IndusInd Corporate Travel Insurance 2026

• Benefits of IndusInd travel corporate insurance plans

  Coverage	Elite	Plus	Standard	Deductible
  Medical Expenses including Transportation and Evacuation	$500,000	$250,000	$100,000	$50
  Dental Care Expenses	$500	$500	$500	$50
  Personal Accident	$30,000	$25,000	$20,000
  AD & D Common Carrier	$5,000	$5,000	$2,500
  Daily Allowance in case of Hospitalization	$25 per day (7 days max)	$25 per day (6 days max)	$25 per day (5 days max)	2 days
  Compassionate Visit	Return Fare for any one accompanying person-spouse/child /family doctor	Return Fare for any one accompanying person-spouse/child /family doctor	Return Fare for any one accompanying person
  Loss of Passport	$300	$300	$300	$25
  Total Loss of Checked Baggage*	$1,500	$1,000	$500
  Delay of Checked Baggage	$125	$125	$100	12 hours
  Trip Delay	$60 per day (6 days max)	$50 per day (6 days max)	$30 per day (6 days max)	12 hours
  Trip Cancellation & Interruption	$1,250	$1,000	$750
  Missed Connection	$500	$300
  Personal Liability	$250,000	$200,000	$100,000
  Hijack Distress Allowance	$125 per day (7 days max)	$75 per day (7 days max)	$60 per day (7 days max)	$12 hours
  Financial Emergency Assistance	$1,000	$1,000	$500
  Home Burglary Insurance (in Indian Rs)	3,00,000	2,00,000

• Policy coverage of IndusInd corporate travel insurance

    Medical Expenses including transportation and evacuation

  While abroad, there can be chances of insured facing sudden disease, illness, injury or death... and the policy will cover with cashless facility. The cost incurred for medical evacuation of the insured back to India will be taken care by the company. I n case of untimely demise, the company will take care the cost incurred for transporting the mortal remains of the diseased back home or burial abroad.

    Dental Treatment

  The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.

    Personal Accident

  The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

    Accidental Death and Common Carrier

  The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

    Loss of passport

  The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.

    Total Loss of checked baggage

  The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.

    Delay of checked baggage

  If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.

    Compassionate Visit

  In case the Insured / Insured Person is hospitalized for more than seven consecutive days. The company will reimburse the return fare for an immediate family member to visit the insured.

    Daily allowance in case of hospitalization

  If the Insured / Insured Person is hospitalized for more than 2 days, The company provides daily allowance as compensation.

    Personal Liability

  The Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

    Trip Delay

  Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.

    Trip Cancellation & Interruption

  If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.

    Missed Connection

  If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.

    Financial Emergency Assistance

  The Company provides financial assistance in the event of a financial emergency arising due to theft.

    Hijack Allowance

  The Company provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

    Home burglary insurance

  The Company provides compensation against any loss or damage caused by burglary of the contents of Insured / Insured Person home in India, while he / she is on a trip abroad.

• Exclusions under IndusInd travel care corporate insurance

  • Comprehensive coverage through various unique benefits like compassionate visit, home burglary insurance, financial emergency assistance etc.
  • Custom made Plans (Standard, Plus, Elite) available to choose from depending on your travel requirements.
  • Option of an annual Plan covering multiple trips to benefit Frequent Travelers.
  • Per-day Basis coverage for short term trips.
  • Comprehensive coverage through various unique benefits like Compassionate Visit, Home Burglary Insurance, Financial Emergency Assistance etc.
  • Coverage of pre-existing ailments (other than the critical illness) in case of life threatening situations.
  • Coverage available for sportspersons and trips involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval).
  • Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry.
  • 24 hour emergency services and Cashless services through Emergency - Assistance Service Provider.

IndusInd corporate travel insurance FAQ's