Best Affordable Student Insurance for Austria Universities | Indian Students in Europe
Student health insurance for Austria is mandatory for Indian students applying for an Austria student visa. As the best Austria student visa insurance for Indian students, Bajaj General plans start from ₹12/day*, with medical cover up to $1,000,000 and instant policy issuance.
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University-Accepted Plans • Best Price • No Hidden Charges • No GST
Student Health Insurance for Austria - Indian Students Guide 2026
Health insurance for international students in Austria is a mandatory requirement for obtaining an Austria student visa. Indian students must purchase approved Austria insurance for Indian students before departure - covering medical emergencies, hospitalisation and repatriation for the full duration of their course.
Bajaj General offers the most affordable travel insurance for Austria from India, with plans accepted by the universities. Premiums are paid in Indian Rupees while coverage is provided in US Dollars - making it cost-effective student medical insurance for Austria for every budget.
How Much Does Bajaj General Student Insurance for Austria from India Cost?
The Bajaj General Student Health Insurance for Austria from India offers affordable plans for Indian students pursuing higher education in Austria. Premiums vary depending on the student's age, duration of stay, and the selected coverage amount. Choosing the right student medical insurance for Austria means balancing affordability, comprehensive medical protection, and compliance with Austria and Schengen visa insurance requirements.
Student Companion
- Coverage Range: $50,000 – $200,000
- Sponsor Protection: $10,000
- Includes: Medical expenses, evacuation & repatriation
- Additional Benefits: Emergency dental, Tuition fee, Personal accident
- Other Coverage: Accident to sponsor, Family visit
- The cheapest travel insurance from Bajaj General is the Student Companion Plan starts at ₹12/day*, offering multiple student-friendly benefits.
-
Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹12/day*
Student Elite
- Coverage Range: $50,000 – $200,000
- Sponsor Protection: $10,000
- Includes: Medical expenses, evacuation & repatriation
- Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
- Additional Benefits: AD&D common carrier, Bail Bond
- Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
- The Student Elite plan premium starts at ₹14/day*, offering enhanced and comprehensive coverage options.
-
Policy Maximum ?
$50,000 – $200,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹14/day*
Student Prime
- Coverage Range: $50,000 – $1,000,000
- Sponsor Protection: $10,000
- Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
- Includes: Medical expenses, evacuation & repatriation
- Coverage Duration: Initial 1-year purchase, renewable up to 3 years
- Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
- The Student Prime is considered the best travel insurance plan from Bajaj General, starts at ₹17/day*, offering comprehensive coverage with additional security benefits.
-
Policy Maximum ?
$50,000 – $1,000,000 -
Sponsor Protection ?
$10,000 -
Starting Premium
₹17/day*
Note: Premiums vary based on the student's age, policy duration, destination and selected coverage amount. Get an instant quote to view the latest premium for your Austria study plans.
Best Health Insurance for Indian Students in Austria
Finding the best health insurance for Indian students studying in Austria means choosing a plan that offers comprehensive medical protection, Schengen-compliant coverage, and affordable premiums. Bajaj General's student insurance plans are designed to provide extensive health coverage for students pursuing higher education in Austria, with premiums payable in Indian rupees while coverage is available internationally.
Whether you are enrolling at the University of Vienna, TU Wien, Graz University of Technology, Johannes Kepler University Linz, or any other Austrian institution, Bajaj General's student insurance plans help meet the health insurance requirements for international students. As a trusted provider of student medical insurance for Austria from India, Bajaj General has helped thousands of Indian students secure reliable medical coverage before starting their studies abroad.
Austria Student Coverage
Comprehensive medical insurance designed for Indian students studying in Austria, with benefits suitable for university enrollment and visa requirements.
Schengen Visa Compliant
Plans offer coverage aligned with Schengen visa insurance requirements, including emergency medical treatment, hospitalization, and medical evacuation benefits.
Pay in ₹, Covered in €
Pay your premium conveniently in Indian rupees while receiving eligible medical coverage and claim settlements for expenses incurred in Austria.
Which Is the Best Health Insurance for Indian Students at Austria?
The best health insurance for Indian students at Austria depends on your budget and coverage needs. Student Companion is the best-value option, offering comprehensive medical coverage at an affordable price starting from ₹12/day*. If you need broader benefits, Student Elite provides enhanced medical protection, while Student Prime offers the highest level of coverage, including extensive worldwide medical benefits for students and eligible dependents.
Compare the Best Austria Student Insurance Plans
| Plan | Best For | Starting Premium |
|---|---|---|
| Student Companion | Best-value coverage for most students | ₹12/day* |
| Student Elite | Enhanced medical benefits and higher protection | ₹14/day* |
| Student Prime | Maximum worldwide medical coverage and premium benefits | ₹17/day* |
Which Plan Should You Choose?
- Looking for the cheapest student insurance for Austria? Choose Student Companion for affordable coverage starting from ₹12/day*.
