Bajaj General Travel Companion Insurance 2026 – Plans from ₹19/day*
India travel insurance by Bajaj General with plans from ₹19/day*, covering overseas medical expenses, emergency assistance, baggage loss, and trip protection worldwide.
Secure Your Trip with Bajaj General – At 0% GST
Why Choose Bajaj General Travel Insurance?
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How Much Does Bajaj General Travel Companion Insurance Cost in 2026?
Bajaj General Travel Companion Insurance starts at ₹19 per day, with plan options offering coverage from $50,000 up to $500,000. It is specially designed for frequent and long-term international travelers, covering medical emergencies, trip interruption, baggage loss, and cashless hospitalization — making it ideal for business travelers, students, and family trips. Get your instant quote in 2 minutes →
*Price shown is for a 180-day trip to Europe, Asia, and beyond coverage for an adult aged 35.
compare_arrowsCheapest & Best Travel Insurance – Bajaj General Travel Companion
monetization_onWhat Is the Cheapest Travel Insurance from Bajaj General Travel Companion?
The cheapest travel insurance from Bajaj General Travel Companion is the Care Plan starting at ₹19/day*
- Medical coverage up to $50,000 for accidents and sickness.
- Personal accident coverage: up to $10,000.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $250.
starsWhich Is the Best Travel Insurance from Bajaj General Travel Companion?
The Secure Plan is considered the best travel insurance plan from Bajaj General Travel Companion, starting at ₹41/day*
- Medical coverage up to $200,000 for accidents and sickness.
- Personal accident coverage: up to $25,000.
- Emergency medical evacuation: up to $200,000.
- Baggage loss coverage: $1,000.
Bajaj General Travel Companion Insurance 2026 – Buy Online
Compare Bajaj travel insurance plans, check coverage & premium, and secure international trip protection in minutes.
Which Plan is Right for You?
| Plan Type | Variants | Key Features |
|---|---|---|
| Individual | Travel Care Travel Secure Travel Value Travel Asia |
Medical coverage from USD 15,000 to 500,000 Covers medical expenses, repatriation of remains, and personal liability. |
| Family | Travel Family |
Comprehensive cover for the policyholder, spouse, and up to two dependent children under 21 years. Includes personal accident, passport loss, medical expenses, and personal liability. |
| Senior Citizen | Travel Age |
Designed for travellers aged 61–70 years. Covers medical expenses, emergency dental pain relief, baggage loss or delay, hijack, trip delay, and golfer’s hole-in-one. |
| Corporate | Corporate Lite Corporate Plus |
Medical coverage from USD 250,000 to 500,000 for trips up to 45 days. Covers passport loss, checked-in baggage loss, and personal accident. |
| Student | Study Companion |
Medical coverage from USD 50,000 to 200,000. Covers personal accident, family visit, sponsor accident, tuition fee reimbursement, and more. |
What Factors Affect the Cost of Bajaj General Travel Insurance?
When determining the premium you’d pay for a Bajaj General overseas travel insurance India policy, several critical variables influence the Bajaj General travel insurance price, Bajaj General insurance premium, and overall Bajaj General travel insurance cost from India.
- As with most insurance products, older travelers typically face higher premiums.
- This is because the risk of medical issues increases with age.
- Regions with higher medical costs (e.g., USA, Western Europe) lead to higher insurance costs than destinations in Asia or other low-cost countries.
- The longer the period you need coverage (i.e., more days abroad), the higher your premium will be.
- If you have known medical conditions, risk loading or exclusions may apply, which can raise the cost.
- Having a higher deductible can reduce the premium.
- Ceilings or limits on particular services (e.g., hospitalization per day) can also influence pricing.
- Features like trip cancellation, baggage loss, personal liability, emergency evacuation, or dental cover increase the premium depending on how comprehensively you include them.
- Purchasing the policy well in advance allows you ample time to review the product benefits and select a plan that best suits your requirements and budget.
- Opting for higher medical coverage and benefits (e.g., USD 500,000 vs USD 100,000) directly increases the overall premium cost.
- If you travel frequently, the annual multi-trip option may cost more overall but offer better per-trip value compared to buying separate single-trip policies each time.
- Bajaj General offers annual multi-trip policies, which many frequent travelers find more economical.
- For senior travelers or higher-risk individuals, plans that impose sub-limits (caps on certain benefit categories) are cheaper.
- Plans without sub-limits offer more flexible coverage but at a higher cost, especially important when facing high medical bills in countries like the U.S.
What Are The Coverage Options Under Bajaj General Travel Insurance?
