Best health insurance for Senior Citizens

Senior Citizen health insurance is a mediclaim insurance which cares for the health of your parents and senior citizens in case of unforeseen medical emergency.

Senior citizen mediclaim insurance is a contract between the insurance company and the policy holder.
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What is the best health insurance for senior citizens in India?

For senior citizens (say above 58 years) in India there are very few companies offering good plans. One has to do a some research to choose the plan. Some of the factors which senior citizens have to look at is the cost of the insurance, maximum coverage offered, any co-pay's, sublimits on the benefits offered, waiting period for pre-existing diseases, day care procedures, domiciliary treatment, OPD benefits, ayush benefit, No Claim Bonus / Discount on Premium, hidden clauses, permanent exclusions and more.

Senior citizens should choose a mediclaim insurance which offers them comprehensive coverage and at a competitive price. There are few companies which offer the best health insurance for senior citizens like TATA AIG's MediSenior, Religare's Care Freedom, ICICI Lombard's Complete Health Insurance, Star Health's Senior Citizen Red Carpet, Max Bupa's Health Companion and Heart Beat, Bajaj Allianz's Silver Health, Apollo Munich's Optima Senior.
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