IndusInd Travel Insurance for USA from India
IndusInd Travel Insurance for USA from India starts at ₹41/day* It helps cover medical emergencies, hospitalisation, baggage loss or delay, passport loss, personal liability and trip interruptions. Plans are available for tourists, families, senior citizens, parents visiting children, students and business travellers.
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Travel insurance from India to USA
IndusInd International Travel Insurance offers coverage for Indian travellers visiting the USA, providing financial protection for eligible medical emergencies and travel-related risks. Choosing the right travel insurance plan allows you to travel with greater confidence, knowing you're protected against unforeseen expenses.
Which IndusInd USA Travel Insurance Is Right for You?
Choose an IndusInd USA travel insurance plan based on your budget, medical coverage needs, age and trip expenses.
- Budget-conscious travellers visiting the USA → Choose the Standard Plan ($50,000 medical coverage) starting at ₹41 per day, for a 25-year-old traveller seeking essential emergency medical protection.
- Travellers seeking higher medical coverage → Consider the Silver Plan ($100,000 medical coverage) starting at ₹46 per day for a 25-year-old traveller who wants a higher medical coverage limit.
- Travellers concerned about trip cancellation → Consider the Silver Plan ($100,000 medical coverage) starting at ₹46 per day for a 25-year-old. It includes up to $600 for trip cancellation and interruption, subject to covered reasons and policy conditions.
- Parents visiting children or relatives in the USA → Compare the Gold Plan ($250,000 medical coverage) starting at ₹62 per day for a 25-year-old traveller. Older travellers should check the age-specific medical sublimits and eligibility before purchasing.
- Travellers planning an expensive or extended US holiday → Consider the Platinum Plan ($500,000 medical coverage) starting at ₹79 per day for a 25-year-old traveller seeking the highest medical coverage limit among the four individual plans.
Advertised starting premiums are based on a 25-year-old traveller taking a 180-day trip. Actual premiums vary by age, destination, trip duration and selected plan. Coverage is subject to policy terms, conditions, exclusions and applicable limits
How much does IndusInd travel insurance for the USA cost?
IndusInd travel insurance for the USA starts at ₹41/day* for a 25-year-old traveller, depending on the plan and policy maximum
| Feature | Standard Plan | Silver Plan | Gold Plan | Platinum Plan |
|---|---|---|---|---|
| Starting Premium | ₹41/day* | ₹46/day* | ₹62day* | ₹79/day* |
| Medical Cover | $50,000 | $100,000 | $250,000 | $500,000 |
| Baggage Loss | $500 | $1,000 | $1,200 | $1,500 |
| Pre-existing (T&C apply) | Up to $50,000 | Up to $100,000 | Up to $250,000 | Up to $500,000 |
| Trip Cancellation | Nil | $600 | $600 | $600 |
| Buy Now |
*Price shown is for a 180-day trip to USA for a 25-year-old traveller. Actual premium varies with age, destination, and duration.
What Is the Cheapest Travel Insurance for the USA from India?
IndusInd Basic Plan is one of the most economical options for your USA travel needs, starting at ₹41/day* with $50,000 coverage.
Why Choose the Standard Plan?
- check_circle Medical Cover of $50,000
- check_circle Plans starting at ₹41/day*
- check_circle Baggage Loss cover of $500
- check_circle Pre-existing conditions covered; T&Cs apply.
What Is the Best Travel Insurance for the USA from India?
IndusInd Gold Plan offers the best balance of coverage and affordability, starting at ₹62/day* with $250,000 coverage.
Why Choose the Gold Plan?
- check_circle Medical Cover of $250,000
- check_circle Premiums starting at ₹62/day*
- check_circle Baggage Loss cover of $1,200
- check_circle Trip Cancellation cover of $600
IndusInd Travel Insurance for the USA - Coverage and Key Benefits
| Plan Variant | Sum Insured | Key Benefits |
|---|---|---|
| Standard | $50,000 | Covers medical expenses, personal accident, and passport loss. Basic coverage for short trips. |
| Silver | $100,000 | Includes daily allowance during hospitalization, trip delay, and personal liability. |
| Individual Gold | $250,000 | Adds higher baggage loss coverage, missed connection, and compassionate visit. |
| Platinum | $500,000 | Offers maximum coverage for medical expenses, trip cancellation, and home burglary protection. |
| Family Standard | $50,000 | Coverage for all family members up to $50,000, including medical and dental expenses, personal accident, and daily hospitalization allowance. |
| Family Gold | $100,000 | Enhanced family coverage with trip delay, financial emergency assistance, and home burglary protection. |
| Senior 71-80 yrs | $15,000 / $50,000 | Special plans for senior citizens with sub-limit and full coverage options. |
| Senior 81-90 yrs | $50,000 | Coverage designed for elderly travelers with medical and personal accident protection. |
Which IndusInd USA travel insurance plan should you choose?
