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Reliance Travel Insurance plan without Sublimits

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Reliance Travel Insurance

Reliance travel medical insurance - Key features

Medical Sublimits are applicable for travelers aged 61-70 years.
Medical Sublimits are applicable for travelers aged 71-80 years for $15,000 and $50,000 coverage.
However these medical sublimits can be waived off for $50,000 coverage plan by paying additional premium.
Medical Sublimits are applicable for travelers aged 81-90 years.

What is travel insurance without Sublimit? What is No sublimit travel insurance?

The travel insurance without sublimit means the benefits are covered up to the policy maximum. Reliance travel insurance no sub limit offers comprehensive plans for certain age group. Currently travellers aged up to 60 years and travellers 71 to 80 years can get full coverage.

For example: Let us suppose you have a Reliance international travel insurance. Your age is 50 years and you are going to USA, UK and other countries with an insurance cover of $100,000. Due to unexpected situations, you fall seriously ill and have a total medical claim of say $10,000. When you claims are settled, your entire bill of $10,000 is paid by the insurance company.

Comprehensive coverage without Sublimit

When you are planning to buy an overseas travel insurance, one of the most important factor to consider is the coverage the policy provides to you. You have to choose a plan which offers coverage without any Sublimit. Reliance travel insurance plans offers best no sublimit travel insurance. A no sublimit travel insurance offers health insurance cover up to the full sum insured without any hidden limits or caps. The cappings might be on the specific benefits hospitalization, bed charges, icu charges, doctor’s fees, diagnostic tests and more.

Considering the cost of medical expenses in overseas, if you have a policy with sublimit, then medical restrictions will come in picture.

To understand better let us take an example,
  • Emergency room rent limited to $1,500 per day for 3 days.
  • ICU charges limited to $5,000 per day for 3 days.
  • Surgeon fees limited to $10,000
However if you have a no sublimit travel insurance policy, then these restrictions will not be applied to you and you are covered up to sum insured.

Benefits of Choosing No Sublimit Policy

The benefits of choosing no Sublimit policy can be clubbed as below.
  • Comprehensive coverage without any capping.
  • Better access to quality healthcare in overseas.
  • Claims process will be simple without complex calculation.
  • Best travel insurance policy for senior citizens.
  • Reduces the risk of out of pocket expenses.
  • Peace of mind when the policy holder is traveling in foreign country.

Is travel insurance worth the cost?

Yes, Reliance overseas travel insurance from India is worth the cost as it covers for emergency medical and non-medical expenses and can ensure that you and your family can have a hassle free overseas trip. As falling sick is uncertain while outside India, the cost of healthcare treatment in countries like the USA is very expensive. Paying for medical bills can be a burden and Reliance international travel health insurance can save you from a huge financial burden. It is very economical to buy overseas travel insurance from Reliance in Indian rupees and get coverage in US dollars. Reliance travel insurance for Indian tourists works out to be a very affordable and cheap travel insurance option when compared to international insurance company plans. Reliance travel insurance for Indian visitors covers you for hospitalization medical expenses, doctor visits, pharmacy bills and other medical emergencies like pre-existing conditions.

How much does Reliance Travel Insurance plan without sub-limits cost for 30 days?

The Reliance Travel Insurance plan without sub-limits price ranges between ₹1,407 to ₹2,722 for coverage Worldwide Including USA & Canada per month for 25 years old traveler, based on type of plan and policy maximum coverage.

Travel Standard $50,000 Travel Silver $ 100,000 Travel Gold $250,000 Travel Platinum $500,000
₹1,407 ₹1,992 ₹2,312 ₹2,722

The Reliance Travel Insurance plan without sub-limits price ranges between ₹1,212 to ₹1,897 for coverage Worldwide Excluding USA & Canada per month for 25 years old traveler, based on type of plan and policy maximum coverage.

Travel Standard $50,000 Travel Silver $ 100,000 Travel Gold $250,000 Travel Platinum $500,000
₹1,212 ₹1,342 ₹1,543 ₹1,897

The Reliance Travel Insurance plan without sub-limits price is ₹12,356 for coverage Worldwide Including USA & Canada and ₹5,991 for coverage Worldwide Excluding USA & Canada per month for 73 years old traveler, for $50,000 policy maximum coverage.

Worldwide Including USA & Canada Worldwide Excluding USA & Canada
₹12,356 ₹5,991

How to extend or renew Reliance overseas travel insurance while outside India?

Follow below steps to Renew Reliance Travel and Student Medical Insurance

  1. Click on the Reliance declaration form and Reliance extension form to download the pdf document to your desktop.
  2. Fill the form and sign the document.
  3. Email the filled form along with existing policy copy to insurance@nriol.com

Once the renewal request is received it will followed up for getting approval which may take 1-2 working days and the policy holder will be updated on the approval / rejection about the same.

Reliance travel health insurance - FAQ's

What is a sublimit on an insurance policy? What is sub-limit in travel insurance?
A sublimit on an insurance policy is a capping or a limit applied for a benefit in the travel insurance.
Yes you can extend your travel insurance while A sublimit in travel medical insurance is a cap or limit in the health insurance cover.
You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Travel insurance from Reliance

Person
Senior Citizen plan

Reliance senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.

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Cases
Annual Multi Trip

Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.

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Public
Travel Asia Insurance

Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.

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Globe
Schengen Visa

Reliance offer Europe travel insurance plans which are approved by VFS center.

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Customers Testimonials

Reliance citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.