IndusInd Travel Insurance
IndusInd travel insurance plans for Indians travelling abroad start at ₹23 per day*, with medical coverage options of $50,000, $100,000, $250,000 and $500,000. Compare Standard, Silver, Gold and Platinum plans to find suitable coverage for overseas medical emergencies, eligible baggage loss and trip disruptions. Check premiums, benefits, age eligibility and policy exclusions before purchasing. Compare plans and get an online quote to find coverage that fits your destination, trip duration and budget.
Secure Your Trip with IndusInd - Now at 0% GST
IndusInd Travel Insurance Plans - Coverage and Key Benefits
| Plan Variant | Sum Insured | Key Benefits |
|---|---|---|
| Standard | $50,000 | Covers medical expenses, personal accident, and passport loss. Basic coverage for short trips. |
| Silver | $100,000 | Includes daily allowance during hospitalization, trip delay, and personal liability. |
| Individual Gold | $250,000 | Adds higher baggage loss coverage, missed connection, and compassionate visit. |
| Platinum | $500,000 | Offers maximum coverage for medical expenses, trip cancellation, and home burglary protection. |
| Family Standard | $50,000 | Coverage for all family members up to $50,000, including medical and dental expenses, personal accident, and daily hospitalization allowance. |
| Family Gold | $100,000 | Enhanced family coverage with trip delay, financial emergency assistance, and home burglary protection. |
| Senior 71-80 yrs | $15,000 / $50,000 | Special plans for senior citizens with sub-limit and full coverage options. |
| Senior 81-90 yrs | $50,000 | Coverage designed for elderly travelers with medical and personal accident protection. |
Which IndusInd Travel Insurance Plan Is Right for You?
- Travelling on a budget → Choose the IndusInd Standard Plan → $50,000 medical coverage from ₹23/day*.
- Want higher medical coverage at a moderate premium → Consider the IndusInd Silver Plan → $100,000 medical coverage from ₹28/day*.
- Need coverage for eligible pre-existing conditions → Compare the IndusInd Gold Plan → $250,000 medical coverage from ₹34/day*; pre-existing condition coverage is subject to applicable terms, conditions and exclusions.
- Want trip cancellation protection → Consider the IndusInd Silver, Gold or Platinum Plans → $100,000-$500,000 medical coverage from ₹28/day*, with trip cancellation benefits up to $600, subject to policy terms.
- Travelling across multiple Schengen countries → Review the IndusInd Schengen Travel Insurance options → choose coverage that meets the applicable €30,000 Schengen visa insurance requirement and your travel needs.
- Travelling to the USA or Canada and want a higher medical limit → Consider the IndusInd Platinum Plan → $500,000 medical coverage from ₹58/day*.
- Taking an expensive or longer international trip → Consider the IndusInd Gold or Platinum Plan → $250,000-$500,000 medical coverage from ₹34/day*, with higher coverage limits and applicable travel benefits, subject to policy terms.
How Much Does IndusInd Travel Insurance from India Cost in 2026?
IndusInd Travel Insurance from India starts at ₹23 per day*, with medical coverage options ranging from $50,000 to $500,000. Plans are available for eligible international destinations, including Asian countries (excluding Japan), Schengen countries, the UK, Europe, Canada and the USA, subject to plan availability and policy terms. Get your instant quote in 2 minutes →
| Feature | Standard Plan | Silver Plan | Gold Plan | Platinum Plan |
|---|---|---|---|---|
| Starting Premium | ₹23/day* | ₹28/day* | ₹34/day* | ₹58/day* |
| Medical Cover | $50,000 | $100,000 | $250,000 | $500,000 |
| Baggage Loss | $500 | $1,000 | $1,200 | $1,500 |
| Pre-existing (T&C apply) | Up to $50,000 | Up to $100,000 | Up to $250,000 | Up to $500,000 |
| Trip Cancellation | Nil | $600 | $600 | $600 |
| Buy Now |
*Price shown is for a 180-day trip to Singapore for an adult aged 25. Actual premium varies with age, destination, and duration.
