IndusInd Travel Insurance for Canada 2026 - From ₹41/day*

IndusInd Travel Insurance for Canada starts from just ₹41/day* in 2026, offering comprehensive coverage for medical emergencies, trip cancellation, baggage loss, passport loss, and other unexpected travel risks. Compare plans online and buy instantly before your trip to Canada.

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Starting Premium
₹41/day*
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Coverage Available
Up to $500,000
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Eligible Age
3 Months - 90 Years
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Pre-existing Condition Coverage
Up to policy maximum?
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Cashless Hospitalisation
At network hospitals?
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Duration
182 Days
group 1 Lakh+ travellers
military_tech 20+ years expertise
support_agent 24x7 support available

Secure Your Trip with IndusInd - Now at 0% GST

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Travel insurance for Canada

Are you planning to visit Canada? Whether it's for leisure, education, visiting family or business, international travel carries risks, from unexpected medical emergencies to flight disruptions.

IndusInd Travel Insurance for Canada provides Indian travelers with cost-effective and comprehensive coverage. You can get protection against medical emergencies, trip cancellations, lost luggage, and COVID-19 medical expenses. IndusInd helps protect you financially while you explore Canada.

Supported by round-the-clock global assistance and cashless medical services, IndusInd helps keep your trip stress-free. You can purchase your policy online in just a few minutes and travel to Canada with confidence.

Which IndusInd Canada Travel Insurance Is Right for You?

Choose an IndusInd Canada travel insurance plan based on your budget, medical coverage needs, age and trip expenses.

  • Budget-conscious travellers → Choose the Standard Plan with $50,000 medical coverage, starting at ₹41/day for essential emergency medical protection during your Canada trip.
  • Travellers seeking higher medical coverage → Consider the Silver Plan with $100,000 medical coverage, starting at ₹46/day, for additional financial protection against eligible medical emergencies.
  • Travellers with pre-existing medical conditions → Explore the available Canada insurance plans with coverage ranging from $50,000 to $500,000, starting at ₹41/day. Coverage for acute onset or life-threatening pre-existing conditions depends on the applicable policy wording, eligibility, and exclusions; verify your specific condition before purchasing.
  • Parents visiting family in Canada → Compare the Gold Plan with $250,000 medical coverage, starting at ₹62/day, particularly if you want a higher medical coverage limit for your visit.
  • Travellers planning an expensive or extended Canadian holiday → Consider the Platinum Plan with $500,000 medical coverage, starting at ₹79/day, for the highest medical coverage limit among these four individual plans.

Premiums are indicative examples based on a 25-year-old traveller taking a 180-day trip. Actual premiums vary by age, trip duration, plan, and eligibility. All benefits are subject to policy terms, conditions, deductibles, and exclusions.

Why should Indian travelers to Canada opt for IndusInd Insurance?

IndusInd Travel Insurance gives trustworthy coverage for Indian travelers heading to Canada, covering medical emergencies, trip interruptions, lost baggage, and more. With 24/7 global support, budget-friendly premium, and a hassle-free online purchasing process, it's a smart and secure option for your overseas sojourn.

How much does IndusInd travel insurance to Canada cost 2026?

The IndusInd Travel insurance to Canada price starts from ₹41/day* for a 25-years old traveler, based on type of plan and policy maximum coverage.

Feature Standard Plan Silver Plan Gold Plan Platinum Plan
Starting Premium ₹41/day* ₹46/day* ₹62/day* ₹79/day*
Medical Cover $50,000 $100,000 $250,000 $500,000
Baggage Loss $500 $1,000 $1,200 $1,500
Pre-existing (T&C apply) Up to $50,000 Up to $100,000 Up to $250,000 Up to $500,000
Trip Cancellation Nil $600 $600 $600
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*Price shown is for a 180-day trip to Canada for a 25-year-old traveller. Actual premium varies with age, destination, and duration.

What is the cheapest travel insurance for Canada from India?

