IndusInd Travel Insurance Online from India
IndusInd General Insurance, formerly Reliance General Insurance, offers travel insurance plans for international travellers starting from just ₹23 per day*, with coverage for overseas medical emergencies, trip disruptions, baggage loss, and more.
Secure Your Trip with IndusInd - Now at 0% GST
IndusInd International Travel Insurance
IndusInd General Insurance, formerly Reliance General Insurance, offers a range of general insurance products for individuals and businesses in India. Its product portfolio includes travel, health, motor, home, marine, fire, engineering, liability, and aviation insurance.
IndusInd international travel insurance helps travellers explore available travel protection options for overseas trips. Before choosing a plan, compare the medical coverage, travel-related benefits, policy exclusions, sum insured, and premium to find an option that suits your destination and travel needs.
Through NRIOL, you can explore IndusInd travel insurance options, review plan benefits, and check available premiums to make an informed decision before travelling abroad.
What Are the Different IndusInd Travel Insurance Plans?
IndusInd Travel Insurance for Indians Traveling Abroad
The primary function of IndusInd travel insurance is to provide protection against financial losses caused by unforeseen events while traveling outside India. IndusInd travel insurance is available for Indians traveling around the globe, be it the USA, Canada, the UK, Australia, other European countries or within Asia. Indian travel insurance for travel to Europe is mandatory to be issued the Schengen visa (France, Spain, Germany, Italy ...). Insurance plans satisfy Schengen visa insurance requirements. This protection is available to individuals, businessmen and large companies alike.
Please read through IndusInd travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the IndusInd premium chart. You can renew/extend the plan using IndusInd travel insurance extension on expiry.
Student Travel Insurance for Studying Abroad
- Choose from five plan options: Platinum, Gold, Silver, Standard, and Basic, subject to policy availability.
- Get coverage for a policy period of up to two years, subject to the policy terms and eligibility requirements.
- Access student-focused benefits such as bail bond, study interruption, and sponsor protection, as specified in the selected plan.
- Choose the Basic Plan for non-medical benefits, subject to the policy terms and conditions.
- Benefit from a two-way compassionate visit benefit that can help a family member travel to be with you during a covered emergency, subject to policy limits and conditions.
- Receive limited coverage for certain pre-existing conditions in life-threatening situations, subject to the policy wording, exclusions, and applicable conditions.
- Need to continue your coverage? Visit the IndusInd student insurance renewal and extension to review the available extension process.
- Review the IndusInd student insurance brochure for detailed benefits, exclusions, limits, and policy terms. Learn more about IndusInd student insurance.
How to Buy IndusInd Travel Insurance Online
The IndusInd Health Insurance provide the best medical care to your family. Insurance company offers health insurance policies that cover you for hospitalization expenses for illness, treatment and recuperation.
IndusInd HealthGain InsuranceIndusInd HealthGain insurance coverage is an exclusive policy designed to cover medical expenses. There are plans available both for individual and family with 3 to 18 lakh sum insured.
IndusInd Critical Illness InsuranceWith IndusInd Critical Illness policy we provide you health coverage for ten critical illness. This Policy is available over & above the reimbursement of the regular Health Insurance Policies. For the first time in India, we have a policy that caters to Life Threatening and Lifestyle disabling diseases.
Know moreHow Much Does IndusInd Travel Insurance from India Cost in 2026?
IndusInd Travel Insurance cost starts at ₹23 per day, with plan options offering coverage from $50,000 and $500,000. It is specially is designed for individuals traveling to Asian nations, excluding Japan, Schengen countries, UK, Europe, Canada and USA. Get your instant quote in 2 minutes →
| Feature | Standard Plan | Silver Plan | Gold Plan | Platinum Plan |
|---|---|---|---|---|
| Starting Premium | ₹23/day* | ₹28/day* | ₹34/day* | ₹58/day* |
| Medical Cover | $50,000 | $100,000 | $250,000 | $500,000 |
| Baggage Loss | $500 | $1,000 | $1,200 | $1,500 |
| Pre-existing (T&C apply) | Up to $50,000 | Up to $100,000 | Up to $250,000 | Up to $500,000 |
| Trip Cancellation | Nil | $600 | $600 | $600 |
| Buy Now |
*Price shown is for a 180-day trip to Singapore for an adult aged 25. Actual premium varies with age, destination, and duration.
Compare IndusInd Travel Insurance Plans: Cheapest vs Best Value
What is the Cheapest IndusInd Travel Insurance?
The IndusInd Standard Plan is one of the most economical options starting at ₹23/day* with coverage up to $50,000.
Why Choose the Standard Plan?
- check_circle Medical Cover of $50,000
- check_circle Plans starting at ₹23/day*
- check_circle Baggage Loss cover of $500
- check_circle Trip Cancellation : Nil
What is the Best IndusInd Travel Insurance?
The IndusInd Gold Plan is the best value option, offering up to $250,000 coverage starting at ₹34/day*.
