Bajaj Travel Elite Insurance 2026 – Get Premium Travel Protection
India Travel Insurance — Bajaj General Travel Elite plans from ₹21/day*, covering worldwide medical emergencies, hospitalization, baggage loss, trip delays, and more with premium benefits.
Secure Your Trip with Bajaj General – At 0% GST
Why Choose Bajaj General Travel Insurance?
Trusted by 15,500+ Travelers
How Much Does Bajaj General Travel Elite Insurance Cost in 2026?
Bajaj General Travel Elite Insurance starts at ₹21 per day, with plan options offering coverage from $50,000 up to $500,000. It is specially designed for frequent and long-term international travelers, covering medical emergencies, trip interruption, baggage loss, and cashless hospitalization — making it ideal for business travelers, students, and family trips. Get your instant quote in 2 minutes →
*Price shown is for a 180-day trip to Europe, Asia, and beyond coverage for an adult aged 35.
compare_arrowsCheapest & Best Travel Insurance – Bajaj General Travel Elite
monetization_onWhat Is the Cheapest Travel Insurance from Bajaj General Travel Elite?
The cheapest travel insurance from Bajaj General Travel Elite is the Silver Plan starting at ₹21/day*
- Medical coverage up to $50,000 for accidents and sickness.
- Personal accident coverage: up to $15,000.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $500.
starsWhich Is the Best Travel Insurance from Bajaj General Travel Elite?
The Gold Plan is considered the best travel insurance plan from Bajaj General Travel Elite, starting at ₹32/day*
- Medical coverage up to $200,000 for accidents and sickness.
- Personal accident coverage: up to $25,000.
- Emergency medical evacuation: up to $200,000.
- Baggage loss coverage: $1,000.
Bajaj General Travel Elite Insurance Plans for Every Type of Traveler
Bajaj General Travel Elite Insurance from NRIOL is a premium plan offering higher coverage limits and wider protection for international travelers. It comes in Silver, Gold, and Platinum variants to suit different travel needs and budgets.
- Silver Plan: Essential protection for short international trips.
- Gold Plan: Enhanced benefits for frequent travelers, including baggage loss and trip delay coverage.
- Platinum Plan: Comprehensive coverage up to USD 500,000, with added features like Golfer’s Hole-in-One and Home Burglary Insurance.
Key Benefits:
- Emergency medical expenses and hospitalization abroad
- Medical evacuation and repatriation
- Trip cancellation, delay, and curtailment cover
- Baggage loss or delay reimbursement
- 24x7 global assistance and fast in-house claims
The Travel Elite plan ensures complete peace of mind with flexible options and extensive benefits for individuals, families, and senior citizens.
What Is Travel Elite?
Travel Elite gives the discerning traveler an array of policies to choose from, with each policy customized to meet your specific needs. Depending upon whether one is a student, businessman, corporate executive, senior citizen or one traveling with the family, one can choose Travel Elite, Travel Asia Elite, Travel Elite Family, Corporate Elite or Student Elite policies. The Policy is comprehensive and covers personal Accident (death and disablement), Medical Expenses and Repatriation (including medical evacuation to a hospital in India pre approved by claims administrator), Loss and Delay of Checked Baggage, Loss of Passport, Personal Liability (legal), Cashless Service, Hospitalization expenses, Golfer's Hole-in-one, Hijack Cover, Trip Delay, Trip Cancellation, Trip Curtailment, Home Burglary Insurance, Emergency Cash Advance and Accidental Death and Disability(Common Carrier)What Factors Affect the Cost of Bajaj General Travel Insurance?
When determining the premium you’d pay for a Bajaj General overseas travel insurance India policy, several critical variables influence the Bajaj General travel insurance price, Bajaj General insurance premium, and overall Bajaj General travel insurance cost from India.
- As with most insurance products, older travelers typically face higher premiums.
- This is because the risk of medical issues increases with age.
- Regions with higher medical costs (e.g., USA, Western Europe) lead to higher insurance costs than destinations in Asia or other low-cost countries.
- The longer the period you need coverage (i.e., more days abroad), the higher your premium will be.
- If you have known medical conditions, risk loading or exclusions may apply, which can raise the cost.
- Having a higher deductible can reduce the premium.
- Ceilings or limits on particular services (e.g., hospitalization per day) can also influence pricing.
- Features like trip cancellation, baggage loss, personal liability, emergency evacuation, or dental cover increase the premium depending on how comprehensively you include them.
- Purchasing the policy well in advance allows you ample time to review the product benefits and select a plan that best suits your requirements and budget.
- Opting for higher medical coverage and benefits (e.g., USD 500,000 vs USD 100,000) directly increases the overall premium cost.
- If you travel frequently, the annual multi-trip option may cost more overall but offer better per-trip value compared to buying separate single-trip policies each time.
