Bajaj Travel Insurance: 186+ Countries Covered Excluding Americas
Get comprehensive travel insurance for destinations worldwide—Europe, Asia, Africa, Australia, and the Pacific. The "Excluding Americas" plan offers excellent coverage at lower premiums for all popular international destinations.
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Countries covered by Bajaj General Insurance - Excluding Americas
| Sl. No. | Countries covered under Excluding Americas | Country Code |
| 1 | AFGHANISTAN | AF |
| 2 | ALBANIA | AL |
| 3 | ALGERIA | DZ |
| 4 | ANDORRA | AD |
| 5 | ANGOLA | AO |
| 6 | ANTARCTICA | AQ |
| 7 | ARMENIA | AM |
| 8 | AUSTRALIA | AU |
| 9 | AUSTRIA | AT |
| 10 | AZERBAIJAN | AZ |
| 11 | BAHRAIN | BH |
| 12 | BANGLADESH | BD |
| 13 | BELARUS | BY |
| 14 | BELGIUM | BE |
| 15 | BENIN | BJ |
| 16 | BHUTAN | BT |
| 17 | BOSNIA AND HERZEGOWINA | BA |
| 18 | BOTSWANA | BW |
| 19 | BOUVET ISLAND | BV |
| 20 | BRITISH INDIAN OCEAN TERRITORY | IO |
| 21 | BRUNEI DARUSSALAM | BN |
| 22 | BULGARIA | BG |
| 23 | BURKINA FASO | BF |
| 24 | BURUNDI | BI |
| 25 | CAMBODIA | KH |
| 26 | CAMEROON | CM |
| 27 | CAPE VERDE | CV |
| 28 | CENTRAL AFRICAN REPUBLIC | CF |
| 29 | CHAD | TD |
| 30 | CHINA | CN |
| 31 | CHRISTMAS ISLAND | CX |
| 32 | COCOS (KEELING) ISLANDS | CC |
| 33 | COMOROS | KM |
| 34 | CONGO | CG |
| 35 | CONGO, THE DEMOCRATIC REPUBLIC OF THE | CD |
| 36 | COOK ISLANDS | CK |
| 37 | COTE D'IVOIRE | CI |
| 38 | CROATIA (local name: Hrvatska) | HR |
| 39 | CYPRUS | CY |
| 40 | CZECH REPUBLIC | CZ |
| 41 | DENMARK | DK |
| 42 | DJIBOUTI | DJ |
| 43 | EAST TIMOR | TP |
| 44 | EGYPT | EG |
| 45 | EQUATORIAL GUINEA | GQ |
| 46 | ERITREA | ER |
| 47 | ESTONIA | EE |
| 48 | ETHIOPIA | ET |
| 49 | FAROE ISLANDS | FO |
| 50 | FIJI | FJ |
| 51 | FINLAND | FI |
| 52 | FRANCE | FR |
| 53 | FRENCH POLYNESIA | PF |
| 54 | FRENCH SOUTHERN TERRITORIES | TF |
| 55 | GABON | GA |
| 56 | GAMBIA | GM |
| 57 | GEORGIA | GE |
| 58 | GERMANY | DE |
| 59 | GHANA | GH |
| 60 | GIBRALTAR | GI |
| 61 | GREECE | GR |
| 62 | GREENLAND | GL |
| 63 | GUINEA | GN |
| 64 | GUINEA-BISSAU | GW |
| 65 | HONG KONG | HK |
| 66 | HUNGARY | HU |
| 67 | ICELAND | IS |
| 68 | INDIA | IN |
| 69 | INDONESIA | ID |
| 70 | IRAN (ISLAMIC REPUBLIC OF) | IR |
| 71 | IRAQ | IQ |
| 72 | IRELAND | IE |
| 73 | ISRAEL | IL |
| 74 | ITALY | IT |
| 75 | JAPAN | JP |
| 76 | JORDAN | JO |
| 77 | KAZAKHSTAN | KZ |
| 78 | KENYA | KE |
| 79 | KIRIBATI | KI |
| 80 | KOREA, DEMOCRATIC PEOPLE'S REPUBLIC OF | KP |
| 81 | KOREA, REPUBLIC OF | KR |
| 82 | KUWAIT | KW |
| 83 | KYRGYZSTAN | KG |
| 84 | LAO PEOPLE'S DEMOCRATIC REPUBLIC | LA |
| 85 | LATVIA | LV |
| 86 | LEBANON | LB |
| 87 | LESOTHO | LS |
| 88 | LIBERIA | LR |
| 89 | LIBYAN ARAB JAMAHIRIYA | LY |
| 90 | LIECHTENSTEIN | LI |
| 91 | LITHUANIA | LT |
| 92 | LUXEMBOURG | LU |
| 93 | MACAU | MO |
| 94 | MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF | MK |
| 95 | MADAGASCAR | MG |
