Bajaj Allianz Insurance Online

Chat with us (080) 41101026
Bajaj student travel insurance

Bajaj Allianz Student Travel Insurance

Buy Bajaj Allianz student travel insurance plans
Destination
No. of Students
Date of Birth
        OR age      years
Start Date
End Date
Total Days: 
Name
Phone
Email
(* Name, Phone number, Email id are optional)

Key Features of Bajaj Allianz international student health insurance

  • Bajaj Allianz student plan covers Covid19 under Hospitalization Medical Expenses.
  • Bajaj Allianz student insurance plans are widely purchased for Schengen visa
  • After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Most of the policies cover for emergency medical evacuation and repatriation benefits.
  • Custom made plans to suit the overseas university requirements.
  • Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • Cancellation of the policy in case of rejection by the university.
  • Covers for compassionate visit, study interruption and sponsor protection.
  • Covers for mental and nervous disorders, bail bond and more.

Bajaj Allianz Student medical insurance extension/renewal while outside India

Indian students who are studying outside India and are stranded due to coronavirus and are unable to travel back home and want to extend or renew Bajaj Allianz student insurance online. These students can complete the Bajaj Allianz international student travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

Bajaj Allianz Student Travel Insurance

Bajaj Allianz Student Travel Insurance is an insurance policy designed specifically for students who are traveling to foreign countries to pursue their studies. This Bajaj Allianz student insurance policy provides coverage for Indian students in overseas for various travel related risks, such as medical and non-medical emergencies due to sickness and accident, emergency medical evacuation, repatriation, travel incoveience and more.

If you are an Indian student planning to travel abroad for your studies, Bajaj Allianz Student Travel Insurance can be purchased online for any number of required days up to 365 days. Later on can be extended for another 2 to 4 years depending on the plan chosen. Currently this insurance policy is available for students aged between 16 and 35 years.

Some of the key features of Bajaj Allianz Student Travel Insurance include coverage for unforeseen medical expenses due to sickness and accident medical expenses, emergency medical evacuation, repatriation, maternity, pre-existing medical conditions, sponsor protection, compassionate visits, bail bond and many more. The Bajaj Allianz student health insurance is designed in such a way that these plans almost satisfy most of the university requirements. With cashless hospitalization and assistance round the clock, this policy is available in more than 130 countries.

Bajaj student insurance for students studying abroad - Special features

  • Bajaj student travel insurance offers health insurance cover ranging from $50,000 to $10,00,000 US dollars.
  • Most popular student medical insurance and best student travel insurance India plan opted by students studying overseas.
  • Pro-rata refund of premium (refund of premium for unused portion of the policy) in case of cancellation if the university rejects the policy.
  • This is the best student overseas health insurance as the premium is paid in Indian rupees for US Dollar coverage.
  • Cashless claim settlement both for in-patient and OPD medical expenses in a network hospital in USA.

International student insurance offered by Bajaj Allianz

International Students (F1 visa holders in the United States) need student travel medical insurance which is mandatory in US Universities. The same is true for Indian students in other countries such as in Australia, the UK, Germany, France, Italy, New Zealand, Singapore and Canada. International student health insurance cost offered by Bajaj Allianz cover medical expenses, drugs expenses, emergency medical evacuation and repatriation. This student insurance plan is a cheap travel insurance for students and can be bought quickly online. It is very popular with Indian students in the United States, the UK, rest of Europe, Ireland and in Australia.

Bajaj Allianz now offers best health insurance for students studying abroad for $500,000 coverage to satisfy the overseas university requirements. It also offers a unique plan Student Prime which provides insurance cover up to $10 lakh US dollars which can be renewed for each year up to maximum 4 years.

Indian students who are already outside India can purchase Bajaj Allianz travel insurance for students studying abroad. You have to fill a request form, and we will get special approval from the company so that you can buy the best travel insurance for students studying abroad even though you are outside India.

