Bajaj Allianz Silver Health Insurance

Health Insurance Quotes

Select Coverage Amount
Applicant Date Of Birth
        OR age      years
Policy Start Date
Policy End Date
 
 
(Name, Phone number, Email id are optional)
 

Features

  • Pre-existing diseases covered from the second year of the policy.
  • A flat benefit of 3% of admissible hospitalization expenses are paid towards pre & post hospitalization expenses.
  • Cashless facility: With Silver Health plan, the member has access to cashless facility at various network of over 2400 hospitals across India (subject to exclusions and conditions)
  • If admission in non-network hospitals the expenses incurred would be reimbursed within 14 days from the submission of all documents.
  • 20% of co-payment of the admissible claim to be paid by the member if treatment is taken in a hospital other than a network hospital.
  • Waiver of co-payment is available on payment of additional premium.

When i can increase the sum insured?

  • Sum insured enhancement will be allowed only at the time of renewals
  • The enhancement should be proportionate for all the insured members
  • Sum insured enhancement would ne subject to the underwriting approval based on the declaration on the proposal form
  • No claim in the expiring policies - in case of a claim referral to be made t underwriting doctors for further advise
  • 20% of co-payment of the admissible claim to be paid by the member if treatment is taken in a hospital other than a network hospital.
  • For enhancement of sum insured, fresh proposal form along with the renewal notice should be submitted.

ADVANTAGES

  • Cumulative bonus of 10% of sum insured for every claim free year upto a maximum of 50% of sum insured.
  • Health Check up at the end of continuous four claim free years.
  • Family discount of 5% if two or more members are covered
  • Pre and Post hospitalisation expenses of an amount equivalent to 3% of admissible hospitalisation expenses.
  • Income tax benefit on the premium paid as per section 80-D of the Income Tax Act as per existing IT law.
  • Covers ambulance charges in an emergency subject to a limit of Rs 1000/- per claim.
  • The Company's liability in case of any pre-existing illness from the second year of the policy would be restricted to 50% of the sum insured in a policy year
  • 130 daycare procedures are covered subject to terms and conditions.

COVERAGE

  • Policy can be taken form 46-70yrs *
  • Renewal - Under normal circumstances, lifetime renewal benefit is available under the policy except on the grounds of fraud, misrepresentation or moral hazard.
  • Sum insured can be opted form 50,000 - 5, 00,000.
  • This is annual policy period.
  • This policy is offered on individuals sum insured basis
  • Self,Spouse can be covered under this policy

  • * Conditions apply.
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