Travel Insurance for Canada from India
Healthcare costs in Canada can be high for international travellers, so Travel Insurance for Canada is recommended. Plans start at ₹68/day?, with up to USD 1 million medical coverage, cashless hospitalisation, and optional pre-existing condition cover. Buy online in minutes with no medical tests or paperwork.
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CN Tower–style skyline, Canada
Designed for Indians Travelling to Canada
- checkCashless Treatment at Eligible Network Hospitals in Canada
- check24×7 emergency assistance
- checkBuy Online - Easy & Convenient
- checkEligible Emergency Cover for Certain Pre-Existing Conditions (Terms and conditions apply)
Which Travel Insurance Is Best for Canada?
Even a short hospital stay can cost far more than the price of your holiday. Choosing Canada travel insurance with cashless hospitalisation helps protect you from unexpected medical expenses abroad.
What Does the Best Travel Insurance from India to Canada Cover?
Healthcare costs in Canada can be high for visitors who are not covered by provincial or territorial health plans. A suitable Canada travel insurance policy can help protect Indian travellers against unexpected emergency medical expenses during their stay.
Depending on the policy, comprehensive Canada travel insurance may also provide coverage for trip cancellation or interruption, baggage loss or delay, passport loss, emergency evacuation, and repatriation, subject to policy limits, terms, conditions, and exclusions.
Note: Before travelling to Canada, Indian visitors should review their policy to ensure it provides adequate emergency medical, hospitalisation, evacuation, and repatriation coverage for the duration of their trip.
Emergency Medical Treatment
Coverage may help with eligible emergency medical treatment, hospitalisation, ambulance services, diagnostic tests, and other covered medical expenses incurred during your trip to Canada.
Trip Cancellation & Interruption
If your Canada trip is cancelled or cut short for a covered reason, eligible prepaid and non-refundable travel expenses may be covered, subject to the policy terms and limits.
Baggage Loss or Delay
Depending on the policy, you may receive eligible benefits for covered baggage loss, theft, or delay, including essential purchases following a qualifying baggage delay.
Emergency Evacuation & Repatriation
Eligible emergency transportation, medical evacuation, or repatriation expenses may be covered when medically necessary, subject to the policy's terms, conditions, and exclusions.
Canada Travel Insurance: Key Facts for Indian Travellers
Planning a trip to Canada? Here's a quick overview of visa requirements, travel insurance, medical coverage, costs, and other important considerations for Indian travellers.
| Travel Information | Details |
|---|---|
| Do Indians Need a Visa for Canada? | Yes, in most cases. Indian passport holders generally need a valid Canadian visa before travelling for tourism, visiting family or friends, business, or other eligible purposes. |
| Is Travel Insurance Mandatory for Canada? | Not generally. Travel insurance is not usually mandatory for Indian tourists visiting Canada, but it is strongly recommended to help cover unexpected medical emergencies, trip disruptions, baggage issues, and other eligible expenses. |
| Recommended Medical Cover | CAD 100,000 or higher can provide additional financial protection, particularly for senior citizens, families, longer stays, and travellers who may require emergency medical treatment. |
| Canada Travel Insurance Cost | Plans can start at ₹68/day, depending on factors such as your age, trip duration, sum insured, destination, and optional benefits selected. |
| Who Should Buy Canada Travel Insurance? | Travel insurance is recommended for Indian tourists, families, senior citizens, students, business travellers, and other visitors travelling to Canada to help manage unexpected medical and travel-related expenses. |
Who Should Buy Canada Travel Insurance from India?
Indian Tourists
Canada Travel Insurance is ideal for Indian tourists visiting Canada for holidays, family vacations, and sightseeing.
- check_circle Emergency medical coverage
- check_circle Trip delay & baggage protection
- check_circle Personal accident benefits
Senior Citizens
Travel Insurance for Canada is recommended for senior citizens who need enhanced medical protection while travelling abroad.
