Travel Insurance for Indonesia from India
Healthcare costs in Indonesia can be high for international travellers, so Travel Insurance for Indonesia is recommended. Plans start from ₹29/day with up to USD 1 million medical coverage, cashless hospitalisation, and optional pre-existing condition cover. Buy online in minutes with no medical tests or paperwork.
Get Your Indonesia Travel Insurance Quote
Skyline, Indonesia
Designed for Indians Travelling to Indonesia
- checkCashless Treatment at Eligible Network Hospitals in Indonesia
- check24×7 emergency assistance
- checkBuy Online - Easy & Convenient
- checkEligible Emergency Cover for Certain Pre-Existing Conditions (Terms and conditions apply)
Which Travel Insurance Is Best for Indonesia?
Even a short hospital stay can cost far more than the price of your holiday. Choosing Indonesia travel insurance with cashless hospitalisation helps protect you from unexpected medical expenses abroad.
What Does the Best Travel Insurance from India to Indonesia Cover?
Travel insurance for Indonesia can help Indian travellers manage unexpected expenses during their trip. A suitable Indonesia travel insurance policy may cover eligible emergency medical treatment, hospitalisation, medical evacuation or repatriation, trip cancellation or interruption, baggage-related losses, and other unforeseen travel emergencies, subject to the policy terms and conditions.
Note: Indian travellers should check the latest entry and travel requirements for Indonesia before departure. While travel insurance may not be mandatory for every traveller, having adequate coverage can provide financial protection against unexpected medical emergencies, accidents, trip disruptions, baggage loss, and other covered events.
Emergency Medical Treatment
Indonesia travel insurance can help cover eligible emergency medical treatment, hospitalisation, ambulance services, and other covered medical expenses during your trip, subject to the policy terms, exclusions, and coverage limits.
Trip Cancellation & Interruption
Unexpected covered events can affect your Indonesia holiday. Depending on the policy, eligible non-refundable flight, hotel, and other prepaid travel expenses may be covered if your trip is cancelled or interrupted for a covered reason.
Baggage Delay or Loss
Delayed, lost, or damaged baggage can disrupt your Indonesia trip. Eligible benefits may provide reimbursement for essential purchases and covered baggage loss or delay, subject to policy limits, exclusions, and conditions.
Passport & Document Loss
Losing your passport or important travel documents while travelling in Indonesia can be stressful. Depending on the policy, you may receive eligible financial assistance and support for obtaining replacement documents.
Indonesia Travel Insurance: Key Facts for Indian Travellers
Planning a trip to Indonesia? Here's a quick overview of visa requirements, travel insurance, medical coverage, and other important travel considerations for Indian travellers.
| Travel Information | Details |
|---|---|
| Do Indians Need a Visa for Indonesia? | Visa requirements depend on the purpose and duration of your visit. Indian passport holders should check the latest Indonesian immigration and entry requirements before travelling. |
| Is Travel Insurance Mandatory for Indonesia? | No. Travel insurance is not mandatory. However, travel insurance is recommended to help protect against unexpected medical expenses, trip disruptions, baggage loss, and other covered emergencies. |
| Recommended Medical Cover | USD 50,000 or higher for most leisure travellers; higher limits may be suitable for senior citizens and longer trips. |
| Indonesia Travel Insurance Cost | Plans start from ₹29/day*, depending on your age, trip duration, destination, sum insured, and optional benefits selected. |
| Who Should Buy Indonesia Travel Insurance? | Travel insurance is recommended for Indian tourists, families, senior citizens, business travellers, students, and other visitors travelling to Indonesia who want protection against eligible unexpected expenses. |
| Why Is Travel Insurance Important for Indonesia? | Unexpected illness, accidents, medical emergencies, baggage problems, or trip disruptions can result in significant expenses. Travel insurance can provide financial assistance for eligible losses and emergencies, subject to the policy terms and conditions. |
Who Should Buy Indonesia Travel Insurance from India?
Indian Tourists
Indonesia Travel Insurance is ideal for Indian tourists visiting Indonesia for holidays, family vacations, and sightseeing.
- check_circle Emergency medical coverage
- check_circle Trip delay & baggage protection
- check_circle Personal accident benefits
Senior Citizens
Travel Insurance for Indonesia is recommended for senior citizens who need enhanced medical protection while travelling abroad.
- check_circle Higher medical coverage limits
- check_circle Coverage for eligible pre-existing conditions
- check_circle 24/7 travel assistance support
Travellers with Pre-Existing Conditions
Travel Insurance for Indonesia offers travellers with eligible pre-existing medical conditions (T&C apply).
