Bajaj Allianz Health Ensure Insurance

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  • Features
  • Advantages
  • Coverage

  • Pre-existing diseases covered after 2 yrs continuous renewals with us.
  • A flat benefit of 2% of admissible hospitalization expenses are paid towards pre & post hospitalization expenses.
  • Access to 2400 hospitals for Cashless facility.
  • In case of admission in non network hospitals the expenses incurred would be reimbursed within 14 days from the date of submission of all documents.

  • No tests required up to the age of 55 yrs*
  • Health Check up at the end of continuous four claim free year.
  • 130 day care procedures covered.
  • In case of emergency ambulance charges covered subject to a maximum of Rs. 1000 /- per policy period.
  • Hassle free claim settlement due to in house claims administration team.
  • Family discount of 5 % is applicable.
  • tax benefit on the premium paid as per section 80-D of the income Tax Act.

* Conditions apply.

  • Policy can be taken from 3 months to 55 yrs *
  • Renewal up to 75 yrs*
  • SI - 50,000, 75000, and 1 lac.
  • * Conditions apply.

    Hospitalization Benefits Limits
    1.Room, Board & Nursing Expenses as provided
    By the Hospital/ Nursing home including registration and service Charges.

    2. By the Hospital/ Nursing home including registration and service Charges.

    All admissible Claims under (i) & (ii) during the policy period.
    Up to 1% of SI per day



    Up to 2 % of SI per day


    Up to 30% of SI per illness/injury
    Surgeon, Anesthetist, Medical practitioner, Consultants, Specialist Fees Up to 30% of SI per illness/injury
    Emergency Ambulance charges up to Rs 1000/-, Anesthesia, Blood, Oxygen, operation Theater Charges, Surgical Appliances, Medicines & Drugs, per illness/injury Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and any medical expenses incurred which is integral part of the operation Up to 40% of SI

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