Bajaj General Indian Student Insurance for Universities in New Zealand 2026
New Zealand Student Visa Health Insurance 2026 — Plans from ₹12/day*, covering medical emergencies, hospitalization, and visa requirements.
Need New Zealand student visa health insurance? Get a free quote & compare Bajaj General plans in minutes.
Why Buy Bajaj General Student Insurance?
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How Much Does Bajaj General Student Travel Insurance for New Zealand from India Cost in 2026?
The Bajaj General Student Health Insurance for New Zealand starts at ₹12 per day for a 22-year-old student, depending on the selected plan and coverage amount.
*Price shown is for a 365-day trip for a 22-year-old student. Premiums vary by age, trip duration, and destination. Get an instant quote for your travel plan.
What Are The Health Insurance Coverage Options for Indian Students Studying in New Zealand?
Bajaj General offers several insurance plans for international students, including Study Companion, Student Elite, and Student Prime—each tailored to provide comprehensive protection for students studying abroad.
Student Companion
- Coverage Range: $50,000 – $200,000
- Sponsor Protection: $10,000
- Includes: Medical expenses, evacuation & repatriation
- Additional Benefits: Emergency dental, Tuition fee, Personal accident
- Other Coverage: Accident to sponsor, Family visit
- The cheapest travel insurance from Bajaj General is the Student Companion Plan starts at ₹12/day*, offering multiple student-friendly benefits.
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Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹12/day*
Student Elite
- Coverage Range: $50,000 – $200,000
- Sponsor Protection: $10,000
- Includes: Medical expenses, evacuation & repatriation
- Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
- Additional Benefits: AD&D common carrier, Bail Bond
- Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
- The Student Elite plan premium starts at ₹13/day*, offering enhanced and comprehensive coverage options.
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Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹13/day*
Student Prime
- Coverage Range: $50,000 – $1,000,000
- Sponsor Protection: $10,000
- Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
- Includes: Medical expenses, evacuation & repatriation
- Coverage Duration: Initial 1-year purchase, renewable up to 3 years
- Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
- The Student Prime is considered the best travel insurance plan from Bajaj General, starts at ₹14/day*, offering comprehensive coverage with additional security benefits.
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Policy Maximum ?
$50,000 – $1,000,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹14/day*
What Is Student Travel Insurance?
Student travel insurance is a specialized form of coverage designed for high-school and college students traveling away from New Zealand—whether for study abroad programs, internships, research exchanges, conferences, cultural programs, or personal trips. It helps protect students against unexpected financial losses or travel emergencies during their stay overseas.
Why Students from New Zealand May Need Travel Insurance
New Zealandn students frequently travel for academic programs through universities such as the University of Vienna, TU Wien, University of Graz, University of Innsbruck, and others. These academic or cultural exchange programs often require travel insurance because:
- Domestic New Zealandn health insurance (ÖGK, BVAEB, SVS) may offer limited or no coverage outside Europe.
- Certain countries require proof of travel insurance for visa issuance (e.g., USA, Canada, Australia).
- University or Erasmus-related trips may require minimum medical coverage.
- Students may engage in excursions, fieldwork, volunteering, or sport activities that involve higher risk.
What Student Travel Insurance Typically Covers?
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A. Medical & Health Protection
- Emergency medical treatment
- Hospitalization and urgent care
- Emergency medical evacuation
- Repatriation of remains
- Coverage for injuries during common academic or cultural exchange activities
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B. Trip Protection
- Trip cancellation due to illness, injury, or other covered reasons
- Trip interruption and delays
- Missed connections
- Coverage for travel supplier default
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C. Personal Belongings & Travel Issues
- Lost, damaged, or stolen baggage
- Passport replacement assistance
- Coverage for stolen electronics (depending on plan)
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D. Assistance Services
- 24/7 international emergency assistance
- Help locating medical care abroad
- Translation and communication support
- Emergency travel assistance during natural disasters or political unrest
Special Considerations for Students from New Zealand
- Study-Abroad Requirements: Many foreign universities require specific coverage limits for international students.
