IndusInd Travel Asia Insurance
IndusInd Travel Asia Insurance offers travel insurance options for eligible Indian travellers visiting covered Asian destinations. Plans start at approximately ₹22/day* and may provide benefits for eligible overseas medical expenses, baggage loss and other covered travel emergencies. Compare premiums, medical coverage limits, destination eligibility and policy exclusions before choosing a plan for your trip.
Asia Travel Insurance Cost Calculator
What Is IndusInd Asia Travel Insurance?
IndusInd Asia Travel Insurance provides eligible Indian travellers visiting covered Asian destinations with medical coverage of up to $30,000, depending on the selected Standard or Silver plan. Covered benefits may include emergency medical expenses, baggage loss, trip delays and personal liability, subject to policy limits, exclusions and terms.
*Starting premiums are indicative and may vary based on the traveller's age, destination, trip duration, plan selected and applicable terms and conditions.
Which IndusInd Travel Care Asia Insurance Plan Is Right for You?
- Budget-conscious travellers visiting Thailand, Singapore or Malaysia → Choose the → IndusInd Asia Standard Plan → $25,000 medical coverage, with premiums starting at ₹22/day*.
- Travellers seeking a higher medical coverage limit → Compare the → IndusInd Asia Silver Plan → $30,000 medical coverage, with premiums starting at ₹23/day*.
- Travellers with declared pre-existing medical conditions → Review the → pre-existing condition coverage terms → Eligible life-threatening emergencies involving certain declared pre-existing conditions may be covered for travellers under 70, subject to exclusions and policy terms.
- Travellers concerned about trip cancellation costs → Check the → Asia Standard and Asia Silver plan benefits → Neither plan lists a trip cancellation benefit, so consider this limitation before purchasing.
- Families planning a holiday across multiple Asian destinations → Compare the → Asia Standard and Asia Silver plans → Choose between $25,000 and $30,000 in medical coverage based on your needs; confirm destination eligibility, as Japan is excluded from these Asia plans.
- Travellers planning an extended Asian stay → Explore the → IndusInd Travel Care Asia options → Standard and Silver offer $25,000 and $30,000 in medical coverage, respectively; premiums depend on age, destination and trip duration.
Starting premiums are indicative rates for a 30-day trip to Singapore/Asia for a 25-year-old adult. Actual premiums vary by age, destination, travel dates and other applicable factors. Coverage is subject to policy wording, exclusions and eligibility.
How Much Does IndusInd Asia Travel Insurance from India Cost in 2026?
IndusInd Asia Travel Insurance starts at ₹22/day*, with Standard and Silver plan options offering medical coverage of up to $25,000 or $30,000, depending on the selected plan. Designed for eligible Indian travellers visiting covered Asian destinations, these plans exclude Japan. The final premium depends on factors such as the traveller’s age, trip duration and selected coverage. Check the policy terms, destination eligibility and exclusions before purchasing. Get your instant quote in 2 minutes →
| Plan | Medical Cover | Baggage Loss | Trip Cancellation | Starting Premium |
|---|---|---|---|---|
| Asia Standard Plan | $25,000 | Up to $200 | Not Available |
₹22/day* |
| Asia Silver Plan | $30,000 | Up to $200 | Not Available |
₹23/day* |
*Price shown is for a 30-day trip to Singapore/Asia coverage for an adult aged 25.
What Is the Cheapest IndusInd Asia Travel Insurance Plan?
The IndusInd Asia Standard Plan is the cheapest plan, starting at ₹22/day* with up to $25,000 in medical coverage, subject to policy terms and eligibility.
Which IndusInd Asia Travel Insurance Plan Offers the Best Value?
The IndusInd Asia Silver Plan offers up to $30,000 in medical coverage, starting at ₹23/day*, making it a suitable option for travellers seeking a higher medical coverage limit at a slightly higher starting premium.
What Factors Affect the Cost of IndusInd Asia Travel Insurance?
Age of the Traveller
Premiums increase with age due to higher medical risk.
Travel Destination
USA & Canada plans cost more than Asia or Europe-only plans.
