Bajaj General Indian Student Insurance for Universities in Austria
Why Buy Bajaj General Student Insurance?
Trusted by 15,000+ Students
What Is Student Travel Insurance?
Student travel insurance is a specialized form of coverage designed for high-school and college students traveling away from Austria—whether for study abroad programs, internships, research exchanges, conferences, cultural programs, or personal trips. It helps protect students against unexpected financial losses or travel emergencies during their stay overseas.
Why Students from Austria May Need Travel Insurance
Austrian students frequently travel for academic programs through universities such as the University of Vienna, TU Wien, University of Graz, University of Innsbruck, and others. These academic or cultural exchange programs often require travel insurance because:
- Domestic Austrian health insurance (ÖGK, BVAEB, SVS) may offer limited or no coverage outside Europe.
- Certain countries require proof of travel insurance for visa issuance (e.g., USA, Canada, Australia).
- University or Erasmus-related trips may require minimum medical coverage.
- Students may engage in excursions, fieldwork, volunteering, or sport activities that involve higher risk.
What Student Travel Insurance Typically Covers?
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A. Medical & Health Protection
- Emergency medical treatment
- Hospitalization and urgent care
- Emergency medical evacuation
- Repatriation of remains
- Coverage for injuries during common academic or cultural exchange activities
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B. Trip Protection
- Trip cancellation due to illness, injury, or other covered reasons
- Trip interruption and delays
- Missed connections
- Coverage for travel supplier default
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C. Personal Belongings & Travel Issues
- Lost, damaged, or stolen baggage
- Passport replacement assistance
- Coverage for stolen electronics (depending on plan)
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D. Assistance Services
- 24/7 international emergency assistance
- Help locating medical care abroad
- Translation and communication support
- Emergency travel assistance during natural disasters or political unrest
Special Considerations for Students from Austria
- Study-Abroad Requirements: Many foreign universities require specific coverage limits for international students.
- Sports & Adventure Activities: Students participating in hiking, skiing, mountaineering, or adventure activities may need additional coverage.
- Driving Internationally: Students renting vehicles abroad may require supplemental car-rental insurance.
- Internships or Work Abroad: Some training programs require personal liability or professional liability insurance.
Students from the universities listed below have purchased Bajaj General student medical insurance
This is a list of some of the universities that have accepted Bajaj General student insurance in the past. This list is not exhaustive, and if a university is not listed, it does not imply that the university does not accept Bajaj General student insurance.
| UNIVERSITY NAME | ADDRESS |
|---|---|
| Fachhochschule Joanneum | Alte Poststraße 149, 8020 Graz, Austria |
| University of Vienna | Universitätsring 1, 1010 Wien, Austria |
| Modul University Vienna | Am Kahlenberg 1, 1190 Wien, Austria |
| Academy of Fine Arts Vienna | Schillerplatz 3, 1010 Wien, Austria |
| WIFI Vorarlberg | Bahnhofstraße 24, 6850 Dornbirn, Austria |
| Johannes Kepler Universität Linz - JKU | Altenbergerstraße 69, 4040 Linz, Austria |
| FARNAIR Training Centre | Ludwig-Boltzmann-Straße 2, 7100 Neusiedl am See, Austria |
| University of Applied Sciences Wiener Neustadt for Business and Engineering | Johannes-Gutenberg-Straße 3, 2700 Wiener Neustadt, Austria |
| Graz University of Technology | Rechbauerstraße 12, 8010 Graz, Austria |
| Fachhochschule Kufstein Tirol | Andreas Hofer-Straße 7, 6330 Kufstein, Austria |
| Research Centre Human Rights | Hörlgasse 6, 1090 Wien, Austria |
| Fachhochschule Vorarlberg | Hochschulstraße 1, 6850 Dornbirn, Austria |
| IMC Fachhochschule Krems GmbH | Piaristengasse 1, 3500 Krems an der Donau, Austria |
| University of Innsbruck | Innrain 52, 6020 Innsbruck, Austria |
| FH Oberösterreich Campus Wels | Stelzhamerstraße 23, 4600 Wels, Austria |
| Karl-Franzens-Universität Graz | 8010, Universitätspl. 3, 8010 Graz, Austria |
| The Vienna Academy of Visionary Art | Döblergasse 2, 1070 Wien, Austria |
| Universität Salzburg | Kapitelgasse 4-6, 5020 Salzburg, Austria |
| Deutsch_und_mehr Sprachinstitut KG | Griesgasse 27, 8020 Graz, Austria |
How Much Does Bajaj General Student Insurance for Austria Cost?