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health_and_safety Bajaj General Travel Insurance Features
Bajaj General overseas travel insurance provides comprehensive mediclaim coverage for Indian residents traveling abroad including the USA, Canada, UK, Europe (Schengen visa), Singapore, UAE (Dubai, Abu Dhabi), or Australia. Bajaj General is trusted globally for its prompt claim settlement and reliable service.
description How to Access or Manage Your Plan
verified_user Plans Without Sublimits
- Available up to 90+ years of age
- Extensive coverage for high overseas medical expenses
- Priced higher than plans with sublimits
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place What Are the Popular Travel Destinations?
Explore Bajaj General travel insurance options for your trips to the most popular destinations worldwide.
- For travel insurance from India to the UK, select 'Excluding America' as the destination.
- For travel insurance from India to Australia or New Zealand, choose 'Excluding America'.
- For travel insurance from India to the USA and Canada (North and South America), select 'Including America'.
- For travel within Asia like Singapore, UAE (Dubai, Abu Dhabi), Thailand, or Malaysia (excluding Japan), there is a short-term Asia Plan (up to 14 days only). For trips longer than 14 days, select 'Excluding America'.
- For Europe and Schengen countries, select "Schengen Countries" as your destination.
Bajaj General Schengen Travel Insurance (Schengen Visa Insurance for Europe)
Bajaj General Schengen Travel Insurance Requirements
local_hospital 30,000 Euro / $50,000 travel medical insuranceflight_landRepatriation coverage
healingEmergency medical evacuation
businessBajaj General tie-ups across Europe for local support
assignmentGet Free Schengen Travel Insurance Quotes
Fill the Quote Form to receive free quotes for Bajaj General Schengen plans.
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Select Schengen Countries as your travel destination.Bajaj General Schengen travel insurance satisfies Schengen visa requirements and is accepted by consulates of all Schengen countries. You can purchase it to obtain a visa for the following countries:
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shopping_cart How to Buy Bajaj General Travel Insurance?
You can buy Bajaj General travel insurance online with Credit/Debit Card, Cheque, Demand Draft, or Net Banking.
Buy Using Credit or Debit Card
- Purchase Bajaj General Travel Insurance online using a credit or debit card from anywhere in the world.
- Popular among customers from USA, UK, UAE, Europe, Canada, Singapore, and Australia — especially for parents visiting abroad.
- For Europe, Schengen travel insurance is mandatory, and Bajaj General policies meet all Schengen visa requirements.
- Instant acknowledgement and policy documents are sent via email immediately after purchase.
- Full premium refunds (minus cancellation fees) are available if the insured cancels before the trip begins.
Cheque / Demand Draft / Net Banking Options
Customers can also pay via cheque, demand draft, or net banking. The policy is issued once payment is received. Call 080-41101026 in India for assistance from our advisors who will help you select the right plan.
Payment options
- Cash Cards - ItZ Cash, Pay Cash
- Mobile Payments - Paymate, IMPS, Scan N Pay
- Wallets - Paytm, Mobikwik, Oxigen, Freecharge, Jio Money
- UPI - Unified Payments Interface
What Are the Important Factors to Consider While Buying Bajaj General Travel Insurance?
When choosing a Bajaj General overseas travel insurance plan, here are the key points to keep in mind:
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Frequency of travel:
- If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
- For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
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Medical coverage required:
- Bajaj General offers different plans with varying maximum medical coverage limits.
- The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
- Choose the sum insured that best matches your destination and anticipated medical expenses.
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Sub-limits vs No Sub-limits:
- For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
- While such policies are affordable, they may restrict benefits in case of major medical emergencies.
- For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.
Choose Your Travel Companion Plan
Select the most suitable Bajaj General Travel Companion Insurance plan for your travel needs and profile.
Travel Care
Who it’s for:
Budget-conscious travellers, short international trips
- 🏥 Medical Coverage up to USD 50,000
- 🎒 Basic cover for baggage loss and passport loss
- 💵 Lowest premium option with essential medical protection
Travel Secure
Who it’s for:
Families and frequent leisure travellers
- 🏥 Medical Coverage up to USD 200,000
- 🎒 Includes trip delay and baggage delay cover
- ✈️ Ideal balance of benefits and premium for family vacations
Travel Value
Who it’s for:
Travellers to USA/Canada or on long-duration trips
- 🏥 Medical Coverage up to USD 500,000
- 💵 Personal Accident benefit and Emergency Evacuation
- 🌍 Extended protection for longer or multi-country travel
Travel Age
Who it’s for:
Senior travellers (61–70 years)
- 💵 Coverage options from USD 50,000 to USD 500,000
- 🏥 Designed for older travellers with age-appropriate sublimits
- 🌍 Covers medical emergencies, dental pain, baggage loss, hijack, and trip delay
Corporate Lite / Corporate Plus
Who it’s for:
Corporate travellers on official business trips
- 🏥 Medical Coverage from USD 250,000 to 500,000
- 🎒 Covers baggage loss, passport loss, and personal accident
- 🕒 Valid for trips up to 45 days per journey
Study Companion
Who it’s for:
Students travelling abroad for higher education
- 🏥 Medical Coverage from USD 50,000 to 200,000
- 💵 Benefits include accident to sponsor, tuition fee reimbursement, and family visit
- 🎓 Comprehensive coverage for long academic stays abroad
Travel Asia
Who it’s for:
Travellers to Asian countries excluding Japan
- 🏥 Medical Coverage up to USD 15,000
- 🎒 Affordable regional plan for nearby destinations
- 💵 Great value for short Asia-specific business or leisure trips
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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assessmentTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
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descriptionBajaj General Travel Brochure
Download Bajaj General Travel Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General travel insurance policy online anytime before expiry.