Why Choose the Gold Plan?
- check_circle Medical Cover of $250,000
- check_circle Premiums starting at ₹34/day*
- check_circle Baggage Loss cover of $1,200
- check_circle Trip Cancellation cover of $600
Why Buy IndusInd Travel Insurance Through NRIOL?
We have been IndusInd's authorized online partner since 1997 - here is what that means for you.
Trusted Authorized Partner
NRIOL is an authorized IndusInd General Insurance partner, helping travellers compare plans and find suitable travel insurance for overseas trips.
Expert Guidance
Our experienced team helps you understand plan benefits, coverage limits, eligibility, and policy terms so you can choose the travel insurance that best matches your journey.
Transparent Pricing
The premium you see is the IndusInd premium - with 0% GST and no hidden platform fees. No upselling or forced add-ons in the purchase flow.
20+ Years of Experience
Established in 1997, NRIOL has helped over 15,500 Indian travellers find the right policy - with 20+ years of institutional knowledge on claims, renewals, and eligibility edge cases.
Support Throughout Your Journey
From selecting the right plan to understanding the documentation required, we aim to provide assistance before and after your policy purchase.
Real Phone & WhatsApp Support
Call or WhatsApp us at any stage before purchase, during your trip, or when filing a claim. Our team is available at 080-41101026 / 9900260206 to help with complex queries no chatbot can handle.
Which IndusInd Travel Insurance Plan Should You Choose?
Use this guide to match your travel profile to the right plan.
Standard Plan - $50,000
Best for:
- First-time travellers on a tight budget
- Short trips (under 30 days) within Asia
- Travelers going to countries with moderate medical costs
- Those who need basic cover and do not require trip cancellation protection
Silver Plan - $100,000
Best for:
- Most leisure travelers to Europe, Southeast Asia, or Australia
- Those who want trip cancellation protection
- Travelers aged 36-55 needing solid emergency cover
- Families looking for a balance of cover and cost
Gold Plan - $250,000
Best for:
- Travelers visiting the UK, Europe, or the Middle East
- Longer trips (45-90 days)
- Senior travelers (56-70 years) where higher medical cover provides peace of mind
- Business travelers who need strong coverage during frequent trips
Platinum Plan - $500,000
Best for:
- Travelers to the USA or Canada - where a single hospitalization can exceed ₹30 lakh
- Anyone wanting the maximum available medical cover
- Travelers with declared pre-existing conditions wanting the highest safety net
- Corporate travelers requiring comprehensive documentation for visa applications
What Are the Key Features of IndusInd Travel Medical Insurance?
- Insurance has only $50 deductible, almost all other Indian travel insurance plans have $100 deductible.
- Plan offers Standard ($50,000), Silver($100,000), Gold($250,000) and Platinum($500,000)
- Offers wider duration of coverage; to 182 days, which is extendable up to 365 days.
- Policy provides coverage for sportspersons subject to certain conditions.
- Medical Check up is not required for IndusInd travel insurance.
- Plans give comprehensive coverage through various unique benefits like Compassionate visit, Home Burglary Insurance, Financial Emergency Assistance etc.
- Provides coverage for pre-existing ailments in case of life threatening situations (subject to terms and conditions)
- Automated extension of policy in case of medical emergency and evacuation(upto 30 days) and delay of common carrier(upto 7 days) beyond policy expiry.
- 24 hours emergency cashless services offered through emergency assistance service provider.
- Purchasing IndusInd Travel insurance online is easy and trouble free which will provide you instant coverage.
- Quick and easy claim settlement.
Does IndusInd Offer Family Travel Insurance, and How Does It Compare with Individual Coverage?
Yes, IndusInd travel insurance have a popular family floater health insurance for overseas travel. Adults between 18 years to 60 years and 2 dependents kids between 3 months to less than 18 years can buy this plan. Family means primary traveler, spouse and 2 dependent children.
Buy a family floater plan works out to be cheaper when compared to individual policies. One policy covers the entire family unlike individual policies. In a family floater plan, the policy maximum can be used by one of the policy holder or can be shared among the family members in the policy in times of claims.
Secure Your Travels - with IndusInd Travel Insurance
Ensure peace of mind during your trip with IndusInd Travel Insurance, offering comprehensive coverage for medical emergencies, trip delays, baggage loss, and more.
Travel Destinations
Discover Popular Travel Destinations with IndusInd Travel Insurance
IndusInd Citation
Mr. Arvind Naaz, Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.
IndusInd Travel Medical Insurance - FAQs
IndusInd Travel Insurance is international travel insurance for Indian citizens travelling from India to foreign countries. IndusInd overseas medical insurance provides financial protection against unexpected medical emergencies and other covered travel-related emergencies during an international trip.
Indian citizens travelling abroad for leisure, vacations, holidays, business, studies, research, or foreign tours can consider buying IndusInd international travel insurance. The policy can provide financial protection against covered medical and travel-related emergencies during the trip.