- check_circle Higher medical coverage limits
- check_circle Coverage for eligible pre-existing conditions
- check_circle 24/7 travel assistance support
Travellers with Pre-Existing Conditions
Travel Insurance for Canada offers travellers with eligible pre-existing medical conditions (T&C apply).
- check_circle Coverage for eligible pre-existing conditions
- check_circle Emergency medical assistance
- check_circle Flexible coverage options
Students
Canada Travel Insurance is suitable for Indian students travelling to Canada for higher education and long-term study programmes.
- check_circle Medical & hospitalisation coverage
- check_circle Study interruption benefits
- check_circle Sponsor and tuition fee protection
Travelling to Canada With Diabetes, High Blood Pressure or Other Pre-existing Conditions
If you have diabetes, high blood pressure, asthma, or another pre-existing medical condition, you may still be able to buy Canada travel insurance. However, having travel insurance does not automatically mean your existing medical condition is covered. Coverage depends on the insurer, plan and policy terms.
For Indian senior travellers: If you are travelling to Canada with diabetes, high blood pressure or another pre-existing medical condition, check the pre-existing condition wording, exclusions, sub-limits and eligibility requirements before buying.
Is Travel Insurance Worth It for a Short Trip to Canada?
Yes. Travel insurance can be valuable even for a short trip to Canada, as unexpected medical emergencies, hospitalisation, ambulance services, baggage loss or delay, trip cancellation, and other travel disruptions can result in significant expenses. A suitable policy can provide financial protection for eligible medical and travel-related emergencies, including medical evacuation or repatriation, subject to the policy terms, coverage limits, and exclusions. The right coverage depends on your trip duration, age, planned activities, sum insured, and policy benefits.
How Much Does Travel Insurance for Canada Cost from India in 2026?
Canada travel insurance from India starts at ₹68/day? and can cost up to ₹148/day?, depending on factors such as trip duration, plan, and medical coverage.
| Plan | Medical Cover | 30 Days | 60 Days | 90 Days | 180 Days |
|---|---|---|---|---|---|
| Silver Plan | $50,000 | ₹2,530 (~84/day) |
₹4,220 (~70/day) |
₹6,873 (~76/day) |
₹12,282 (~68/day) |
| Silver Plus Plan | $100,000 | ₹2,988 (~99/day) |
₹4,583 (~76/day) |
₹7,932 (~88/day) |
₹15,072 (~83/day) |
| Gold Plan | $250,000 | ₹3,359 (~111/day) |
₹5,102 (~85/day) |
₹9,367 (~104/day) |
₹17,718 (~98/day) |
| Platinum Plan | $500,000 | ₹3,550 (~118/day) |
₹5,654 (~94/day) |
₹9,579 (~106/day) |
₹17,971 (~100/day) |
| Titanium Plan | $750,000 | ₹4,714 (~157/day) |
₹7,092 (~118/day) |
₹12,023 (~133/day) |
₹22,605 (~125/day) |
| Titanium Plus Plan | $1,000,000 | ₹5,590 (~186/day) |
₹8,392 (~139/day) |
₹14,189 (~157/day) |
₹26,642 (~148/day) |
*Prices shown are for a 25-year-old traveller. Actual Canada travel insurance from India cost varies by age and trip duration. Travellers above 56 years pay higher premiums due to sub-limits.
Which Is the Cheapest Travel Insurance for Canada?
The Silver Plan is the cheapest Canada travel insurance, starting at ₹68/day for a 25-year-old Indian traveller on a 180-days trip, with USD 50,000 medical coverage.
Which Is the Best Travel Medical Insurance for Canada from India?
The Silver Plus Plan is a suitable choice for most Indian travellers, starting at ₹83/day for a 25-year-old on a 180-days trip, with USD $250,000 medical coverage and higher protection. Best for travellers seeking a balance of price and coverage.
Why travel insurance for Indians visiting Canada is important
Why Even a Short Hospital Visit in Canada Can Be Expensive?