| 96 | MALAWI | MW |
| 97 | MALAYSIA | MY |
| 98 | MALDIVES | MV |
| 99 | MALI | ML |
| 100 | MALTA | MT |
| 101 | MARSHALL ISLANDS | MH |
| 102 | MAURITANIA | MR |
| 103 | MAURITIUS | MU |
| 104 | MAYOTTE | YT |
| 105 | MICRONESIA, FEDERATED STATES OF | FM |
| 106 | MOLDOVA, REPUBLIC OF | MD |
| 107 | MONACO | MC |
| 108 | MONGOLIA | MN |
| 109 | MOROCCO | MA |
| 110 | MOZAMBIQUE | MZ |
| 111 | MYANMAR | MM |
| 112 | NAMIBIA | NA |
| 113 | NAURU | NR |
| 114 | NEPAL | NP |
| 115 | NETHERLANDS | NL |
| 116 | NEW CALEDONIA | NC |
| 117 | NEW ZEALAND | NZ |
| 118 | NIGER | NE |
| 119 | NIGERIA | NG |
| 120 | NIUE | NU |
| 121 | NORFOLK ISLAND | NF |
| 122 | NORTHERN MARIANA ISLANDS | MP |
| 123 | NORWAY | N0 |
| 124 | OMAN | OM |
| 125 | PAKISTAN | PK |
| 126 | PALAU | PW |
| 127 | PAPUA NEW GUINEA | PG |
| 128 | PHILIPPINES | PH |
| 129 | PITCAIRN | PN |
| 130 | POLAND | PL |
| 131 | PORTUGAL | PT |
| 132 | PUERTO RICO | PR |
| 133 | QATAR | QA |
| 134 | REUNION | RE |
| 135 | ROMANIA | RO |
| 136 | RUSSIAN FEDERATION | RU |
| 137 | RWANDA | RW |
| 138 | SAMOA | WS |
| 139 | SAN MARINO | SM |
| 140 | SAO TOME AND PRINCIPE | ST |
| 141 | SAUDI ARABIA | SA |
| 142 | SENEGAL | SN |
| 143 | SEYCHELLES | SC |
| 144 | SIERRA LEONE | SL |
| 145 | SINGAPORE | SG |
| 146 | SLOVAKIA (Slovak Republic) | SK |
| 147 | SLOVENIA | SI |
| 148 | SOLOMON ISLANDS | SB |
| 149 | SOMALIA | SO |
| 150 | SOUTH AFRICA | ZA |
| 151 | SOUTH GEORGIA AND THE SOUTH SANDWICH ISLANDS | GS |
| 152 | SPAIN | ES |
| 153 | SRI LANKA | LK |
| 154 | ST. HELENA | SH |
| 155 | SUDAN | SD |
| 156 | SVALBARD AND JAN MAYEN ISLANDS | SJ |
| 157 | SWAZILAND | SZ |
| 158 | SWEDEN | SE |
| 159 | SWITZERLAND | CH |
| 160 | SYRIAN ARAB REPUBLIC | SY |
| 161 | TAIWAN, PROVINCE OF CHINA | TW |
| 162 | TAJIKISTAN | TJ |
| 163 | TANZANIA, UNITED REPUBLIC OF | TZ |
| 164 | THAILAND | TH |
| 165 | TOGO | TG |
| 166 | TOKELAU | TK |
| 167 | TONGA | TO |
| 168 | TUNISIA | TN |
| 169 | TURKEY | TR |
| 170 | TURKMENISTAN | TM |
| 171 | TURKS AND CAICOS ISLANDS | TC |
| 172 | TUVALU | TV |
| 173 | UGANDA | UG |
| 174 | UKRAINE | UA |
| 175 | UNITED ARAB EMIRATES | AE |
| 176 | UNITED KINGDOM | GB |
| 177 | UZBEKISTAN | UZ |
| 178 | VANUATU | VU |
| 179 | VATICAN CITY STATE (HOLY SEE) | VA |
| 180 | VIET NAM | VN |
| 181 | WALLIS AND FUTUNA ISLANDS | WF |
| 182 | WESTERN SAHARA | EH |
| 183 | YEMEN | YE |
| 184 | YUGOSLAVIA | YU |
| 185 | ZAMBIA | ZM |
| 186 | ZIMBABWE | ZW |
Related Articles & Resources:
Schengen Insurance Plans Popular Destinations Customizable Plans Including Americas Premium Calculator FAQs
What Countries Does Bajaj Travel Insurance Cover?
Bajaj General travel insurance covers 186 countries across all major continents. Here's a breakdown by region:
🌍 European Countries
All 29 EU member states plus UK, Switzerland, Norway, Iceland, and more. Includes complete Schengen visa coverage for seamless travel across participating countries.
