Outreach International Insurance offers comprehensive short-term medical insurance for international travelers visiting the United States or its territories. This plan provides coverage for unexpected medical expenses during your stay, including illness, injury, doctor visits, hospitalization, and emergency medical services. The plan is underwritten by a highly rated insurance company with an A- (Excellent) rating by A.M. Best, reflecting strong financial stability and reliability in claims handling.
Outreach America is a popular choice among visitors to the U.S. seeking flexible and affordable medical coverage for short stays, offering peace of mind while traveling abroad.
IMG Outreach International Travel Insurance is a short-term travel medical plan for U.S. citizens and residents traveling outside the United States. It is ideal for missionaries, volunteers, tourists, family visitors, and business travelers who want reliable, affordable medical protection.
After buying the plan, Traveler can get all the Outreach International id card and all the plan document by using Outreach International login. At Outreach International Insurance, US Travelers can contact the Outreach International insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!.
Yes. Outreach International covers the sudden and unexpected recurrence of a pre-existing condition. Coverage includes: Medical Treatment (for U.S. citizens traveling abroad):
Outreach International Insurance is a smart choice for U.S. citizens and residents traveling abroad who want affordable and flexible medical coverage. With budget-friendly premiums, multiple deductible options, and renewable coverage for up to two years, it’s ideal for missionaries, students, volunteers, and long-term international travelers.
Outreach International Travel Medical Insurance is an excellent choice for individuals seeking affordable and comprehensive medical coverage while traveling outside their home country. This plan is ideal for:
Outreach International Travel Insurance starts at just $28 per month. The premium depends on the traveler's age, selected policy maximum, and deductible. In general, older travelers and higher coverage limits increase the premium, while choosing a higher deductible can help lower the monthly cost.
Example: Below is the monthly cost of Outreach International insurance of coverage with a $250 deductible
| Age of student | $50,000 | $100,000 | $500,000 | $1,000,000 | $2,000,000 |
|---|---|---|---|---|---|
| 18–29 years | $28 | $33 | $38 | $45 | $57 |
| 30 - 39 years | $33 | $38 | $52 | $59 | $76 |
| 40 - 49 years | $59 | $62 | $71 | $80 | $104 |
| 50 - 59 years | $98 | $112 | $126 | $131 | $167 |
| 60 - 64 years | $118 | $142 | $167 | $196 | $220 |
| 65 - 69 years | $161 | $172 | $198 | $236 | $302 |
| 70 - 79 years | $236 | Not Avaiable | |||
For senior travelers aged 80–99: $469/month for $10,000 coverage with $250 deductible.
Available for those up to the age of 65 years.
If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
This plan covers any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking and windsurfing.
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (available on group plans)
The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident.
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in the world.
Mobile Device Protection - More Details
Bolt Device Protection - More Details
*Rider option is available in select countries on individual plans only.
Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils. If you are preventedfrom taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.
**Rider option is available on individual plansfor U.S. residents only.
Insured Person meets the eligibility requirements, they are eligible for this rider
| Benefit | Limits |
|---|---|
| Teladoc Consultation | Mental or Nervous Disorders are not covered Applicable in the United States Coverage for a Teladoc Consultation is not a determination that any specific condition discussed, raised or identified during such consultation is covered under this insurance. The Company reserves the right to decline future claims relating to or arising from any condition discussed, raised or identified during a Teladoc Consultation where the Illness or Injury is otherwise excluded under this Certificate of Insurance. |
| Home Nursing Care help | Up to the maximum limit (Upon direct transfer from an acute care facility) |
| Assistant Surgeon help | 20% of the primary surgeon’s eligible fee |
| Bedside visit help | $1,500 maximum limit. Must be hospitalized in an intensive care unit. Not subject to deductible |
| Outpatient Surgical / Hospital Facility help | Up to the maximum limit |
| Laboratory help | Up to the maximum limit |
| Chemotherapy / Radiation Therapy help | Up to the maximum limit |
| Pre-Admission Testing | Up to the maximum limit |
| Reconstructive Surgery help | Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan) |
| Anesthesia help | Up to the maximum limit |
| Chiropractic Care help | Up to the maximum limit |
| Extended Care Facility help | Up to the maximum limit (upon direct transfer from an acute care facility) |
| Emergency eye examination help | $150 maximum limit. $50 deductible per occurrence. Subject to coinsurance. (Loss or damage to prescription corrective lenses due to an accident) |
| Eligible Medical Expenses | Up to the maximum limit |
| Hospital room and board help | Average semi-private room rate, including nursing services |
| Radiology / X-ray help | Up to the maximum limit |
| Physician visits help | Physician visits or services: Up to the maximum limit |
