IndusInd General Insurance India 2026 - Travel, Health   Student Plans

How to extend or renew IndusInd overseas travel insurance while outside India?

Follow below steps to Renew IndusInd Travel and Student Medical Insurance

1. Click on the IndusInd declaration form and IndusInd extension form to download the pdf document to your desktop.
2. Fill the form and sign the document.
3. Email the filled form along with existing policy copy to insurance@nriol.com

Once the renewal request is received it will followed up for getting approval which may take 1-2 working days and the policy holder will be updated on the approval / rejection about the same.

Types of Coverage Available with IndusInd Insurance

• The primary function of IndusInd travel insurance is to provide protection against financial losses caused by unforeseen events while traveling outside India. IndusInd travel insurance is available for Indians traveling around the globe, be it the USA, Canada, the UK, Australia, other European countries or within Asia. Indian travel insurance for travel to Europe is mandatory to be issued the Schengen visa (France, Spain, Germany, Italy ...). Insurance plans satisfy Schengen visa insurance requirements. This protection is available to individuals, businessmen and large companies alike.

  Please read through IndusInd travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the IndusInd premium chart. You can renew/extend the plan using IndusInd travel insurance extension on expiry.

  Types of Indian travellers

  

  Individual(s) less than 70 years

  • Plan is available as Standard ($50,000), Silver($100,000), Gold($250,000) and Platinum($500,000)
  • Wider duration can be covered up to 182 days, which is extendable up to 365 days.
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)(as per terms and conditions) Know more »

  

  Family(Common coverages for all members)

  • Floater Plan is available as Standard ($50,000) and Silver($100,000)
  • Common coverage for family up to 60 years for 182 days.
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness) (as per terms and conditions) Know more »

  
  

  Travel Insurance Products

  

  Senior Citizen Insurance(Between 71 to 90 Years)

  • Coverage $15,000 and US$50,000 without medical examination for senior citizens aged between 71-80 years and US$50,000 for senior citizens aged between 81-90 years
  • Special plan US$50,000 coverage without medical sublimits for senior citizens aged between 71-80 years.
  • Can purchase the policy for 182 days and can be renewed for another 6 months.
  • Whether declared or not declared, 70+ Senior citizens are not covered for pre-existing diseases Know more »

  

  Annual Multitrip Travel (Frequent flier)

  • Plan is available as Elite ($500,000), Plus($250,000) and Standard($100,000)
  • Option of an annual Plan covering multiple trips to benefit Frequent Travellers.
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness) (as per terms and conditions) Know more »

  Travel to other popular destinations

  

  Asia Travel

  • Plan is available as Standard ($25,000) and Silver($30,000)
  • Coverage available for sportspersons and trips involving winter/adventurous sports (Subject to prior declaration, premium loading and underwriting approval)
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)(as per terms and conditions) Know more »

  

  IndusInd General insurance Schengen plan

  • Plan satisfies schengen countries mandated by the consulates.
  • Travelers aged 6 months - 80 years are eligible to buy schengen plans.
  • Initially buy for 6 months and later on renew for 6 more months Know more »

  For more travel destinations click here »

  IndusInd international travel medical insurance India - Useful links

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  How to buy IndusInd travel insurance?

  You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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  IndusInd Traveler outside India

  Travelers who have already traveled from India and do not have insurance can buy IndusInd travel medical insurance.

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  IndusInd Travel Care Policy plan brochure

  Download IndusInd Travel Care Policy brochure online!

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  IndusInd insurance claims

  In case of Claim or reimbursement of treatment expenses, notify IndusInd overseas travel insurance.

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  IndusInd pre-existing condition insurance

  IndusInd Indian travel medical insurance coverage for pre-existing conditions.

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  IndusInd travel insurance renewal

  Travel insurance customers can renew their existing policy online before the expiry date at any time.

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  Key features of IndusInd international travel insurance

  • Insurance has only $50 deductible, almost all other Indian travel insurance plans have $100 deductible.
  • Plan offers Standard ($50,000), Silver($100,000), Gold($250,000) and Platinum($500,000)
  • Offers wider duration of coverage; to 182 days, which is extendable up to 365 days.
  • Policy provides coverage for sportspersons subject to certain conditions.
  • Medical Check up is not required for IndusInd travel insurance.
  • Plans give comprehensive coverage through various unique benefits like Compassionate visit, Home Burglary Insurance, Financial Emergency Assistance etc.
  • Provides coverage for pre-existing ailments in case of life threatening situations (subject to terms and conditions)
  • Automated extension of policy in case of medical emergency and evacuation(upto 30 days) and delay of common carrier(upto 7 days) beyond policy expiry.
  • 24 hours emergency cashless services offered through emergency assistance service provider.
  • Purchasing IndusInd Travel insurance online is easy and trouble free which will provide you instant coverage.
  • Quick and easy claim settlement.

  Is there a family floater plan in IndusInd? How is it better when compared with individual coverage policy?