Notable countries: France, Germany, Italy, Spain, Netherlands, Belgium, Austria, Sweden, Denmark, Poland, and 19+ more.
🏯 Asian Countries
Japan, South Korea, Thailand, Malaysia, Singapore, Indonesia, Vietnam, China, India, Pakistan, Bangladesh, and 40+ other Asian destinations.
Popular choices: Thailand, Singapore, Indonesia, Vietnam, Malaysia, Japan, South Korea, and India.
🦘 Australia & Oceania
Australia, New Zealand, Fiji, Samoa, Tonga, and other Pacific island nations perfect for your dream holiday.
Coverage includes: Medical, trip cancellation, baggage protection, and emergency evacuation.
🦁 African Countries
Egypt, South Africa, Kenya, Tanzania, Mauritius, Morocco, Tunisia, Uganda, and 30+ African nations for adventure seekers.
Safari destinations: Kenya, Tanzania, South Africa, and more are fully covered.
🕌 Middle Eastern Countries
UAE, Saudi Arabia, Qatar, Oman, Kuwait, Jordan, Lebanon, Israel, and other Middle Eastern destinations.
Popular cities: Dubai, Abu Dhabi, Doha, Riyadh, and more.
✋ Americas - NOT Covered
Excluded countries: USA, Canada, Mexico, Brazil, and all other American continent countries.
Need Americas coverage? Choose our Including Americas plan instead.
What Does "Excluding Americas" Mean in Travel Insurance?
The "Excluding Americas" plan means your Bajaj General travel insurance covers destinations worldwide except for countries in the American continents. This plan offers lower premiums while providing comprehensive coverage for all popular destinations.
Countries NOT Covered Under "Excluding Americas" Plan:
North America
- 🇺🇸 United States
- 🇨🇦 Canada
- 🇲🇽 Mexico
Central America & Caribbean
- Guatemala, Honduras, El Salvador
- Nicaragua, Costa Rica, Panama, Belize
- Cuba, Jamaica, Dominican Republic
- Puerto Rico, Bahamas, Turks & Caicos
- Trinidad & Tobago
South America
- 🇧🇷 Brazil
- 🇦🇷 Argentina
- 🇨🇱 Chile
- 🇨🇴 Colombia
- 🇵🇪 Peru
- 🇻🇪 Venezuela & others
Why Choose the "Excluding Americas" Plan?
Lower Premiums
Get comprehensive coverage at significantly reduced rates compared to Including Americas plan.
Wide Coverage
Covers 186 countries across Europe, Asia, Africa, Australia, and Middle East.
Full Benefits
Medical expenses, trip cancellation, baggage protection, emergency evacuation.
Quick Process
Get instant quotes, zero paperwork, buy online in just 2 minutes.
Quick Comparison
| Plan Type | |
| Excluding Americas | ✓ |
| Countries Covered | 186 |
| Premium | Lower |
| Europe | ✓ |
| Asia | ✓ |
| Africa | ✓ |
| USA/Canada | ✗ |
Travel declined counties
Is Europe Covered by Bajaj Travel Insurance?
✓ Yes, Europe is fully covered under Bajaj General travel insurance "Excluding Americas" plan. This includes all EU countries, Schengen nations, and all other European destinations.
🇪🇺 EU Member States (29)
All European Union countries including France, Germany, Italy, Spain, Netherlands, Belgium, Austria, Poland, Greece, Portugal, Sweden, Denmark, Ireland, and more.
🛂 Schengen Countries
Switzerland, Norway, Iceland, Liechtenstein. Travel across 29 Schengen states with single visa. Our insurance supports all Schengen visa requirements.
🗺️ Other European Nations
United Kingdom, Russia, Turkey, Ukraine, Albania, Bosnia, Serbia, Kosovo, Montenegro, Iceland, and all other European countries.
Popular European Destinations Covered
- 🇫🇷 France (Paris, Lyon, Marseille)
- 🇩🇪 Germany (Berlin, Munich, Frankfurt)
- 🇮🇹 Italy (Rome, Milan, Venice)
- 🇪🇸 Spain (Madrid, Barcelona, Seville)
- 🇳🇱 Netherlands (Amsterdam, Rotterdam)
- 🇧🇪 Belgium (Brussels, Antwerp)
- 🇦🇹 Austria (Vienna, Salzburg)
- 🇨🇭 Switzerland (Zurich, Bern, Geneva)
- 🇬🇧 United Kingdom (London, Manchester)
- 🇵🇱 Poland (Warsaw, Krakow)
- 🇵🇹 Portugal (Lisbon, Porto)
- 🇬🇷 Greece (Athens, Crete, Santorini)
Schengen Visa Coverage
Planning to apply for a Schengen visa to visit multiple European countries? Bajaj General travel insurance specifically supports Schengen visa requirements with:
- ✓ Minimum €30,000 medical coverage (Schengen requirement)
- ✓ Full emergency evacuation coverage
- ✓ 24/7 multilingual assistance
- ✓ Valid in all 29 Schengen countries
- ✓ Visa approval guaranteed documentation
Quick Fact
Schengen visa requires travel insurance. Our plans meet all official requirements for visa approval.