- check_circle Coverage for eligible pre-existing conditions
- check_circle Emergency medical assistance
- check_circle Flexible coverage options
Students
Indonesia Travel Insurance is suitable for Indian students travelling to Indonesia for higher education and long-term study programmes.
- check_circle Medical & hospitalisation coverage
- check_circle Study interruption benefits
- check_circle Sponsor and tuition fee protection
Travelling to Indonesia With Diabetes, High Blood Pressure or Other Pre-existing Conditions
If you have diabetes, high blood pressure, asthma, or another pre-existing medical condition, you may still be able to buy Indonesia travel insurance. However, having travel insurance does not automatically mean your existing medical condition is covered. Coverage depends on the insurer, plan and policy terms.
For Indian senior travellers: If you are travelling to Indonesia with diabetes, high blood pressure or another pre-existing medical condition, check the pre-existing condition wording, exclusions, sub-limits and eligibility requirements before buying.
Is Travel Insurance Worth It for a Short Indonesia Trip?
Yes. Travel insurance can be valuable even for a short trip to Indonesia, as unexpected medical emergencies, accidents, baggage loss or delay, trip cancellations, and other travel disruptions can result in significant expenses. A suitable policy can help cover eligible emergency medical treatment, hospitalisation, medical evacuation or repatriation, baggage-related losses, trip cancellation, and other covered travel emergencies. The right coverage depends on your trip duration, age, planned activities, coverage limits, and policy terms.
How Much Does Travel Insurance for Indonesia Cost from India in 2026?
Indonesia travel insurance from India starts at ₹29/day and can cost up to ₹64/day, depending on the traveller’s age, trip duration, plan, and medical coverage selected.
SILVER
₹29/day*
$50,000 cover- check_circle Pre-existing Conditions up to $2,500
- check_circle Baggage loss $200
- check_circle Trip cancellation $500
SILVER PLUS
₹35/day*
$1 lakh cover- check_circle Pre-existing Conditions up to $5,000
- check_circle Baggage loss $200
- check_circle Trip cancellation $500
GOLD
₹38/day*
$2.5 lakh cover- check_circle Pre-existing Conditions up to $10,000
- check_circle Baggage loss $300
- check_circle Trip cancellation $750
PLATINUM
₹48/day*
$5 lakh cover- check_circle Pre-existing Conditions up to $12,500
- check_circle Baggage loss $300
- check_circle Trip cancellation $1,000
TITANIUM
₹53/day*
$7.5 lakh cover- check_circle Pre-existing Conditions up to $15,000
- check_circle Baggage loss $400
- check_circle Trip cancellation $1,000
TITANIUM PLUS
₹64/day*
$10 lakh cover- check_circle Pre-existing Conditions up to $20,000
- check_circle Baggage loss $500
- check_circle Trip cancellation $1,500
*Price shown is for a 60-day trip to Indonesia for an adult aged 25. Get an instant quote for your exact trip.
Which Is the Cheapest Travel Insurance for Indonesia?
The Silver Plan is the cheapest Indonesia travel insurance option, starting at ₹29/day for a 25-year-old Indian traveller on a 60-day trip, with USD 50,000 medical coverage. Best for budget-conscious travellers.
Which Is the Best Travel Insurance for Indonesia from India
The Silver Plus Plan is a suitable choice for most Indian travellers, starting at ₹35/day for a 25-year-old on a 60-day trip, with USD 100,000 medical coverage and higher protection. Best for travellers seeking a balance of price and coverage.
Why travel insurance for Indians visiting Indonesia is important
Why Even a Short Hospital Visit in Indonesia Can Be Expensive?
Indonesia offers a wide range of healthcare facilities, including private hospitals and clinics in popular destinations such as Bali and Jakarta. However, medical treatment can still be expensive for international visitors. Indian travellers may need to pay for medical consultations, diagnostic tests, emergency treatment, hospitalisation, or other healthcare services if they do not have appropriate travel medical insurance. Even a routine consultation or unexpected medical treatment can result in significant expenses.
These costs can increase considerably if you need specialist treatment, surgery, hospitalisation, ambulance services, or emergency medical care. An unexpected illness or injury during your trip can therefore result in substantial out-of-pocket expenses without suitable insurance coverage.
Indonesia Travel Insurance for Indians can help provide financial protection against eligible medical expenses. Depending on the policy, emergency medical treatment, hospitalisation, ambulance services, medical evacuation, and repatriation may be covered, subject to the policy terms, exclusions, and coverage limits. Travel insurance can also provide protection against certain trip-related risks, such as baggage loss or delay and trip cancellation, depending on the plan selected.
