|Sl No.||Hospitalisation Benefits (Sum Insured Rs.1,00,000)||Limits|
|1.||(i) Room, Boarding Nursing Expenses as provided by the Hospital/ Nursing home including registration and service Charges.
(ii) If admitted into Intensive Care Unit
All admissible Claims under (i) & (ii) during the policy period
|Up to 1% of SI per day
Up to 2 % of SI per day
Up to 30% of SI per illness/injury
|2.||Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees||Up to 30% of SI per illness/injury|
|3.||Pre / Post hospitalization expenses||Flat 2% of hospitalisation expenses|
|4.||Anesthesia, Blood, Oxygen, Operation Theatre Charges, Surgical Appliances, Medicines & Drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and any medical expenses incurred which is integral part of the operation||Up to 40% of SI per illness/injury|
|5.||Day Care Procedure||130 days|
|6.||Income Tax Benefit||Income Tax Benefit under Sec 80 D of the IT Act on the premiums paid|
|7.||Emergency Ambulance charges||up to Rs 1000/-|
|8.||Pre-Existing Cover||Covered after 4 continuous years of renewal|
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