Trip Duration
Longer travel periods result in higher premiums.
Medical History
Pre-existing conditions may have exclusions or loading.
Sum Insured Chosen
Higher medical coverage directly increases the premium.
Single Trip vs Multi Trip
Annual multi-trip plans offer better value for frequent travelers.
What Are the Key Benefits of IndusInd Asia Travel Medical Insurance?
- Specially designed Plan, keeping in mind the travel requirements in Far East Asian Countries.
- Coverage of pre-existing ailments (other than the critical illness) in case of life threatening situations.
- Extensive coverage offered at the most affordable prices
- Coverage available for sportspersons and trips involving winter/adventurous sports (Subject to prior declaration, premium loading and underwriting approval)
- Choose from Silver and Standard Plan variants
- Extensive coverage offered at the most affordable prices
- Coverage available for sportspersons and trips involving winter/adventurous sports (Subject to prior declaration, premium loading and underwriting approval)
What Are the Important Factors to Consider While Buying IndusInd Travel Insurance?
When choosing a IndusInd overseas travel insurance plan, here are the key points to keep in mind:
Frequency of travel
- If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
- For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
Medical coverage required
- IndusInd offers different plans with varying maximum medical coverage limits.
- The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
- Choose the sum insured that best matches your destination and anticipated medical expenses.
Sub-limits vs No Sub-limits
- For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
- While such policies are affordable, they may restrict benefits in case of major medical emergencies.
- For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.
Policy Coverage
IndusInd travel insurance provides coverage for eligible medical, travel and emergency situations, subject to the terms and conditions of the policy.
Medical Expenses (transportation and evacuation)
While the insured is abroad, emergency medical expenses incurred in case of illness, injury or death, sudden illness... are covered by the company with cashless facility. The cost of transporting the mortal remains of the diseased back to India or burial abroad is also covered under the policy.
Dental Treatment
The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.
Personal Accident
The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.
Accidental Death & Dismemberment - Common Carrier
The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.
Loss of Passport
The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
Total Loss of Checked Baggage
The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.
Delay of Checked Baggage
If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.
Trip Delay
Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.
Personal Liability
The Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.
Financial Emergency Assistance
The Company provides financial assistance in the event of a financial emergency arising due to theft.
Hijack Allowance
The Company provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.
Secure Your Care Asia Travels - with IndusInd Travel Insurance
Ensure peace of mind during your travel insurance trip with IndusInd Travel Insurance, offering comprehensive coverage for medical emergencies, trip delays, baggage loss, and more.
Travel Destinations
Discover Popular Travel Destinations with IndusInd Travel Insurance
IndusInd Citation
Mr. Arvind Naaz, Chief Marketing Officer - RGICL (IndusInd General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to IndusInd General Insurance customers.
What Are the IndusInd Travel Insurance Plans for Asia and Their Coverage Details?
The medical cost of treating an illness or injury can vary significantly by destination. Senior travellers may therefore want to consider higher medical coverage when visiting countries where healthcare and hospitalization costs can be expensive.
| Coverage in US Dollars | Asia Standard | Asia Silver | Deductible |
|---|---|---|---|
| Medical Expenses including transportation and evacuation | $25,000 | $30,000 | $50 |
| Dental Care Expenses | $500 | $500 | $50 |
| Personal Accident | $7,500 | $7,500 | Nil |
| AD & D - Common Carrier | $2,500 | $2,500 | Nil |
| Loss of Passport | $100 | $100 | $25 |
| Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) | $200 | $200 | Nil |
| Delay of Checked Baggage | $100 | $100 | 12 hours |
| Trip Delay | $25 per day (6 days max) | $30 per day (6 days max) | Nil |
| Personal Liability | $10,000 | $10,000 | Nil |
| Financial Emergency Assistance | $500 | $500 | - |
| Hijack Distress Allowance | $50 per day (7 days max) | $60 per day (7 days max) | 12 hours |
Why Do You Need IndusInd Travel Insurance for Asia?
health_and_safety Why You Need Travel Insurance
- Medical emergencies and hospitalization
- Accidents and sickness
- Loss or delay of baggage
- Passport loss
When you buy IndusInd travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.