The Bajaj General Student Health Insurance for Austria starts at ₹12 per day for a 22-year-old student, depending on the selected plan and coverage amount.
*Price shown is for a 365-day trip for a 22-year-old student. Premiums vary by age, trip duration, and destination. Get an instant quote for your travel plan.
What Are The Health Insurance Coverage Options for Indian Students Studying in Austria?
Bajaj General offers several insurance plans for international students, including Study Companion, Student Elite, and Student Prime—each tailored to provide comprehensive protection for students studying abroad.
Student Companion
- Coverage Range: $50,000 – $200,000
- Sponsor Protection: $10,000
- Includes: Medical expenses, evacuation & repatriation
- Additional Benefits: Emergency dental, Tuition fee, Personal accident
- Other Coverage: Accident to sponsor, Family visit
- The cheapest travel insurance from Bajaj General is the Student Companion Plan starts at ₹12/day*, offering multiple student-friendly benefits.
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Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹12/day*
Student Elite
- Coverage Range: $50,000 – $200,000
- Sponsor Protection: $10,000
- Includes: Medical expenses, evacuation & repatriation
- Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
- Additional Benefits: AD&D common carrier, Bail Bond
- Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
- The Student Elite plan premium starts at ₹13/day*, offering enhanced and comprehensive coverage options.
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Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹13/day*
Student Prime
- Coverage Range: $50,000 – $1,000,000
- Sponsor Protection: $10,000
- Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
- Includes: Medical expenses, evacuation & repatriation
- Coverage Duration: Initial 1-year purchase, renewable up to 3 years
- Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
- The Student Prime is considered the best travel insurance plan from Bajaj General, starts at ₹14/day*, offering comprehensive coverage with additional security benefits.
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Policy Maximum ?
$50,000 – $1,000,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹14/day*
Bajaj General Student Insurance for Austria: How It Works
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How to Buy Student Travel Insurance
Buying student travel insurance is easy, fast, and fully online. Follow these steps to get covered:
1. Fill Out the Get Quote Form
- Complete the Get Quote form on this page.
- Enter your name, age, travel dates, and destination.
- The system will suggest the best plans based on your details.
2. Select Your Preferred Plan
- Review available plan options.
- Check details like coverage limits, deductibles, emergency benefits, and add-ons.
- Select the plan that meets your university or visa requirements.
3. Upload Passport and Travel Details
- Upload a clear scan/photo of your passport.
- Upload your travel itinerary.
- Some plans may require a visa copy or university ID for verification.
4. Make the Online Payment
- Pay securely using debit/credit card, net banking, or other digital methods.
- Your payment is processed instantly.
- Keep the payment receipt for your records.
5. Receive Your Policy Instantly
- Your policy document and certificate of insurance are emailed immediately.
- You can download/print them for visa processing or university submission.
- This ensures you always have valid proof of insurance.
Important: Always review policy terms, coverage limits, exclusions, and start dates carefully.
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Real Student Case Examples
Case 1: Emergency Room Visit
A student traveling in Europe suddenly experienced severe abdominal pain and required immediate hospitalization.
- Location: Europe
- Medical Situation: Emergency surgery for appendicitis
- Emergency Costs: USD 8,900 (treatment, surgery, hospitalization)
- Insurance Response: Claim processed quickly after submitting reports
- Outcome: Full reimbursement within 14 days
Case 2: Insurance Waiver Approved
A student applied to use existing coverage instead of the university’s in-house policy.