Bajaj Allianz travel medical insurance for Indian students - Useful links


How to buy Bajaj student insurance online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque


Bajaj Allianz Student Outside India

Student medical insurance for Indian students already outside India.


Bajaj Allianz student travel insurance Brochure

Download Bajaj Allianz student travel insurance brochure.


Bajaj Allianz student travel insurance claims

In case of Claim or reimbursement of treatment expenses, notify Bajaj Allianz student travel medical insurance.


Bajaj Allianz student insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding international student medical insurance by Bajaj Allianz.


Bajaj Allianz student insurance renewal

Students can renew their existing policy online before the exipry date at any time.


Bajaj Allianz student insurance Forum

Useful discussions and forum entries for best international Bajaj Allianz health insurance for students studying abroad.


Bajaj Allianz Student Universities

List of some of the Universities whose students have purchased Bajaj Allianz student insurance in the past.


Compare Bajaj Allianz Student Plans

Compare Bajaj Allianz student insurance plans and buy online

Is student health insurance mandatory?

  • Most often the answer is Yes, health insurance for international students is mandatory overseas for students and is mandated by the respective governments in that country
  • Schengen countries insist on Health Insurance coverage before issuing a Visa
  • Students can either buy comparable insurance policy from India or should buy the University insurance
  • The cost of Indian insurance plans is significantly lower the international plans as the premium is paid in Indian Rupees, while the coverage is in US Dollars

Advantages of Bajaj Allianz Student insurance compared to University insurance plans

  • The Bajaj Allianz student medical insurance are designed specifically for Indian students studying overseas.
  • The Bajaj Allianz student health insurance options are priced in Indian Rupees with coverage in US Dollars and are much cheaper (usually 20% to 25% of University plans)
  • Bajaj Allianz student insurance provide coverage throughout the country and are not limited to the proximity of a college.
  • Bajaj Allianz student travel insurance also cover travel related expenses and health expenses far from University campus.
  • Bajaj Allianz student insurance also cover personal liability, study interruption, sponsor protection, baggage loss, trip delay, compassionate visit, repatriation of remains.

Steps to buy Bajaj Allianz international student insurance

The following are the steps to buy the Bajaj Allianz student insurance for Indian students studying overseas
  • Find out if your University offers an health insurance policy for international students.
  • If so, is it mandatory to buy that University plan, or can international students buy other insurance.
  • If you are allowed to buy Indian student insurance, then review the student insurance offered by Bajaj Allianz.
  • Compare the Bajaj Allianz student medical insurance plans with the University plan based on price as well as coverage benefits.
  • Select the student health insurance plan that best fits your budget and needs.
  • If you buy the Bajaj Allianz student medical insurance online here, you will receive the policy documents by email.
  • If applicable, we can complete the University student insurance waiver form.

Need for International students health insurance India

  • Student health Insurance is mandatory in most colleges, and if not mandatory is highly recommended given health care costs overseas
  • Student health insurance protects student savings as it insures unexpected accidents and illnesses
  • The cost for health care overseas is extremely high and increases every year
  • Health insurance protects student in unforeseen events
  • There is limited government-funded healthcare, which is not accessible to international students
  • Often doctors overseas charge higher while billing since health insurance companies negotiate huge discounts for their patients

What do Student University Medical Plans offer?

  • Bajaj Allianz health insurance for international students offer only Medical coverage’s like:
    • Medical Expenses (Some limitations list coverage on campus and network hospitals, as well as a co-pay and sub-limits may apply)
    • Repatriation of Remains
    • Medical Evacuation
  • Each college/university has a tie-up with local insurance company and they charge premium in dollars
    • On an average, it cost $1000 per year. (In INR it is close to Rs.70,000/- per year)
    • This is an additional fee after the tuition fees

How do I claim Bajaj Allianz student travel insurance India?

