IndusInd Travel Insurance for Canada 2026 - From ₹40/Day*

For Indian travelers, IndusInd Travel Insurance stands out as one of the top choices for trips to Canada. It provides best medical coverage, safeguards against trip cancellations, loss of baggage, and emergencies related to COVID-19. With budget-friendly plans and 24/7 global support, it guarantees a secure and smooth experience in Canada.

You require travel insurance that covers medical emergencies, trip cancellations, baggage loss, and emergency evacuation. IndusInd Travel Insurance is a solid choice, providing comprehensive coverage for Indian tourists heading to Canada.

For those visiting Canada, IndusInd Travel Insurance is among the best selections. It offers thorough coverage for medical expenses, trip cancellations, baggage loss, and emergency assistance, ensuring a stress-free stay in Canada.

Yes, you can visit Canada without travel insurance. There is no legal obligation for travelers to have insurance when entering the country. However, it is strongly advised to get coverage due to the high costs associated with medical care in Canada. Emergency medical expenses can be significant, with hospital stays potentially costing thousands of dollars each day. Without proper travel insurance coverage, you would be liable for these costs out-of-pocket and that can lead to financial stress while on your trip.

If the traveler is applying for an Canadan visa, the consular authorities can insist on adequate travel insurance for the visit to Canada. Given the fact that one’s domestic Indian health insurance has little coverage in Canada, it is very important for Indian travelers to have IndusInd travel insurance while in Canada.

You can claim travel insurance by the following ways:

• Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
• The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
• On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
• If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
• This claim will be cashless after deductible as per policy terms and conditions.

• Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
• The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
• On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
• If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
• This claim will be cashless after deductible as per policy terms and conditions.

• Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
• Pay from your pocket and claim for reimbursement later.
• Register your claim.
• As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
• Verification and authentication of the submitted bills.
• If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.

Some of the general exclusions of IndusInd overseas health insurance which are not covered are as below:

• Any claims before the insurance start date and after the insurance end date are not payable.
• Any pre-existing condition unless it is life-saving emergency condition.
• Traveling abroad only to take medical treatment or traveling against the advice of the physician.
• Policy holder taking part in a naval, military or air force operation.
• Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
• Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
• Any claim arising out of sporting activities.
• Any act of terrorism, war and more.

You can renew the IndusInd policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the IndusInd insurance policy renewal form so that our insurance advisors will help you to renew travel insurance to Canada from India policy.

Canada has no public healthcare for non-residents, and treatment costs rank among the highest in the world. Most travel advisors recommend a minimum of $100,000 medical coverage for short tourist trips, and $50,000–$100,000 with no sub-limits for travellers over 60. If you're applying for a Canada Super Visa on behalf of parents, the visa itself requires a minimum of CAD 100,000 in medical coverage valid for at least one year.

The most frequent claims among Indian travellers to Canada are for medical emergencies - particularly sudden illness, falls, and cardiac events among senior travellers visiting family. Trip delay and baggage loss claims are the next most common. Because Canadian emergency care is billed privately and at high rates for non-residents, medical claims also tend to be the largest in dollar value, which is why choosing adequate coverage matters more than the lowest premium alone.

Standard Canada tourist visas don't legally require travel insurance, but consular officers can ask for proof of coverage as part of your application, and having it strengthens your application by demonstrating financial preparedness. Super Visa applications are the exception - insurance meeting specific coverage minimums is mandatory, not optional.