IndusInd Insurance Premium Calculator 2026 – Check Cost Online
India Travel Insurance Premium Calculator — Estimate travel insurance from ₹27/day* with a breakdown of coverage, including medical benefits and emergency assistance worldwide.
Secure Your Trip with IndusInd - Now at 0% GST
Why Buy IndusInd Travel Insurance?
Trusted by 15,500+ Travelers
What is a Travel Insurance Premium Calculator?
A travel insurance premium calculator is an online tool that helps you quickly estimate the cost of your IndusInd travel insurance policy. Many travellers also compare rates using the IndusInd Travel insurance premium calculator or review the IndusInd Travel insurance premium chart to understand medical cost variations across destinations. With numerous plan options, coverage levels, and age-specific pricing, choosing the right policy can be confusing. The calculator simplifies the process by giving you an approximate premium based on your age, destination, trip duration, and sum insured.
Whether you are planning a short holiday to Asia or a long-term visit to the USA or Europe, the IndusInd Travel insurance premium calculator helps you compare plans side-by-side and find the most suitable coverage at the best price. Use the IndusInd Travel insurance premium chart to benchmark costs for your specific age group and travel destination before making a decision.
How Much Does IndusInd Travel Insurance from India Cost in 2026?
IndusInd Travel Insurance starts at ₹27 per day, with plan options offering coverage from $50,000 to $500,000. Plans are available for individuals, families, senior citizens, and corporate travellers heading to Asia, Europe, Schengen countries, USA/Canada, and worldwide destinations. Get your instant quote in 2 minutes →
*Price shown is for a 30-day trip to Singapore/Asia coverage for an adult aged 25.
Cheapest and Best Travel Insurance from IndusInd
monetization_onWhat Is the Cheapest Travel Insurance from IndusInd?
The IndusInd Standard Plan is the most economical option starting at ₹27/day* with coverage up to $50,000.
- Medical Cover: $50,000
- Baggage Loss: $200
- Trip Cancellation: Nil
starsWhich Is the Best Value Travel Insurance from IndusInd?
The IndusInd Gold Plan is the best value option, offering up to $250,000 coverage starting at ₹30/day*.
- Medical Cover: $250,000
- Baggage Loss: $300
- Trip Cancellation: $600
How to Calculate Your IndusInd Travel Insurance Premium Online?
Using the IndusInd Travel Insurance Premium Calculator- Fill out the IndusInd Travel Insurance Premium Calculator to get started.
- Provide personal information: Enter your age and co-travellers' age, destination, trip start date and end date, then click on View Plans.
- Choose plan type: Based on your input, you will see the available plans — Standard, Silver, Gold, or Platinum — that fit your coverage and benefit needs.
- View the premium: The calculator instantly provides you with a premium estimate based on your inputs.
- Modify Quotes: Based on requirements, modify your selection to suit your budget.
- Further process: Once you select the plan, fill the proposal form and make payment via UPI, credit/debit card, NEFT, RTGS, or cheque. The policy is delivered instantly by email.
Using this tool helps you find the right IndusInd travel health insurance plan at the best possible price for your trip.
Factors Affecting Your Travel Insurance Premium Cost
- Number of Travellers: Premium varies for solo travellers, family floater plans, and group policies. IndusInd offers Family Standard and Family Gold plans at competitive rates.
- Age of Travellers: Older travellers pay higher premiums due to greater health risks. Senior citizen plans for ages 71–80 and 81–90 are priced separately.
- Travel Destination: USA and Canada plans cost more than Asia or Europe-only plans. Travellers often refer to the IndusInd Travel insurance premium chart to understand international medical cost differences by region.
- Trip Duration: Longer travel periods result in higher premiums. Single-trip and annual multi-trip options are available.
- Sum Insured: Higher medical coverage directly increases the premium. Plans range from $50,000 to $500,000.
- Sub-limits vs No Sub-limits: Plans with sub-limits cost less but may restrict benefits during major medical emergencies. For USA or Europe travel, plans without sub-limits offer better peace of mind.
- Single Trip vs Multi-Trip: Annual multi-trip plans offer better value for frequent corporate or business travelers.
Best Travel Insurance Premium Rates for International Trips
Planning an international trip from India for leisure, business, or studies? An IndusInd Travel Insurance plan protects you against medical and travel emergencies abroad.
Use the IndusInd Travel Insurance Premium Calculator to compare plans, get instant quotes, and choose the best travel insurance policy for your needs. Some travellers also refer to the IndusInd Travel insurance premium chart for cost benchmarking across different regions and age groups.
Why Buy IndusInd Travel Insurance From India?
- Lower premiums than purchasing insurance abroad
- Pay in rupees and get covered in US dollars
- Instant policy documents for visa submission
- Wide plan flexibility — Standard to Platinum, Family and Senior plans
- Coverage starts right from departure
- Global 24/7 emergency support
- Fast & easy claim assistance
- Available for travelers aged 6 months to 90 years
- Annual multi-trip plans available for frequent travelers
- Online extension or renewal if your trip gets delayed
What's Covered Under IndusInd Travel Insurance?