Canada has the most expensive healthcare system in the world and modern medical centres, particularly in major destinations such as Toronto, Vancouver, Montreal, Calgary, and Ottawa. However, medical treatment in Canada can be expensive for international visitors, with emergency consultations, diagnostic tests, medication, hospitalisation, ambulance services, and specialist care potentially resulting in significant out-of-pocket expenses. Without Canada travel insurance, an unexpected medical emergency could place a substantial financial burden on the traveller.
Canada Travel Insurance from ₹68 per day can help cover eligible emergency medical expenses, hospitalisation, ambulance services, and other covered travel emergencies. Instead of worrying about unexpected healthcare costs, you can travel with greater financial protection and peace of mind.
Travel Insurance for Canada from India
Choose a suitable travel insurance policy based on your trip purpose, duration, age, planned activities, and required coverage. Make sure the policy provides adequate medical and travel protection for your entire stay in Canada.
| Travel purpose | Best for | Key coverage to consider |
|---|---|---|
| Tourist / Leisure | Indian tourists visiting Canada | Emergency medical treatment, hospitalisation, medical evacuation or repatriation, ambulance services, baggage loss or delay, trip delays, and personal accident |
| Business Travel | Indian professionals travelling to Canada for business | Medical emergencies, hospitalisation, repatriation, trip interruption, baggage, and personal liability |
| Student Travel | Indian students travelling to Canada for education | Medical expenses, hospitalisation, personal accident, repatriation, and student-specific benefits where available |
| Family / Long-Stay Visit | Travellers visiting family or staying in Canada for an extended period | Medical expenses, hospitalisation, repatriation, emergency assistance, and pre-existing conditions where specifically covered |
Note: Insurance requirements and available benefits can vary depending on your visa category, trip duration, insurer, and policy. Check the policy terms carefully to ensure it provides adequate medical coverage, geographical validity, and coverage for the entire duration of your trip before purchasing.
How to File a Travel Insurance Claim While in Canada?
Follow these steps or check our travel insurance claim process guide for complete details.
If your condition allows, contact the 24/7 emergency assistance number shown on your policy before seeking treatment. Depending on the insurer and policy, cashless treatment may be available at an eligible network hospital.
Keep all original documents, including hospital bills, pharmacy receipts and doctor's notes, as they may be required for reimbursement.
Get a written medical report from the treating doctor describing diagnosis and treatment given.
For lost baggage or a lost passport, Report lost baggage or passport to the airline, police or relevant authority as soon as possible and keep a copy of the report. Follow the reporting deadline specified in your policy.
Submit your claim online or by email as soon as you can, with all documents attached.
Quick Canada Travel Guide for Indians
Quick facts to help Indian travellers prepare for their Canada trip.
| What to know | Details | |
|---|---|---|
| language | Visa Requirements | Indian passport holders generally need a valid Canadian visa before travelling to Canada, subject to the latest Canadian immigration requirements |
| fact_check | Travel Insurance | Travel insurance is generally recommended for Indian travellers to help cover unexpected medical and travel-related expenses in Canada |
| calendar_month | Best Time to Visit | May to June and September to October are generally popular for comfortable weather, while the best time can vary depending on the destination and activities planned |
| payments | Currency | Canadian Dollar (CAD) |
| translate | Language | English and French are the official languages of Canada |
| location_city | Popular Places | Toronto, Vancouver, Montreal, Calgary, Ottawa, Quebec City, Niagara Falls and Banff |
| flag | Indian Embassy / Consular Assistance | The High Commission of India and designated Indian diplomatic or consular services in Canada can provide assistance to Indian citizens |
Popular Canada Destinations and Travel Insurance Coverage
Whether you're visiting Toronto, Vancouver, Montreal, or Calgary, Canada travel insurance can help protect you against eligible medical expenses, trip delays, baggage loss, and other covered travel risks throughout your journey.
