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Indusind travel insurance

IndusInd Asia Travel Insurance 2026

Secure Your Trip with IndusInd - Now at 0% GST

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Why Buy IndusInd Travel Insurance?

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Starting Premium
₹22/day*
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Coverage Available
Up to $500,000
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Coverage
3 Months – 90 Years
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Pre-existing Condition Coverage
Up to policy maximum?
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Worldwide Coverage
Cashless hospitalization?
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Duration
182 Days

Trusted by 15,500+ Travelers

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IndusInd Travel Care Asia Insurance

Whether it is an exciting ride through the colorful streets of Singapore or a relaxing time at the exotic beaches of Thailand, the beautiful and diverse landscape of Asia can offer many memorable moments. To ensure that your trip is not disturbed by any untoward event, we have designed a special plan to cover you against the various contingencies that can affect the many aspects of your trip.

How Much Does IndusInd Asia Travel Insurance from India Cost in 2026?

IndusInd Travel Insurance starts at ₹22 per day, with plan options offering coverage from $25,000 and $30,000. It is specially is designed for individuals traveling to Asian nations, excluding Japan. Get your instant quote in 2 minutes →

Asia Standard Plan
Medical Cover
$25,000
Baggage Loss
$200
Trip Cancellation
Nil
Starting at ₹22/day*
Asia Silver Plan
Medical Cover
$30,000
Baggage Loss
$200
Trip Cancellation
Nil
Starting at ₹23/day*

*Price shown is for a 30-day trip to Singapore/Asia coverage for an adult aged 25.

IndusInd Asia travel medical insurance - Key advantages

  • Specially designed Plan, keeping in mind the travel requirements in Far East Asian Countries.
  • Coverage of pre-existing ailments (other than the critical illness) in case of life threatening situations.
    *Terms and condition
  • Extensive coverage offered at the most affordable prices
  • Coverage available for sportspersons and trips involving winter/adventurous sports (Subject to prior declaration, premium loading and underwriting approval)
  • Choose from Silver and Standard Plan variants
  • Extensive coverage offered at the most affordable prices
  • Coverage available for sportspersons and trips involving winter/adventurous sports (Subject to prior declaration, premium loading and underwriting approval)

IndusInd Asia Travel Insurance Plans – Coverage and Key Benefits

What is the Cheapest IndusInd Travel Insurance?

The IndusInd Asia Standard Plan is one of the most economical options starting at ₹22/day* with coverage up to $25,000.
  • Medical Cover: $25,000
  • Baggage Loss: $200
  • Cancellation: Nil

What is the Best IndusInd Travel Insurance?

The IndusInd Asia Silver Plan is the best value option, offering up to $30,000 coverage starting at ₹23/day*.
  • Medical Cover: $30,000
  • Baggage Loss: $200
  • Cancellation: Nil

What Factors Affect the Cost of IndusInd Travel Insurance?

Age of the Traveller
  • Premiums increase with age due to higher medical risk.
Travel Destination
  • USA & Canada plans cost more than Asia or Europe-only plans.
Trip Duration
  • Longer travel periods result in higher premiums.
Medical History
  • Pre-existing conditions may have exclusions or loading.
Sum Insured Chosen
  • Higher medical coverage directly increases the premium.
Single Trip vs Multi Trip
  • Annual multi-trip plans offer better value for frequent travelers.

What Are the Important Factors to Consider While Buying IndusInd Travel Insurance?

When choosing a IndusInd overseas travel insurance plan, here are the key points to keep in mind:

  1. Frequency of travel:
    • If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
    • For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
  2. Medical coverage required:
    • IndusInd offers different plans with varying maximum medical coverage limits.
    • The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
    • Choose the sum insured that best matches your destination and anticipated medical expenses.
  3. Sub-limits vs No Sub-limits:
    • For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
    • While such policies are affordable, they may restrict benefits in case of major medical emergencies.
    • For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.

Policy Coverage

Medical Expenses (transportation and evacuation)
  • While the insured is abroad, emergency medical expenses incurred in case of illness, injury or death, sudden illness... are covered by the company with cashless facility. The cost of transporting the mortal remains of the diseased back to India or burial abroad is also covered under the policy.
Dental Treatment
  • The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.
Personal Accident
  • The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.
Accidental Death & Dismemberment - Common Carrier
  • The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.
Loss of Passport
  • The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
Total Loss of Checked Baggage
  • The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.
Delay of Checked Baggage
  • If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.
Trip Delay
  • Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.
Personal Liability
  • The Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.
Financial Emergency Assistance
  • The Company provides financial assistance in the event of a financial emergency arising due to theft.
Hijack Allowance
  • The Company provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

Secure Your Travels with Trusted Coverage

Secure Your Travels with Trusted Coverage

How to Extend or Renew Your IndusInd Travel Insurance While Abroad?

Indian travelers who want to extend or renew IndusInd travel insurance can complete the IndusInd international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Why Buy from NRIOL?

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    Trusted IndusInd Plans

    Access IndusInd international travel insurance policies, trusted by thousands of Indian travelers worldwide.

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    Affordable Premiums

    Transparent pricing for IndusInd overseas travel insurance, with no hidden costs.

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    20+ Years of Expertise

    Expert guidance for Indian travelers planning international trips with reliable coverage.

  • edit
    Easy Policy Management

    Modify travel dates, personal details, or coverage options online with IndusInd travel insurance.