- Sports & Adventure Activities: Students participating in hiking, skiing, mountaineering, or adventure activities may need additional coverage.
- Driving Internationally: Students renting vehicles abroad may require supplemental car-rental insurance.
- Internships or Work Abroad: Some training programs require personal liability or professional liability insurance.
Students from the universities listed below have purchased Bajaj General student medical insurance
This is a list of some of the universities that have accepted Bajaj General student insurance in the past. This list is not exhaustive, and if a university is not listed, it does not imply that the university does not accept Bajaj General student insurance.
| College Name | Address |
|---|---|
| Wesley Institute Of Learning | 227 Mount Eden Rd, Mount Eden, Auckland 1024, New Zealand |
| Newton College of Business and Technology | 2 And 3/5 Porters Ave, Mount Eden, Auckland 1024, New Zealand |
| EDENZ Colleges | 85 Airedale St, Auckland, 1010, New Zealand |
| Cornell Institute of Business & Technology | 150 Hobson St, Auckland, 1010, New Zealand |
| Auckland Institute of Studies, St Helens Campus | 28a Linwood Avenue, Mount Albert, Auckland 1025, New Zealand |
| Avonmore Tertiary Institute | 150 Hereford St, Christchurch Central, Christchurch 8011, New Zealand |
| New Zealand Institute of Studies | 155 Queen St, Auckland, 1010, New Zealand |
| Tasman International Academies | 1010, 290 Queen St, Auckland, 1010, New Zealand |
| Concordia Institute of Business | Ntec Tower 20 Hobson St, Auckland, 1010, New Zealand |
| Nelson Marlborough Institute of Technology | 322 Hardy St, Nelson, 7010, New Zealand |
| NorthTec | 51 Raumanga Valley Rd, Raumanga, Whangarei 0110, New Zealand |
| Massey University Albany | Massey University East Precinct, Dairy Flat Highway (SH17), Albany, Auckland 0632, New Zealand |
| Waiariki Polytechnic | Mokoia Drive, Tihiotonga, Rotorua 3015, New Zealand |
| New Zealand Management Academies | 50/60 Carbine Rd, Mount Wellington, Auckland 1060, New Zealand |
| National Tertiary Education Consortium | 20 Hobson St, Auckland 1010, New Zealand |
| QAG | 246 Queen St, Auckland, 1010, New Zealand |
| International College of New Zealand | 1021, 145 New N Rd, Eden Terrace, Auckland 1021, New Zealand |
| Whitireia New Zealand | 3 Wi Neera Dr, Porirua 5022, New Zealand |
| University of Waikato | Hamilton, New Zealand |
| Imperial College of New Zealand | 16 Waverley St, Auckland, 1141, New Zealand |
| Institute of Applied Learning | 42 Atkinson Avenue, 1006, New Zealand |
| Unitec Institute of Technology | 139 Carrington Rd, Mount Albert, Auckland 1025, New Zealand |
| NZMA | 56-60 Carbine Rd, Mount Wellington, Auckland 1060, New Zealand |
| Eastern Institute Of Technology | 501 Gloucester St, Taradale, Napier 4112, New Zealand |
| Regent International Education Group | 520 Queen St, Auckland 1010, New Zealand |
| Victoria University of Wellington | Wellington, New Zealand |
| NZIE (New Zealand Institute of Education) | Levels 1-3/62 Anzac St, Takapuna Beach 0622, New Zealand |
| NZ Career College | 8 Puhinui Rd, Papatoetoe, Auckland 2110, New Zealand |
| New Zealand School of Education | 3033 Great North Rd, New Lynn, Auckland 0600, New Zealand |
| Ara Institute of Canterbury | 130 Madras St, Christchurch Central, Christchurch 8011, New Zealand |
| Wintec (Waikato Institute of Technology) | Tristram St, Whitiora, Hamilton 3200, New Zealand |
| UUNZ | UUNZ Tower 76-78 Symonds St, Auckland 1010, New Zealand |
| Flight Training Manawatu | Campbell Rd, Feilding 4720, New Zealand |
| Pacific International Hotel Management School | 4 Henwood Road, Bell Block, New Plymouth 4372, New Zealand |
| University of Canterbury | 20 Kirkwood Ave, Upper Riccarton, Christchurch 8041, New Zealand |
| Cut Above Academy | Level, 6/242 Queen St, Auckland, 1010, New Zealand |
| St. Clair College | 2000 Talbot Road West, Windsor, ON N9A 6S4, Canada |
