Asia Travel Insurance from India

Asia travel insurance from India can cover eligible medical emergencies, trip cancellation, baggage loss or delay, and flight delays across multiple Asian destinations, subject to the plan and policy terms. Plans start from around ₹26/day, depending on your destination, trip duration, age and coverage selected.

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Travel Insurance for Asian Countries

Travel Insurance for Asia from India

  • checkCashless Hospitalization in Asian Countries
  • check24×7 emergency assistance
  • checkBuy Instantly - no medical tests required
  • checkSuitable for travel to most Asian countries
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How to Choose the Best Asia Travel Insurance from India?

Compare the best Asia travel insurance plans for a 25-year-old traveller on a 30-day trip. Premiums may vary by age and trip duration.

Silver · $50,000
sell Cheapest for Budget Travellers
₹26/day
Gold · $200,000 Recommended
family_restroom Best for Family Holidays
₹31/day
Why it matters

What Does Asia Travel Insurance Cover?

Asia travel insurance protects you and your travelling companion against unexpected medical emergencies like emergency hospitalisation and doctor consultations while travel-related emergencies might include baggage loss and passport loss during your trip. Depending on the plan you choose, coverage benefit limits vary by insurer and are subject to the policy terms and conditions.

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Emergency Medical Treatment

Travel Insurance for Asian countries cover eligible emergency medical treatment, hospitalisation, doctor visits, ambulance services and emergency medical assistance while you're any covered Asian Country.

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Medical Evacuation & Repatriation

Expenses incurred in moving the traveller to a near by hospital for better medical treatment is Evacuation. While Repatriation means bringing back the body back to India or transporting to the nearest burial ground

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Baggage Delay or Loss

Lost or delayed baggage can disrupt your trip. Receive reimbursement for essential purchases and support until your belongings are recovered.

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Passport Loss

Passport lost due to theft? Get financial assistance for replacements and expert support to get your journey back on track.

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Who Should Buy Asia Travel Insurance from India?

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Indian Tourists

Asia Travel Insurance is ideal for Indian tourists visiting Asian countries for holidays, family vacations, and sightseeing for shorter duration.

  • check_circle Emergency medical coverage
  • check_circle Trip delay & baggage protection
  • check_circle Personal accident benefits
Compare Asia Travel Insurance →
elderly

Senior Citizens

Travel insurance for Asian countries is ideal for senior citizens on short trips who need enhanced medical protection.

  • check_circle Higher medical coverage limits
  • check_circle Coverage for eligible pre-existing conditions - T&C apply
  • check_circle 24/7 assistance support
View Senior Citizen Travel Insurance →
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Travellers with Pre-Existing Conditions

Special Tailored made plans offer Travel Insurance for Asia with pre-existing medical conditions (T&C apply).

  • check_circle Limited Cover for eligible pre-existing conditions
  • check_circle Emergency medical assistance
  • check_circle Flexible coverage options
View Travel Insurance with Pre-Existing Cover →
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Students

Student Health Insurance is suitable for Indian students travelling to Asian Countries for higher education and long-term study programmes.

  • check_circle Medical & hospitalisation coverage
  • check_circle Study interruption benefits
  • check_circle Sponsor and tuition fee protection
Compare Student Insurance For Asia →
2026 pricing

How Much Does Asia Travel Insurance from India Cost in 2026?

Travel insurance for Asia from India starts at ₹26/day and goes up to ₹31/day for a 30-day trip for a 25-year-old traveller, depending on the plan selected and the maximum medical coverage.

SILVER

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₹26/day*

$50,000 cover
  • check_circle Medical Expenses up to $50,000
  • check_circle Medical Evacuation Included in policy
  • check_circle Baggage loss $500

GOLD

military_tech

₹31/day*

$2 lakh cover
  • check_circle Medical Expenses up to $200,000
  • check_circle Medical Evacuation Included in policy
  • check_circle Baggage loss $1000

*Price shown is for a 30-day trip to eligible Asian coountry for an adult aged 25. Get an instant quote for your exact trip.

Which Is the Cheapest Travel Insurance for Asia?