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    Flexible Extensions

    Extend or renew your IndusInd international travel insurance if your trip gets delayed.

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    24/7 Claims Support

    Get fast claims assistance and emergency support anywhere during your overseas journey with IndusInd travel insurance.

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Travel Destinations

Discover Popular Travel Destinations with IndusInd Travel Insurance

IndusInd Citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.

IndusInd Asia travel insurance plans details

Coverage in US Dollars Asia Standard Asia Silver Deductible
Medical Expenses including transportation and evacuation $25,000 $30,000 $50
Dental Care Expenses $500 $500 $50
Personal Accident $7,500 $7,500 Nil
AD & D - Common Carrier $2,500 $2,500 Nil
Loss of Passport $100 $100 $25
Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) $200 $200 Nil
Delay of Checked Baggage $100 $100 12 hours
Trip Delay $25 per day (6 days max) $30 per day (6 days max) Nil
Personal Liability $10,000 $10,000 Nil
Financial Emergency Assistance $500 $500 -
Hijack Distress Allowance $50 per day (7 days max) $60 per day (7 days max) 12 hours

Why You Need Travel Insurance

health_and_safety Why You Need Travel Insurance

  • Medical emergencies and hospitalization
  • Accidents and sickness
  • Loss or delay of baggage
  • Passport loss

When you buy IndusInd travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.

star_rate Key Highlights

  • Covers emergency medical expenses overseas
  • Covers pre-existing medical conditions under life-threatening situations
  • Worldwide coverage with high service reliability
  • Affordable premiums offering best value
  • Plans without sub-limits available up to 90+ years
  • Coverage ranges from $15,000 to $1,000,000

IndusInd Travel Health Insurance – FAQs

What is the maximum entry age for IndusInd travel insurance?
IndusInd travel Care insurance policy is available up to 80 years for Indian travelers visiting Schengen Countries. For Indian travelers visiting other countries, IndusInd overseas travel insurance policy is available up to 90 years.
Travelers on their trip have to fill this traveler outside India form with the requested details and send it to us. We will try and get approval from the underwriting team for you to buy IndusInd International travel insurance. It is however always recommended to buy insurance before leaving India.
Schengen visa consulate have made it mandatory for Indian visa applicants to buy travel insurance offering a minimum coverage of at least 30,000 Euros or $50,000 for medical expenses, evacuation expenses, and repatriation expenses. IndusInd overseas travel insurance satisfies these requirements and is approved by VFS Global (who processes Schengen visa applications for most European consulates in India). IndusInd travel Care insurance policy is available for Indian travelers up to 80 years.

IndusInd insurance travel offers coverage for children aged above 6 months up to the age of 80 years. For travelers over 80 years, IndusInd requests medical checkup before issuing the policy.

Yes, the applicants must buy IndusInd Travel Care policy online before leaving India. If you are outside India, it will require special approval from the underwriting team for you to buy travel insurance.

Yes, IndusInd insurance travel does provide cashless settlement worldwide provided the policy holder stays for a minimum of 24 hours in the hospital. For less than 24 hour hospitalization the medical expenses will be paid for on an reimbursement basis.

You can claim travel insurance by the following ways:
Planned hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Emergency hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Reimbursement Claim:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
  • Pay from your pocket and claim for reimbursement later.
  • Register your claim.
  • As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
  • Verification and authentication of the submitted bills.
  • If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.
Deductible means the amount of expenses to be incurred by the Insured / Insured Person before any benefit under this Policy shall become payable and shall not be reimbursed by the insurance company. The deductible is $50 for travel policies with age less than 70 years and $100 for 70+ travel policies.
Yes, IndusInd travel health insurance covers doctor visits, doctor prescribed tests and doctor prescribed pharmacy bills are also covered. The traveler has to bear the expenses from his pocket and later claim for reimbursement. Any out medical expenses above the deductible are payable as per terms and conditions of the policy.
Some of the general exclusions of IndusInd overseas travel insurance which are not covered are as below.
  • Any claims before the insurance start date and after the insurance end date are not payable.
  • Any pre-existing condition unless it is life-saving emergency condition.
  • Traveling abroad only to take medical treatment or traveling against the advice of the physician.
  • Policy holder taking part in a naval, military or air force operation.
  • Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
  • Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
  • Any claim arising out of sporting activities.
  • Any act of terrorism, war and more.
Yes, you can renew the policy online at IndusInd insurance online renewal

IndusInd travel health insurance can be purchased initially for 182 days and later can be renewed for another 182 days provided good health, no claim declaration and approval from the IndusInd head office.

IndusInd international travel insurance is one of the more popular Indian overseas travel insurance policies among Indians. It is a top rated Indian travel insurance company that has been offering International travel services to Indians. It offers Global medical insurance coverage for emergency medical expenses arising from sickness or injuries from accidents while outside India. Travelers can enjoy the cashless hospitalization benefit and IndusInd insurance has good claims settlement ratio.

After buying the IndusInd overseas travel insurance policy online, an email of the policy document will be emailed to the email ID provided in the application. Travelers can use this IndusInd travel health insurance document and take a printout of the same which has all the relevant details and is very useful document while abroad and if you need to use the travel insurance.

You can renew the IndusInd policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the IndusInd insurance policy renewal form so that our insurance advisors will help you to renew your policy.