Learn MoreWhat Is NOT Covered by Bajaj Travel Insurance?
While Bajaj General travel insurance offers comprehensive protection, certain situations and destinations are excluded. Understanding these exclusions helps you make an informed decision.
❌ Excluded Destinations
- American Continents
USA, Canada, Mexico, Brazil, Argentina, Chile, Colombia, Peru, Venezuela, and all other American countries - High-Risk Countries
Countries with active government travel warnings or conflict zones - Restricted Zones
Countries under international sanctions or travel bans - Conflict Areas
War-affected regions and active conflict zones
❌ Common Claim Exclusions
- Pre-existing Health Conditions
Unless specifically declared and accepted during policy purchase - Substance-Related Claims
Claims while under influence of alcohol, drugs, or controlled substances - Intentional Self-Harm
Claims related to suicide or intentional self-inflicted injuries - High-Risk Activities
Professional sports, mountaineering, skydiving (unless optional cover added) - Pandemic Claims
COVID-19 and pandemic-related claims (unless COVID cover added separately) - Pregnancy Claims
Pregnancy claims after 24 weeks of gestation
How to Ensure Full Coverage?
Disclose Conditions
Tell us about all pre-existing medical conditions during policy purchase
Check Destination
Verify your destination in our country list above before booking travel
Add Optional Covers
Add COVID protection, winter sports, or adventure activity coverage if needed
Read Documents
Carefully review policy wordings before finalizing your insurance purchase
Ask Questions
Contact support for specific coverage questions about your travel plans
Call: 080-41101026 (toll-free)
Email: Send us a message using the form above
WhatsApp: Chat with us
Bajaj General (Formerly known as Bajaj General) Travel Insurance – Useful Links
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
Get all the answers to the most frequently asked questions (FAQs) regarding Bajaj overseas travel insurance.
In case of Claim or reimbursement of treatment expenses, notify Bajaj General travel health insurance.
Download Bajaj General travel insurance soft copy for overseas travel!
Insurance customers can renew their existing policy online before the exipry date at any time.
Popular travel destinations
Find out more about Bajaj General travel insurance
Answers to FAQ related to Bajaj General travel medical insurance for visitors from India.
Bajaj General Travel Insurance Review - Customer experiences and testimonials.
Bajaj General travel insurance for popular travel destinations.
Bajaj General travel insurance premium calculator for Indian travelers travelling overseas.
What Travel Insurance Is Required for International Travel?
International travel insurance is essential for all overseas trips. Here's what you should know based on your destination:
Mandatory vs. Recommended Insurance by Destination
🔴 MANDATORY - Schengen Visa Countries
All countries in the Schengen zone require travel insurance to issue a visa. Minimum coverage requirement: €30,000 medical coverage
Includes 29+ European countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, and more.
🟡 HIGHLY RECOMMENDED - Commonwealth Countries
Countries like UK, Australia, New Zealand, Canada don't mandate travel insurance but strongly recommend it. Medical emergencies can be extremely expensive without coverage.
Why it's essential: A single hospitalization can cost $50,000+ in these countries. Travel insurance is your financial safety net.
🔵 ESSENTIAL - Asia, Africa, Middle East
Most Asian and African countries don't legally require insurance but it's absolutely essential. Medical costs vary widely, and quality healthcare may require upfront payment.
Popular destinations: Thailand, Indonesia, Vietnam, Malaysia, Singapore, India, Egypt, Kenya, UAE, and others.
What Should Your Travel Insurance Include?
| Coverage Type | Minimum Coverage | Why It's Important |
|---|---|---|
| 🏥 Medical Expenses | $100,000+ | Covers hospitalization, surgery, medication abroad |
| ✈️ Emergency Evacuation | $250,000+ | Air ambulance to home country if critically ill |
| 🎫 Trip Cancellation | Trip cost refund | Refunds if you cancel due to illness or emergency |
| 🧳 Baggage Loss | $2,500+ | Compensation if luggage is lost or delayed |
| 📄 Lost Passport | $500+ | Help with emergency document replacement |
| ☎️ 24/7 Helpline | Multilingual support | Round-the-clock emergency assistance when traveling |
Quick Coverage Comparison
| Feature | Bajaj |
| Medical Coverage | ✓ |
| Emergency Evacuation | ✓ |
| Trip Cancellation | ✓ |
| Baggage Protection | ✓ |
| 24/7 Support | ✓ |
| Schengen Approved | ✓ |
| 0% GST | ✓ |
Customer Testimonials
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".