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Why Buy from NRIOL?
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verifiedTrusted Bajaj General Plans
Access Bajaj General international travel insurance policies, trusted by thousands of Indian travelers worldwide.
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attach_moneyAffordable Premiums
Transparent pricing for Bajaj General overseas travel insurance, with no hidden costs.
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school20+ Years of Expertise
Expert guidance for Indian travelers planning international trips with reliable coverage.
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editEasy Policy Management
Modify travel dates, personal details, or coverage options online with Bajaj General travel insurance.
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updateFlexible Extensions
Extend or renew your Bajaj General international travel insurance if your trip gets delayed.
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support_agent24/7 Claims Support
Get fast claims assistance and emergency support anywhere during your overseas journey with Bajaj General travel insurance.
Can Bajaj Travel Insurance Be Extended or Renewed While Outside India?
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Here are the simple steps to renew travel insurance online.
- Click the url extend or renew Bajaj General travel insurance online.
- Fill the renewal form with correct information and click on submit.
- Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
- Your filled form will be then sent for approval to the head office.
- Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
- If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
- Once payment is success you will get your renewed policy.
- In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).
Travel Destinations
Discover Popular Travel Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
Why You Need Travel Insurance
health_and_safety Why You Need Travel Insurance
- Medical emergencies and hospitalization
- Accidents and sickness
- Loss or delay of baggage
- Passport loss
When you buy Bajaj General travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.
star_rate Key Highlights
- Covers emergency medical expenses overseas
- Covers pre-existing medical conditions under life-threatening situations
- Worldwide coverage with high service reliability
- Affordable premiums offering best value
- Plans without sub-limits available up to 90+ years
- Coverage ranges from $15,000 to $1,000,000
What are the coverage and benefits of Bajaj General Travel Companion Insurance?
The Policy is comprehensive and covers Personal Accident (death and disablement), Medical Expenses and Repatriation (including medical evacuation to a hospital in India pre-approved by claims administrator), Loss and Delay of Checked Baggage, Loss of Passport, Personal Liability (Legal), Cashless Service, Hospitalization expenses, Golfer's Hole-in-one, Hijack Cover, Trip Delay, Emergency Cash Advance etc.
| Coverages in USD | Travel Care | Travel Secure | Travel Value | Travel Age |
| Medical Expenses, Evacuation and Repatriation | $50,000 Deductible:$100 |
$2,00,000 Deductible:$100 |
$5,00,000 Deductible:$100 |
$50,000* Deductible:$100 |
| Emergency Dental Treatment | $500 Deductible:$100 |
$500 Deductible:$100 |
$500 Deductible:$100 |
$500 Deductible:$100 |
| Personal Accident | $10,000*** | $25,000*** | $30,000*** | $25,000 |
| Loss of Passport | $250 Deductible:15 |
$250 Deductible:25 |
$250 Deductible:25 |
$250 Deductible:25 |
| Loss of Checked Baggage** | $250 | $1000 | $1000 | $250 |
| Delay of Baggage | $100 Deductible: 12hrs |
$100 Deductible: 12hrs |
$100 Deductible: 12hrs |
$100 Deductible: 12hrs |
| Trip Delay | - | $20 per 12 hrs to max $120 Deductible: 12hrs |
$20 per 12 hrs to max $120 Deductible: 12hrs |
- |
| Personal Liability | $1,00,000 Deductible:100 |
$2,00,000 Deductible:100 |
$2,00,000 Deductible:100 |
$1,00,000 Deductible:100 |
| Hijack | $50 per day to max $300 | $50 per day to max $300 | $50 per day to max $300 | $50 per day to max $300 |
| Emergency Cash Advance**** | $500 | $1000 | $1500 | $500 |
* Any one illness - Liability limited to US $12,500. Hospitalization due to accident - max. Liability - US$25,000. Overall Max. Liability under this head - US $50,000, aggregate during the policy period.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
****Cash Advance Would include delivery charges.
assignment How do I Claim Bajaj General Travel Insurance?
Bajaj General offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.
support_agent Assistance Services
- Pre-departure information about foreign locations, passport / visa requirements, immunization needs etc.
