Visitors Care Insurance offers medical coverage for non-U.S. citizens during their visit to the United States. It provides coverage for unexpected medical expenses during your stay in the USA or its territories.
The plan is available for durations from 5 days up to 364 days, with the option to extend coverage subject to eligibility and underwriting approval. U.S. citizens living abroad visiting the USA may also be eligible to purchase this plan.
Visitors Care Insurance is an affordable fixed coverage visitor insurance plan from International Medical Group (IMG), designed for international travelers visiting the USA. It offers low-cost visitor health insurance USA coverage for unexpected illness or injury, making it a popular choice among parents, relatives, and friends visiting the USA.
Visitors Care is available in three benefit levels to suit different needs and budgets:
IMG Visitors Care is a smart and affordable travel medical insurance option for international visitors to the United States. It’s especially popular among parents, tourists, and short-term visitors looking for peace of mind without high costs.
The Visitors Care cost per month ranges between $24 to $147. The cost depends on traveler's age, selected policy maximum, and deductible amount. Older travelers have higher premiums; higher maximums increase premium while higher deductibles lower it.
Example pricing for one month with $100 deductible:
Note : Note: For senior travelers aged 80 to 99, the cost is $139, with a maximum coverage of $10,000 and a deductible of $100.
| Visitors Care Lite | Visitors Care Plus | Visitors Care Platinum |
| COVID-19 | ||
| Visitors Care insurance offers coverage for COVID-19 as any other Illness or Injury. | ||
| Hospital room and board help | ||
| Up to $825 max per day 30 day max per period of coverage (Average semi-private room rate Includes extended care facility, misc and ancillary services) | Up to $1,450 max per day 30 day max per period of coverage (Average semi-private room rate Includes extended care facility, misc and ancillary services) | Up to $2,000 max per day 30 day max per period of coverage (Average semi-private room rate Includes extended care facility, misc and ancillary services) |
| Surgery help | ||
| In-Patient & Outpatient - Up to $2,000 max per surgical session | In-Patient & Outpatient - Up to $3,300 max per surgical session | In-Patient & Outpatient - Up to $5,500 max per surgical session |
| Intensive care unit help | ||
| Up to an additional $400 max per day, 8 day max per period of coverage | Up to an additional $660 max per day, 8 day max per period of coverage | Up to an additional $850 max per day, 8 day max per period of coverage |
| Hospital emergency room help | ||
| $200 max per visit | $375 max per visit | $600 max per visit |
| Pre-Certification | ||
| Up to $825 max per day 30 day max per period of coverage | Up to $1,400 max per day 30 day max per period of coverage | Up to $2k max per day 30 day max per period of coverage |
| Physician visits help | ||
| $40 max per visit 10 max visits per period of coverage | $70 max per visit 10 max visits per period of coverage | $85 max per visit 10 max visits per period of coverage |
| Urgent Care Clinic help | ||
| $40 max per visit/10 max visits | $70 max per visit/10 max visits | $100 max per visit/10 max visits |
| Walk-In Clinic help | ||
| $40 max per visit/10 max visits | Not available | Not available |
| Diagnostic Laboratory and Radiology help | ||
| Up to $400 max per period of coverage ($200 per procedure) | Up to $450 max per period of coverage ($250 per procedure) | Up to $500 max per period of coverage ($500 per procedure) |
| Outpatient Surgical/Hospital Facility help | ||
| Up to $750 max per surgical session | Up to $900 max per surgical session | Up to $1K max per surgical session |
| Chemotherapy / Radiation Therapy help | ||
| $550 max per visit | $1,100 max per visit | $1,350 max per visit |
| Physical Therapy help | ||
| Up to $40 max per visit per day, 12 max visits per period of coverage | Up to $40 max per visit per day, 12 max visits per period of coverage | Up to $40 max per visit per day, 12 max visits per period of coverage |
| Pre-Admission Testing | ||
| Up to $750 max per period of coverage | Up to $1.1k max per period of coverage | Up to $1.1k max per period of coverage |