You can claim Bajaj Allianz international student health insurance in the following manner:
Planned Hospitalization
  • Call the assistance number, provide certificate number & insured name. Specify your geographic location. The assistance will guide you to the nearest hospital.
  • Direct settlement will be done with the hospital for expenses under the covered benefits.
Emergency Hospitalization
  • After hospitalization insured/or someone on behalf of the insured have to call the assistance number. Provide the certificate number, insured name and hospital details to the assistance executive.
  • GOP (guarantee of payment) is placed by the assistance company to the hospital.
  • Direct settlement will be done with the hospital for expenses under the covered benefits.
Know More »

Bajaj Allianz student health insurance articles

The number of Indian students traveling to foreign countries to pursue their studies have increased over the years. While the USA receives most Indian students it is followed by the UK, Canada, Singapore, Australia, France, Ireland and Germany. Indian students also go to other countries like New Zealand, China, Spain... There are different entrance exams for Indian students to qualify to study in some of these esteemed universities. There are different programs and students can choose to pursue their choice of subject. Students should research extensively to learn when the tests are conducted, how to prepare for these tests and the procedures to enrol in an overseas university. Today there is plenty of information for students using the internet. All you have to do is spare a few minutes online and search for the information you are interested. However it is also important for students to have the best travel insurance for students studying overseas by Bajaj Allianz.
Read More »

Indian international student insurance by Bajaj Allianz

  • Following are the benefits of the three plans namely - Bajaj Allianz study companion, student elite and student prime:

    • Coverage options $50,000 to $10 lakh in US dollars.
    • Suicide and Loss of Laptop cover for coverage $3 lakh US dollars and above.
    • Medical expenses, evacuation repatriation.
    • Policy can initially be purchased for 1 year and renewed every year up to 3 years.
    • Emergency Dental Coverage, Personal accident, AD&D common carrier, Bail Bond, Tuition fee, Accident to sponsor, Family visit.
    • Coverage options from $50,000, to $200,000.
    • Mental & Nervous disorders, Maternity benefit and Pre-existing condition cover as an add-on benefit based on the plan maximum.
    • Medical expenses, evacuation repatriation.
    • AD&D common carrier, Bail Bond insurance.
    • Emergency Dental Coverage, Personal accident, Tuition fee, Accident to sponsor, Family visit.
    • Coverage options from $50,000 to $200,000.
    • Medical expenses, evacuation repatriation.
    • Emergency dental pain relief, Tuition fee, Personal accident, Accident to sponsor, Family visit.
  • Study Companion Coverage Benefits

    Coverage in USD Standard Silver Gold Deductible
    Medical Expenses $50,000 $100,000 $200,000 $100
    Emergency Dental Pain Relief $500 $500 $500 $100
    Tuition Fee $10,000 $10,000 $10,000 Nil
    Personal Accident*** $50,000 $50,000 $50,000 Nil
    Loss of Checked Baggage** $1,000 $1,000 $1,000 $100
    Accident to sponsor $10,000 $10,000 $10,000 Nil
    Family visit $7,500 $7,500 $7,500 Nil
    Personal liability $100,000 $100,000 $100,000 $200

    **Per baggage maximum 50% and per item in the baggage maximum 10%.
    ***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

  • Bajaj Allianz Student Elite Insurance plan details

    Coverage in USD Standard Silver Gold Deductible
    Medical Expenses, Evacuation and Repatriation $50,000 $100,000 $200,000 $100
    Emergency Dental Pain Relief $500 $500 $500 $100
    Personal Accident $25,000 $25,000 $25,000 Nil
    AD & D Common Carrier $2,500 $2,500 $2,500 Nil
    Loss of Checked Baggage** $1,000 $1,000 $1,000 $100
    Bail Bond Insurance $500 $500 $500 $50
    Tuition Fee $10,000 $10,000 $10,000 Nil
    Accident to Sponsor $10,000 $10,000 $10,000 Nil
    Family visit $7,500 $7,500 $7,500 Nil
    Personal liability $100,000 $100,000 $100,000 $200

    **Per baggage maximum 50% and per item in the baggage maximum 10%.
    ***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