- 24/7 travel agency support (airline/hotel bookings)
- Medical help & hospital coordination
- Medical evacuation & repatriation: In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition.
- Lost documents & embassy referrals
- Emergency message relay
- Guidance for claims submission
call 24x7 Contact Support
For Americas (USA & Canada)- +1-877-874-8800
- travel@bajajgeneral.com
- +91-22-6678-6666
- travel@bajajgeneral.com
location_on Claim Submission (India)
Claims Department
Bajaj General Insurance Co. Ltd.
G-21 & 22, Ackruti Trade Centre, MIDC Road,
Andheri (E), Mumbai – 400093
local_hospital US Medical Claims
Bajaj General Assistance
7th Floor, Tower B, Peninsula Business Park,
Lower Parel, Mumbai – 400013
- +1-877-874-8800
- travel@bajajgeneral.com
block What Are Some of the Exclusions in Bajaj General Travel Insurance?
Travel insurance covers unanticipated adverse circumstances. Any planned situation, preventive healthcare, or regular treatment for an existing medical ailment will not be covered. The following are some of the exclusions under the Bajaj General travel policy. For complete details, please refer to the policy document.
Medical Expenses Exclusions
- Traveling against the advice of a medical practitioner
- Complications or treatment for a pre-existing medical ailment not covered under the policy
- Self-inflicted injuries
- Pregnancy-related issues or childbirth complications
- Conditions related to mental disorders, STDs, or injuries from alcohol/drugs not medically prescribed
Baggage Related Exclusions
- Loss or delay if baggage was shipped separately before travel date
- Loss occurring outside the insured travel destination (e.g., within India)
- Claims without valid supporting documents from relevant authorities
Other Exclusions
- Involvement in illegal activities, burglary, or malicious acts
- Participation in high-risk adventure sports (motocross, skydiving, scuba diving, etc.) not covered under the plan
- Engaging in manual labour or hazardous work during the insured trip
Bajaj General Travel Companion Insurance – FAQs
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Why buy Bajaj General Travel Value Insurance?
This policy offers high value benefits for the individual travelling abroad. Covers all medical eventualities including hospitalization and other incidental expenses with enhanced medical coverage of USD 5,00,000 and increased limit of USD 1,500 for emergency cash.
Why buy Bajaj General Travel Care Insurance?A travel policy that caters to the specific needs of an individual travelling abroad. It covers all medical eventualities including hospitalization and other incidental expenses at a fraction of the amount that would otherwise be needed.
Does Travel Companion offer Cashless Service?Yes, Travel Companion policy offers cashless claims settlement for inpatient medical expenses after a nominal deductible of USD 100. Cashless service is available as per policy terms and conditions. Outpatient medical expenses (OPD) and doctor visits are reimbursed on submission of bills.
What if I am in urgent need of cash abroad?If any unexpected incident like theft or burglary of luggage/money happens and the policyholder needs cash, the assistance company will coordinate with the insured person's relatives in India to provide emergency cash assistance up to the limit specified in the policy schedule.
What is the Bajaj General Travel Companion policy? Why should I consider it?Bajaj General Travel Companion is a comprehensive travel insurance product that offers multiple variants to suit individuals, families, students, senior citizens, and frequent travellers. It is especially useful when travelling abroad (including Schengen countries, USA, Canada, etc.).
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Can I renew or extend my policy if I am abroad?
Yes. If you are already abroad and wish to stay longer, you can apply for renewal or extension of the travel insurance (subject to approval) to maintain continuous coverage. The process usually involves:
- Filling the renewal/extension form online
- Submitting for approval
- Payment if approved
- Issuance of renewed policy (if accepted)
How much does the Travel Companion plan cost?The premium depends on the traveler’s age, destination (whether including USA/Canada or excluding), and the duration of the trip.
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What are the key features and benefits of this policy?
- In-patient medical expenses are cashless (after deductible)
- Outpatient (OPD) expenses reimbursed on submission of bills
- Covers life-threatening pre-existing conditions up to USD 3,000 (under specified conditions)
- Checked baggage loss benefit up to USD 1,000 (depending on the plan)
- Baggage delay benefit after waiting period
- Trip delay, loss of passport, emergency cash advance, repatriation, personal accident, personal liability, etc.
- Partial premium refund in case of early return from travel
What are the variants/plans available under Travel Companion?- Travel Care — Medical coverage up to USD 50,000
- Travel Secure — Medical coverage up to USD 200,000
- Travel Value — Medical coverage up to USD 500,000
- Travel Age — Senior citizen plan (ages 61–70) with USD 50,000 coverage
Are there any deductibles or waiting periods?Yes. Most coverages have a deductible (commonly USD 100) before claim benefits apply. For baggage delay, a waiting period (e.g. 12 hours) is applicable.