Travel Insurance for Indonesia from India
Choose a suitable travel insurance policy based on your trip purpose, duration, age, planned activities, and required coverage. Compare the available benefits and select a policy that provides appropriate protection for your Indonesia trip.
| Travel purpose | Best for | Key coverage to consider |
|---|---|---|
| Tourist / Leisure | Indian tourists visiting Indonesia | Emergency medical treatment, hospitalisation, medical evacuation, repatriation, baggage loss or delay, trip delays, and personal accident |
| Business Travel | Indian professionals travelling to Indonesia for business | Medical emergencies, hospitalisation, medical evacuation, repatriation, trip interruption, baggage, and personal liability |
| Student Travel | Indian students travelling to Indonesia for education | Medical expenses, hospitalisation, personal accident, medical evacuation, repatriation, and student-specific benefits where available |
| Family / Long-Stay Visit | Travellers visiting family or staying in Indonesia for an extended period | Medical expenses, hospitalisation, medical evacuation, repatriation, emergency assistance, and pre-existing conditions where specifically covered |
Note: Insurance requirements and available benefits can vary depending on your travel purpose, trip duration, insurer, and policy. Before purchasing, check the policy wording carefully for coverage limits, exclusions, geographical validity, and any specific requirements applicable to your trip to Indonesia.
How to File a Travel Insurance Claim While in Indonesia?
Follow these steps or check our travel insurance claim process guide for complete details.
If your condition allows, contact the 24/7 emergency assistance number shown on your policy before seeking treatment. Depending on the insurer and policy, cashless treatment may be available at an eligible network hospital.
Keep all original documents, including hospital bills, pharmacy receipts and doctor's notes, as they may be required for reimbursement.
Get a written medical report from the treating doctor describing diagnosis and treatment given.
For lost baggage or a lost passport, Report lost baggage or passport to the airline, police or relevant authority as soon as possible and keep a copy of the report. Follow the reporting deadline specified in your policy.
Submit your claim online or by email as soon as you can, with all documents attached.
Quick Indonesia Travel Guide for Indians
Quick facts to help Indian travellers prepare for their Indonesia trip.
| What to know | Details | |
|---|---|---|
| language | Visa Requirements | Indian passport holders should check the latest Indonesian visa and entry requirements based on their purpose and duration of travel |
| fact_check | Travel Insurance | Travel insurance is recommended to help cover eligible medical emergencies, hospitalisation, evacuation, baggage-related losses and other unexpected travel expenses |
| calendar_month | Best Time to Visit | Generally April to October for drier weather in many popular tourist destinations, although conditions vary by region |
| payments | Currency | Indonesian Rupiah (IDR / Rp) |
| translate | Language | Indonesian (Bahasa Indonesia) is the official language; English is commonly used in major tourist areas |
| location_city | Popular Places | Bali, Jakarta, Ubud, Lombok, Yogyakarta, Bandung and the Gili Islands |
| flag | Indian Embassy / Consulates | Indian diplomatic missions in Indonesia can provide consular assistance to Indian citizens |
Popular Indonesia Destinations and Travel Insurance Coverage
Whether you're visiting Bali, Jakarta, Ubud, or Yogyakarta, Indonesia travel insurance can help protect you against eligible medical expenses, trip delays, baggage loss, and other covered travel risks throughout your journey.
| Destination | Why Indians Visit | Why Travel Insurance Matters |
|---|---|---|
| Bali | Beaches, temples, scenic landscapes, resorts and cultural attractions | Emergency medical treatment, baggage protection, trip delays and travel assistance. |
| Jakarta | Business travel, shopping, museums, food and urban attractions | Medical emergencies, baggage loss, trip interruption and travel assistance. |
| Ubud | Rice terraces, temples, art, wellness experiences and Balinese culture | Emergency medical assistance, baggage protection and eligible trip-related expenses. |
| Lombok | Beaches, Mount Rinjani, nature and outdoor activities | Medical emergencies, evacuation and appropriate activity or adventure-sports coverage where available. |
| Yogyakarta | Borobudur, Prambanan, historic sites and Javanese culture | Emergency medical treatment, baggage protection and travel assistance. |
| Bandung | Mountain scenery, shopping, food and cultural attractions | Medical emergencies, trip delays, baggage loss and eligible travel-related assistance. |
| Gili Islands | Beaches, snorkelling, diving and island experiences | Emergency medical assistance and appropriate activity or adventure-sports coverage where available. |
Planning a Multi-Destination Indonesia Trip?
If your itinerary includes Bali, Jakarta, Ubud, Lombok, Yogyakarta, or other Indonesian destinations, choose a travel insurance plan that provides appropriate coverage throughout your trip. Check the policy's geographical validity, medical coverage, activity exclusions, and other terms before purchasing.
