TATA AIG Hospital Care Insurance

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Protect your family from unexpected Hospitalization expenses - a Perfect supplement to your health policy

Accidents and mishaps can happen to anyone, at any time. And when they happen they bring unforeseen hospitalization causing financial problems. Charges like X-Ray, Pathology, Scans, Consultation, Surgeons fees, Operation Theatre charges - the list will seem endless. The hospitalization can sometimes drain all of your savings, leaving your future in doubt.

More than 3,00,000 people require hospitalization due to serious injury in road accidents.

Presenting TATA AIG's Hospital Care Plan : A unique plan takes care of hospital cash, accidental death benefits and incidental expenses in case of hospitalization due to accidents.

TATA AIG Hospital Care Insurance - Unique Features

TATA AIG Hospital Care Insurance - Additional Features

  Plan 1 Plan 2 Plan 3

1. Accidental Hospital Cash

a. Daily benefit - (Upto 60 days) Rs. 1,000/day Rs. 2,500/day Rs. 5,000/day
b. ICU benefit - 2 times (Upto 15 days) Rs. 2,000/day Rs. 5,000/day Rs. 10,000/day
2. Accidental Death(100 times of the daily benefit) Rs. 1 lakh Rs. 2.5 lakh Rs. 5 lakh
3. Operation Charges      
a. Anesthetist's Fees (Upto) Rs. 5,000 Rs. 10,000 Rs. 10,000
b. Operation Theatre Charges (Upto) Rs. 5,000 Rs. 10,000 Rs. 10,000
C. Surgeon Fees (Upto) Rs. 10,000 Rs. 20,000 Rs. 20,000
4. Hospital Services      
a. X-Ray/CT Scan (Upto) Rs. 1,000 Rs. 2,000 Rs. 2,000
b. Pathology Tests(Upto) Rs. 2,000 Rs. 4,000 Rs. 4,000
5. Ambulance Charges (while admitting and discharging from the Hospital ) Rs. 2,000 Rs. 4,000 Rs. 4,000
6. Physiotherapy Benefit (during confinement in the Hospital upto 30 days ) Rs. 5,000 Rs. 10,000 Rs. 10,000

Important Exclusion : The main exclusion includes suicide, military service or operations, war, illegal act, bacterial infection, disease, AIDS, dangerous sports, etc.,

Occupational Classes-Definition :
1. Class I & II- White coller non-hazardous occupations with office, showroom only i.e. lawyers; doctors; dentists; office executives; clerks; salesmen; superintending engineers, etc. Semi-hazardous occupations with duties in a supervisory capacity (not a machine operator of any type, nor doing manual work, labour, etc.)
2. Class III & IV- Skilled or semi-skilled workers using light/heavy machinery i.e. filling station attendants, taxi drivers, heavy motor vehicle drivers, industrial workers or unskilled labours, construction workers, electricians, farmers, labourers etc.