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Reliance student travel insurance

Reliance Schengen visa travel insurance

Satisfies Schengen Visa Insurance Requirements with Instant Visa Letter

Secure Your Trip with Reliance - Now at 0% GST

Get travel insurance now to protect your international trip!

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Why Buy Reliance Travel Insurance?

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Starting Premium
₹23/day*
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Coverage
3 Months – 80 Years
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Schengen Visa
Schengen-compliant plans accepted by VFS Global.
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Medical Coverage
Covers OPD Medical Expenses
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Pre-existing Condition Coverage
Up to policy maximum?
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Worldwide Coverage
Cashless Hospitalization?

Trusted by 15,000+ Travelers

20+ Years of Trusted Insurance Expertise

What is Schengen travel insurance?

Schengen travel insurance is a specific type of insurance coverage mandated for travelers visiting any of the 29 nations within the Schengen Area. This insurance provides coverage for unforeseen medical emergencies, hospital stays, and repatriation while traveling in Europe. To secure visa approval, your insurance policy must offer a minimum coverage of €30,000 and should be valid across all Schengen countries.

Traveling to Europe? Ensure you have adequate coverage

If you are applying for a Schengen visa from India, buying travel insurance is a compulsory requirement. Reliance General’s Schengen Travel Insurance plans are approved by VFS, cost-effective, and designed to comply with embassy regulations. With provisions for coverages like medical emergencies, trip interruptions, and more, you can travel confidently across 29 European countries.

How Much Does Schengen Visa Travel Insurance Cost?

Reliance Schengen Visa Travel Insurance starts at ₹23 per day, with coverage limits between €30,000 and €50,000. Benefits include medical treatment, evacuation, baggage loss, trip cancellation, and more.

Basic
Medical Cover
€30,000
Pre-existing under life threatening conditions
Up to policy maximum
Baggage Loss
Nil
Starting at ₹23/day*
Standard
Medical Cover
€50,000
Pre-existing under life threatening conditions
Up to policy maximum
Baggage Loss
€500
Starting at ₹25/day*

*Price shown is for 35-year-old traveller, 60 days to Germany. Premium varies by age & duration.

Relliance Schengen Visa Travel Insurance Cost in India by Duration and Plan

The 30000 euro travel insurance price shown below is for a 25-year-old traveler visiting any of the Schengen countries.

Duration Basic
€30,000
Standard
€50,000
10 Days
20 Days
30 Days

Key Benefits of Reliance General Schengen Travel Insurance

Coverage in Euros Basic Standard Deductible
Medical Expenses including transportation and evacuation €30,000 €50,000 €50
Dental Care Expenses €500 €500 €50
Loss of Passport Nil €300 €25
Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) Nil €500 Nil
Delay of Checked Baggage Nil €100 12 hours
Personal Accident €10,000 €15,000 Nil
AD & D - Common Carrier Nil €2,500 Nil
Personal Liability Nil €50,000 Nil
Compassionate visit - Return Fare for any one accompanying person - spouse / child / family doctor -

Why opt for Reliance Schengen travel insurance?

  • This plan complies with Schengen Visa Requirements
  • Easy Online Purchase with Immediate Policy PDF
  • Covers Medical Emergencies, Hospitalization, and Evacuation
  • 24/7 Global Assistance
  • Recognized by VFS and European Embassies

Reliance travel insurance | Schengen key highlights

  • Plan is available as Standard (50,000 in Euro) and Basic(30,000 Euro travel insurance).
  • Approved VFS Global plan satisfies Schengen countries mandated by the consulates.
  • Travelers aged 6 months - 80 years are eligible to buy Schengen plans.
  • Travelers aged above 80 years please call us at (080)-41101026 or whatsapp to (+91) 9900260206
  • Preexisting diseases are covered in case of life threatening only for travelers below 70 years.

How to Buy Reliance Insurane for Schengen Visa

Buying Reliance travel insurance for Schengen Visa online is simple and fast:

🌐
Step 1: Complete the Bajaj Schengen visa insurance quote form

Complete the Travel Insurance for Schengen quote form online.