| Destination | Why Indians Visit | Why Travel Insurance Matters |
|---|---|---|
| Toronto | CN Tower, museums, shopping, waterfront attractions and cultural experiences | Emergency medical treatment, baggage protection, trip delays and travel assistance. |
| Vancouver | Stanley Park, Granville Island, waterfront attractions, mountains and outdoor activities | Medical emergencies, baggage loss, trip interruption and travel assistance. |
| Montreal | Old Montreal, historic architecture, festivals, museums and French-Canadian culture | Emergency medical assistance, baggage protection, trip delays and eligible travel-related expenses. |
| Calgary | Gateway to the Canadian Rockies, Calgary Tower, parks and outdoor attractions | Medical emergencies, baggage loss, trip delays and travel assistance. |
| Ottawa | Parliament Hill, national museums, historic landmarks and cultural attractions | Emergency medical treatment, baggage protection and eligible travel-related expenses. |
| Quebec City | Old Quebec, historic sites, architecture, museums and cultural experiences | Medical emergencies, baggage loss, trip delays and travel assistance. |
| Banff | Rocky Mountain scenery, national parks, lakes, hiking and outdoor activities | Emergency medical assistance, baggage protection and trip interruption. |
Planning a Multi-Destination Canada Trip?
If your itinerary includes Toronto, Vancouver, Montreal, Calgary, Ottawa, Quebec City, Banff, or other Canadian destinations, choose a travel insurance plan that provides adequate medical and travel coverage throughout Canada for the entire duration of your trip. Compare our Canada travel insurance plans for comprehensive travel protection.
Indian Embassy and Consulates in Canada - Contact Details for Indian Travellers
If you lose your passport, need consular assistance, or face an emergency during your trip, you can contact an Indian diplomatic mission in Canada. India has a High Commission in Ottawa, along with Consulates General in several major Canadian cities. Keep the relevant mission's contact details handy before travelling to Canada.
High Commission of India in Ottawa
Ottawa, Ontario, Canada
Consular AssistanceThe High Commission of India in Ottawa provides consular services and assistance to Indian citizens in Canada, including support related to passports and other consular matters.
Other Indian Consular Offices in CanadaIndian Consulates General in locations such as Toronto, Vancouver, and other designated Canadian cities may provide consular assistance within the scope of the services and jurisdiction assigned to each office.
Emergency AssistanceFor current emergency contact numbers, office hours, consular services, and jurisdiction details, check the official Indian diplomatic mission website before contacting the mission.
Embassy and consulate contact details, emergency numbers, jurisdictions, and office timings may change. Always verify the latest information on the official Indian diplomatic mission website before travelling.
International Airports in Canada
Canada is served by several major international airports, including Toronto Pearson International Airport (YYZ), Vancouver International Airport (YVR), Montréal-Trudeau International Airport (YUL), and Calgary International Airport (YYC). These airports are major gateways for travellers arriving from India and other parts of the world.
| International Airport | Location | Key Information for Indian Travellers |
|---|---|---|
| Toronto Pearson International Airport (YYZ) | Toronto, Ontario, Canada | Canada's largest and busiest airport, serving the Greater Toronto Area and providing extensive international connections, including routes to and from India. |
| Vancouver International Airport (YVR) | Vancouver, British Columbia, Canada | A major international gateway to Western Canada, with extensive connections to Asia, India, Europe, and other international destinations. |
| Montréal-Trudeau International Airport (YUL) | Montréal, Quebec, Canada | A major international airport serving Montréal and Quebec, with connections to destinations across North America, Europe, Asia, and other regions. |
| Calgary International Airport (YYC) | Calgary, Alberta, Canada | An important international gateway to Alberta and the Canadian Rockies, serving travellers visiting Calgary, Banff, and surrounding destinations. |
| Ottawa International Airport (YOW) | Ottawa, Ontario, Canada | The main international airport serving Canada's capital region, providing connections to domestic and international destinations. |
Tip: If your itinerary includes multiple destinations across Canada, check that your travel insurance policy provides valid coverage throughout Canada for the entire duration of your trip.
