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IndusInd travel insurance

IndusInd Travel Insurance plan without Sublimits 2026

Secure Your Trip with IndusInd - Now at 0% GST

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Why Buy IndusInd Travel Insurance?

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Starting Premium
₹34/day*
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Coverage Available
Up to $500,000
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Coverage
3 Months – 90 Years
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Pre-existing Condition Coverage
Up to policy maximum?
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Worldwide Coverage
Cashless hospitalization?
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Duration
182 Days

Trusted by 15,500+ Travelers

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IndusInd travel medical insurance - Key features

Medical Sublimits are applicable for travelers aged 61-70 years.
Medical Sublimits are applicable for travelers aged 71-80 years for $15,000 and $50,000 coverage.
However these medical sublimits can be waived off for $50,000 coverage plan by paying additional premium.
Medical Sublimits are applicable for travelers aged 81-90 years.

What is travel insurance without Sublimit? What is No sublimit travel insurance?

The travel insurance without sublimit means the benefits are covered up to the policy maximum. IndusInd travel insurance no sub limit offers comprehensive plans for certain age group. Currently travellers aged up to 60 years and travellers 71 to 80 years can get full coverage.

For example: Let us suppose you have a IndusInd international travel insurance. Your age is 50 years and you are going to USA, UK and other countries with an insurance cover of $100,000. Due to unexpected situations, you fall seriously ill and have a total medical claim of say $10,000. When you claims are settled, your entire bill of $10,000 is paid by the insurance company.

How much does IndusInd Travel Insurance plan without sub-limits cost for 30 days?

IndusInd Travel Insurance starts at ₹34 per day, with plan options offering coverage from $50,000 and $500,000. It is specially is designed for individuals traveling to Asian nations, excluding Japan. Get your instant quote in 2 minutes →

Standard Plan
Medical Cover
$50,000
Baggage Loss
$200
Trip Cancellation
Nil
Starting at ₹34/day*
Silver Plan
Medical Cover
$100,000
Baggage Loss
$200
Trip Cancellation
$600
Starting at ₹37/day*
Gold Plan
Medical Cover
$250,000
Baggage Loss
$300
Trip Cancellation
$600
Starting at ₹43/day*
Platinum Plan
Medical Cover
$500,000
Baggage Loss
$300
Trip Cancellation
$600
Starting at ₹53/day*

*Price shown is for a 30-day trip to Singapore/Asia coverage for an adult aged 25.

What is the Cheapest IndusInd without sub-limits Travel Insurance?

The IndusInd Standard Plan is one of the most economical options starting at ₹34/day* with coverage up to $50,000.
  • Medical Cover: $50,000
  • Baggage Loss: $200
  • Cancellation: Nil

What is the Best IndusInd without sub-limits Travel Insurance?

The IndusInd Silver Plan is the best value option, offering up to $100,000 coverage starting at ₹37/day*.
  • Medical Cover: $100,000
  • Baggage Loss: $200
  • Cancellation: $600

What Factors Affect the Cost of IndusInd Travel Insurance?

Age of the Traveller
  • Premiums increase with age due to higher medical risk.
Travel Destination
  • USA & Canada plans cost more than Asia or Europe-only plans.
Trip Duration
  • Longer travel periods result in higher premiums.
Medical History
  • Pre-existing conditions may have exclusions or loading.
Sum Insured Chosen
  • Higher medical coverage directly increases the premium.
Single Trip vs Multi Trip
  • Annual multi-trip plans offer better value for frequent travelers.

What Are the Important Factors to Consider While Buying IndusInd Travel Insurance?

When choosing a IndusInd overseas travel insurance plan, here are the key points to keep in mind:

  1. Frequency of travel:
    • If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
    • For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
  2. Medical coverage required:
    • IndusInd offers different plans with varying maximum medical coverage limits.
    • The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
    • Choose the sum insured that best matches your destination and anticipated medical expenses.
  3. Sub-limits vs No Sub-limits:
    • For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
    • While such policies are affordable, they may restrict benefits in case of major medical emergencies.
    • For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.

What Are the Important Factors to Consider While Buying IndusInd Travel Insurance?

When choosing a IndusInd overseas travel insurance plan, here are the key points to keep in mind:

  1. Frequency of travel:
    • If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
    • For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
  2. Medical coverage required:
    • IndusInd offers different plans with varying maximum medical coverage limits.
    • The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
    • Choose the sum insured that best matches your destination and anticipated medical expenses.
  3. Sub-limits vs No Sub-limits:
    • For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
    • While such policies are affordable, they may restrict benefits in case of major medical emergencies.
    • For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.

Benefits of Choosing No Sublimit Policy

The benefits of choosing no Sublimit policy can be clubbed as below.
  • Comprehensive coverage without any capping.
  • Better access to quality healthcare in overseas.
  • Claims process will be simple without complex calculation.
  • Best travel insurance policy for senior citizens.
  • Reduces the risk of out of pocket expenses.
  • Peace of mind when the policy holder is traveling in foreign country.

Is travel insurance worth the cost?

Yes, IndusInd overseas travel insurance from India is worth the cost as it covers for emergency medical and non-medical expenses and can ensure that you and your family can have a hassle free overseas trip. As falling sick is uncertain while outside India, the cost of healthcare treatment in countries like the USA is very expensive. Paying for medical bills can be a burden and IndusInd international travel health insurance can save you from a huge financial burden. It is very economical to buy overseas travel insurance from IndusInd in Indian rupees and get coverage in US dollars. IndusInd travel insurance for Indian tourists works out to be a very affordable and cheap travel insurance option when compared to international insurance company plans. IndusInd travel insurance for Indian visitors covers you for hospitalization medical expenses, doctor visits, pharmacy bills and other medical emergencies like pre-existing conditions.

Secure Your Travels with Trusted Coverage

Secure Your Travels with Trusted Coverage

How to Extend or Renew Your IndusInd Travel Insurance While Abroad?

Indian travelers who want to extend or renew IndusInd travel insurance can complete the IndusInd international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Why Buy from NRIOL?

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    Trusted IndusInd Plans

    Access IndusInd international travel insurance policies, trusted by thousands of Indian travelers worldwide.

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    Affordable Premiums

    Transparent pricing for IndusInd overseas travel insurance, with no hidden costs.

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    20+ Years of Expertise

    Expert guidance for Indian travelers planning international trips with reliable coverage.

  • edit
    Easy Policy Management

    Modify travel dates, personal details, or coverage options online with IndusInd travel insurance.

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    Flexible Extensions

    Extend or renew your IndusInd international travel insurance if your trip gets delayed.

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    24/7 Claims Support

    Get fast claims assistance and emergency support anywhere during your overseas journey with IndusInd travel insurance.

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IndusInd Citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.

IndusInd travel health insurance - FAQ's

What is a sublimit on an insurance policy? What is sub-limit in travel insurance?
A sublimit on an insurance policy is a capping or a limit applied for a benefit in the travel insurance.
Yes you can extend your travel insurance while A sublimit in travel medical insurance is a cap or limit in the health insurance cover.
You can renew the IndusInd policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the IndusInd insurance policy renewal form so that our insurance advisors will help you to renew your policy.