- Location: International university
- Process: Waiver form, benefits table submitted
- Outcome: Waiver approved in 48 hours
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Buy, Renew, or Extend Policy
Buying from India
Students can easily purchase a Bajaj General policy before departure:
- Instant online enrollment
- Digital KYC
- Policy PDF emailed immediately
- Coverage aligned with university requirements
Buying After Arrival in Europe
Students who have already reached Austria or Europe can still purchase the policy:
- Subject to insurer approval
- Documents required:
- Passport copy
- Valid visa
- University ID or admission proof
- Approval in 24–48 hours
Renewal & Extension
- Renew before expiry to avoid gaps
- Required: Passport + previous policy copy
- Premium only for extended period
- Annual renewals available
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Exclusions & Limitations
Students should be aware of conditions that are not covered or may have limitations:
1. Pre-existing Diseases
- Not covered immediately
- May have a waiting period
2. Routine Checkups
- General health checkups excluded
3. Vision & Dental
- Only emergency dental treatments covered
4. High-Risk Sports
- Extreme sports excluded unless added as riders
5. Pregnancy
- Pregnancy care typically excluded
6. Mental Health
- Limited coverage for psychiatric care
Travel Safe to Austria with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance while studying at Austria
Students who have travelled from India to the USA to study at Austria with a valid Bajaj General student travel insurance policy, and need to extend their stay, must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, OPT/CPT periods, or extended course duration.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online .
- Fill in the renewal form with accurate personal and policy details.
- Our insurance support team will receive your renewal request instantly.
- The request will be forwarded to the Bajaj General head office for review and approval.
- Approval or rejection typically happens within a few hours (maximum 1 working day).
- If approved, you will receive a secure payment link to complete the premium payment for renewal.
- Upon successful payment, your renewed Bajaj General policy will be emailed to you.
- If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).
Why Buy Student Insurance for Austria from NRIOL?
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verifiedBajaj General Austria Student Insurance Plans
Choose Bajaj General student travel insurance for Austria that meets medical, accident, and emergency coverage requirements for your U.S. visa and stay.
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attach_moneyAffordable U.S. Student Health Insurance from India
Competitive premiums for Austria student travel insurance with transparent pricing and no hidden charges.
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schoolExperts in U.S. Student Travel Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance for the USA.
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editEasy Online Policy Updates
Update travel dates, passport details, or student information anytime before your departure to the USA.
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updateFlexible U.S. Stay Extension Support
Extend your Bajaj General student travel insurance for Austria seamlessly if your study duration is prolonged.
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support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in the USA.
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shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
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descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
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Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
International Student Insurance – Austria | Disclaimer
The information provided on this website is intended solely as a general resource for international students seeking health insurance options for travel to or from Austria. This content is informational and should not be interpreted as creating, suggesting, or implying any affiliation, endorsement, or official relationship between any Austrian university and our organization.
Students are strongly advised to verify directly with their educational institution in Austria to confirm whether any referenced health insurance plan meets university-specific requirements for student, exchange, or visa-related coverage.
FAQ's of Bajaj General travel insurance for students studying overseas
Bajaj General medical insurance for students studying abroad come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.
- After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
- After deductible, outpatient medical expenses are on reimbursement basis.
- Most of the policies cover for emergency medical evacuation and repatriation benefits.
- Custom made plans to suit the overseas university requirements.
- Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
- Pay the premium in Indian rupees and get health coverage in US dollars.
- Cancellation of the policy in case of rejection by the university.
- Covers for compassionate visit, study interruption and sponsor protection.
- Covers for mental and nervous disorders, bail bond and more.
Yes most of the foreign universities accept the Bajaj General student health insurance.
You can cancel the Bajaj General student travel insurance provided you have to provide the proof of rejection letter from the university.
When the insurance application and the payment is completed online, you will immediately get a confirmation email along with insurance details. You will then get a policy document in the PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.
It is very simple to purchase insurance online. Click on the 'Buy' to get relevant online application and complete it with required details. The premium payment can be completed by using a credit/debit card. An email acknowledgment will be received after the premium payment and the policy will be emailed within 1 business days. The coverage will start from the start date as indicated on the form.
Travelers can use credit card (Indian/international) and Indian debit cards to buy Bajaj General travel insurance. Travelers can also use a cheque to buy Bajaj General travel insurance policy.
When students travel internationally for higher education, they need to ensure that their health and stay overseas is insured. While international travel insurance has coverage benefits for the international traveller, Bajaj General student insurance along with most travel insurance benefits, also has benefits unique to the needs of Indian students while outside India. Some of the unique student coverage benefits are sponsor protection, compensation in case of study interruption, compassionate visit by family members