The iTravelInsured Travel Lite travel insurance plan is ideal for budget-conscious travelers who are looking for affordable trip protection for their prepaid trip costs against trip cancellation and trip interruption. In addition, Travel Lite provides coverage for travel and luggage delays along with emergency travel assistance services.
The iTravelInsured Travel Lite plan offers secondary medical coverage, which means it reimburses medical expenses after any existing health insurance has processed a claim. This makes it a good option for travelers who already have a primary health plan but still want additional protection while traveling.
The iTravelInsured Travel Lite plan is rated “A” (Excellent) by AM Best and is underwritten by SiriusPoint America Insurance Company and United States Fire Insurance Company, offering trusted financial strength and reliable coverage.
iTravelInsured Travel Lite is a smart choice for budget-conscious travelers who want essential trip and medical protection while traveling domestically or internationally. This plan offers secondary medical coverage, helping you manage unexpected medical expenses in coordination with your existing health insurance.
Key benefits include:The iTravelInsured Travel Lite insurance cost per month is starting at just $90 for 15 days. Your premium depends on several factors, including the traveler's age and Trip Duration
For example here we are showing iTravelinsured Lite travel insurance cost for $25,000 maximum coverage for a 15 days trip length and a trip cost of $3,000, $5,000, $10,000 and $20,000 respectively.
| Age of traveler | $3,000 | $5,000 | $10,000 | $20,000 |
|---|---|---|---|---|
| 0 – 39 years | $90 | $154 | $327 | $670 |
| 40 – 49 years | $117 | $199 | $426 | $878 |
| 50 – 59 years | $154 | $264 | $569 | $1,178 |
| 60 – 64 years | $188 | $328 | $708 | $1,470 |
| 65 – 69 years | $218 | $379 | $820 | $1,708 |
| 70 – 74 years | $262 | $459 | $993 | $2,070 |
| 75 – 79 years | $344 | $601 | $1,302 | $2,718 |
| 80 – 99 years | $421 | $740 | $1,601 | $3,348 |
| Trip Cancellation help | Up to 100% of the non-refundable insured trip cost |
| Trip Interruption help | Up to 125% of trip cost |
| Travel Delay help | Up to $125 per day per person ($500 max per person) |
| Medical Evacuation and Repatriation of Remains Benefit help | Up to $500,000 per person |
| Return Transportation | Included |
| Transportation of Children/Child | Included |
| Bedside Visit Transportation to Join You | Included |
| Accident & Sickness Medical and Dental Expense help | Up to $100,000 per person |
| Dental Expense Sublimit | $1,000 per trip |
| Coverage Type | Secondary |
Yes, you can submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim.
Here are some common exclusions for the iTravelInsured Travel Lite Insurance policy:
The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.
The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs. In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason after the start of the trip and here the insured traveler has to return to his/her home country.
Travel Lite provides secondary medical coverage, which means it reimburses eligible medical expenses after your primary health insurance has processed the claim. This helps cover remaining costs such as deductibles, coinsurance, or expenses not fully paid by your primary insurance.
Email: customercare@imglobal.com
1-800-628-4664
Mail to International Medical Group, PO Box 240429,
Apple Valley, MN 55124, USA.