  Yes, IndusInd travel insurance have a popular family floater health insurance for overseas travel. Adults between 18 years to 60 years and 2 dependents kids between 3 months to less than 18 years can buy this plan. Family means primary traveler, spouse and 2 dependent children.

  Buy a family floater plan works out to be cheaper when compared to individual policies. One policy covers the entire family unlike individual policies. In a family floater plan, the policy maximum can be used by one of the policy holder or can be shared among the family members in the policy in times of claims.

• Student Travel (Registered for overseas universities)

  • Plan is available as Platinum, Gold, Silver, Standard and Basic.
  • Policy can be taken upto a period of 2 years
  • Comprehensive coverage through various unique benefits like Bail Bond, Study Interruption, Sponsor Protection, etc.
  • A special Basic Plan offering only non-medical benefits
  • Two way compassionate visit benefit to ensure that you are by the side of your loved ones in times of an emergency
  • Covers pre-existing conditions in case of life threatening situations (as per terms and conditions)
  • You can renew/extend the plan using IndusInd student insurance extension on expiry.
  • Please read through IndusInd student insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions Know more »

  IndusInd student travel medical insurance India - Useful links

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  How to buy IndusInd student travel insurance online?

  You can buy insurance online by using a credit/debit card, UPI, direct funds transfer using NEFT or RTGS or by using a cheque.

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  IndusInd Student Outside India

  Students already outside India without insurance? We can try to get special approval to buy IndusInd student insurance online.

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  IndusInd Student medical insurance FAQ

  Get all the answers to the most frequently asked questions (FAQs) regarding student travel medical insurance offered by IndusInd.

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  IndusInd student travel insurance claims

  In case of Claim or reimbursement of treatment expenses, notify IndusInd overseas student travel insurance.

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  IndusInd student travel insurance brochure

  Download IndusInd student travel Guard brochure online.

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  IndusInd Student insurance Renewal

  Students can renew their existing policy online before the exipry date at any time.

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  IndusInd student insurance forum

  Useful discussions and forum entries for best international IndusInd health insurance for students studying abroad.

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  IndusInd Student Universities

  List of some of the Universities whose students have purchased IndusInd student health insurance in the past.

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  Compare IndusInd Student Plans

  Compare IndusInd student health insurance plans.

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  Popular IndusInd student travel destinations

  Select destinations Australia France Germany UK New Zealand USA Europe China Canada Denmark Ireland Singapore

  What are the key benefits of IndusInd student insurance? OR What are the salient features of IndusInd student travel insurance?

  Some of the Key benefits of IndusInd student insurance are

  • Medical Expenses : The insurance company shall pay or reimburse to the policy holder the expenses incurred for availing immediate emergency medical assistance required on account of any disease / illness / injury sustained or contracted during the policy period but not exceeding the sum insured as specified in the policy schedule.
  • Emergency Medical Evacuation : The cost necessary for transportation the policy holder to a nearby hospital for better medical treatment or back to the home country. This claim has to approved from the assistance company.
  • Repatriation of Remains : In the event of death of the policy holder due to a covered reason as per policy terms and conditions. The insurance company will pay or reimburse the cost of transporting the body of the policy holder back to republic of India or to the nearest burial ground. This claim has to approved from the assistance company.
  • Baggage Loss : The insurance company shall compensate the policy holder for the total loss of checked-in baggage on a trip as per policy terms and conditions.
  • Personal Accident : The insurance company shall compensate the policy holder or their legal representatives as per policy terms and conditions for death or dismemberment of the policy holder due to accidents during the policy tenure in overseas.
  • Bail bond : The insurance company pays for the costs incurred for bail bond to the policy holder due to false arrest or wrongful detention by any police/judicial authorities up to the amount stated in the Policy Schedule.
  • Sponsor Protection : The insurance company will reimburse the insured tuition fee incurred for the remaining period of the education up to a maximum limit shown in the policy schedule due to accidental death of the sponsor named in the policy schedule as per the policy terms and conditions
  • Study Interruption : The insurance company shall reimburse the Insured Person the Tuition fees which has already been paid to the educational institution, up to the amount stated in the Policy Schedule in an event where the insured is not able to continue his / her studies due health condition or death of an immediate family member or any other valid reason as per policy terms and conditions.

• Buy IndusInd health plans

  The IndusInd Health Insurance provide the best medical care to your family. Insurance company offers health insurance policies that cover you for hospitalization expenses for illness, treatment and recuperation.

  IndusInd HealthGain Insurance

  IndusInd HealthGain insurance coverage is an exclusive policy designed to cover medical expenses. There are plans available both for individual and family with 3 to 18 lakh sum insured.

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  IndusInd Critical Illness Insurance

  With IndusInd Critical Illness policy we provide you health coverage for ten critical illness. This Policy is available over & above the reimbursement of the regular Health Insurance Policies. For the first time in India, we have a policy that caters to Life Threatening and Lifestyle disabling diseases.

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IndusInd travel health insurance - FAQ's