| Physical Therapy help | Up to the maximum limit (Medical order or treatment plan required) |
| Walk-In Clinic help | $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible |
| Urgent Care Clinic help | $25 copay for urgent care center. Copay is not applicable when the $0 deductible is selected. Not subject to deductible. |
| Traumatic Dental Injury help | Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100% |
| Surgery help | Up to the maximum limit |
| Intensive care unit help | Up to the overall maximum limit. |
| Durable medical equipment help | Up to the maximum limit |
| Dental Treatment help | Dental Treatment - Accident: $100 Limit Treatment due to an Accidental Injury and obtained at a Dental Provider’s office |
| Prescription Drugs and Medications help | Up to the plan maximum limit Obtained through Retail Pharmacy, Inpatient and Outpatient Surgery, Emergency Room and Outpatient Office Visits Dispensing maximum for Retail Pharmacy: 90 days per prescription |
| Supplemental Accident help | Maximum limit per covered accident: $300 |
| Hospital emergency room help | Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit |
| Physician visits help | Up to the maximum limit |
| Sports & Activities Coverage | Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities) |
| Hospital Indemnity | $100 per overnight inpatient hospitalization, maximum limit of 10 overnights. Not subject to deductible. |
| Interfacility ambulance transfer help | Company pays 100% |
| Natural disaster help | $250 per day and maximum limit of five days for accommodations. Not subject to deductible. |
| Political evacuation and repatriation help | $100,000 maximum limit. Not subject to deductible |
| Emergency medical evacuation help | $500,000 lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company) |
| Return of Mortal Remains help | $50,000 Local Burial / Cremation at place of death Maximum Limit: $5,000 |
| Emergency local ambulance help | Up to the maximum limit. |
| Return of minor children help | Up to $50,000 |
| Political Evacuation & Repatriation | Up to $10,000 (Must be approved in advance by the company) |
| Natural disaster evacuation help | $100 per day and maximum limit of 5 days for accommodations. Not subject to deductible. |
| Emergency reunion help | $50,000 maximum limit (Must be approved in advance by the company) |
| Remote transportation help | $5,000 per certificate period / $20k maximum limit |
| Terrorism help | Up to $50,000 maximum limit. Not subject to deductible |
| Accidental death & dismemberment help | $25,000 principal sum. Not subject to deductible |
| Personal liability help | $25,000 combined maximum limit. Injury to a third person: $100 per injury deductible. Damage to a third person’s property: $100 per damage deductible. No coverage for injury to a related third party or damage to related third person’s property |
| Pet return help | $1,000 maximum limit. Not subject to deductible |
| Small Pet Common Air Carrier Accidental Death help | $500 maximum limit. Not subject to deductible (For a pet cat or dog up to 30 pounds traveling with the insured person) |
| Return travel help | $10,000 maximum limit. Not subject to deductible |
| Identity theft help | $500 maximum limit. Not subject to deductible |
| Common carrier accidental death help | $50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible. |
| Trip Interruption | Up to $5,000. Not subject to deductible. |
| Incidental Trip | 14 day maximum |
| Lost luggage help | Limit $250, $50 maximum per item |
| Acute Onset of Pre-Existing Conditions help | United States citizens: Age 64 and under without a primary health plan:
Age 69 and under:
|
| Pre-Existing condition medical evacuation | $25,000 maximum limit for emergency medical evacuation |
When outside the U.S., you can also enjoy access to quality healthcare worldwide with our IMG's proprietary International Provider Access (IPA network) that includes more than 45,000 accomplished physicians and facilities allows you to access quality care worldwide. The IPA search tool will identify providers with direct billing.
Find PPO Network Providers »Covers emergency medical treatment, hospitalization, surgery, prescription drugs, emergency evacuation, repatriation, and optional adventure sports coverage.
Customers can buy Visitors Protect insurance on Outreach International Insurance by completing the online application. You can get coverage for primary, spouse and your children(dependents) on one application. After completing the online application you can to pay using your Credit Card and once the transaction is completed successfully, you will receive a confirmation email from IMG with the identification card, declaration of insurance and Certificate of insurance outlining the details of the plan.
Outreach International plans are designed to provide essential medical coverage for travelers at competitive rates. By focusing on flexible benefits, customizable coverage limits, and cost-efficient administration, these plans help international travelers get reliable protection without paying for unnecessary extras. This makes Outreach International an excellent choice for budget-conscious tourists, students, and business travelers who want peace of mind while traveling abroad.
Outreach America Insurance is not offering coverage for residents of Belarus, Russia or Ukraine and travelers visiting Belarus, Russia or Ukraine.
Email: insurance@imglobal.com
Fax: 317-655-4505
1.800.628.4664
Mail to International Medical Group,
PO Box 240429, Apple Valley, MN 55124.
