Travel Insurance Claims - Forum

by Kaur

Thank you for contacting NRIOL for your travel insurance requirements. If it just visiting a doctor and getting medical prescription, then it is an outpatient case. In such case the insured has to bear the expenses and claim for reimbursement later. However if the insured needs to be admitted in the hospital for more than 24 hours, then you need to get in touch with the assistance provider for cashless claim settlement. In both the cases there is a deductible as per policy terms and conditions.

by Ravi

No you will not get any income tax benefit if you buy overseas travel medical insurance.

by Ramarathnam

Thank you for your email query. Here is the information that you need.

Documents required:

1. Claim form (Overseas Travel claim form, as attached)
2. Property Irregularity Report (obtained from Airline)
3. Original bills/receipts/invoices pertaining to expenses incurred/purchases made towards necessary personal effects, during the delay period
4. Copy of the passport/Visa with Entry & exit stamp

Procedure:

1. Obtain confirmation of the delay from the airline
2. Claim Form can be obtained from our Service Center.
3. Fill in the Claim Form and send all documents to our Corporate Office at the address given above.
4. NOTE: Baggage delay in the Republic of India is not covered

by Shikhar Makkar

Below is the list of documents you need to collect before you file a claim.

1. Consultation notes/ Treating doctor notes detailing the complaint and treatment and past medical history.
2. Investigation reports or Lab reports(If Applicable)
3. Bills and Receipts of expenses incurred towards the treatment.
4. Referral notes from doctors for any investigation of treatment.