- Emergency medical expenses for accident and sickness
- Pre-existing conditions covered under life-threatening circumstances
- Medical evacuation and repatriation of remains
- Trip cancellation or interruption
- Missed connections
- Trip delay
- Baggage loss and delay
- Loss of passport
- Personal liability
- Daily allowance during hospitalization
- Home burglary protection (Platinum plan)
- Compassionate visit (Gold & Platinum plans)
Exclusions to Be Aware Of
- Travelling against medical advice
- Adventure sports unless specifically covered
- Non-life-threatening pre-existing conditions
- Alcohol- or drug-related incidents
- Unattended baggage loss
- Self-inflicted injuries
- Illegal activities
- War or nuclear risks
What Are the Important Factors to Consider While Buying IndusInd Travel Insurance?
When choosing an IndusInd overseas travel insurance plan, keep these key points in mind:
- Frequency of travel:
- If you are a frequent corporate traveler going abroad several times a year, an Annual Multi-Trip Plan is more suitable as it covers multiple journeys under one policy.
- For leisure travelers taking an occasional holiday, a single-trip travel insurance plan is usually sufficient.
- Medical coverage required:
- IndusInd offers plans with varying maximum medical coverage limits from $50,000 to $500,000.
- Choose the sum insured that best matches your destination and anticipated medical expenses.
- Sub-limits vs No Sub-limits:
- For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
- For more comprehensive protection, especially when traveling to the USA or Europe, opt for plans without sub-limits for better coverage and peace of mind.
Secure Your Travels with Trusted Coverage
How to Extend or Renew Your IndusInd Travel Insurance While Abroad?
Indian travelers who want to extend or renew IndusInd travel insurance can complete the IndusInd international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
Why Buy from NRIOL?
-
verifiedTrusted IndusInd Plans
Access IndusInd international travel insurance policies, trusted by thousands of Indian travelers worldwide.
-
attach_moneyAffordable Premiums
Transparent pricing for IndusInd overseas travel insurance, with no hidden costs.
-
school20+ Years of Expertise
Expert guidance for Indian travelers planning international trips with reliable coverage.
-
editEasy Policy Management
Modify travel dates, personal details, or coverage options online with IndusInd travel insurance.
-
updateFlexible Extensions
Extend or renew your IndusInd international travel insurance if your trip gets delayed.
-
support_agent24/7 Claims Support
Get fast claims assistance and emergency support anywhere during your overseas journey with IndusInd travel insurance.
-
shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
assessmentTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy IndusInd travel insurance online.
Know more » -
assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact IndusInd via toll-free helpline.
Know more » -
descriptionIndusInd Travel Brochure
Download IndusInd Travel Insurance brochure online!
Know more » -
autorenewIndusInd Policy Renewal
Renew your IndusInd travel insurance policy online anytime before expiry.
Know more »
Travel Destinations
Discover Popular Travel Destinations with IndusInd Travel Insurance
IndusInd Citation
Mr. Arvind Naaz , Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.
IndusInd Travel Insurance Plans Details
-
IndusInd Travel Care Individual policy for Individuals aged 6 months - 70 years
Coverage in US Dollars Standard Silver Gold Platinum Medical Expenses including transportation and evacuation $50,000 $100,000 $250,000 $500,000 Dental Care Expenses
Deductible: $50$500 $500 $500 $500 Personal Accident $15,000 $20,000 $25,000 $30,000 AD & D - Common Carrier $2,500 $2,500 $5,000 $5,000 Daily Allowance in case of Hospitalization
Deductible: 2 days- $25 per day
(5 days max)$25 per day
(6 days max)$25 per day
(7 days max)Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Loss of Passport
Deductible: $25$300 $300 $300 $300 Total Loss of Checked Baggage
Per baggage max 50% and per item in baggage max 10%$500 $1,000 $1,200 $1,500 Delay of Checked Baggage
Deductible: 12 hours$100 $100 $100 $100 Trip Delay
Deductible: 12 hours- $25 per day
(6 days max)$50 per day
(6 days max)$60 per day
(6 days max)Trip Cancellation & Interruption - $600 $600 $600 Missed Connection - $200 $300 $500 Financial Emergency Assistance - $300 $300 $300 Personal Liability $50,000 $100,000 $200,000 $250,000 Hijack Distress Allowance
Deductible: 12 hours- $50 per day
(7 days max)$75 per day
(7 days max)$125 per day
(7 days max)Home Burglary Insurance
Amount in Indian Rs- 1,00,000 2,00,000 3,00,000 Special Conditions Applicable only for 61-70 years Any One Illness $12,000 $13,500 $15,000 $17,500 Any One Accident $20,000 $25,000 $30,000 $35,000 -
IndusInd Family travel insurance for Family aged 6 months - 60 years
Coverage in US Dollars Family Standard Family Gold Deductibles Medical Expenses including transportation and evacuation $50,000 $100,000 $50 Dental Care Expenses $500 $500 $50 Personal Accident $15,000 $25,000 Nil AD & D - Common Carrier $2,500 $2,500 Nil Daily Allowance in case of Hospitalization $25 per day
(5 days max)$25 per day
(7 days max)2 days Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor - Loss of Passport $300 $300 $25 Total Loss of Checked Baggage
Per baggage max 50% and per item in baggage max 10%$500 $1,000 Nil Delay of Checked Baggage $100 $100 12 hours Trip Delay $25 per day
(5 days max)$50 per day
(7 days max)12 hours Trip Cancellation & Interruption $500 $600 Nil Missed Connection - $300 Nil Financial Emergency Assistance $500 $600 Nil Personal Liability $100,000 $100,000 Nil Hijack Distress Allowance $50 per day
(7 days max)$75 per day
(7 days max)12 hours Home Burglary Insurance
Amount in Indian Rs1,00,000 2,00,000 - -
IndusInd Senior citizen travel insurance
- Senior Citizen- 71-80 yrs - $15,000, $50,000 with sublimit and $50,000 without sublimit plan.