| Northern Lights College - Fort St John Campus | 9820 120 Ave, Fort St John, BC V1J 6K1, Canada |
| AMES IT | Level 11, 385 Queen Street, Auckland, 1010, New Zealand |
| Otago Polytechnic | New Zealand |
| Monash University Clayton Campus | Wellington Rd & Blackburn Rd, Clayton VIC 3800, Australia |
| Massey University | Tennent Dr, Palmerston North 4474, New Zealand |
| Southern Institute of Technology | 133 Tay St, Invercargill, 9810, New Zealand |
| Whitireia Community Polytechnic | 450 Queen St, Auckland, 1010, New Zealand |
| PBRS (PROFESSIONAL BAR AND RESTAURANT SCHOOL) | 161 Hobson St, Auckland 1010, New Zealand |
| The University of Auckland | Auckland 1010, New Zealand |
| Wellington Institute of Technology | 21 Kensington Ave, Petone, Wellington 5012, New Zealand |
| Royal Business College | 60 Federal St, Auckland, 1010, New Zealand |
| Manukau Institute of Technology | East Tamaki Road and Newbury Street, Otara, Auckland 2023, New Zealand |
| Waiariki Institute of Technology | 71 Ashworth St, Tokoroa 3420, New Zealand |
| New Zealand Institute of Education (NZIE) - Botany Campus | Fountain Ln S, East Tamaki, Auckland 2013, New Zealand |
| IPU Tertiary Institute New Zealand | 57 Aokautere Dr, Fitzherbert, Palmerston North 4410, New Zealand |
| NSIA | 100 Symonds St, Grafton, Auckland 1010, New Zealand |
| Western Institute of Technology at Taranaki | 20 Bell St, 4310, New Zealand |
| ICL Business School | ICL Education Centre 10-14 Lorne St, Auckland 1010, New Zealand |
| AGI Education Limited. | Level 1,, 2 Chancery St, Auckland, 1010, New Zealand |
| Retail Business and Management College | New Zealand, Christchurch, Mairehau, 541 Innes Road |
| Taruna College, Rudolf Steiner Teachers Training | 33 Te Mata Peak Rd, Havelock North 4130, New Zealand |
| International College of Auckland | 131 Queen Street, Auckland 1010, New Zealand |
| Quantum Education Group | 12/3 Wakefield St, Auckland, 1010, New Zealand |
| Ntec Tertiary Group | 144-146 Durham St, Tauranga 3110, New Zealand |
| New Zealand Institute Of Technical Training | 13 Ronwood Ave, Manukau, Auckland 2104, New Zealand |
| Auckland University of Technology | 55 Wellesley St E, Auckland, 1010, New Zealand |
| Mainland Air | Dunedin International Airport (DUD), Momona 9073, New Zealand |
| queen academic group | level 1, New Zealand, 264 Cuba St, Wellington, New Zealand |
| Linguis International Institute | 300 Queen St, Auckland, 1010, New Zealand |
| Waiariki Institute of Technology - Mokoia Campus | Mokoia Dr, Tihiotonga, Tihiotonga, Rotorua 3015, New Zealand |
| Abacus institute of studies | 8011, 166 Moorhouse Ave, Sydenham, Christchurch 8011, New Zealand |
| University of Otago | 362 Leith St, North Dunedin, Dunedin 9016, New Zealand |
| New Zealand National College | 238-242 Queen St, Auckland 1010, New Zealand |
| International Aviation Academy of New Zealand (IAANZ) | 25, Aviation Dr, Harewood, Christchurch 8051, New Zealand |
| AIS English Language Centre | 28A Linwood Ave, Mount Albert, Auckland 1025, New Zealand |
| CTC Aviation | 131 Boyd Road RD2, Rukuhia, Hamilton 3282, New Zealand |
| Kite (Kiwi Institute of Training & Education) | Level 11, 155 Queen Street, Auckland, 1010, New Zealand |
| Queenstown Resort College | 7 Coronation Dr, Queenstown 9348, New Zealand |
| Newton College of Business and Technology | 2 And 3/5 Porters Ave, Mount Eden, Auckland 1024, New Zealand |
| EDENZ Colleges - New Zealand | 85 Airedale St, Auckland, 1010, New Zealand |
| Cornell Institute of Business & Technology | 150 Hobson St, Auckland, 1010, New Zealand |
| Auckland Institute of Studies, St Helens Campus | 28a Linwood Avenue, Mount Albert, Auckland 1025, New Zealand |
| Avonmore Tertiary Institute | 150 Hereford St, Christchurch Central, Christchurch 8011, New Zealand |
| New Zealand Institute of Studies | 155 Queen St, Auckland, 1010, New Zealand |
| Tasman International Academies | Level 2, 6-8,, 290 Queen St, Auckland, 1010, New Zealand |
| Concordia Institute of Business | Ntec Tower 20 Hobson St, Auckland, 1010, New Zealand |