📅
Step 2: Enter Traveler Details

Provide number of travelers, age, and travel dates to compare Reliance plan options.

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Step 3: Select the Best Germany Visa Travel Insurance Plan

Compare the plans and select the best travel insurance plan for Germany

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Step 4: Pay Securely Online

Complete payment via credit/debit card, UPI, or net banking.

Step 5: Get Your Policy and Schengen visa letter Instantly

Your Reliance Insurane policy will be issued immediately and emailed to you.

💡 Tip: Keep both digital and printed copies of your policy during your trip.

Reliance Schengen travel insurance for Indian tourists

Thanks to the Schengen visa, travelers can visit any of the 29 Schengen Countries. Indians visiting the Schengen countries need the Schengen visa. One of the requirements while applying for the Schengen visa is adequate travel insurance. The Schengen country consulates have clearly defined the insurance requirements for issuing the Schengen visa. Reliance general insurance has designed an unique plan called Reliance Travel Care which satisfies the travel insurance needs for the Schengen visa and this has been approved by VFS Global for travelers aged up to 80 years.

Note: The list of Schengen Countries where Reliance Schengen insurance plan is accepted are Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Why is Schengen travel insurance essential for visa approval?

European embassies have mandated proof of travel insurance as part of your Schengen visa application process. This requirement ensures that you are financially safeguarded against illness, accidents, or emergencies while overseas. Without an approved insurance policy, your visa application may be denied, irrespective of successful submission of other documents.

How to select the appropriate Schengen travel insurance plan?

Selecting the right insurance plan is based on your travel duration, age, and the nature of your trip. Here are some factors to consider:
  • Travel Duration: Confirm that your policy covers the entire duration of your stay, including transit days.
  • Age-Specific Considerations: Certain plans may offer lower premiums or unique benefits for seniors or students.
  • Type of Trip: Business travelers might require additional coverage options (such as missed meeting protection).
  • Coverage Amount: A minimum of €30,000 is necessary, but you may wish to opt for a higher limit for additional coverage.
  • Embassy/VFS Approval: Always ensure your plan meets the mandatory criteria.

Coverages under Reliance Schengen travel medical insurance

  • Our overseas Travel insurance covers you for any emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden illness or injury.
  • We also reimburse emergency expenses towards medical evacuation to India.
  • We cover the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
  • Dental Treatment: We cover dental expenses incurred by you or any of your family members for any acute anesthetic treatment of teeth due to an injury.
  • Personal Accident Claim: In case of an accident, we will provide compensation for death or permanent disability.
  • Accidental Death and Common Carrier: The policy also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.
  • Loss of passport: In case you lose your passport, we shall reimburse the cost of obtaining a fresh or duplicate passport
  • Total Loss of checked-in baggage: If your checked baggage is delayed more than 12 hours, your essential expenses shall be reimbursed. In case of total loss of baggage by the common carrier, we will provide compensation for the same.
  • Compassionate Visit: We shall provide for the Return fare for any one accompanying person - spouse / child / family doctor
  • Personal Liability: We offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by you or your family member abroad.
Get Reliance Travel Insurance from India – Schengen Visa Medical Coverage

Travel Safe Across Schengen Countries with Reliance Schengen Travel Insurance

How to Extend or Renew Your Reliance Schengen Travel Insurance While Abroad?

Indian travelers who want to extend or renew Reliance travel insurance can complete the Reliance international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Why Buy Reliance 30,000 Euro Travel Insurance from NRIOL?

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    Authorized Reliance Coverage

    Get genuine Reliance General international travel insurance plans that comply with Schengen visa requirements and are trusted by Indian travellers.

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    Best Price Assurance

    Enjoy competitive and transparent premiums for Reliance 30,000 euro travel insurance with no hidden charges.

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    Trusted Travel Insurance Experts

    With over 20 years of experience, NRIOL helps Indian travellers choose the right Reliance travel insurance for Europe and Schengen countries.

  • edit
    Hassle-Free Policy Changes

    Easily update travel dates, passenger details, or plan options online for your Reliance Schengen travel insurance.