Which IndusInd Travel Insurance Plan Is Cheapest and Which Offers the Best Value?
The IndusInd Standard Plan is the cheapest option, starting at ₹23/day* with $50,000 medical coverage. The Gold Plan offers the best-value balance, starting at ₹34/day* with $250,000 coverage, while the Platinum Plan provides higher medical coverage of $500,000 from ₹58/day*.
Which Is the Cheapest IndusInd Travel Insurance Plan?
The IndusInd Standard Plan is the cheapest option, starting at ₹23/day* with $50,000 in medical coverage for eligible overseas medical expenses, subject to policy terms and conditions.
Why Choose the Standard Plan?
- check_circle Medical Coverage : $50,000
- check_circle Baggage Loss : $500
- check_circle Trip Cancellation : Nil
Which IndusInd Travel Insurance Plan Offers the Best Value?
The IndusInd Gold Plan offers the best value, starting at ₹34/day* with $250,000 in medical coverage, plus baggage loss and trip cancellation benefits, subject to policy terms and conditions.
Why Choose the Gold Plan?
- check_circle Medical Coverage : $250,000
- check_circle Baggage Loss : $1,200
- check_circle Trip Cancellation : Up to $600
Which IndusInd Travel Insurance Plan Offers the Highest Medical Coverage?
The IndusInd Platinum Plan offers the highest medical coverage of $500,000, starting at ₹58/day*, subject to eligibility and policy terms and conditions.
- checkMedical Coverage : $500,000
- checkBaggage Loss : $1,500
- checkTrip Cancellation : $600
Why Buy IndusInd Travel Insurance Through NRIOL?
NRIOL has been an authorized IndusInd General Insurance online partner since 1997. We help Indian travellers compare travel insurance plans, understand policy benefits and get assistance throughout their insurance journey.
Trusted Authorized Partner
Compare IndusInd travel insurance plans through NRIOL and get guidance on coverage, eligibility and policy terms for your international trip.
Expert Guidance
Our team helps you understand medical coverage, exclusions, deductibles, eligibility requirements and other policy conditions so you can select a plan suited to your travel needs.
Transparent Pricing
Review premiums and available coverage options before purchasing. Any applicable taxes, fees and policy charges should be clearly disclosed during the quote and purchase process.
20+ Years of Experience
Established in 1997, NRIOL brings decades of experience in helping Indian travellers understand travel insurance options for tourism, business, family visits and student travel.
Policy Changes, Extensions and Renewals
Get assistance with eligible policy corrections, travel-date changes, extensions and renewals, subject to the insurer's terms and approval.
Phone and WhatsApp Support
Contact our team at 080-41101026 / 
Chat on WhatsApp for help with plan selection, policy documentation and guidance on contacting the insurer for claims or emergency assistance.
Secure Your Travels - with IndusInd Travel Insurance
Ensure peace of mind during your trip with IndusInd Travel Insurance, offering comprehensive coverage for medical emergencies, trip delays, baggage loss, and more.
Travel Destinations
Discover Popular Travel Destinations with IndusInd Travel Insurance
IndusInd Citation
Mr. Arvind Naaz, Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.
Which IndusInd Travel Insurance Plan Should You Choose for Your Trip?
The right IndusInd travel insurance plan depends on your destination, trip duration, budget and required medical coverage. Choose the Standard plan for a lower premium, Silver for $100,000 coverage, Gold for $250,000 coverage or Platinum for the highest available medical coverage of $500,000, subject to eligibility and policy terms.
Which IndusInd Travel Insurance Plan Is Best for a Short, Budget-Friendly Trip?
Standard Plan - $50,000 medical coverage
Choose the Standard plan if you are taking a short international trip and want to keep your insurance premium low while obtaining medical protection for eligible emergencies.
Suitable situation: A budget-conscious traveller visiting an eligible destination for a short holiday.