IndusInd Basic Plan is one of the most economical options for your Canada travel needs, starting at ₹41/day* with $50,000 coverage.

Why Choose the Standard Plan?

  • check_circle Medical Cover of $50,000
  • check_circle Plans starting at ₹41/day*
  • check_circle Baggage Loss cover of $500
  • check_circle Pre-existing conditions covered; T&Cs apply.

What Is the Best Travel Insurance for Canada from India?

IndusInd Gold Plan offers the best balance of coverage and affordability, starting at ₹62/day* with $250,000 coverage.

Why Choose the Gold Plan?

  • check_circle Medical Cover of $250,000
  • check_circle Premiums starting at ₹62/day*
  • check_circle Baggage Loss cover of $1,200
  • check_circle Trip Cancellation cover of $600

Why opt for Travel Insurance to Canada from India?

IndusInd Travel Insurance is a reliable option for Indian travelers visiting Canada. It provides the following coverage:

  • Extensive Medical Coverage – Includes hospitalization, emergency situations, and treatment for COVID-19
  • Trip Safeguarding – Protects against cancellations, delays, and missed connections
  • Budget-Friendly Premiums – Plans designed for both short and long visits
  • Cashless Hospital Network – Access to leading hospitals throughout Canada
  • 24/7 Worldwide Assistance – Support is just a call away, no matter where you are
  • Simple Online Purchase – Immediate policy issuance with minimal paperwork
  • Whether you're visiting relatives, traveling for work, or discovering Canada, IndusInd Travel Insurance guarantees your safety at every stage of your journey.

IndusInd Travel Insurance for the Canada - Coverage and Key Benefits

Plan VariantSum InsuredKey Benefits
Standard$50,000Covers medical expenses, personal accident, and passport loss. Basic coverage for short trips.
Silver$100,000Includes daily allowance during hospitalization, trip delay, and personal liability.
Individual Gold$250,000Adds higher baggage loss coverage, missed connection, and compassionate visit.
Platinum$500,000Offers maximum coverage for medical expenses, trip cancellation, and home burglary protection.
Family Standard$50,000Coverage for all family members up to $50,000, including medical and dental expenses, personal accident, and daily hospitalization allowance.
Family Gold$100,000Enhanced family coverage with trip delay, financial emergency assistance, and home burglary protection.
Senior 71-80 yrs$15,000 / $50,000Special plans for senior citizens with sub-limit and full coverage options.
Senior 81-90 yrs$50,000Coverage designed for elderly travelers with medical and personal accident protection.

Popular Canada destinations for Indian travellers

From Niagara Falls in Ontario to Banff National Park in Alberta, Canada's biggest draws for Indian visitors span both cities and wilderness meaning your itinerary can range from urban hospital access in Toronto to remote areas hours from the nearest clinic. Wherever your trip takes you, make sure your travel insurance includes emergency evacuation coverage, not just hospitalization.

Indian travellers planning a trip to Canada with IndusInd travel insurance

Travel Safely to Canada - with IndusInd Travel Insurance

Ensure peace of mind during your Canada trip with IndusInd Travel Insurance, offering comprehensive coverage for medical emergencies, trip delays, baggage loss, and more.

IndusInd Travel Insurance Reviews

Travel Destinations

Discover Popular Travel Destinations with IndusInd Travel Insurance

IndusInd Citation

Mr. Arvind Naaz, Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.

Traveling with a pre-existing condition to Canada

Many parents and senior travellers visiting Canada manage conditions like diabetes, hypertension, or heart disease. IndusInd plans can cover the acute onset of a declared pre-existing condition up to your chosen policy maximum meaning a sudden flare-up is covered even if the underlying condition isn't new. Declare all known conditions honestly at the time of purchase to avoid claim disputes later.

How long does an IndusInd Canada claim take to settle?

IndusInd processes travel insurance claims within 7 working days of receiving complete documentation (excluding weekends and public holidays). For cashless hospitalization at a network hospital in Canada, approval typically happens before you're even discharged reducing the chance you'll need to pay upfront and claim reimbursement later.