IndusInd overseas travel insurance provides worldwide coverage for eligible people travelling from India, subject to the policy terms and conditions. Certain countries or regions may be excluded due to political disturbances, war-like situations, or other restrictions specified in the policy.
The maximum duration of IndusInd Travel Insurance depends on the type of policy you purchase:
- Single Trip Travel Insurance: You can initially buy coverage for a minimum of 2 days and a maximum of 182 days. If your stay is extended, you may be able to renew the policy for up to another 182 days, subject to the policy terms and conditions.
- Multi-Trip Travel Insurance: The policy is generally issued for one year. However, the maximum duration allowed for each trip may be 30 days, 45 days, 60 days, or more, depending on the plan selected. The policyholder must return to India within the permitted trip duration.
- Student Travel Insurance: Students can initially buy coverage for a minimum of 2 days and a maximum of 2 years. If the course is not completed, the policy may be renewed for up to another 365 days, subject to the policy terms and conditions.
- Family Travel Insurance: Families travelling overseas can choose eligible family floater coverage. The policy can initially be purchased for a minimum of 2 days and a maximum of 182 days. If the stay is extended, it may be possible to renew the policy for up to another 182 days, subject to the policy terms and conditions.
Note: Policy terms and conditions may change. View the latest IndusInd Travel Insurance information before purchasing a plan.
IndusInd Travel Insurance provides coverage for eligible medical and travel-related emergencies during an overseas trip. Key benefits may include:
- Sickness and accident-related medical expenses
- Loss or delay of checked baggage and loss of passport
- Trip delay, trip cancellation, trip interruption, and missed connection
Coverage is subject to the policy terms, conditions, exclusions, and applicable limits. View IndusInd overseas travel insurance benefits for more details and online purchase options.
Yes, COVID-19 treatment may be covered under IndusInd Travel Insurance as an illness, subject to the policy terms, conditions, exclusions, and applicable coverage limits. Travelers should review the policy wording to understand the specific COVID-19 coverage available under their selected plan.
Certain IndusInd Travel Insurance plans may cover declared, non-critical pre-existing medical conditions in life-threatening situations, subject to the plan terms and applicable age limits. Eligibility and coverage can vary by policy. Review the policy document before purchasing the plan for details about pre-existing condition coverage.
A no-sublimit travel insurance plan provides eligible benefits without a separate sub-limit for certain covered expenses, subject to the overall policy maximum and applicable terms and conditions. For example, eligible medical expenses for sickness or accidents may be covered up to the policy maximum without a specific sub-limit.
A no-sublimit plan can help reduce potential out-of-pocket expenses during a medical emergency abroad. Learn more about IndusInd travel insurance plans with no sub-limits.
| Travel Standard $50,000 | Travel Silver $ 100,000 | Travel Gold $250,000 | Travel Platinum $500,000 |
|---|---|---|---|
| ₹1,407 | ₹1,992 | ₹2,312 | ₹2,722 |
Yes, we have a simple tool where one can compare and buy the policy online. Below are the simple steps to complete the purchase.
- Please click on the Link to get more details and purchase the policy.
- Select plan type and age band the traveler belongs to, select destination from the destination options, select how many people are traveling and put their ages, give the travel start date and travel end date.
- Click on view plans.
- Choose from the available plans after reviewing the plan benefits and premium.
- Continue to fill the proposal form.
- Continue further to make payment using various modes of payment like UPI, debit card, credit card and more.
- Once transaction is completed successfully, get the policy document by email and watts up.
No, to buy Indusind overseas travel insurance travelers are not required to go for any medical checkups. No paper work to buy the policy online.
No, to buy Indusind overseas travel insurance travelers are not required to go for any medical checkups. No paper work to buy the policy online.
- Click on the Indusind declaration form and Indusind extension form to download the pdf document to your desktop.
- Fill the form and sign the document.
- Email the filled form along with existing policy copy to insurance@nriol.com
Yes we provide endorsement of the policy services like change in travel dates, nominee change, plan change, policy cancellation & refund subject to terms and conditions of the policy. Please buy through us so that you can avail our service freely without any hassle.
To find out how to cancel your policy and request a refund, Please Click here
How do I file a claim from abroad?
Yes, you can file for a claim from abroad while using the policy.
Is cashless hospitalization available?
Yes, cashless hospitalization available. There is a nominal amount called deductible for certain benefits which the policy holder has to bear and the rest of the bill is borne by the insurance company as per terms and conditions.
What documents are required for claims? What is the typical claim settlement time?
The bills and documents required varies on the type claims benefit you are consuming. For more information please Click here
Queries related to sales and service can be reached at 080) 41101026. You can also connect on watts up 9900260206
For Claims related queries please call the relevant number provided in the policy document.
Is there a 24x7 helpline?
Yes, in case of any emergency and while using the policy, you can call to the toll free numbers provided in the policy.
IndusInd International Travel Insurance
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