Which IndusInd Travel Insurance Plan Is Suitable for a Family Holiday?
Silver Plan - $100,000 medical coverage
Consider the Silver plan if you want a higher medical coverage limit than the Standard plan and are looking to balance the premium with your family's travel protection needs. Check individual and family eligibility and available benefits before purchasing.
Suitable situation: A family planning an overseas holiday who wants more medical coverage without selecting the highest-limit plan.
Which IndusInd Travel Insurance Plan Should You Choose for a Longer Trip?
Gold Plan - $250,000 medical coverage
Consider the Gold plan for an extended holiday, family visit or business trip when you prefer a higher medical coverage limit. Confirm that your full travel duration and age are eligible under the policy.
Suitable situation: A traveller spending several weeks or months abroad who wants higher medical protection.
Which IndusInd Travel Insurance Plan Is Best for Travel to the USA or Canada?
Platinum Plan - $500,000 medical coverage
Consider the Platinum plan if you are travelling to the USA or Canada and want the highest medical coverage limit among these four options. Compare premiums, deductibles, exclusions and emergency-treatment conditions before choosing.
Suitable situation: A traveller visiting a destination where medical treatment can be expensive and who prefers a higher coverage limit.
Which IndusInd Travel Insurance Plan Should Senior Travellers Choose?
Compare Silver, Gold and Platinum based on eligibility and coverage.
Senior travellers should compare the maximum eligible age, medical coverage, deductibles, exclusions and any restrictions relating to pre-existing conditions. Choose a plan only after confirming that it covers the traveller's age and meets their needs.
Suitable situation: A parent or senior citizen travelling abroad who needs a plan suited to their age and medical coverage requirements.
Which IndusInd Travel Insurance Plan Is Suitable if You Need Trip Cancellation Cover?
Compare the cancellation benefits across eligible plans.
If trip cancellation protection matters to you, check the applicable benefit limit, covered reasons, exclusions and documentation requirements before buying. Do not assume cancellation cover is included in every plan.
Suitable situation: A traveller who has prepaid flights, accommodation or other eligible trip expenses and wants to understand cancellation protection.
What Factors Affect the Cost of IndusInd Travel Insurance?
The premium for IndusInd travel medical insurance depends on several factors:
- Age of the Traveler:
- Premiums increase with age due to higher medical risk.
- Trip Duration:
- Longer travel periods result in higher premiums.
- Travel Destination:
- USA & Canada plans cost more than Asia or Europe-only plans.
- Sum Insured Chosen:
- Higher medical coverage directly increases the premium.
- Medical History:
- Pre-existing conditions may have exclusions or loading.
- Single Trip vs Multi Trip:
- Annual multi-trip plans offer better value for frequent travelers.
What Are the Important Factors to Consider While Buying IndusInd Travel Insurance?
When choosing a IndusInd overseas travel insurance plan, here are the key points to keep in mind:
Frequency of travel
- If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
- For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
Medical coverage required
- IndusInd offers different plans with varying maximum medical coverage limits.
- The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
- Choose the sum insured that best matches your destination and anticipated medical expenses.
Sub-limits vs No Sub-limits
- For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
- While such policies are affordable, they may restrict benefits in case of major medical emergencies.
- For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.