star_rate Key Highlights
- Covers emergency medical expenses overseas
- Covers pre-existing medical conditions under life-threatening situations
- Worldwide coverage with high service reliability
- Affordable premiums offering best value
- Plans without sub-limits available up to 90+ years
- Coverage ranges from $15,000 to $1,000,000
IndusInd Travel Health Insurance - FAQs
IndusInd Asia Travel Insurance is designed for Indian residents traveling to eligible Asian countries for leisure, business, or other permitted purposes. Travelers should meet the policy’s age, trip-duration, destination, and other eligibility requirements at the time of purchase. Coverage is subject to the terms, conditions, exclusions, and limits of the selected plan.
IndusInd Asia Travel Insurance is designed to cover eligible trips to Asian countries and destinations listed under the policy. Coverage depends on the selected plan, destination, travel dates and policy terms. Travelers should check the applicable destination list before purchasing the policy.
The cost of IndusInd Asia Travel Insurance depends on factors such as the traveler’s age, destination, trip duration, selected plan and coverage limits. Plans may start from around ₹22/day*, with the final premium determined at the time of purchase.
IndusInd Asia Travel Insurance may provide coverage for certain pre-existing medical conditions, subject to the selected plan, policy terms, conditions, limits and exclusions. Travelers should review the policy wording and disclose relevant medical conditions when purchasing the insurance to understand the applicable coverage.
- Any claims before the insurance start date and after the insurance end date are not payable.
- Any pre-existing condition unless it is life-saving emergency condition.
- Traveling abroad only to take medical treatment or traveling against the advice of the physician.
- Policy holder taking part in a naval, military or air force operation.
- Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
- Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
- Any claim arising out of sporting activities.
- Any act of terrorism, war and more.
IndusInd Asia Travel Insurance may be extendable while you are abroad, subject to the policy terms, eligibility requirements and approval of the insurer. Travelers should request an extension before the existing policy expires and confirm the applicable premium, coverage period and conditions.
To file an IndusInd Asia Travel Insurance claim, notify the insurer or its claims assistance team as soon as possible and submit the required claim form and supporting documents. Depending on the claim type, documents may include medical reports, hospital bills, invoices, travel records, baggage reports and other relevant proof. Keep copies of all documents and follow the insurer’s claim submission instructions.
IndusInd Asia Travel Insurance offers medical coverage of up to USD 30,000, depending on the plan selected. The applicable coverage limit, sub-limits, exclusions and terms vary by plan and are subject to the policy wording.
IndusInd Asia Travel Insurance is generally intended to be purchased before leaving India. If you have already started your international trip, eligibility for purchasing a new policy may be restricted. Check the insurer’s current terms before attempting to buy coverage after departure.
IndusInd Asia Travel Insurance does not cover every loss, expense or medical condition. Common exclusions may include expenses arising from undeclared or excluded pre-existing conditions, self-inflicted injuries, certain high-risk activities, unlawful acts, and losses specifically excluded under the policy. Coverage exclusions and conditions vary by plan, so travelers should review the policy wording before purchase.
The IndusInd Asia Standard Plan offers $25,000 in medical coverage from ₹22/day*, while Asia Silver offers $30,000 from ₹23/day*. Compare the final premium and coverage limits before purchasing.
Certain declared pre-existing conditions may be covered in life-threatening situations for travellers under 70, subject to policy terms and exclusions. Verify your specific condition with the insurer, as several critical illnesses are excluded.
No trip cancellation benefit is listed for the IndusInd Asia Silver Plan. If cancellation protection is essential, compare policies that explicitly include trip cancellation coverage before purchasing.
No. Japan is excluded from the IndusInd Travel Care Asia plans. Ask the insurer about an alternative policy that covers every destination on your itinerary before purchasing.
The advertised starting premiums are ₹22/day* for Asia Standard and ₹23/day* for Asia Silver, based on a 30-day trip for a 25-year-old adult. The premium for 60 days is not specified and must be verified using your exact travel dates.