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Best health insurance for Senior Citizens

Senior Citizen health insurance is a mediclaim insurance which cares for the health of your parents and senior citizens in case of unforeseen medical emergency. Senior citizen mediclaim insurance is a contract between the insurance company and the policy holder.

Senior citizens should choose a mediclaim insurance which offers them comprehensive coverage and at a competitive price. There are few companies which offer the best health insurance for senior citizens like TATA AIG's MediSenior, Religare's Care Freedom, ICICI Lombard's Complete Health Insurance, Star Health's Senior Citizen Red Carpet, Max Bupa's Health Companion and Heart Beat, Bajaj Allianz's Silver Health, Apollo Munich's Optima Senior.

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What is the best health insurance for senior citizens in India?

For senior citizens (say above 58 years) in India there are very few companies offering good plans. One has to do a some research to choose the plan. Some of the factors which senior citizens have to look at is the cost of the insurance, maximum coverage offered, any co-pay's, sublimits on the benefits offered, waiting period for pre-existing diseases, day care procedures, domiciliary treatment, OPD benefits, ayush benefit, No Claim Bonus / Discount on Premium, hidden clauses, permanent exclusions and more.

Health insurance in India - Useful links

How to buy online medical insurance in India?

You can buy medical insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Tax Benefits

Tax deduction on health insurance premium paid for you, your family and your parents.

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Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding best health insurance plans in India.

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Portability

Mediclaim portability in India.

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