IndusInd Travel Insurance Plans Details
| Coverage in US Dollars | Standard | Silver | Gold | Platinum |
|---|---|---|---|---|
| Medical Expenses including transportation and evacuation | $50,000 | $100,000 | $250,000 | $500,000 |
| Dental Care Expenses Deductible: $50 |
$500 | $500 | $500 | $500 |
| Personal Accident | $15,000 | $20,000 | $25,000 | $30,000 |
| AD & D - Common Carrier | $2,500 | $2,500 | $5,000 | $5,000 |
| Daily Allowance in case of Hospitalization Deductible: 2 days |
- | $25 per day (5 days max) |
$25 per day (6 days max) |
$25 per day (7 days max) |
| Compassionate Visit | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor |
| Loss of Passport Deductible: $25 |
$300 | $300 | $300 | $300 |
| Total Loss of Checked Baggage Per baggage max 50% and per item in baggage max 10% |
$500 | $1,000 | $1,200 | $1,500 |
| Delay of Checked Baggage Deductible: 12 hours |
$100 | $100 | $100 | $100 |
| Trip Delay Deductible: 12 hours |
- | $25 per day (6 days max) |
$50 per day (6 days max) |
$60 per day (6 days max) |
| Trip Cancellation & Interruption | - | $600 | $600 | $600 |
| Missed Connection | - | $200 | $300 | $500 |
| Financial Emergency Assistance | - | $300 | $300 | $300 |
| Personal Liability | $50,000 | $100,000 | $200,000 | $250,000 |
| Hijack Distress Allowance Deductible: 12 hours |
- | $50 per day (7 days max) |
$75 per day (7 days max) |
$125 per day (7 days max) |
| Home Burglary Insurance Amount in Indian Rs |
- | 1,00,000 | 2,00,000 | 3,00,000 |
| Special Conditions Applicable only for 61-70 years | ||||
| Any One Illness | $12,000 | $13,500 | $15,000 | $17,500 |
| Any One Accident | $20,000 | $25,000 | $30,000 | $35,000 |
| Coverage in US Dollars | Family Standard | Family Gold | Deductibles |
|---|---|---|---|
| Medical Expenses including transportation and evacuation | $50,000 | $100,000 | $50 |
| Dental Care Expenses | $500 | $500 | $50 |
| Personal Accident | $15,000 | $25,000 | Nil |
| AD & D - Common Carrier | $2,500 | $2,500 | Nil |
| Daily Allowance in case of Hospitalization | $25 per day (5 days max) |
$25 per day (7 days max) |
2 days |
| Compassionate Visit | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | - |
| Loss of Passport | $300 | $300 | $25 |
| Total Loss of Checked Baggage Per baggage max 50% and per item in baggage max 10% |
$500 | $1,000 | Nil |
| Delay of Checked Baggage | $100 | $100 | 12 hours |
| Trip Delay | $25 per day (5 days max) |
$50 per day (7 days max) |
12 hours |
| Trip Cancellation & Interruption | $500 | $600 | Nil |
| Missed Connection | - | $300 | Nil |
| Financial Emergency Assistance | $500 | $600 | Nil |
| Personal Liability | $100,000 | $100,000 | Nil |
| Hijack Distress Allowance | $50 per day (7 days max) |
$75 per day (7 days max) |
12 hours |
| Home Burglary Insurance Amount in Indian Rs |
1,00,000 | 2,00,000 | - |
IndusInd Senior citizen travel insurance
- Senior Citizen- 71-80 yrs - $15,000, $50,000 with sublimit and $50,000 without sublimit plan.
- Senior Citizen- 81-90 yrs - $50,000 coverage.
How to buy IndusInd overseas travel insurance
Buy using credit/debit cardInsurance customers can use a credit or debit card to purchase IndusInd Overseas travel medical insurance policy. The credit/debit card purchase service online allows the customers to punch their card and quickly purchase IndusInd overseas travel health insurance policy. After the completion of online transaction, customers will receive an email furnished with all the transaction details. Credit card and Debit card transaction can be done at any point of time when the customers wish to make a purchase.
Buy using a cheque
IndusInd overseas travel medical insurance can be purchased online using your cheque. The cheque payment facility available for IndusInd travel health insurance can be used by those customers who do not use their credit or debit card. The policy will be issued, emailed and couriered after receiving the payment for IndusInd travel medical insurance plan.
Payment options
- Cash Cards - ItZ cash,Pay Cash
- Mobile Payments - Paymate, IMPS, Scan N Pay
- Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
- UPI - Unified Payment Interface
Why Is Travel Insurance Important for International Trips?
health_and_safety Why You Need Travel Insurance?
