Indusind Overseas Travel Insurance

Yes, After deductible, Indusind travel insurance is cashless travel health insurance for the eligible medical expenses incurred due to the policy holders stay in the hospital for more than 24 hours. The company pays the policy holder as per the policy terms and conditions.

Below are the steps to be followed to claim overseas travel medical insurance.
For Planned hospitalization:

• Call the relevant number provided in your policy document and intimate the assistance service provider about the planned hospitalization.
• Your Claim will be registered and a reference number will be allocated for further follow-ups.
• Provide the necessary details and documents of the policy holder to the assistance service provider.
• On receipt of the required documents the assistance service provider will study the case and they might approve or decline the claim.
• Claims approved / declined by the assistance service provider.
• If declined, the same will be intimated to the policy holder and the policy holder has to bear all the necessary expenses on his / her own.
• If approved and In case of cashless hospitalization, the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment. The customer has to bear the deductible.
• If approved and If the assistance service provider cannot arrange for cashless claims settlement, then the policy holder has to bear the expenses from his / her pocket and then claim for reimbursement. The customer has to bear the deductible.
• The claims will be settled as per policy terms and conditions.

For Emergency hospitalization:

• Call the relevant number provided in your policy document and intimate the assistance service provider as early as possible.
• Your Claim will be registered and a reference number will be allocated for further follow-ups.
• Provide the necessary details and documents of the policy holder to the assistance service provider.
• On receipt of the required documents the assistance service provider will study the case and they might approve or decline the claim.
• Claims approved / declined by the assistance service provider.
• If declined, the same will be intimated to the policy holder and the policy holder has to bear all the necessary expenses on his / her own.
• If approved and In case of cashless hospitalization, the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment. The customer has to bear the deductible.
• If approved and If the assistance service provider cannot arrange for cashless claims settlement, then the policy holder has to bear the expenses from his / her pocket and then claim for reimbursement. The customer has to bear the deductible.
• The claims will be settled as per policy terms and conditions.

For Reimbursement Claim:

• Call the relevant number provided in your policy document and intimate the assistance service provider either before visiting the doctor or immediately after visiting the doctor.
• Your Claim will be registered and a reference number will be allocated for further follow-ups.
• Pay from your pocket and claim for reimbursement later.
• As per the claims department guidance, submit the necessary bills, documents and other details to the claims department.
• Claims department will verify the received documents.
• If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.

Indusind travel insurance is one of the more popular Indian overseas travel insurance policies among Indians. It is a top rated Indian travel insurance company that has been offering International travel services to Indians. It offers Global medical insurance coverage for emergency medical expenses arising from sickness or injuries from accidents while outside India. Travelers can enjoy the cashless hospitalization benefit and Indusind insurance has good claims settlement ratio.

After buying the Indusind travel insurance policy online, an email of the policy document will be emailed to the email ID provided in the application. Travelers can use this Indusind travel insurance document and take a printout of the same which has all the relevant details and is very useful document while abroad and if you need to use the travel insurance.

You can renew the Indusind policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Indusind insurance policy renewal form so that our insurance advisors will help you to renew your policy.