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Schengen travel insurance is a specific type of insurance coverage mandated for travelers visiting any of the 29 nations within the Schengen Area. This insurance provides coverage for unforeseen medical emergencies, hospital stays, and repatriation while traveling in Europe. To secure visa approval, your insurance policy must offer a minimum coverage of €30,000 and should be valid across all Schengen countries.
If you are applying for a Schengen visa from India, buying travel insurance is a compulsory requirement. Reliance General’s Schengen Travel Insurance plans are approved by VFS, cost-effective, and designed to comply with embassy regulations. With provisions for coverages like medical emergencies, trip interruptions, and more, you can travel confidently across 29 European countries.
€30,000 / €50,000
180 days( can be extended for further)
6 months to 99 years
Thanks to the Schengen visa, travelers can visit any of the 29 Schengen Countries. Indians visiting the Schengen countries need the Schengen visa. One of the requirements while applying for the Schengen visa is adequate travel insurance. The Schengen country consulates have clearly defined the insurance requirements for issuing the Schengen visa. Reliance general insurance has designed an unique plan called Reliance Travel Care which satisfies the travel insurance needs for the Schengen visa and this has been approved by VFS Global for travelers aged up to 80 years.
Note: The list of Schengen Countries where Reliance Schengen insurance plan is accepted are Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.
European embassies have mandated proof of travel insurance as part of your Schengen visa application process. This requirement ensures that you are financially safeguarded against illness, accidents, or emergencies while overseas. Without an approved insurance policy, your visa application may be denied, irrespective of successful submission of other documents.
| Coverage in Euros | Basic | Standard | Deductible |
|---|---|---|---|
| Medical Expenses including transportation and evacuation | €30,000 | €50,000 | €50 |
| Dental Care Expenses | €500 | €500 | €50 |
| Loss of Passport | Nil | €300 | €25 |
| Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) | Nil | €500 | Nil |
| Delay of Checked Baggage | Nil | €100 | 12 hours |
| Personal Accident | €10,000 | €15,000 | Nil |
| AD & D - Common Carrier | Nil | €2,500 | Nil |
| Personal Liability | Nil | €50,000 | Nil |
| Compassionate visit | - | Return Fare for any one accompanying person - spouse / child / family doctor | - |
The Reliance travel insurance for Schengen visa price ranges between ₹1,013 to ₹1,091 per month for 25 years old traveler, based on type of plan and policy maximum coverage.
| Cheapest travel insurance for Schengen visa | ||
|---|---|---|
| Plan Name | Policy maximum (US $) | Cost per month |
| Basic | $30,000 | ₹1,013 |
| Standard | $50,000 | ₹1,091 |
Follow below steps to Renew Reliance Travel and Student Medical Insurance
Once the renewal request is received it will followed up for getting approval which may take 1-2 working days and the policy holder will be updated on the approval / rejection about the same.
Yes, Schengen regulations require travelers to have valid insurance covering at least €30,000 in medical expenses.
Absolutely. Reliance travel insurance policies are VFS-approved and recognized by Schengen consulates.
Yes, you can purchase your plan online in minutes and receive a downloadable PDF instantly.
Yes, Reliance Schengen travel insurance is VFS-approved and widely accepted by all Schengen embassies and consulates in India. The policy meets the required criteria for visa approval, including €30,000 minimum coverage and acceptance in all 29 Schengen countries.
As an Indian citizens, you will need a visa for traveling to Europe (Schengen visa), therefore the Europe travel insurance is necessary for applying for the Schengen visa. The Europe visa travel insurance requirement is a minimum coverage of 30,000 Euros. Beyond the mandatory need of Indian travel insurance for the Schengen visa, given the cost of high healthcare in Europe, and that domestic Indian health insurance offers little health insurance outside India, it is strongly recommended to buy 30000 Euro Reliance Travel Insurance for Europe.
Indian travelers to Europe need the Schengen visa insurance and they can buy Reliance Schengen visa travel insurance on our website. Our Europe visa travel insurance facility displays the travel insurance that satisfy Schengen visa consulate requirements. Once you complete buying the Reliance Schengen travel insurance online, we will email the required travel insurance document which you can submit while applying for the Schengen visa.
The cost for the 30,000 Euro Reliance Schengen travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Europe travel insurance required, the greater will be the cost.
Once you complete the online purchase using 30,000 Euro travel insurance you will get an acknowledgement of the successful payment. Then you will get the entire insurance kit to your email-id provided in the online proposal form. The insurance kit will include policy pdf document, policy wordings and other relevant documents. You can take a printout of the policy pdf document and submit along with other documents for the Schengen visa.
Reliance travel insurance for Indians travelling overseas is one of the best Indian travel insurance provider given that it is very popular amongst all Indian insurance companies for overseas travel insurance from India.
You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance.
Download Reliance Schengen brochure online!
In case of Claim or reimbursement of treatment expenses, notify Reliance overseas travel insurance.
Reliance Indian travel medical insurance coverage for pre-existing conditions.
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Reliance senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.
Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.
Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.
Reliance offer Europe travel insurance plans which are approved by VFS center.
Prompt Claims Settlement
Thanks for your help NRIOL customer support team, I have booked the policy online 
Excellent Service Thank you for your kind help in doing the travel health insurance for my family.It was a good experience.
Convenient & Effortless
Thanks very much , your prompt response / help is appreciated.
Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.