- Bajaj General offers annual multi-trip policies, which many frequent travelers find more economical.
- For senior travelers or higher-risk individuals, plans that impose sub-limits (caps on certain benefit categories) are cheaper.
- Plans without sub-limits offer more flexible coverage but at a higher cost, especially important when facing high medical bills in countries like the U.S.
What Are The Coverage Options Under Bajaj General Travel Insurance?
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health_and_safety Bajaj General Travel Insurance Features
Bajaj General overseas travel insurance provides comprehensive mediclaim coverage for Indian residents traveling abroad including the USA, Canada, UK, Europe (Schengen visa), Singapore, UAE (Dubai, Abu Dhabi), or Australia. Bajaj General is trusted globally for its prompt claim settlement and reliable service.
description How to Access or Manage Your Plan
verified_user Plans Without Sublimits
- Available up to 90+ years of age
- Extensive coverage for high overseas medical expenses
- Priced higher than plans with sublimits
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place What Are the Popular Travel Destinations?
Explore Bajaj General travel insurance options for your trips to the most popular destinations worldwide.
- For travel insurance from India to the UK, select 'Excluding America' as the destination.
- For travel insurance from India to Australia or New Zealand, choose 'Excluding America'.
- For travel insurance from India to the USA and Canada (North and South America), select 'Including America'.
- For travel within Asia like Singapore, UAE (Dubai, Abu Dhabi), Thailand, or Malaysia (excluding Japan), there is a short-term Asia Plan (up to 14 days only). For trips longer than 14 days, select 'Excluding America'.
- For Europe and Schengen countries, select "Schengen Countries" as your destination.
Bajaj General Schengen Travel Insurance (Schengen Visa Insurance for Europe)
Bajaj General Schengen Travel Insurance Requirements
local_hospital 30,000 Euro / $50,000 travel medical insuranceflight_landRepatriation coverage
healingEmergency medical evacuation
businessBajaj General tie-ups across Europe for local support
assignmentGet Free Schengen Travel Insurance Quotes
Fill the Quote Form to receive free quotes for Bajaj General Schengen plans.
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Select Schengen Countries as your travel destination.Bajaj General Schengen travel insurance satisfies Schengen visa requirements and is accepted by consulates of all Schengen countries. You can purchase it to obtain a visa for the following countries:
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shopping_cart How to Buy Bajaj General Travel Insurance?
You can buy Bajaj General travel insurance online with Credit/Debit Card, Cheque, Demand Draft, or Net Banking.
Buy Using Credit or Debit Card
- Purchase Bajaj General Travel Insurance online using a credit or debit card from anywhere in the world.
- Popular among customers from USA, UK, UAE, Europe, Canada, Singapore, and Australia — especially for parents visiting abroad.
- For Europe, Schengen travel insurance is mandatory, and Bajaj General policies meet all Schengen visa requirements.
- Instant acknowledgement and policy documents are sent via email immediately after purchase.
- Full premium refunds (minus cancellation fees) are available if the insured cancels before the trip begins.
Cheque / Demand Draft / Net Banking Options
Customers can also pay via cheque, demand draft, or net banking. The policy is issued once payment is received. Call 080-41101026 in India for assistance from our advisors who will help you select the right plan.
Payment options
- Cash Cards - ItZ Cash, Pay Cash
- Mobile Payments - Paymate, IMPS, Scan N Pay
- Wallets - Paytm, Mobikwik, Oxigen, Freecharge, Jio Money
- UPI - Unified Payments Interface
block What Are the Exclusions in Bajaj General Travel Elite Insurance?
Bajaj General Travel Elite Insurance offers extensive protection for overseas travelers. However, certain exclusions apply where claims will not be payable. These exclusions are designed to clarify the scope of coverage. Below are the main exclusions — please refer to the official policy document for complete details.
Medical Expenses Exclusions
- Any medical condition or complication arising before the policy commencement, or for which treatment or advice was sought or recommended by a physician.
- Routine physical or preventive examinations where there is no objective indication of health impairment.
- Medical expenses incurred beyond the expiry of the policy period.
- Suicide, attempted suicide, or self-inflicted injury or illness.
- Mental disorder, anxiety, stress, depression, or nervousness without an underlying physical illness.
- Venereal diseases, alcoholism, drunkenness, or abuse of drugs.
- Pregnancy, childbirth, miscarriage, abortion, or complications arising from any of these conditions.
- Experimental, unproven, or non-standard medical treatments.
- Treatment under systems other than modern (allopathic) medicine.
- Cost of spectacles, contact lenses, hearing aids, crutches, and other external appliances or diagnostic devices.
Baggage and Passport Exclusions
- Delay of baggage when the intended destination is in India.
