Medical expenses for hospitalisation as an in-patient for a minimum period of 24 consecutive hours.
Reimbursement for loss of checked in baggage.
Medical expenses incurred by you during your domiciliary hospitalisation upto Sum Insured.
Medical expenses incurred by you, immediately up to 60 days before and up to 90 days after your hospitalisation covered upto Sum Insured.
This coverage is offered only by some policies and have clearly defined constraints. The pre-existing condition covers any sickness or illness, which existed prior to the effective date of the insurance including whether or not the insured had knowledge that symptoms were related to the sickness or illness.