance offers comprehensive coverage for Indian students studying abroad, helping meet university insurance requirements.
Repatriation of Mortal Remains
Covered under the Accident & Sickness benefit, including expenses for repatriation of remains in the unfortunate event of death abroad.
Study Interruption
Reimburses prepaid tuition fees for the current semester if studies are interrupted due to medical or compassionate reasons.
Sponsor Protection
If the student's sponsor suffers accidental death or permanent disability, TATA AIG reimburses remaining tuition fees up to the limits mentioned in the policy.
Compassionate Visit (Two-Way)
Covers round-trip economy airfare and accommodation for an immediate family member if the student is hospitalized for more than 7 consecutive days. Also covers student travel in case of death or prolonged hospitalization of parents, spouse, or children, subject to policy limits.
Personal Accident Cover
Provides worldwide coverage for accidental death and permanent disability while the student is studying abroad.
Maternity Benefits
Covers medical expenses related to termination of pregnancy, subject to a 10-month waiting period and applicable policy limits.
Assistance Services
24×7 global assistance services including medical referrals and emergency support.
Mental and Nervous Disorders
Covers treatment for mental and nervous disorders, including alcoholism and drug dependency, when recommended by a physician and subject to applicable benefit limits.
Cancer Screening and Mammography
Medical expenses for cancer screening and mammography are covered when prescribed by a physician, subject to applicable policy limits.
RED24 Global Security Services
Access to RED24 global security advisory services to help manage personal safety risks worldwide.
Relocation Services
Includes AIG International Student Support Services such as 24-hour multilingual assistance to help students settle abroad. Included automatically in one-year policies.
How Does TATA AIG Student Insurance Work for Students Going to Finland?
Example: A student at Aalto University has purchased TATA AIG student health insurance with coverage of USD 100,000.
Let's say that this person has a medical emergency and puts forward a claim of USD 17,000 which is allowed under the policy. Here the costs are broken down as follows:
| X-ray and laboratory tests | Surgery | Hospital room rent |
|---|---|---|
| USD 3,000 | USD 11,000 | USD 1,000 per day for 3 days |
| Total medical expenses: USD 17,000 | ||
Since the TATA AIG student insurance plan offers coverage of USD 100,000, the insurer pays the entire admissible claim amount of USD 17,000, subject to policy terms and conditions.
If a deductible applies, the student must pay the deductible amount first, and TATA AIG settles the remaining eligible claim as per the policy.
Travel Safe to Finland with Trusted TATA AIG Student Insurance
Student Destinations
Discover Popular Student Destinations with TATA AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 20+ years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
How Can Indian Students Buy TATA AIG Student Insurance?
Follow these steps to purchase TATA AIG student health insurance for Aalto University.
fact_check Step 1: Check University Health Insurance Requirements
Find out whether Aalto University requires a mandatory health insurance policy for international students.
rule Step 2: Confirm If External Insurance Is Allowed
If a university plan is available, verify whether students are permitted to purchase an alternative student insurance plan.
compare_arrows Step 3: Compare TATA AIG Student Insurance Plans
If external insurance is allowed, compare TATA AIG international student insurance plans with the university-provided plan.
balance Step 4: Evaluate Coverage and Cost
Compare plans based on premium amount, medical coverage, study interruption, and sponsor protection benefits.
tune Step 5: Select the Best-Fit Insurance Plan
Choose the student health insurance plan that fits your budget and coverage needs.
payment Step 6: Buy TATA AIG Student Insurance Online
After completing the purchase online, policy documents are delivered instantly by email.
verified_user Step 7: University Insurance Waiver Assistance
If required, assistance is provided to complete and submit the university insurance waiver form.
Aalto University Student Insurance: Frequently Asked Questions
TATA AIG student insurance plans are designed to satisfy overseas university insurance requirements. Requirements can differ by programme and by the permit you hold, so always check Aalto University's specific insurance requirements prior to purchasing and, if required, submit a waiver form along with the policy documents as support.
Yes, there is an age limit to be eligible to buy the TATA AIG student travel insurance. The student must be between the ages of 16 and 35 to satisfy eligibility.
Yes, If the student requires a dental surgery to treat acute pain from a natural tooth, the student medical insurance will help take care of the cost.
No, the TATA AIG student travel insurance will not cover any costs associated with treatment of a pre-existing ailment unless it is a life-threatening situation.
Yes. Students who are already outside India, including those in Finland, may be eligible for special approval to purchase TATA AIG student travel insurance online. Approval is subject to underwriting guidelines.
Yes. Students can renew their existing TATA AIG student insurance policy online at any time before the expiry date. This allows you to extend coverage seamlessly if your study duration is prolonged.
block What Is Not Covered by TATA AIG Student Insurance?
- Pre-existing medical conditions and related complications
- War, terrorism, nuclear risks, and illegal activities
- Professional or competitive sports and dangerous activities
- Pregnancy and childbirth (except termination of pregnancy)
- Suicide, attempted suicide, or self-inflicted injuries
- AIDS and related conditions
- Engagement in armed forces, mining, offshore work, or handling explosives
- Travel against medical advice or for obtaining treatment
For a complete list of exclusions and limitations, please refer to the official TATA AIG policy brochure.
Where Is Aalto University Located in Finland?
The Aalto University campus in Espoo, Finland (Dipoli) is shown below.
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