- Loss or damage to the insured’s passport due to confiscation or detention by customs, police, or any other authority.
- Loss not reported to the appropriate police authority within 24 hours of discovery, or where no official report is obtained.
- Loss resulting from the insured’s failure to take reasonable precautions to safeguard the passport.
Other General Exclusions
- Engaging in manual work, hazardous occupations, or self-exposure to needless peril (except while attempting to save human life).
- Participation in any criminal or illegal act.
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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assessmentTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
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descriptionBajaj General Travel Brochure
Download Bajaj General Travel Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General travel insurance policy online anytime before expiry.
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Why Buy from NRIOL?
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verifiedTrusted Bajaj General Plans
Access Bajaj General international travel insurance policies, trusted by thousands of Indian travelers worldwide.
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attach_moneyAffordable Premiums
Transparent pricing for Bajaj General overseas travel insurance, with no hidden costs.
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school20+ Years of Expertise
Expert guidance for Indian travelers planning international trips with reliable coverage.
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editEasy Policy Management
Modify travel dates, personal details, or coverage options online with Bajaj General travel insurance.
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updateFlexible Extensions
Extend or renew your Bajaj General international travel insurance if your trip gets delayed.
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support_agent24/7 Claims Support
Get fast claims assistance and emergency support anywhere during your overseas journey with Bajaj General travel insurance.
Can Bajaj Travel Insurance Be Extended or Renewed While Outside India?
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Here are the simple steps to renew travel insurance online.
- Click the url extend or renew Bajaj General travel insurance online.
- Fill the renewal form with correct information and click on submit.
- Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
- Your filled form will be then sent for approval to the head office.
- Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
- If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
- Once payment is success you will get your renewed policy.
- In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).
Travel Destinations
Discover Popular Travel Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
Why You Need Travel Insurance
health_and_safety Why You Need Travel Insurance
- Medical emergencies and hospitalization
- Accidents and sickness
- Loss or delay of baggage
- Passport loss
When you buy Bajaj General travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.
star_rate Key Highlights
- Covers emergency medical expenses overseas
- Covers pre-existing medical conditions under life-threatening situations
- Worldwide coverage with high service reliability
- Affordable premiums offering best value
- Plans without sub-limits available up to 90+ years
- Coverage ranges from $15,000 to $1,000,000
What Are the Coverage and Benefits of Bajaj General Travel Elite Insurance?
| Coverages | Travel Elite Silver | Travel Elite Gold | Travel Elite Platinum | Deductible |
| Medical Expenses, Evacuation and Repatriation | $50,000 | $2,00,000 | $5,00,000 | $100 |
| Emergency dental pain relief included in medical expenses | $500 | $500 | $500 | $100 |
| Loss of baggage (Checked)** | $500 | $1000 | $1000 | NIL |
| Delay of baggage | $100 | $100 | $100 | 12 hrs |
| Personal Accident*** | $15,000 | $25,000 | $25,000 | NIL |
| Loss of passport | $250 | $250 | $250 | $25 |
| Personal Liability | $100,000 | $200,000 | $200,000 | $100 |
| Hijack | $50 per day to max $300 | $60 per day to max $360 | $60 per day to max $360 | NIL |
| Trip Delay | $20 per 12 hrs to max $120 | $30 per 12 hrs to max $180 | $30 per 12 hrs to max $180 | 12 hrs |
| Emergency Cash Advance **** | $500 | $1000 | $1000 | NIL |
| Golfer Hole-in-one | $250 | $500 | $500 | NIL |
| AD & D Common Carrier | $2,500 | $5,000 | $5,000 | NIL |
| Trip Cancellation | $500 | $1,000 | $1,000 | NIL |
| Home Burglary Insurance | Rs. 1,00,000 | Rs. 2,00,000 | Rs. 3,00,000 | NIL |
| Trip Curtailment | $200 | $300 | $500 | NIL |
| Hospitalization Daily Allowance | $25 per day to max $100 | $25 per day to max $125 | $25 per day to max $150 | NIL |
Sub-limits for 61-70 age group
| Coverages | Sum Insured | Deductible |
| Any One Illness | $12,500 | NIL |
| Any one Accident | $25,000 | NIL |
**Per Baggage maximum 50% and per item in the baggage 10%.
***Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
**** Cash Advance would include delivery charges.
assignment How do I Claim Bajaj General Travel Insurance?
Bajaj General offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.
support_agent Assistance Services
- Pre-departure information about foreign locations, passport / visa requirements, immunization needs etc.
- 24/7 travel agency support (airline/hotel bookings)
- Medical help & hospital coordination
- Medical evacuation & repatriation: In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition.