- Medical emergencies and hospitalization
- Accidents and sickness
- Loss or delay of baggage
- Passport loss
When you buy IndusInd travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.
star_rate Key Benefits of Travel Insurance
- Covers emergency medical expenses overseas
- Covers pre-existing medical conditions under life-threatening situations
- Worldwide coverage with high service reliability
- Affordable premiums offering best value
- Plans without sub-limits available up to 90+ years
- Coverage ranges from $15,000 to $1,000,000
IndusInd Travel Health Insurance - FAQs
IndusInd insurance travel offers coverage for children aged above 6 months up to the age of 80 years. For travelers over 80 years, IndusInd requests medical checkup before issuing the policy.
Yes, the applicants must buy IndusInd Travel Care policy online before leaving India. If you are outside India, it will require special approval from the underwriting team for you to buy travel insurance.
Yes, IndusInd insurance travel does provide cashless settlement worldwide provided the policy holder stays for a minimum of 24 hours in the hospital. For less than 24 hour hospitalization the medical expenses will be paid for on an reimbursement basis.
Planned hospitalization:
- Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
- The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
- On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
- If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
- This claim will be cashless after deductible as per policy terms and conditions.
- Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
- The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
- On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
- If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
- This claim will be cashless after deductible as per policy terms and conditions.
- Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
- Pay from your pocket and claim for reimbursement later.
- Register your claim.
- As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
- Verification and authentication of the submitted bills.
- If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.
- Any claims before the insurance start date and after the insurance end date are not payable.
- Any pre-existing condition unless it is life-saving emergency condition.
- Traveling abroad only to take medical treatment or traveling against the advice of the physician.
- Policy holder taking part in a naval, military or air force operation.
- Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
- Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
- Any claim arising out of sporting activities.
- Any act of terrorism, war and more.
IndusInd travel health insurance can be purchased initially for 182 days and later can be renewed for another 182 days provided good health, no claim declaration and approval from the IndusInd head office.
IndusInd international travel insurance is one of the more popular Indian overseas travel insurance policies among Indians. It is a top rated Indian travel insurance company that has been offering International travel services to Indians. It offers Global medical insurance coverage for emergency medical expenses arising from sickness or injuries from accidents while outside India. Travelers can enjoy the cashless hospitalization benefit and IndusInd insurance has good claims settlement ratio.
After buying the IndusInd overseas travel insurance policy online, an email of the policy document will be emailed to the email ID provided in the application. Travelers can use this IndusInd travel health insurance document and take a printout of the same which has all the relevant details and is very useful document while abroad and if you need to use the travel insurance.
You can renew the IndusInd policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the IndusInd insurance policy renewal form so that our insurance advisors will help you to renew your policy.
The IndusInd Standard Plan can suit a budget-conscious short Asia trip, with $50,000 medical coverage and a starting premium of ₹23/day*. It also provides $500 baggage-loss coverage but does not include trip cancellation. The actual premium may vary based on age, destination and trip duration.
The Gold Plan offers higher medical coverage of $250,000, compared with $100,000 under Silver, and starts at ₹34/day*. Gold also includes up to $600 for trip cancellation and interruption. Travellers should compare the medical limit, benefits and premium based on their destination and trip duration.
The Gold Plan is listed for senior travellers aged 56-70 and provides $250,000 medical coverage from ₹34/day*. The page also notes applicable illness and accident sub-limits for travellers aged 61-70. Review the applicable policy terms and age-related conditions before selecting the plan.
A: The Platinum Plan provides the highest medical limit among the individual plans shown on the page, at $500,000, with a starting premium of ₹58/day*. It is positioned for destinations such as the USA and Canada and travellers with declared pre-existing conditions. Coverage remains subject to eligibility, exclusions and applicable policy terms.
IndusInd Travel Care is available for Indian travellers visiting Schengen countries up to 80 years of age, according to the page. Schengen travel insurance requires at least €30,000 in medical, evacuation and repatriation coverage. The exact policy, premium and visa certificate requirements for a 75-year-old traveller should be verified before purchase.