Travelling as a Family? Individual vs. Family Travel Insurance
Choosing the right type of travel insurance can help manage medical and travel-related risks when visiting Canada with family.
Individual Travel Insurance
Individual travel insurance provides coverage for an individual traveller. It can be suitable for solo travellers, senior citizens, business travellers or anyone looking for coverage based on their own travel requirements.
Explore Individual Travel Insurance Plans →Family Travel Insurance
Family travel insurance can provide coverage for eligible family members travelling together under one plan. It can be a convenient option for families visiting Canada, subject to the selected policy terms.
Explore Family Travel Insurance Plans →Studying in Canada? Canada student travel insurance plans differ from regular tourist travel insurance plans.
Student policies typically add sponsor protection (reimbursing tuition if a sponsor passes away or is permanently disabled), study interruption cover, longer policy durations matching an academic term, and optional maternity or dependent cover. Check your university or the Canada consulate’s minimum insurance requirement before choosing a plan.
Explore Student Travel Insurance Plans →Know before you buy
What Is Not Covered Under Canada Travel Insurance?
Understanding policy exclusions can help you avoid unexpected claim issues. While exclusions vary by insurer and plan, Canada travel insurance policies may generally exclude:
- Pre-existing medical conditions - medical expenses related to pre-existing conditions may not be covered unless specifically included under the policy.
- Travelling for medical treatment - treatment or procedures that are the reason for travelling to Canada are generally not covered unless specifically provided for under the policy.
- Travelling against medical advice - claims may be excluded if you travel against your doctor's advice or while awaiting planned medical treatment, subject to the policy wording.
- Self-inflicted injury or alcohol- and drug-related incidents - claims arising from intentional self-harm or incidents caused by alcohol or drugs may be excluded, subject to the policy terms and applicable exclusions.
- Unattended or negligently handled belongings - baggage or personal belongings left unattended or not reasonably protected may not be covered.
- War, civil unrest or other excluded events - losses arising from war, riots, civil disturbances, or other specifically excluded events may not be covered.
- Excluded adventure or sports activities - injuries arising from certain adventure sports or hazardous activities may not be covered unless the activity is specifically included or an appropriate add-on has been purchased.
Always read the policy wording carefully before buying. Exclusions, conditions, coverage limits, geographical coverage, and claim requirements vary between insurers and plans.
FAQs - Canada Visitor Insurance
At least USD 100,000-500,000 coverage is recommended due to expensive healthcare for young travelers while USD 250,000 might be recomended for middle aged and senior travellers. Comparision tool on NRIOL will help you choose the best plan to suit your budget.
Yes-NRIOL lets you Extend your policy online before it expires. Travellers from around the world inclulding Canada can renew their existing travel insurance to Canada online. Fill the simple form online submit the required documents, wait for renewal approval from our team. Once approved from the insurance company, our team will send you the payment link which you click and complete the payment and get the renewal policy.
Some Canada travel insurance plans may provide limited coverage for eligible pre-existing medical conditions, subject to specific conditions, coverage limits, exclusions and eligibility requirements. Having travel insurance does not automatically mean that treatment related to a pre-existing disease will be covered. Travellers should review the policy wording before purchasing.
Yes, Super Visa Insurance is a mandatory helath insurance required for parents and grand parents applying for Canadian Super Visa. This insurance covers health care cost of the traveller while in Canada. Minimum $100,000 Canadian Dollars insurance cover and the insurance should be valid for one year are one of the two important requirements of this super visa.
Yes. Travel insurance for Canada is available for senior citizens, although premiums, eligibility and coverage options may vary based on age, trip duration, medical history and the insurer's terms. Senior travellers should carefully review coverage for pre-existing conditions, exclusions, deductibles and medical sub-limits before purchasing a policy.
Where Can I Buy Travel Insurance Online for Canada?
Indian travellers can compare and buy Canada travel insurance online before departing from India. Compare available plans, select the required coverage and complete the purchase online. You can also get travel insurance Canada online with coverage options based on your age, trip duration and medical protection requirements.
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