- Senior Citizen- 81-90 yrs - $50,000 coverage.
-
How to buy IndusInd overseas travel insurance
Buy using credit/debit card
Insurance customers can use a credit or debit card to purchase IndusInd Overseas travel medical insurance policy. The credit/debit card purchase service online allows the customers to punch their card and quickly purchase IndusInd overseas travel health insurance policy. After the completion of online transaction, customers will receive an email furnished with all the transaction details. Credit card and Debit card transaction can be done at any point of time when the customers wish to make a purchase.
Buy using a cheque
IndusInd overseas travel medical insurance can be purchased online using your cheque. The cheque payment facility available for IndusInd travel health insurance can be used by those customers who do not use their credit or debit card. The policy will be issued, emailed and couriered after receiving the payment for IndusInd travel medical insurance plan.
Payment options- Cash Cards - ItZ cash,Pay Cash
- Mobile Payments - Paymate, IMPS, Scan N Pay
- Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
- UPI - Unified Payment Interface
Why You Need Travel Insurance
health_and_safety Why You Need Travel Insurance
- Medical emergencies and hospitalization
- Accidents and sickness
- Loss or delay of baggage
- Passport loss
When you buy IndusInd travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.
star_rate Key Highlights
- Covers emergency medical expenses overseas
- Covers pre-existing medical conditions under life-threatening situations
- Worldwide coverage with high service reliability
- Affordable premiums offering best value
- Plans without sub-limits available up to 90+ years
- Coverage ranges from $15,000 to $1,000,000
Indusind travel health insurance - FAQ's
Indusind insurance travel offers coverage for children aged above 6 months up to the age of 80 years. For travelers over 80 years, Indusind requests medical checkup before issuing the policy.
Yes, the applicants must buy Indusind Travel Care policy online before leaving India. If you are outside India, it will require special approval from the underwriting team for you to buy travel insurance.
Yes, Indusind insurance travel does provide cashless settlement worldwide provided the policy holder stays for a minimum of 24 hours in the hospital. For less than 24 hour hospitalization the medical expenses will be paid for on an reimbursement basis.
Planned hospitalization:
- Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
- The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
- On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
- If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
- This claim will be cashless after deductible as per policy terms and conditions.
- Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
- The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
- On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
- If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
- This claim will be cashless after deductible as per policy terms and conditions.
- Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
- Pay from your pocket and claim for reimbursement later.
- Register your claim.
- As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
- Verification and authentication of the submitted bills.
- If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.
- Any claims before the insurance start date and after the insurance end date are not payable.
- Any pre-existing condition unless it is life-saving emergency condition.
- Traveling abroad only to take medical treatment or traveling against the advice of the physician.
- Policy holder taking part in a naval, military or air force operation.
- Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
- Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
- Any claim arising out of sporting activities.
- Any act of terrorism, war and more.
Indusind travel health insurance can be purchased initially for 182 days and later can be renewed for another 182 days provided good health, no claim declaration and approval from the Indusind head office.
Indusind international travel insurance is one of the more popular Indian overseas travel insurance policies among Indians. It is a top rated Indian travel insurance company that has been offering International travel services to Indians. It offers Global medical insurance coverage for emergency medical expenses arising from sickness or injuries from accidents while outside India. Travelers can enjoy the cashless hospitalization benefit and Indusind insurance has good claims settlement ratio.
After buying the Indusind overseas travel insurance policy online, an email of the policy document will be emailed to the email ID provided in the application. Travelers can use this Indusind travel health insurance document and take a printout of the same which has all the relevant details and is very useful document while abroad and if you need to use the travel insurance.
You can renew the Indusind policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Indusind insurance policy renewal form so that our insurance advisors will help you to renew your policy.