The Silver Plan is the cheapest Travel Insurance for Asian countries, with premiums starting from ₹26/day for a 25-year-old Indian traveller on a 30-day trip. It includes USD 50,000 medical coverage, cashless hospitalisation for an inpatient and reimbursement of medical expenses for an outpatient visit to a doctor or clinic, making it ideal for budget-conscious travellers.

Which Is the Best Travel Insurance for Asia?

The Gold Plan is the best Travel Insurance for an Asian country for most Indian travellers, with premiums starting from ₹31/day for a 25-year-old on a 30-day trip. It offers USD 200,000 medical coverage which is higher than the basic coverage making the traveller have a peaceful and safe journey. It includes all benefits covered under the basic plan plus additional benefits. This plan provides the best balance of price and protection.

Gold plan for Asia travel insurance starts from just ₹31/day - less than the cost of a street-food meal in any Asian country. Yet it can help protect you against hospital bills, trip interruptions, baggage loss, and other unexpected travel expenses.

Buyer's checklist

How to Choose the Best Travel Insurance for Asia

Combining popular multiple Asian countries like UAE with Indonesia, Vietnam, Singapore or Thailand? Check our dedicated guides for those destinations too before you buy.

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Medical limit

Aim for at least USD 50,000 in emergency medical cover.

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Pre-Existing Disease coverage

Some insurers offer limited coverage for pre-existing medical conditions - confirm the sub-limit.

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Claim settlement record

Consider the insurer's claim settlement record, claim process, customer support and policy terms.

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Cashless hospitals in an Asian Country

Ensure you access to a strong local cashless network with the help of assistance company

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Trip cancellation

Essential cover if you've booked expensive flights or hotels in advance.

If you ever need it

How to File a Travel Insurance Claim While in Asia?

Follow these steps or check our travel insurance claim process guide for complete details.

1

Call the 24/7 emergency assistance number on your policy before seeking treatment, if your condition allows many insurers arrange cashless treatment at a network hospital.

2

Keep every original receipt hospital bills, pharmacy receipts, doctor's notes reimbursement needs full documentation.

3

Get a written medical report from the treating doctor describing diagnosis and treatment given.

4

For lost baggage or passport, file a report with the airline or local police within 24 hours and keep a copy.

5

Submit your claim online or by email as soon as you can, with all documents attached.

Travel Guide

Popular Destinations Covered by Asia Travel Insurance from India

Whether you're visiting Thailand, Singapore, Dubai (UAE), Bali (Indonesia) or Hong Kong, Asia travel insurance helps protect you against unexpected medical expenses, trip delays, lost baggage, and passport loss throughout your journey.

Do I Need Separate Travel Insurance for Each Asian Country?

No. A single travel insurance policy may cover multiple Asian countries on the same trip, provided all destinations are covered under the policy and are declared when you purchase the policy.

Destination Why Indians Visit Why Travel Insurance Matters
Thailand Beaches, temples, shopping, nightlife Medical emergencies, baggage and passport protection
Singapore Shopping, food, family attractions Medical costs, delays and baggage loss
Dubai (UAE) Luxury, shopping, desert safaris Medical emergencies, delays and baggage protection
Bali (Indonesia) Beaches, temples, resorts, adventure Medical expenses, cancellations and baggage loss
Hong Kong Shopping, Disneyland, food, culture Medical costs, baggage loss and trip disruptions
Malaysia Beaches, shopping, food, theme parks Medical emergencies, delays and baggage protection

Planning a Multi-Country Southeast Asia Trip?

If your itinerary say for example includes Sri Lanka, Japan, Maldives,or Vietnam, choose a travel insurance plan that provides coverage across all the countries you plan to visit.

Know before you buy

What Is Not Covered Under Asia Travel Insurance?

Understanding exclusions helps you avoid claim surprises. Most International travel insurance for Asia plans do not cover:

  • Undisclosed pre-existing conditions - unless you've purchased a specific pre-existing condition add-on.
  • Medical tourism - International Travel Insurance for Asia specifically to receive treatment isn't covered.
  • Self-inflicted injury or intoxication-related claims - standard exclusion across insurers.
  • Losses from your own negligence - for example, an unattended bag that goes missing.
  • War, civil unrest, or acts of terrorism - check your specific policy wording for exact terms.