Indian Embassy and Consulate in Indonesia - Contact Details for Indian Travellers
If you lose your passport, need consular assistance, or face an emergency during your trip, you can contact an Indian diplomatic mission in Indonesia. Keep the relevant embassy or consulate contact details handy before travelling to Indonesia.
Embassy of India in Jakarta
Jakarta, Indonesia
Consular AssistanceThe Embassy of India in Jakarta provides consular services and assistance to Indian citizens in Indonesia, including support related to passports, travel documents, and other consular matters.
Emergency AssistanceFor current emergency contact numbers, office hours, and consular services, check the official Embassy of India in Indonesia website before contacting the mission.
Embassy and consular contact details, emergency numbers, and office timings may change. Always verify the latest information on the official Indian diplomatic mission website before travelling.
International Airports in Indonesia
Indonesia is served by several major international airports, including Soekarno-Hatta International Airport (CGK), Ngurah Rai International Airport (DPS), and Juanda International Airport (SUB). These airports provide convenient access to popular destinations such as Jakarta, Bali, and East Java.
| International Airport | Location | Key Information for Indian Travellers |
|---|---|---|
| Soekarno-Hatta International Airport (CGK) | Tangerang, Banten | Indonesia's main international gateway, serving Jakarta and providing connections to destinations across Indonesia and around the world. |
| Ngurah Rai International Airport (DPS) | Denpasar, Bali | The primary international airport serving Bali and a popular arrival point for Indian travellers visiting Bali's beaches, resorts, temples, and cultural attractions. |
| Juanda International Airport (SUB) | Surabaya, East Java | A major airport serving Surabaya and East Java, offering convenient access to destinations and attractions in the region. |
Tip: Before travelling to Indonesia, check your flight details, airport transfer arrangements, passport validity, entry requirements, and travel insurance coverage. Make sure your policy provides valid coverage for the entire duration of your Indonesia trip.
Travelling as a Family? Individual vs. Family Travel Insurance
Choosing the right type of travel insurance can help manage medical and travel-related risks when visiting Indonesia with family.
Individual Travel Insurance
Individual travel insurance provides coverage for an individual traveller. It can be suitable for solo travellers, senior citizens, business travellers or anyone looking for coverage based on their own travel requirements.
Explore Individual Travel Insurance Plans →Family Travel Insurance
Family travel insurance can provide coverage for eligible family members travelling together under one plan. It can be a convenient option for families visiting Indonesia, subject to the selected policy terms.
Explore Family Travel Insurance Plans →Studying in Indonesia? Indonesia student travel insurance plans differ from regular tourist travel insurance plans.
Student policies typically add sponsor protection (reimbursing tuition if a sponsor passes away or is permanently disabled), study interruption cover, longer policy durations matching an academic term, and optional maternity or dependent cover. Check your university or the Indonesia consulate’s minimum insurance requirement before choosing a plan.
Explore Student Travel Insurance Plans →Know before you buy
What Is Not Covered Under Indonesia Travel Insurance?
Understanding policy exclusions can help you avoid unexpected claim issues during your Indonesia trip. While exclusions vary by insurer and plan, Indonesia travel insurance policies may generally exclude:
- Pre-existing medical conditions - medical expenses related to pre-existing conditions may not be covered unless specifically included under the policy.
- Travelling for medical treatment - treatment or procedures that are the reason for travelling to Indonesia are generally not covered unless specifically provided for under the policy.
- Travelling against medical advice - claims may be excluded if you travel against your doctor's advice or while awaiting planned medical treatment, subject to the policy wording.
- Self-inflicted injury or alcohol- and drug-related incidents - claims arising from intentional self-harm or incidents caused by alcohol or drugs may be excluded, subject to the policy terms and applicable exclusions.
- Unattended or negligently handled belongings - baggage or personal belongings left unattended or not reasonably protected may not be covered.
- War, civil unrest or other excluded events - losses arising from war, riots, civil disturbances, or other specifically excluded events may not be covered.
- Excluded adventure or sports activities - injuries arising from certain adventure sports or hazardous activities in Indonesia may not be covered unless the activity is specifically included or an appropriate add-on has been purchased.
Always read the policy wording carefully before buying. Exclusions, conditions, coverage limits, geographical coverage, and claim requirements vary between insurers and plans.
FAQs - Indonesia Travel Insurance
Where Can I Buy Travel Insurance Online for Indonesia?
Indian travellers can compare and buy Indonesia travel insurance online before departing from India. Compare available plans, select the required coverage and complete the purchase online. You can also get travel insurance Indonesia online with coverage options based on your age, trip duration and medical protection requirements.
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