    Add on benefits Standard Silver Gold
    Mental & Nervous disorder, alcoholism and sports injuries Included in medical expenses Included in medical expenses Included in medical expenses
    Maternity Nil Nil Nil
    Pre-existing Condition Nil Nil Nil
  • Study Prime Coverage Benefits of Bajaj Allianz

    Coverage in USD Standard
    $50,000
    Silver
    1 Lakhs
    Gold
    2 Lakhs
    Platinum
    3 Lakhs
    Super Gold
    5 Lakhs
    Super Platinum
    7.5 Lakhs
    Maximum
    10 Lakhs
    Deductible
    Personal Accident $25,000 $25,000 $25,000 $25,000 $25,000 $25,000 $25,000 Nil
    Medical Expenses Evacuation $50,000 $100,000 $200,000 $300,000 $500,000 $750,000 $1,000,000 $100
    Emergency Dental Treatment $500 $500 $500 $500 $500 $500 $500 $100
    Repatriation $5,000 $5,000 $5,000 $5,500 $5,500 $6,000 $6,000 Nil
    Loss of Checked Baggage* $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 Nil
    Loss of Passport - - - $250 $250 $300 $300 $25
    Accidental death & disability common carrier $2,500 $2,500 $2,500 $3,000 $3,000 $3,500 $3,500 Nil
    Personal Liability $100,000 $100,000 $100,000 $150,000 $150,000 $150,000 $150,000 $200
    Loss of Laptop - - - $500 $500 $500 $500 Nil
    Bail Bond $500 $500 $500 $500 $500 $500 $500 $50
    Accident to sponsor $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 Nil
    Tution Fee $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 Nil
    Suicide - - - $1,500 $2,000 $2,000 $2,000 Nil
    Family Visit $7,500 $7,500 $7,500 $7,500 $7,500 $7,500 $7,500 Nil

    *Per baggage maximum 50% and per item in the baggage restricted to 10%.

  • India international student insurance – Buy using credit/debit card or cheque

    Insurance customers can purchase Bajaj student travel insurance for students in India using a credit/debit card, net banking or a cheque. The credit/debit card payment can be done by following the steps online. Those who do not or cannot use a credit/debit card to purchase Bajaj Allianz health insurance for students studying abroad can complete the purchase process using a cheque. The cheque can be sent to the postal address specified on the application. The policy document will be issued, emailed and couriered after receiving the payment.

    For Student renewal, please complete the Bajaj Allianz student travel insurance extension form
  • Satisfy University requirements given broad range of coverage benefits
  • Custom design the plan to fit your needs and budget
  • Buy this plan which is renewable up to three years

FAQ's of Bajaj Allianz travel insurance for students studying overseas

Bajaj Allianz health insurance for international students offers coverage for Covid19 illness for students under 30 years up to $10,000.

Bajaj Allianz medical insurance for students studying abroad come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.

  • After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Most of the policies cover for emergency medical evacuation and repatriation benefits.
  • Custom made plans to suit the overseas university requirements.
  • Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • Cancellation of the policy in case of rejection by the university.
  • Covers for compassionate visit, study interruption and sponsor protection.
  • Covers for mental and nervous disorders, bail bond and more.

Bajaj Allianz has many customized plans to cover students going abroad for studies. Some of the key benefits of student health insurance are as below. This benefits will vary depending on the plan chosen.