| Assistant Surgeon help | ||
| Up to $450 max per surgical session | Up to $825 max per surgical session | Up to $1375 max per surgical session |
| Anesthesia help | ||
| Up to $450 max per surgical session | Up to $825 max per surgical session | Up to $1375 max per surgical session |
| Prescription help | ||
| Up to $250 per period of coverage | Up to $150 per period of coverage | Up to $250 per period of coverage |
| Reconstructive Surgery help | ||
| Covered | Covered | Covered |
| Dental Accident help | ||
| Up to $550 max per period of coverage | Up to $550 max per period of coverage | Up to $550 max per period of coverage |
| Visitors Care Lite | Visitors Care Plus | Visitors Care Platinum |
| Emergency medical evacuation help | ||
| Up to $25,000 max | Up to $25,000 max | Up to $50,000 max |
| Return of mortal remains or cremation/burial help | ||
| $25,000 max with $5,000 max for cremation/burial | $25,000 max with $5,000 max for cremation/burial | $25,000 max with $5,000 max for cremation/burial |
| Terrorism help | ||
| $50,000 max per period of coverage | $50,000 max per period of coverage | $50,000 max per period of coverage |
| Emergency local ambulance help | ||
| Up to $250 max per period of coverage | Up to $450 max per period of coverage | Up to $475 max per period of coverage |
| Durable medical equipment help | ||
| $550 max per period of coverage | $1k max per period of coverage | $1.3k max per period of coverage |
| Visitors Care Lite | Visitors Care Plus | Visitors Care Platinum |
| Incidental Trip | ||
| 14 day maximum | 14 day maximum | 14 day maximum |
| Common carrier accidental death help | ||
| $25,000 max per coverage period | $25,000 max per coverage period | $25,000 max per coverage period |
| Visitors Care Lite | Visitors Care Plus | Visitors Care Platinum |
| Acute Onset of Pre-Existing Conditions help | ||
| $25,000 max per coverage period | $50,000 max per coverage period | $100,000 max per coverage period |
| Pre-Existing condition medical evacuation | ||
| $25,000 max per period of coverage | $25,000 max per period of coverage | $25,000 max per period of coverage |
IMG maintains when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services. When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.
Find Provider NetworkYes Visitors Care Insurance can be bought after the arrival in the US within the following constraints. It must be bought within 30 days for travelers above 65 years. Travelers below the age of 65 years can buy the Visitors Care Insurance within a 6 month time period after arriving in the US.
International Medical Group (IMG) offers the Visitors Care insurance plan which has good coverage for acute onset of pre-existing conditions up to chosen plan maximum.
You can easily cancel your Visitors Care insurance policy online by following these steps:
Yes Visitors Care Insurance insurance is available up to a maximum of 364 days. Visitors to USA can renew Visitors Care Insurance online to extend their coverage.
Visitors Care is a cheapest travel medical insurance plan for non-U.S. citizens visiting the U.S., especially popular with Indian parents and elderly travelers on B1/B2 visas.
Yes, Visitors Care is ideal for elderly travelers. It offers fixed benefit coverage with three plan levels (Lite, Plus, and Platinum), providing essential protection for medical emergencies in the U.S.
It does not cover pre-existing conditions, but it does offer limited acute onset of pre-existing condition coverage for travelers under age 70.
Yes. You can purchase Visitors Care Insurance online from India before departing for the United States. Buying the plan before your trip ensures you have medical coverage in place from your selected effective date, providing protection against unexpected illnesses and injuries during your visit.
You can easily buy the Visitors Care plan online through American Visitor Insurance . It offers a simple comparison of all plan levels (Lite, Plus, Platinum), secure online purchase, and instant policy confirmation ideal for Indian parents traveling to the USA.
Visitors Care Insurance is not offering coverage for residents of Belarus, Russia or Ukraine and travelers visiting Belarus, Russia or Ukraine.
Email: insurance@imglobal.com
Fax: 317-655-4505
1.800.628.4664
International Medical Group
P.O.Box 88500 Indianapolis,
IN 46208-0500
