iTravelInsured Travel LX Insurance is a premium travel insurance plan created for travelers who want a higher level of protection for domestic and international trips. It is designed to support a wide range of travel needs, from short vacations to extended journeys.
iTravelInsured Travel LX is a primary coverage travel insurance plan offering the highest levels of benefits among all iTravelInsured plans, designed for elite, discerning travelers. Optional upgrades for Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) are available at an additional cost (not available in NY).
With iTravelInsured Travel LX, you can recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted for a variety of covered reasons. As a primary coverage plan, it also provides direct payment for emergency medical treatment while you’re away from home, reducing paperwork and ensuring fast access to care. Additional benefits include coverage for travel delays, baggage delays, and other travel-related emergencies.
The Pre-Existing Condition Exclusion Waiver is available with the iTravelInsured Travel LX plan when purchased within 24 hours of your final trip payment. Eligible pre-existing medical conditions are covered, including conditions within the 60-day look-back period, ensuring you’re protected even for last-minute purchases.
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US residents, especially ones with high-deductible health plans (HDHPs), might not get sufficient protection during travel with regular health insurance. Thus, IMG’s iTravelinsured LX, a premium plan that comes with full medical and trip protection, is the one to be chosen by many travelers.
Top Primary Trip Cancellation Insurance for Travelers
Most travel insurance plans are secondary, meaning you must first file a claim with your domestic health insurer. Not with iTravel LX.
If you rely on a high-deductible health plan (HDHP) at home, unexpected medical costs can add up quickly. iTravelnsured LX provides strong medical coverage and comprehensive trip protection with no medical deductible, so your coverage begins immediately, giving you peace of mind from the moment your plan is active perfect for seniors, families, and travelers with ongoing medical needs.
iTravel LX protects you with:iTravelInsured Travel LX is a luxury travel insurance plan for U.S. residents traveling domestically or worldwide, offering trip cost coverage up to $150,000 and primary coverage with no deductible, providing elite-level protection and peace of mind on every trip. This plan combines comprehensive medical protection, trip reimbursement options, and flexible benefits designed for discerning travelers:
Result: With iTravelInsured Travel LX, travelers enjoy direct medical payment, pre-existing condition protection, and elite-level trip coverage, making it a top choice for luxury, high-value, and adventure trips worldwide.
iTravelInsured Travel LX Cruise Insurance the right choice for your cruise trip. It offers comprehensive coverage, including:
The iTravelInsured Travel LX insurance cost per month is starting at just $835 to $30,362 for 15 days. Your premium depends on several factors, including the traveler's age and Trip Duration
For example here we are showing iTravelInsured Travel LX cost for 15 days duration of trip
| Age of traveler | $10,000 | $20,000 | $50,000 | $100,000 |
|---|---|---|---|---|
| 0 – 39 years | $835 | $2,626 | $6,562 | $13,122 |
| 40 – 49 years | $957 | $2,932 | $7,327 | $14,652 |
| 50 – 59 years | $1,101 | $3,224 | $8,057 | $16,112 |
| 60 – 69 years | $1,356 | $3,734 | $9,332 | $18,662 |
| 70 -74 years | $1,547 | $4,168 | $10,417 | $20,832 |
| 75 – 79 years | $1,959 | $5,172 | $12,927 | $25,852 |
| 80 – 99 years | $2,344 | $6,748 | $15,182 | $30,362 |
| Trip Cancellation help | Up to 100% of the non-refundable insured trip cost |
| Trip Interruption help | 150% of trip cost |
| Travel Delay help | Up to $250 per day per person($2,500 max per person) |
| Change Fee help | Up to $300 per person |
| Frequent Traveler Reward | Up to $75 per person |
| Rental Car Damage and Theft Coverage help | Up to $40,000 per covered vehicle |
| Missed Trip Connection help | Up to $500 per person |
| Traveling Companion Bedside Companion Daily Benefit | Up to $200 per day to a maximum of $1,000 per person |
| Pet Kennel | $100 per day ($500 max per pet) |
| Medical Evacuation and Repatriation of Remains Benefit help | Up to $1,000,000 per person |
| Baggage and Personal Effects help | $2,500 ($250 max per item) |
| Replacement of Passport, Visa, or Other Travel Documents | Included |
| Sports Equipment Rental | Up to $500 per day ($2,000 max per person) |
| Baggage Delay help | Up to $500 per person (after delay of 12 hours) |
| Return Transportation | Included |
| Transportation of Children/Child | Included |
| Bedside Visit Transportation to Join You | Included |
| Hospital of Choice | Included |
| Search and Rescue | Up to $10,000 per person |
| Political or Security Evacuation and Natural Disaster Evacaution | $50,000 |
| Common Carrier Accidental Death help | $100k |
| Exposure | Included |
| Disappearance | Included |
| Accident & Sickness Medical and Dental Expense help | Up to $500,000 per person |
| Dental Expense Sublimit | $1,000 per trip |
| Coverage Type | Primary |
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No, the IMG plans are not renewable.
Yes, pre-existing medical conditions are covered under the iTravelInsured Travel LX insurance plan if the plan is purchased within 20 days of the initial trip payment and the traveler is medically able to travel at the time of purchase.
Primary coverage means the Travel LX plan pays eligible medical expenses first, without requiring you to file a claim with any other insurance (such as your domestic health plan). This leads to faster claim processing, fewer steps, and less paperwork for the traveler.
Yes. Because it offers primary medical coverage, the plan can directly pay hospitals or medical providers for covered expenses, reducing or eliminating the need for upfront out-of-pocket payments.
Yes. The Travel LX plan includes a 10-day Free Look Period, allowing you to request a full refund within 10 days of purchasing the policy, as long as you have not started your trip and no claims have been filed. After the 10-day period, the plan becomes non-refundable.
Yes, iTravelInsured Travel LX plan can cover stable pre-existing conditions like cancer if you qualify for its pre-existing condition waiver by purchasing the policy before your final trip payment and being medically fit to travel.
Email: customercare@imglobal.com
1-800-628-4664
Mail to International Medical Group, PO Box 240429,
Apple Valley, MN 55124, USA.