  • update
    Easy Policy Extensions

    Extend your Reliance international travel insurance seamlessly if your stay in Europe gets extended.

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    24/7 Claims & Emergency Assistance

    Receive round-the-clock support for claims, cashless hospitalisation, and medical emergencies while travelling abroad.

Schengen Destinations

Discover Popular Schengen Destinations with Reliance Travel Insurance

Reliance Citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.

Exclusions under Reliance travel insurance Schengen visa

  • Pre-existing medical conditions, unless of life threatening condition.
  • Suicide, self inflicted injury or illness.
  • Mental disorder, anxiety, stress or depression.
  • Venereal diseases, alcohol/drug abuse, HIV/AIDS.
  • Traveling against the advice of physician.
  • Receiving or are on a waiting list for specified medical treatment.
  • Traveling for the purpose of availing treatment.
  • Has received a terminal prognosis for a medical condition.
  • Theft or loss of passport when left unattended or not informed to police authorities.
  • Loss of checked-in baggage, no partial loss or damage shall become payable.
  • War or nuclear threat.

Reliance travel insurance for Schengen visa FAQ's

Is travel insurance mandatory for a Schengen visa from India?

Yes, Schengen regulations require travelers to have valid insurance covering at least €30,000 in medical expenses.

Is Reliance insurance accepted by VFS and European embassies?

Absolutely. Reliance travel insurance policies are VFS-approved and recognized by Schengen consulates.

Can I buy and download the policy online?

Yes, you can purchase your plan online in minutes and receive a downloadable PDF instantly.

What documents are needed for Schengen visa insurance?
To submit proof of travel insurance with your Schengen visa application, you’ll typically need:
  • A valid travel insurance certificate or policy document (PDF format)
  • Confirmation of coverage amount (€30,000 or more)
  • Details showing it covers all Schengen countries
  • Insurance provider’s name and emergency contact information
Most embassies and VFS centres require a signed policy document with your name and travel dates clearly mentioned.
How much coverage do I need for Schengen travel insurance?
For a Schengen visa, the minimum required coverage is €30,000 (approx. ₹27 lakhs). This must include:
  • Emergency medical expenses
  • Hospitalization
  • Medical evacuation and repatriation
Is Reliance insurance accepted by all Schengen consulates?

Yes, Reliance Schengen travel insurance is VFS-approved and widely accepted by all Schengen embassies and consulates in India. The policy meets the required criteria for visa approval, including €30,000 minimum coverage and acceptance in all 29 Schengen countries.

Is travel insurance required for Europe?

As an Indian citizens, you will need a visa for traveling to Europe (Schengen visa), therefore the Europe travel insurance is necessary for applying for the Schengen visa. The Europe visa travel insurance requirement is a minimum coverage of 30,000 Euros. Beyond the mandatory need of Indian travel insurance for the Schengen visa, given the cost of high healthcare in Europe, and that domestic Indian health insurance offers little health insurance outside India, it is strongly recommended to buy ‪30000 Euro Reliance Travel Insurance for Europe.

Indian travelers to Europe need the Schengen visa insurance and they can buy Reliance Schengen visa travel insurance on our website. Our Europe visa travel insurance facility displays the travel insurance that satisfy Schengen visa consulate requirements. Once you complete buying the Reliance Schengen travel insurance online, we will email the required travel insurance document which you can submit while applying for the Schengen visa.

The cost for the 30,000 Euro Reliance Schengen travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Europe travel insurance required, the greater will be the cost.

Once you complete the online purchase using 30,000 Euro travel insurance you will get an acknowledgement of the successful payment. Then you will get the entire insurance kit to your email-id provided in the online proposal form. The insurance kit will include policy pdf document, policy wordings and other relevant documents. You can take a printout of the policy pdf document and submit along with other documents for the Schengen visa.

Reliance travel insurance for Indians travelling overseas is one of the best Indian travel insurance provider given that it is very popular amongst all Indian insurance companies for overseas travel insurance from India.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.