Best Travel Insurance for Indians Travelling Abroad

What is Travel Insurance?

Travel insurance is a policy that provides financial protection to Indian travellers against unexpected expenses and travel-related emergencies during an international trip. Depending on the plan, coverage may include emergency medical treatment, hospitalisation, trip cancellation or interruption, baggage loss or delay, travel delays, and emergency evacuation.

The right travel insurance plan can help you manage unforeseen expenses while travelling abroad. Coverage, exclusions, limits, and eligibility vary by insurer and plan, so travellers should compare policies based on their destination, age, trip duration, and coverage requirements.

Compare the Best Travel Insurance Plans in India for International Trips

Our user-friendly comparison tool allows you to evaluate expert-reviewed travel insurance plans from top Indian insurers—helping you select the most suitable coverage for your journey abroad. Whether you're traveling for leisure, business, education, or visiting family, you can explore affordable premium options and purchase the right international travel insurance with confidence and ease.

*Price shown is for a 60-day **overseas travel insurance** plan for an adult aged 25. Get an instant quote for your exact trip and choose suitable coverage for your international journey.

Who Is Eligible for International Travel Insurance from India?

Indian travel insurance can be purchased by any Indian citizen irrespective of the type of policy. You can refer some of the eligibility criteria for different types of plans.

What Documents Are Required to Buy Travel Insurance?

Indian travel insurance policy can be bought by Indian citizens planning to visit abroad for any purpose. Permanent residents of India can also buy insurance for their overseas sojourn for different purposes of their trip. There ae few necessary documents required buy travel insurance like;

• Passport number of travellers
• ID proof like PAN or other government-issued documents for proposal form

You have to do KYC for travel insurance before purchase. You should keep these documents handy before fulling our online form. You should also provide exact dates of travel and destination of visit for the proposal form.

What Are the Key Features of Travel Medical Insurance Plans?

When you are traveling abroad you must be aware of facts that it involves several booking and non-refundable expenses. You can travel peacefully when you are covered with a comprehensive travel insurance plan that ensures you make the most of you trip. These are few important reasons to buy travel insurance online:

1. Cashless Treatment Facility: If you are covered with travel insurance you will get cashless hospitalization services abroad. All you need to do is contact your insurer and visit network hospital for treatment. You can avail hassle-free medical care without any out of pocket expenses. Travel insurance offers cashless service globally.
2. Fulfills Mandatory Visa Requirements: Many countries have mandated travel insurance to give visa for travelers. You can meet necessary coverage requirements for visa under travel insurance. You can compare and buy travel insurance on our portal and ensure you have the right documents for smooth visa process.
3. Easy Comparison of Travel Insurance Plans: You can compare variety of travel insurance policies easily online. Our insurance compare engine helps you quickly understand coverage, features and costs of the plan that matches your insurance requirement and budget.
4. Skip the Insurance Agents: You don’t have to worry about visiting insurance agents. You can sit at home and compare travel insurance policies online and purchase easily. NRIOL insurance comparison and purchases can save your time and effort.
5. Minimal Paperwork: You have to do only minimal paperwork (in special cases only) for buying travel insurance online. Most of travel insurance plans can be bought online by filling out simple online form. You can make premium payment online and enjoy hassle free experience when buying your travel insurance.
6. Instant Policy Purchase: After you purchase travel insurance online, your policy is issued almost instantly. You can now buy travel insurance instantly and plan your trip without any delay. You will receive travel insurance policy document in your email. Travel insurance ensured you are protected while on trip and avoid any unnecessary hassles during travel duration.

Why Should You Buy International Travel Medical Insurance?

Your travel plans are prone to unpredictability from getting mugged to having a bad accident, you can face hassles on your trip. Your foreign travel can get messy because of these reasons, it is better to be covered under travel insurance to protect yourself financially. Travel insurance is never an extra expense but safety net that can protect you financially and give you peace of mind during travel duration.

• Meets Mandatory Entry Requirements: Indian travel insurance policy fulfils mandatory requirement of 30+ countries.
• Covers Any Luggage Mishaps: Travel insurance policy covers for reimbursement for stolen, lost and damaged luggage, depending on your coverage
• Protects Every Traveller: Covers individuals, families, scholars, employees abroad and senior citizens
• Reimburses for Flight-related Woes: Helps reclaim extra flight-related expenses (flight cancellation and flight rescheduling) under mentioned reasons
• Safety Abroad & At Home: Offers stress-free travel with additional protection back home (home burglary/fire insurance) Thankfully, many people now realise travel risks and prioritise their safety by buying travel insurance online. Do compare travel insurance online before purchasing and you will never regret buying this safety net for your trip.

How to File a Travel Medical Insurance Claim?

Follow these steps or check our travel insurance claim process guide for complete details.

International Travel Health Insurance for Indians

Thanks to the rapidly growing Indian middle class, more and more Indians have disposable incomes and are able to travel outside India. This has been further fueled by the growth of internet and smartphones which has provided easy access to information and tools to travel overseas. As a result we often see Indians traveling to remote corners of the globe both for work as well as for vacations. Indian have truly taken to international travel bug with gusto and traveling overseas as well as travel within India has grown exponentially in the recent past.

However, while travel is exciting, care should be taken to handle unplanned adverse situations and emergency medical expenses which can create be very expensive. Depending on the traveller needs there are several insurance plans offered by IRDAI licensed Indian insurance providers (both public sector as well as private Insurance players). The public sector insurance companies include Oriental insurance, United India and National insurance. There are many private insurance players, some of the notable ones include TATA AIG , Bajaj Allianz, ICICI Lombard, Reliance, Future Generali, HDFC Tokio, Care etc.. The travel insurance policies offered by these companies can be for single trips, or for multiple trips, they could be for individuals or for families traveling together, different policies have also been designed for different age groups and based on the travel destination (within Asia, travel to Schengen states in Europe, travel to the USA etc..).

Compare Travel Insurance Online India

Indians travelling outside India should buy a best travel health insurance with our top India travel insurance companies providing coverage for accident and hospitalization expenses, sickness and medications, repatriation of remains in case of death, loss of checked baggage, passport loss...

Getting overseas travel insurance is very important given one vulnerability in new environment outside India and cost of healthcare in most countries. Travel at peace and security - The cost of travel insurance is easily worth the peace of mind and the security it provides which can be calculated using our travel insurance premium calculator.

NRIOL helps you compare and find best travel insurance policy based on your requirements.

Buy International Travel Insurance Online

International travel insurance popularly known as overseas travel medical insurance insures travelers for emergency accident and sickness medical expenses overseas. Expenses for more than 24 hours hospitalization is cashless after the deductible is paid, however doctor visits/physician visits and other outpatient medical expenses are on a reimbursement basis beyond the deductible amount. The deductible is the minimum amount the policy holder has to pay for before the insurance company pays for any expense. However there are a few companies which offer completely cashless plans even for outpatient medical expenses.

Once the traveler enters into a contract with the insurance company for his/her insurance, the insurance company provides him/her the policy copy which has the complete details of the coverage and the relevant toll free numbers where he/she should contact in case of a medical emergency or any other situation resulting in using the policy. The traveler can typically get insurance coverage for a maximum of six months and later on renew it for another six months. But this varies from company to company and it also varies with the age of the traveler. There are few companies which offer insurance for 360 days at one stretch depending on the travelers age. The travelers visiting Australia also can get travel medical insurance for one year. Compare nriol travel insurance and buy travel insurance online India.