| Nelson Marlborough Institute of Technology, NMIT | 322 Hardy St, Nelson, 7010, New Zealand |
| NorthTec | 51 Raumanga Valley Rd, Raumanga, Whangarei 0110, New Zealand |
Bajaj General Student Insurance for New Zealand: How It Works
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How to Buy Student Travel Insurance
Buying student travel insurance is easy, fast, and fully online. Follow these steps to get covered:
1. Fill Out the Get Quote Form
- Complete the Get Quote form on this page.
- Enter your name, age, travel dates, and destination.
- The system will suggest the best plans based on your details.
2. Select Your Preferred Plan
- Review available plan options.
- Check details like coverage limits, deductibles, emergency benefits, and add-ons.
- Select the plan that meets your university or visa requirements.
3. Upload Passport and Travel Details
- Upload a clear scan/photo of your passport.
- Upload your travel itinerary.
- Some plans may require a visa copy or university ID for verification.
4. Make the Online Payment
- Pay securely using debit/credit card, net banking, or other digital methods.
- Your payment is processed instantly.
- Keep the payment receipt for your records.
5. Receive Your Policy Instantly
- Your policy document and certificate of insurance are emailed immediately.
- You can download/print them for visa processing or university submission.
- This ensures you always have valid proof of insurance.
Important: Always review policy terms, coverage limits, exclusions, and start dates carefully.
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Real Student Case Examples
Case 1: Emergency Room Visit
A student traveling in Europe suddenly experienced severe abdominal pain and required immediate hospitalization.
- Location: Europe
- Medical Situation: Emergency surgery for appendicitis
- Emergency Costs: USD 8,900 (treatment, surgery, hospitalization)
- Insurance Response: Claim processed quickly after submitting reports
- Outcome: Full reimbursement within 14 days
Case 2: Insurance Waiver Approved
A student applied to use existing coverage instead of the university’s in-house policy.
- Location: International university
- Process: Waiver form, benefits table submitted
- Outcome: Waiver approved in 48 hours
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Buy, Renew, or Extend Policy
Buying from India
Students can easily purchase a Bajaj General policy before departure:
- Instant online enrollment
- Digital KYC
- Policy PDF emailed immediately
- Coverage aligned with university requirements
Buying After Arrival in Europe
Students who have already reached New Zealand or Europe can still purchase the policy:
- Subject to insurer approval
- Documents required:
- Passport copy
- Valid visa
- University ID or admission proof
- Approval in 24–48 hours
Renewal & Extension
- Renew before expiry to avoid gaps
- Required: Passport + previous policy copy
- Premium only for extended period
- Annual renewals available
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Exclusions & Limitations
Students should be aware of conditions that are not covered or may have limitations:
1. Pre-existing Diseases
- Not covered immediately
- May have a waiting period
2. Routine Checkups
- General health checkups excluded
3. Vision & Dental
- Only emergency dental treatments covered
4. High-Risk Sports
- Extreme sports excluded unless added as riders
5. Pregnancy
- Pregnancy care typically excluded
6. Mental Health
- Limited coverage for psychiatric care
Travel Safe to New Zealand with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance while studying at New Zealand
Students who have travelled from India to the USA to study at New Zealand with a valid Bajaj General student travel insurance policy, and need to extend their stay, must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, OPT/CPT periods, or extended course duration.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online .