The right plan depends on your trip length, age, and visa purpose. Use this quick guide before comparing premiums:
- First-time tourist on a B2 visa, short trip: the Standard or Silver plan ($50,000-$100,000) covers emergency medical and baggage needs without paying for benefits you won't use.
- Visiting parents or grandparents (61-70 years): choose Gold or Platinum, since higher sum insured reduces the impact of the age-based special-condition sublimits on illness and accident claims.
- Family travelling together: a single IndusInd Family travel insurance floater policy is more cost-effective than buying individual policies for each member.
- Students on F1/J1 visas: see Student Travel Insurance for USA for college-compliant coverage.
USA visa types and the right travel insurance for each
| Visa | Typical traveller | Recommended plan |
|---|---|---|
| B1/B2 | Tourist, business visitor, visiting family | Travel Care Individual / Family |
| F1/F2 | Full-time student and dependants | Student Travel Insurance |
| J1/J2 | Exchange visitor, visiting scholar, researcher | Student Travel Insurance |
Cashless hospitalisation for USA travel insurance
Cashless hospitalisation is available at network hospitals for inpatient treatment, subject to pre-authorisation and your policy deductible. Check the policy wording for the exact process. Outpatient expenses (doctor consultations, minor treatment and pharmacy bills) are settled by reimbursement
How An IndusInd USA Travel Insurance Claim is Settled
- Call the toll-free assistance number in your policy document as soon as the medical event occurs.
- Seek treatment at a network hospital for cashless settlement, or any hospital for reimbursement.
- Submit documents medical bills, reports, and your policy copy online or via your insurance advisor.
- Track approval with your claims reference number until settlement.
Travel Health Insurance From India To USA - FAQs
IndusInd travel insurance for the USA from India is suitable for travellers who are travelling overseas for vacations, business travel, leisure, going for studies and for a family visit.
- Cost effective: You are paying in rupees and you get coverage in dollars. IndusInd insurance is one of the cheapest travel insurance to USA from India
- Brand: IndusInd general insurance is a well-known brand in the insurance market. Buying international travel insurance to USA from India makes from IndusInd makes your trip worry free.
- Claims: Easy claims settlement process.
- Maximum coverage and better cost: Travel insurance for the USA from India costs you less when compared to international insurance policy cost.
- Visit the IndusInd USA travel insurance
- Enter the required details and click "View Plans."
- Then you will see the available plans for the given parameters.
- Go through the benefits and premiums and continue
- Fill the proposal form and review the details.
- Make payment.
- Receive policy
If you are visiting the USA from India with IndusInd cashless travel insurance, eligible inpatient hospitalisation expenses may be settled directly with the network hospital, subject to your policy's terms, conditions, and applicable deductible. Out-patient expenses — such as doctor consultations, minor treatments, or pharmacy bills - are typically settled by reimbursement instead. Refer to your policy document for the exact pre-authorization process and any waiting periods that apply. IndusInd Cashless Travel Insurance offers significant peace of mind to Indian travellers.
Travel Safely to USA - with IndusInd Travel Insurance
Ensure peace of mind during your USA trip with IndusInd Travel Insurance, offering comprehensive coverage for medical emergencies, trip delays, baggage loss, and more.
Travel Destinations
Discover Popular Travel Destinations with IndusInd Travel Insurance
IndusInd Citation
Mr. Arvind Naaz, Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.
General Information About USA
North America
Washington, D.C.
United States Dollar
June to August
Around 34 crore
English, Spanish
Grand Canyon National Park, New York City, San Francisco, Shemrock Disneyland, Washington, D.C., Yellowstone National Park, Walt Disney World, Universal Orlando.
Which Are the Popular Tourist Destinations in the USA?
New York City
New York City comprises 5 boroughs sitting where the Hudson River meets the Atlantic Ocean.
Washington, D.C.
Washington, DC, the U.S. capital, is a compact city on the Potomac River, bordering the states of Maryland and Virginia.
Yellowstone National Prak
Yellowstone National Park is famous for colourful hot springs, dramatic geysers, abundant wildlife, scenic landscapes, and breathtaking natural wonders.
Mount Rushmore National Memorial
Mount Rushmore National Memorial is a massive sculpture carved into Mount Rushmore in the Black Hills region of South Dakota.
Already Departed from India Without Travel Insurance?
If you are an Indian traveller who has already left India and do not have travel insurance, you may still be able to purchase IndusInd travel insurance after departure, subject to eligibility, plan terms, and special approval. This can be useful if you have already started your international trip and need travel insurance coverage.
Contact our insurance advisors to check your eligibility, available plans, coverage options, and whether IndusInd travel insurance can be issued after your departure from India.
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