Keeping in mind the requirements of student medical insurance in overseas universities, Bajaj Allianz has launched a new plan Student Prime which caters to the needs of the student traveling abroad. This Plan offers insurance cover for hospital medical expenses up to 10 Lakh USD.The policy can be purchased initially for one year and later on renewed every year up to 3 years.
Other Student Destinations
Unique features of Bajaj Allianz student insurance
Personalized Support Provided
Help Complete Waiver Form
Pro-rata refund of premium in case of cancellation if the university rejects the policy.
*Per baggage maximum 50% and per item in the baggage restricted to 10%.
Exclusions applicable to Bajaj Allianz international student Travel insurance policies
Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
Routine physical or other examination where there is no objective indication of impairment of normal health.
Medical expenses beyond the expiry of the policy period.
Suicide, attempted sucide or willfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs
Manual work or hazardous occupation,self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
Experimental, unproven or non-standard treatment.
Treatment by another system other than modern medicine (also known as Allopathy).
The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
Delay of baggage when the intended destination is in India
Loss or damage t the insured's passport as a result of the classification or detention by customs, police or any other authority.
Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.