Travel Health Insurance From India To Canada - FAQs

The cost of Indian travel insurance for Canada depends on the traveler's age and the length of travel insurance required. The cost is higher for senior citizens and the older the traveler the higher will be the cost. The cost of the IndusInd Canada travel insurance is also higher for longer stays in Canada. Indian travelers visiting Canada can buy IndusInd travel insurance to Canada from India on our website by completing an online IndusInd travel insurance proposal form. The travel insurance India to Canada policy will be emailed to the email ID in the application form.

For Indian travelers, IndusInd Travel Insurance stands out as one of the top choices for trips to Canada. It provides best medical coverage, safeguards against trip cancellations, loss of baggage, and emergencies related to COVID-19. With budget-friendly plans and 24/7 global support, it guarantees a secure and smooth experience in Canada.

You require travel insurance that covers medical emergencies, trip cancellations, baggage loss, and emergency evacuation. IndusInd Travel Insurance is a solid choice, providing comprehensive coverage for Indian tourists heading to Canada.

For those visiting Canada, IndusInd Travel Insurance is among the best selections. It offers thorough coverage for medical expenses, trip cancellations, baggage loss, and emergency assistance, ensuring a stress-free stay in Canada.

Yes, you can visit Canada without travel insurance. There is no legal obligation for travelers to have insurance when entering the country. However, it is strongly advised to get coverage due to the high costs associated with medical care in Canada. Emergency medical expenses can be significant, with hospital stays potentially costing thousands of dollars each day. Without proper travel insurance coverage, you would be liable for these costs out-of-pocket and that can lead to financial stress while on your trip.

If the traveler is applying for a Canadian visa, the consular authorities can insist on adequate travel insurance for the visit to Canada. Since domestic Indian health insurance offers little coverage in Canada, it is very important for Indian travelers to have IndusInd travel insurance while in Canada.

You can claim travel insurance by the following ways:


Planned hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Emergency hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Reimbursement Claim:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
  • Pay from your pocket and claim for reimbursement later.
  • Register your claim.
  • As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
  • Verification and authentication of the submitted bills.
  • If your claim is approved, the approved claim amount - after applicable deductibles - is reimbursed to the policy holder in Indian currency.

Some of the general exclusions of IndusInd overseas health insurance which are not covered are as below:
  • Any claims before the insurance start date and after the insurance end date are not payable.
  • Any pre-existing condition unless it is life-saving emergency condition.
  • Traveling abroad only to take medical treatment or traveling against the advice of the physician.
  • Policy holder taking part in a naval, military or air force operation.
  • Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
  • Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
  • Any claim arising out of sporting activities.
  • Any act of terrorism, war and more.

You can renew the IndusInd policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). If approved, the policy holder will be sent a payment link where they can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the IndusInd insurance policy renewal form so that our insurance advisors will help you to renew travel insurance to Canada from India policy.

Canada has no public healthcare for non-residents, and treatment costs rank among the highest in the world. Most travel advisors recommend a minimum of $100,000 medical coverage for short tourist trips, and $50,000-$100,000 with no sub-limits for travellers over 60. If you're applying for a Canada Super Visa on behalf of parents, the visa itself requires a minimum of CAD 100,000 in medical coverage valid for at least one year.

The most frequent claims among Indian travellers to Canada are for medical emergencies - particularly sudden illness, falls, and cardiac events among senior travellers visiting family. Trip delay and baggage loss claims are the next most common. Because Canadian emergency care is billed privately and at high rates for non-residents, medical claims also tend to be the largest in dollar value, which is why choosing adequate coverage matters more than the lowest premium alone.

Standard Canada tourist visas don't legally require travel insurance, but consular officers can ask for proof of coverage as part of your application, and having it strengthens your application by demonstrating financial preparedness. Super Visa applications are the exception - insurance meeting specific coverage minimums is mandatory, not optional.