- Lost documents & embassy referrals
- Emergency message relay
- Guidance for claims submission
call 24x7 Contact Support
For Americas (USA & Canada)- +1-877-874-8800
- travel@bajajgeneral.com
- +91-22-6678-6666
- travel@bajajgeneral.com
location_on Claim Submission (India)
Claims Department
Bajaj General Insurance Co. Ltd.
G-21 & 22, Ackruti Trade Centre, MIDC Road,
Andheri (E), Mumbai – 400093
local_hospital US Medical Claims
Bajaj General Assistance
7th Floor, Tower B, Peninsula Business Park,
Lower Parel, Mumbai – 400013
- +1-877-874-8800
- travel@bajajgeneral.com
block What Are Some of the Exclusions in Bajaj General Travel Insurance?
Travel insurance covers unanticipated adverse circumstances. Any planned situation, preventive healthcare, or regular treatment for an existing medical ailment will not be covered. The following are some of the exclusions under the Bajaj General travel policy. For complete details, please refer to the policy document.
Medical Expenses Exclusions
- Traveling against the advice of a medical practitioner
- Complications or treatment for a pre-existing medical ailment not covered under the policy
- Self-inflicted injuries
- Pregnancy-related issues or childbirth complications
- Conditions related to mental disorders, STDs, or injuries from alcohol/drugs not medically prescribed
Baggage Related Exclusions
- Loss or delay if baggage was shipped separately before travel date
- Loss occurring outside the insured travel destination (e.g., within India)
- Claims without valid supporting documents from relevant authorities
Other Exclusions
- Involvement in illegal activities, burglary, or malicious acts
- Participation in high-risk adventure sports (motocross, skydiving, scuba diving, etc.) not covered under the plan
- Engaging in manual labour or hazardous work during the insured trip
Features of Bajaj General Travel Elite Insurance
Comprehensive protection for travelers up to 85 years of age.
Eligibility
Available for travelers up to 85 years of age.
Home Burglary Cover
Provides protection against burglary at your residence while you’re traveling abroad.
Maximum Coverage
Up to $500,000 for ages ≤70 years and $50,000 for ages 71–85 years.
Cashless Hospitalization
Cashless treatment available for hospital stays over 24 hours, after deductible.
Comprehensive Coverage
Designed especially for travelers up to 60 years of age, ensuring wide-ranging benefits.
VFS Global Approved
Accepted by VFS Global for Schengen visa applications up to age 60 years.
Trip Protection
Covers trip cancellation, delay, and curtailment due to unforeseen events.
Baggage & Passport Cover
Protection against baggage loss or delay and loss of passport during travel.
Outpatient Medical Expenses
Outpatient treatments are reimbursed on a reimbursement basis after deductible.
Bajaj General Travel Elite Insurance – FAQs
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What is Bajaj General Travel Elite Silver?
A specially designed travel policy that meets the needs of individuals traveling abroad. It covers all medical emergencies, hospitalization, and incidental expenses at a fraction of the cost that would otherwise be incurred.
What is Bajaj General Travel Elite Gold?A comprehensive travel policy for individuals going overseas, covering all medical emergencies and incidental expenses, while offering a higher sum insured for broader protection.
What is Bajaj General Travel Elite Platinum?A premium plan providing high-value benefits for travelers abroad. It includes extensive coverage for medical emergencies, hospitalization, and incidental expenses with an enhanced medical limit of USD 500,000 and an increased emergency cash limit of USD 1,000.
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What do Trip Delay, Cancellation, and Curtailment entail in the Travel Elite Plan?
Trip Delay: If your scheduled flight from India is delayed by more than 12 hours, the policy compensates the amount mentioned in the schedule.
Trip Cancellation: Provides reimbursement for loss of personal accommodation or travel charges if your trip is canceled due to death, serious injury, or a sudden illness requiring at least three days of hospitalization of the insured or a family member.
Trip Curtailment: Offers compensation for early return under the same circumstances, ensuring travelers are protected against financial losses. -
Does Travel Elite offer Cashless service?
Yes. Travel Elite provides cashless (direct settlement) service for in-hospital medical expenses incurred abroad, subject to the policy’s terms, conditions, and sub-limits.
What if I am in urgent need of cash abroad?The policy includes an Emergency Cash Advance feature. Bajaj General coordinates with the insured’s relatives in India to provide emergency funds in cases such as theft, burglary, or loss of money—up to the limit specified in the policy schedule.
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Are there any other special features of the Travel Elite Policy?
Yes. The Golfer’s Hole-in-One feature reimburses expenses incurred while celebrating a hole-in-one achieved during the trip (outside India) on a United States Golf Association–recognized course.
The Travel Elite range—Silver, Gold, and Platinum—offers flexible options tailored to your travel and coverage needs, ensuring protection against medical and non-medical emergencies at an affordable premium.