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Indian Student Insurance for University Of Michigan

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Bajaj Allianz Student medical insurance extension or renewal while outside India

Indian students who are studying outside India and are stranded due to coronavirus and are unable to travel back home and want to extend or renew Bajaj Allianz student insurance online. These students can complete the Bajaj Allianz international student travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

Steps to buy Bajaj Allianz international student insurance

The following are the steps to buy the Bajaj Allianz student insurance for Indian students studying overseas
  • Find out if your University offers an health insurance policy for international students.
  • If so, is it mandatory to buy that University plan, or can international students buy other insurance.
  • If you are allowed to buy Indian student insurance, then review the student insurance offered by Bajaj Allianz.
  • Compare the Bajaj Allianz student medical insurance plans with the University plan based on price as well as coverage benefits.
  • Select the student health insurance plan that best fits your budget and needs.
  • If you buy the Bajaj Allianz student medical insurance online here, you will receive the policy documents by email.
  • If applicable, we can complete the University student insurance waiver form.

Student Companion and Elite medical insurance benefits

Student Companion Student Elite
Standard Silver Gold Deductible Standard Silver Gold Deductible
Medical Expenses, Evacuation & Repatriation
$50,000 $100,000 $200,000 $100 $50,000 $100,000 $200,000 $100
Emergency Dental Pain Relief included in (1) above
$500 $500 $500 $100 $500 $500 $500 $100
Tuition Fee
$10,000 $10,000 $10,000 Nil $10,000 $10,000 $10,000 Nil
Personal Accident***
$50,000 $50,000 $50,000 Nil $25,000 $25,000 $25,000 Nil
Loss of Checked Baggage**
$1000 $1000 $1000 $100 $1,000 $1,000 $1,000 $100
Accident to sponsor
$10,000 $10,000 $10,000 Nil $10,000 $10,000 $10,000 Nil
Family visit
$7,500 $7,500 $7,500 Nil $7,500 $7,500 $7,500 Nil
Personal liability
$1,00,000 $1,00,000 $1,00,000 $200 $1,00,000 $1,00,000 $1,00,000 $200
Bail Bond Insurance (2 way)
Nil Nil Nil Nil $500 $500 $500 $50
AD&D Common Carrier
Nil Nil Nil Nil $2,500 $2,500 $2,500 Nil
**Per baggage maximum 50% and per item in the baggage maximum 10%.
***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

Student Prime medical insurance benefits

Student Prime
Standard
$50,000		 Silver
1 Lakhs		 Gold
2 Lakhs		 Platinum
3 Lakhs		 Super Gold
5 Lakhs		 Super Platinum
7.5 Lakhs		 Maximum
10 Lakhs		 Deductible
Personal Accident
$25,000 $25,000 $25,000 $25,000 $25,000 $25,000 $25,000 Nil
Medical Expenses Evacuation
$50,000 $100,000 $200,000 $300,000 $500,000 $750,000 $1,000,000 $100
Emergency Dental Treatment
$500 $500 $500 $500 $500 $500 $500 $100
Repatriation
$5,000 $5,000 $5,000 $5,500 $5,500 $6,000 $6,000 Nil
Loss of Checked Baggage*
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 Nil
Loss of Passport
Nil Nil Nil $250 $250 $300 $300 $25
Accidental death & disability common carrier
$2,500 $2,500 $2,500 $3,000 $3,000 $3,500 $3,500 Nil
Personal Liability
$100,000 $100,000 $100,000 $150,000 $150,000 $150,000 $150,000 $200
Loss of Laptop
Nil Nil Nil $500 $500 $500 $500 Nil
Bail Bond
$500 $500 $500 $500 $500 $500 $500 $50
Accident to sponsor
$10,000 $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 Nil
Tution Fee
$10,000 $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 Nil
Suicide
Nil Nil Nil $1,500 $2,000 $2,000 $2,000 Nil
Family Visit
$7,500 $7,500 $7,500 $7,500 $7,500 $7,500 $7,500 Nil
**Per baggage maximum 50% and per item in the baggage maximum 10%.
***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

Bajaj Allianz student travel insurance article

Student

The number of Indian students traveling to foreign countries to pursue their studies have increased over the years. While the USA receives most Indian students it is followed by the UK, Canada, Singapore, Germany, France and Australia. Indian students also go to other countries like New Zealand, Russia, China, Spain ... There are different entrance exams for Indian students to qualify to study in some of these esteemed universities. There are different programs and students can choose to pursue their choice of subject. Students should research extensively to learn when the tests are conducted, how to prepare for these tests and the procedures to enrol in an overseas university.

Today there is plenty of information for students using the internet. All you have to do is spare a few minutes online and search for the information you are interested. However it is also important for students to have the best international student insurance.

Click here to read more »

FAQ's of Bajaj Allianz travel insurance for students studying overseas

Is Covid covered under international travel insurance for Indian students?

Bajaj Allianz student insurance offers coverage for Covid19 illness for students under 30 years up to $10,000.

Bajaj Allianz medical insurance for students studying abroad come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.

  • After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Most of the policies cover for emergency medical evacuation and repatriation benefits.
  • Custom made plans to suit the overseas university requirements.
  • Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • Cancellation of the policy in case of rejection by the university.
  • Covers for compassionate visit, study interruption and sponsor protection.
  • Covers for mental and nervous disorders, bail bond and more.

Yes most of the foreign universities accept the Bajaj Allianz student health insurance.

You can cancel the Bajaj Allianz student travel insurance provided you have to provide the proof of rejection letter from the university.

When the insurance application and the payment is completed online, you will immediately get a confirmation email along with insurance details. You will then get a policy document in the PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.

It is very simple to purchase insurance online. Click on the 'Buy' to get relevant online application and complete it with required details. The premium payment can be completed by using a credit/debit card. An email acknowledgment will be received after the premium payment and the policy will be emailed within 1 business days. The coverage will start from the start date as indicated on the form.

Travelers can use credit card (Indian/international) and Indian debit cards to buy Bajaj Allianz travel insurance. Travelers can also use a cheque to buy Bajaj Allianz travel insurance policy.

Customers Testimonials

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Bajaj Allianz Citation

"Mr. Jitendra Hodawadekar, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".