Indusind Travel Insurance - Frequently Asked Questions 2026
Find answers to common questions about IndusInd Travel Insurance, including coverage, eligibility, policy costs, pre-existing conditions, claims, cashless hospitalization, renewals, and how to buy a policy online. Review key policy details and benefits before choosing travel insurance for your international trip.
IndusInd Travel Insurance Cost Calculator - Now at 0% GST
IndusInd Travel Insurance - FAQs
IndusInd Travel Insurance is international travel insurance for Indian citizens travelling from India to foreign countries. IndusInd overseas medical insurance provides financial protection against unexpected medical emergencies and other covered travel-related emergencies during an international trip.
Indian citizens travelling abroad for leisure, vacations, holidays, business, studies, research, or foreign tours can consider buying IndusInd international travel insurance. The policy can provide financial protection against covered medical and travel-related emergencies during the trip.
IndusInd overseas travel insurance provides worldwide coverage for eligible people travelling from India, subject to the policy terms and conditions. Certain countries or regions may be excluded due to political disturbances, war-like situations, or other restrictions specified in the policy.
The maximum duration of IndusInd Travel Insurance depends on the type of policy you purchase:
- Single Trip Travel Insurance: You can initially buy coverage for a minimum of 2 days and a maximum of 182 days. If your stay is extended, you may be able to renew the policy for up to another 182 days, subject to the policy terms and conditions.
- Multi-Trip Travel Insurance: The policy is generally issued for one year. However, the maximum duration allowed for each trip may be 30 days, 45 days, 60 days, or more, depending on the plan selected. The policyholder must return to India within the permitted trip duration.
- Student Travel Insurance: Students can initially buy coverage for a minimum of 2 days and a maximum of 2 years. If the course is not completed, the policy may be renewed for up to another 365 days, subject to the policy terms and conditions.
- Family Travel Insurance: Families travelling overseas can choose eligible family floater coverage. The policy can initially be purchased for a minimum of 2 days and a maximum of 182 days. If the stay is extended, it may be possible to renew the policy for up to another 182 days, subject to the policy terms and conditions.
Note: Policy terms and conditions may change. View the latest IndusInd Travel Insurance information before purchasing a plan.
IndusInd Travel Insurance provides coverage for eligible medical and travel-related emergencies during an overseas trip. Key benefits may include:
- Sickness and accident-related medical expenses
- Loss or delay of checked baggage and loss of passport
- Trip delay, trip cancellation, trip interruption, and missed connection
Coverage is subject to the policy terms, conditions, exclusions, and applicable limits. View IndusInd overseas travel insurance benefits for more details and online purchase options.
Yes, COVID-19 treatment may be covered under IndusInd Travel Insurance as an illness, subject to the policy terms, conditions, exclusions, and applicable coverage limits. Travelers should review the policy wording to understand the specific COVID-19 coverage available under their selected plan.
Certain IndusInd Travel Insurance plans may cover declared, non-critical pre-existing medical conditions in life-threatening situations, subject to the plan terms and applicable age limits. Eligibility and coverage can vary by policy. Review the policy document before purchasing the plan for details about pre-existing condition coverage.
A no-sublimit travel insurance plan provides eligible benefits without a separate sub-limit for certain covered expenses, subject to the overall policy maximum and applicable terms and conditions. For example, eligible medical expenses for sickness or accidents may be covered up to the policy maximum without a specific sub-limit.
A no-sublimit plan can help reduce potential out-of-pocket expenses during a medical emergency abroad. Learn more about IndusInd travel insurance plans with no sub-limits.
| Travel Standard $50,000 | Travel Silver $ 100,000 | Travel Gold $250,000 | Travel Platinum $500,000 |
|---|---|---|---|
| ₹1,407 | ₹1,992 | ₹2,312 | ₹2,722 |
Yes, we have a simple tool where one can compare and buy the policy online. Below are the simple steps to complete the purchase.
- Please click on the Link to get more details and purchase the policy.
- Select plan type and age band the traveler belongs to, select destination from the destination options, select how many people are traveling and put their ages, give the travel start date and travel end date.
- Click on view plans.
- Choose from the available plans after reviewing the plan benefits and premium.
- Continue to fill the proposal form.
- Continue further to make payment using various modes of payment like UPI, debit card, credit card and more.
- Once transaction is completed successfully, get the policy document by email and watts up.
No, to buy Indusind overseas travel insurance travelers are not required to go for any medical checkups. No paper work to buy the policy online.
No, to buy Indusind overseas travel insurance travelers are not required to go for any medical checkups. No paper work to buy the policy online.
- Click on the Indusind declaration form and Indusind extension form to download the pdf document to your desktop.
- Fill the form and sign the document.
- Email the filled form along with existing policy copy to insurance@nriol.com
Yes we provide endorsement of the policy services like change in travel dates, nominee change, plan change, policy cancellation & refund subject to terms and conditions of the policy. Please buy through us so that you can avail our service freely without any hassle.
To find out how to cancel your policy and request a refund, Please Click here
How do I file a claim from abroad?
Yes, you can file for a claim from abroad while using the policy.
Is cashless hospitalization available?
Yes, cashless hospitalization available. There is a nominal amount called deductible for certain benefits which the policy holder has to bear and the rest of the bill is borne by the insurance company as per terms and conditions.
What documents are required for claims? What is the typical claim settlement time?
The bills and documents required varies on the type claims benefit you are consuming. For more information please Click here
Queries related to sales and service can be reached at 080) 41101026. You can also connect on watts up 9900260206
For Claims related queries please call the relevant number provided in the policy document.
Is there a 24x7 helpline?
Yes, in case of any emergency and while using the policy, you can call to the toll free numbers provided in the policy.
IndusInd Citation
Mr. Arvind Naaz, Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.