  • Accident & Sickness Medical Expenses: The insurance company will indemnify the policy holder for the eligible medical and related expenses due to illness / injury outside India as per the policy terms and conditions. The expenses covered would include physician services, hospital and medical services and local emergency medical transportation.
  • Medical Evacuation: Medical Evacuation to a hospital in the Republic Of India required as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey. The Medical Evacuation will have to be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Repatriation of Remains: In case of death of the policy holder due to a covered reason, the cost of repatriating the policy holder's body back to India or to the nearest burial ground where the insured has died is paid by the insurance company. These claim should be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Personal Accident: The insurance company pays the agreed amount as per the terms and conditions of the policy for policy holders death and / or permanent total disablement
  • Baggage Loss: The insurance company will pay the policy holder as per the policy schedule for complete and permanent loss or destruction of the policy holder checked baggage.
  • Bail bond: The company would pay the amount as mentioned in the policy schedule towards the bail amount for release of the policy holder in case of false arrest or wrongful detention in overseas.
  • Study Interruption: In the event if the policy holder is unable to continue the school semester due to policy holder's health or death / serious injury requiring hospitalization of either of the parents of the policy holder during the policy period, the insurance company shall reimburse the tuition fee paid in advance for the current semester as per the policy schedule.
  • Sponsor Protection: In the event of the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period, the insurance company shall reimburse the remaining school fee as per the policy schedule.
  • Family Visit: In the event if the policy holder is hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physician recommends an immediate family member. The insurance company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum as per the schedule. These claim should be approved by the claims administrator of the Insurance Company.

Yes most of the foreign universities accept the Bajaj Allianz medical insurance for Indian students studying abroad.

Students who are wishing to study in the US universities can apply for F1 visa. As you are going for studies, first thing you need to check with the college you are getting admission is the health insurance requirements. If your college has any health insurance requirement, then you can look for matching Indian insurance policy and get a waiver or if there is no insurance requirement from the university, then you can buy any of the Bajaj Allianz medical insurance for Indian students studying abroad.

If you are going on a student visa and registered in an overseas university, then you can buy the Bajaj Allianz student plan for yourself and for your spouse as s/he you can buy a regular travel medical insurance for 6 months and later on renew for another 6 more months with good health and no claim declaration.

Bajaj Allianz travel health insurance for students is much cheaper when compared to the university international student health insurance in overseas. The cost is almost 1/3rd of the overseas university policies. You can pay in rupees and get coverage in dollars. The university student policies mostly provide coverage only for medical expenses while Bajaj Allianz medical insurance for Indian students studying abroad provides coverage both medical and non-medical expenses. Compare student insurance for study abroad and buy best insurance policy for students.

You can cancel the Bajaj Allianz student travel insurance provided you have to provide the proof of rejection letter from the university.

As a student once you get admission in the college of your choice in overseas, check with the university is there any mandatory student health insurance requirement. If yes, then go through the benefits of the plan which the university is offering. Some universities are willing to waive off the university health insurance if you submit an equivalent health insurance from Bajaj Allianz with an equivalent health insurance cover.

Once you buy a suitable plan from Bajaj Allianz through us, you can then download the waiver and send to us and we will help us in filling the waiver and send it back to you so that you can submit this insurance and get a waiver.

Student travel insurance is an insurance policy that provides coverage for Indian students traveling overseas for educational purposes. Bajaj Allianz student travel insurance covers medical expenses due to accident and sickness, emergency dental pain, evacuation, repatriation, and other unforeseen circumstances that may occur during the students stay in overseas.

Yes, it is recommended that Indian students traveling abroad for educational purposes should have student travel insurance. Most of the universities and schools in overseas has made health insurance cover as mandatory condition of enrolment.

In general student travel insurance cover students health and other expenses during their in overseas. The cover include emergency medical expenses due to illness, medical expenses due to accident, pre-existing medical conditions, dental cover, evacuation and repatriation. It also covers for bail bond, sponsor protection, tuition fees, compassionate visit, baggage loss, baggage delay and more.

The cost of student travel insurance depends on several factors like age of the student, destination country, duration of stay, policy maximum, types of add on benefits chosen. Cost of student travel insurance from India to abroad will be cheaper when compared to insurance provided by the university. Bajaj Allianz markets several student travel insurance plans like student companion, student elite, student prime with the maximum coverage ranging from $50,000 to $10,00,000 cover which the student can choose from.

You can buy student travel insurance online. It is recommended to buy online student travel insurance as you can compare different plans, benefits, terms and conditions so that you can choose the best student plan as per your requirements.

Customers Testimonials

Search for Bajaj Allianz student travel insurance India

Bajaj Allianz Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".

citation