The IndusInd Standard Plan offers $50,000 in medical coverage, with a listed premium of ₹41 per day trip for a 25-year-old traveller. It may suit budget-conscious visitors, but your actual premium will depend on your age and trip duration. Compare the available benefits and deductibles before purchasing.

For your 68-year-old father visiting Toronto for two months, compare the IndusInd Gold Plan ($250,000) and Platinum Plan ($500,000). Diabetes-related emergencies may be covered only under specific conditions. Confirm pre-existing condition coverage, age limits, medical sub-limits, and exclusions with the insurer before purchasing.

The IndusInd Silver, Gold, and Platinum individual plans each list up to $600 in trip cancellation and interruption coverage, subject to covered reasons and policy conditions. The Standard Plan does not list this benefit. Review the exclusions and cancellation conditions before relying on the policy to protect prepaid flights, hotels, or tour expenses.

IndusInd Canada travel insurance offers an initial policy duration of up to 180 days, which may cover a four-month visit. Select coverage for your full stay and confirm eligibility when requesting a quote. Any policy extension is subject to insurer approval and policy terms.

IndusInd Canada travel insurance offers senior plans for travellers aged 71-80 with $15,000 or $50,000 medical coverage. For your mother’s six-week trip, request a personalised quote and confirm whether the $50,000 plan with or without sub-limits is available, along with the premium, eligibility, and medical exclusions.

Canada Visa and entry information

To visit Canada, here’s a quick overview of visa and entry requirements:
  • Visitor Visa (Temporary Resident Visa - TRV)
    • Required for most travelers, including Indian citizens.
    • You need to apply online or through a visa application center.
    • Biometrics (fingerprints and photo) are mandatory for most applicants.
  • Electronic Travel Authorization (eTA):
    • Applicable for visa-exempt travelers flying to Canada.
    • Indian citizens are not eligible for eTA and must apply for a visa.
  • Documents Required
    • Valid passport (minimum six months validity).
    • Completed visa application form.
    • Proof of financial support.
    • Travel itinerary, including return tickets.
    • Invitation letter (if applicable).
    • Medical examination (if required).
  • Processing Time
    • Varies depending on the type of visa and application volume.
  • Stay Duration
    • Typically up to six months for visitors, as determined by the border services officer upon arrival.

Canada General Information About Canada

Location

North America

Capital

Ottawa

Currency

Canadian Dollar

Best time to visit

May to late June

Population

Around 4 Crore

Language

French, English

Vacation spots

Vancouver, Ottawa, Banff, Toronto, Montreal, Whistler, Quebec City, Jasper, Lake Louise, Victoria, Calgary, Niagara Falls.

Which Are the Popular Tourist Destinations in Canada?

Quebec City Quebec City

Québec City sits on the Saint Lawrence River in Canada's mostly French-speaking Québec province.

Banff National Park Banff National Park

Rocky Mountain park offering year-round activities & glacial lakes such as Lake Louise, also a town.

Calgary Calgary

Calgary, a cosmopolitan Alberta city with numerous skyscrapers, owes its rapid growth to its status as the centre of Canada’s oil industry.

Niagara Falls, Ontario Niagara Falls

Niagara Falls, Ontario, is a Canadian city at the famous waterfalls of the same name, linked with the U.S. by the Rainbow Bridge.

location_on Indian Embassy & Consulate Details in Canada

In case of emergencies such as loss of passport, medical assistance, or legal help, Indian travelers in Canada can contact:

  • High Commission of India: 10 Springfield Road, Ottawa, ON K1M 1C9.
  • Consulate General of India: 365 Bloor Street East, Toronto, ON M4W 3L4.
Already Outside India?

Already Departed from India Without Travel Insurance?

If you are an Indian traveler who has already left India and do not have travel insurance, you may still be able to purchase IndusInd travel insurance after departure, subject to eligibility, plan terms, and special approval. This can be useful if you have already started your international trip and need travel insurance coverage.

Contact our insurance advisors to check your eligibility, available plans, coverage options, and whether IndusInd travel insurance can be issued after your departure from India.

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