- Fill in the renewal form with accurate personal and policy details.
- Our insurance support team will receive your renewal request instantly.
- The request will be forwarded to the Bajaj General head office for review and approval.
- Approval or rejection typically happens within a few hours (maximum 1 working day).
- If approved, you will receive a secure payment link to complete the premium payment for renewal.
- Upon successful payment, your renewed Bajaj General policy will be emailed to you.
- If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).
Why Buy Student Insurance for New Zealand from NRIOL?
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verifiedBajaj General New Zealand Student Insurance Plans
Choose Bajaj General student travel insurance for New Zealand that meets medical, accident, and emergency coverage requirements for your U.S. visa and stay.
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attach_moneyAffordable U.S. Student Health Insurance from India
Competitive premiums for New Zealand student travel insurance with transparent pricing and no hidden charges.
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schoolExperts in U.S. Student Travel Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance for the USA.
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editEasy Online Policy Updates
Update travel dates, passport details, or student information anytime before your departure to the USA.
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updateFlexible U.S. Stay Extension Support
Extend your Bajaj General student travel insurance for New Zealand seamlessly if your study duration is prolonged.
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support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in the USA.
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shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
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descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
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Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
International Student Insurance – New Zealand | Disclaimer
The information provided on this website is intended solely as a general resource for international students seeking health insurance options for travel to or from New Zealand. This content is informational and should not be interpreted as creating, suggesting, or implying any affiliation, endorsement, or official relationship between any New Zealandn university and our organization.
Students are strongly advised to verify directly with their educational institution in New Zealand to confirm whether any referenced health insurance plan meets university-specific requirements for student, exchange, or visa-related coverage.
FAQ's of Bajaj General travel insurance for students studying overseas
Bajaj General medical insurance for students studying abroad come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.
- After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
- After deductible, outpatient medical expenses are on reimbursement basis.
- Most of the policies cover for emergency medical evacuation and repatriation benefits.
- Custom made plans to suit the overseas university requirements.
- Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
- Pay the premium in Indian rupees and get health coverage in US dollars.
- Cancellation of the policy in case of rejection by the university.
- Covers for compassionate visit, study interruption and sponsor protection.
- Covers for mental and nervous disorders, bail bond and more.
Yes most of the foreign universities accept the Bajaj General student health insurance.
You can cancel the Bajaj General student travel insurance provided you have to provide the proof of rejection letter from the university.
When the insurance application and the payment is completed online, you will immediately get a confirmation email along with insurance details. You will then get a policy document in the PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.
It is very simple to purchase insurance online. Click on the 'Buy' to get relevant online application and complete it with required details. The premium payment can be completed by using a credit/debit card. An email acknowledgment will be received after the premium payment and the policy will be emailed within 1 business days. The coverage will start from the start date as indicated on the form.
Travelers can use credit card (Indian/international) and Indian debit cards to buy Bajaj General travel insurance. Travelers can also use a cheque to buy Bajaj General travel insurance policy.
When students travel internationally for higher education, they need to ensure that their health and stay overseas is insured. While international travel insurance has coverage benefits for the international traveller, Bajaj General student insurance along with most travel insurance benefits, also has benefits unique to the needs of Indian students while outside India. Some of the unique student coverage benefits are sponsor protection, compensation in case of study interruption, compassionate visit by family members