Always read the full policy wording before you buy - our team can walk you through the exclusions for any plan on this page.

Is Insurance Mandatory?

Is Travel Insurance Mandatory for Asian Countries?

Requirements vary by country and can change with little notice, so always confirm the latest rule before you fly. Some Asian countries may require insurance for specific visa or entry categories, while others do not. Check the current entry and visa requirements for each country on your itinerary before travelling. When a destination does require proof of insurance, your policy certificate needs to clearly state the medical coverage amount, or it may be rejected.

multiple insurance

Do I Need Separate Travel Insurance for Each Asian Country?

No, you generally do not need separate travel insurance for each Asian country if your travel insurance policy covers all the Asian countries on your itinerary. Whether you're visiting Thailand, Singapore, Dubai (UAE), Bali (Indonesia) or Hong Kong, a single Asia travel insurance helps protect you against unexpected medical expenses, trip delays, lost baggage, and passport loss throughout your journey.

The key is to check the policy terms and conditions, geographical coverage and exclusions before you travel. If all your Asian destinations are covered and your policy dates cover the entire trip, one policy can protect you throughout your journey.

Single Trip vs Multi Trip

Single -Trip vs Annual Multi - Trip Travel Insurance:- Which Is Right for You?

A single trip Asia travel insurance plan is valid for one trip. The policy becomes active on the policy start date and ends on the last day mentioned in the policy or when you return to India, as applicable. This type of plan is usually more affordable for travellers taking a single trip.

If you are a businessperson or travel frequently to Asian countries, we would suggest considering an annual multi-trip travel insurance plan. This policy is generally valid for one year from the policy start date. However, it comes with a maximum trip duration limit for each trip.

For example, if you purchase an annual multi-trip plan with a 30-day maximum trip duration, each trip to a covered Asian country cannot exceed 30 days from the date you leave India. You must return to India within the specified trip duration before starting another covered trip.Compare and buy Annual Multi-Trip Travel Insurance for Asia →

Questions

FAQs - Asia Travel Insurance

It depends on the Asian country which you are travelling. Some Asian countries may require travel insurance for entry or visa purposes, while others only recommend it. Check the latest travel insurance requirements for the countries you plan to visit before your departure.

The Silver Plan starts from ₹26/day and offers USD 50,000 medical coverage, making it one of the most affordable options for Indian travellers.

The Gold Plan offers the best balance of price and coverage, with premiums from ₹31/day and USD 200,000 medical protection.

Yes. In fact, you should buy cover as soon as you book your tickets to travel to any Asian country.

If your trip is rescheduled and your travel dates change, you have to modify the travel insurance accordingly. It is possible with us if you buy the policy through us on the NRIOL website.

Yes. Many insurers offer Asia travel insurance plans for senior citizens. Eligibility, coverage, and premium depend on the traveller's age, destination, trip duration, and selected plan.

Coverage for pre-existing medical conditions depends on the plan. Standard Asia travel insurance policies may exclude pre-existing conditions, while certain specialized plans may provide limited coverage subject to their terms and conditions

Yes. You can buy one policy for travelling to multiple Asian countries during the same trip. The policy will cover the destinations you are travelling to, subject to the policy terms and conditions.

The premium depends on your age, destination, trip duration, medical coverage, and the plan you choose. Asia travel insurance plans for Indian travellers start from around ₹26 per day.

Most Asia travel insurance plans cover emergency medical expenses, hospitalization, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, passport loss, and personal liability, subject to the policy terms and conditions.

Yes, you can cancel Asia travel insurance for a valid reason. If your trip is cancelled before the policy start date, you have to send an email requesting cancellation. If your trip is cancelled after the policy start date, you may need to provide proof that you have not travelled outside India. A refund may be provided after applicable cancellation charges are deducted.

Ideally, you should buy travel insurance for Asia before leaving India. If you have not purchased travel insurance, contact our insurance advisors for assistance in finding a suitable plan.
Why NRIOL

Where Can I Buy Asia Travel Insurance Cover?

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Support even while overseas.

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In their words

Asia Travel Insurance Reviews from Indian Travellers

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