- Need the best student health insurance for Austria? Choose Student Elite for enhanced medical benefits and higher coverage.
- Want the highest level of protection? Choose Student Prime for comprehensive worldwide medical coverage and premium benefits.
Premiums are indicative and may vary based on the student's age, coverage amount, trip duration, and policy terms.
Which Is the Cheapest Student Insurance for Austria?
The Student Companion Plan is one of the most affordable student insurance options for Austria, with premiums starting from ₹12/day*. It offers $50,000 – $200,000 in medical coverage for a 22-year-old international student and includes the insurance documents typically required for Austria waiver review.
Why Choose the Student Companion Plan?
- check_circle Medical coverage up to $200,000
- check_circle Plans starting at ₹12/day*
- check_circle $10,000 Sponsor Protection
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Coverage
- check_circle Personal Accident Benefit
- check_circle Family Visit Benefit
- check_circle Documentation suitable for university insurance waiver submission
Is It a Good Choice for Austria Students? If you're looking for a low-cost student health insurance plan for Austria, the Student Companion Plan provides comprehensive medical protection, essential travel benefits, and waiver-ready documentation while keeping premiums affordable for Indian students studying in the Europe.
Which Is the Best Student Insurance Plan for Austria?
The Student Prime Plan is one of the most comprehensive student insurance plans for Austria. Starting from ₹17/day*, it offers coverage from $50,000 up to $1,000,000, making it an excellent choice for students seeking higher medical protection and enhanced travel benefits while studying in the Europe.
Why Choose the Student Prime Plan?
- check_circle Medical coverage from $50,000 to $1,000,000
- check_circle Premiums starting at ₹17/day*
- check_circle Sponsor Protection up to $10,000
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Treatment
- check_circle Personal Accident & AD&D Coverage
- check_circle Bail Bond, Tuition Fee & Family Visit benefits
- check_circle Suicide Cover & Loss of Laptop Cover for eligible coverage slabs ($300,000+)
Is the Student Prime Plan Suitable for Austria Students? Yes. The Student Prime Plan is ideal for students who want higher medical coverage, broader travel benefits, and worldwide protection throughout their studies. It also provides the documentation required to support Austria's insurance waiver process.
What Is Student Travel Insurance?
Student travel insurance is a specialized form of coverage designed for high-school and college students traveling from India to Austria - whether for study-abroad programs, internships, research exchanges, conferences, cultural programs, or personal trips. It helps protect students against unexpected financial losses and travel emergencies during their stay in Austria.
What Student Travel Insurance Typically Covers?
-
A. Medical & Health Protection
- Emergency medical treatment
- Hospitalization and urgent care
- Emergency medical evacuation
- Repatriation of remains
- Coverage for injuries during common academic or cultural exchange activities
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B. Trip Protection
- Trip cancellation due to illness, injury, or other covered reasons
- Trip interruption and delays
- Missed connections
- Coverage for travel supplier default
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C. Personal Belongings & Travel Issues
- Lost, damaged, or stolen baggage
- Passport replacement assistance
- Coverage for stolen electronics (depending on plan)
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D. Assistance Services
- 24/7 international emergency assistance
- Help locating medical care abroad
- Translation and communication support
- Emergency travel assistance during natural disasters or political unrest
Travel Safe to Austria (Europe)
with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance while studying at Austria?
Students who have travelled from India to the Europe to study in Austria with a valid Bajaj General student travel insurance policy, and need to extend their stay, must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, OPT/CPT periods, or extended course duration.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online.
- Fill in the renewal form with accurate personal and policy details.
- Our insurance support team will receive your renewal request instantly.
- The request will be forwarded to the Bajaj General head office for review and approval.
- Approval or rejection typically happens within a few hours (maximum 1 working day).
- If approved, you will receive a secure payment link to complete the premium payment for renewal.
- Upon successful payment, your renewed Bajaj General policy will be emailed to you.
- If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).
Why Buy Student Insurance for Austria from NRIOL?
NRIOL specialises in student travel insurance for Europe universities - helping Indian students find the right plan, understand waiver documentation, and stay covered throughout their academic programme.
- verifiedBajaj General Student Insurance for Students Attending Austria
Choose Bajaj General student travel insurance for Austria that meets medical, accident, and emergency coverage needs for your Europe. visa and stay.
- attach_moneyAffordable Austria Student Health Insurance from India
Competitive premiums for Austria student travel insurance with transparent pricing and no hidden charges.
- schoolExperts in Austria Student Travel Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance for the Austria.
- editEasy Online Policy Updates
Update travel dates, passport details, or student information anytime before your departure to the Austria.
- updateFlexible Austria Stay Extension Support
Extend your Bajaj General student travel insurance for Austria seamlessly if your study duration is prolonged.
- support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in the Austria.
- shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » - assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
Know more » - assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
Know more » - descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
Know more » - autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
Know more »
Student Destinations
Discover Popular Student Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General, says NRIOL and Bajaj General have been working together for quite some time now, and NRIOL has successfully delivered seamless customer service by making Bajaj General travel insurance products available to its customers online.
FAQs of Bajaj General Travel Insurance for Students Studying Overseas
Bajaj General medical insurance for students studying abroad comes in three variants namely Companion, Elite and Prime. The plans differ in benefits and coverage. Some of the major features include:
- Cashless hospitalization after deductible for hospital stays exceeding 24 hours.
- Outpatient medical expenses reimbursed after deductible.
- Emergency medical evacuation and repatriation benefits.
- Plans designed to meet overseas university requirements.
- Medical coverage ranging from USD 50,000 to USD 1,000,000.
- Premium payable in Indian Rupees with coverage available overseas.
- Policy cancellation option if rejected by the university (subject to terms).
- Benefits for compassionate visit, study interruption and sponsor protection.
- Coverage for mental and nervous disorders, bail bond and more depending on the plan.
Yes. Bajaj General student insurance is accepted by many universities abroad, provided the selected plan satisfies the institution's health insurance requirements. Students should always verify the latest insurance guidelines issued by their university.
Yes. The policy may be cancelled if your university rejects the insurance, subject to Bajaj General's cancellation terms. Students are generally required to provide documentary proof of rejection from the university.
After successful payment, you receive an acknowledgement email. The policy certificate and complete policy document are then sent by email, usually within a few hours or at most one working day. The document contains your policy number, insured details and claim assistance information.
Purchase the policy online by completing the application form and paying the premium through available payment methods. The policy document is emailed after successful processing, and coverage begins from the policy start date selected during purchase.
Students can purchase Bajaj General student insurance using Indian or international credit cards, Indian debit cards, net banking and other supported online payment methods. Cheque payment may also be available in certain cases.
Student travel insurance includes all the essential medical benefits of regular travel insurance while offering additional student-focused protection such as sponsor protection, study interruption, compassionate family visit, tuition fee protection and other education-related benefits.
Yes. Bajaj General student insurance offers medical coverage suitable for Indian students travelling to Austria and helps satisfy Schengen visa insurance requirements. Students should select "Excluding USA & Canada" while purchasing the policy.
The Bajaj General Student Companion Plan is one of the most affordable options for students travelling to Austria. It offers medical coverage from USD 50,000 to USD 200,000. Students requiring higher protection can opt for the Student Prime Plan, which provides coverage up to USD 1,000,000.
Yes. Parents can complete the entire purchase process online from India by submitting the student's passport details, travel information and admission documents. The premium is paid in Indian Rupees and the policy is emailed immediately after issuance.
Choosing the Best Student Insurance for Austria - Key Considerations
When selecting student health insurance for Austria as an Indian student, consider the following factors to ensure your plan qualifies as valid Austria student visa insurance:
- University Requirements: Confirm minimum coverage limits with your Austria university - most require at least $50,000 medical cover as part of health insurance for international students in Austria.
- Sports & Adventure Activities: Students participating in hiking, skiing, mountaineering, or adventure activities may need additional coverage.
- Driving Internationally: Students renting vehicles abroad may require supplemental car-rental insurance.
- Internships or Work Abroad: Some training programs require personal liability or professional liability insurance.
Special Considerations for Students Studying in Austria
- Student Residence Permit: International students applying for an Austrian residence permit may need proof of valid health insurance covering their stay.
- Schengen Travel: Students often travel across other Schengen countries during holidays, so having insurance with wider European coverage is highly beneficial.
- Winter Sports & Outdoor Activities: Austria is known for skiing and other alpine sports. Students participating in these activities should consider coverage for adventure or winter sports if required.
- Internships & Exchange Programs: Students undertaking internships, research projects, or exchange programs within Austria or Europe should ensure their insurance provides continuous medical coverage throughout their placement.
Students from the Universities Listed Below Have Purchased Bajaj General Student Medical Insurance
This is a list of some of the universities that have accepted Bajaj General student insurance in the past. This list is not exhaustive, and if a university is not listed, it does not imply that the university does not accept Bajaj General student insurance.
| College Name | Address |
|---|---|
| Fachhochschule Joanneum | Alte Poststraße 149, 8020 Graz, Austria |
| University of Vienna | Universitätsring 1, 1010 Wien, Austria |
| Modul University Vienna | Am Kahlenberg 1, 1190 Wien, Austria |
| Academy of Fine Arts Vienna | Schillerplatz 3, 1010 Wien, Austria |
| WIFI Vorarlberg | Bahnhofstraße 24, 6850 Dornbirn, Austria |
| Johannes Kepler Universität Linz - JKU | Altenbergerstraße 69, 4040 Linz, Austria |
| FARNAIR Training Centre | Ludwig-Boltzmann-Straße 2, 7100 Neusiedl am See, Austria |
| University of Applied Sciences Wiener Neustadt for Business and Engineering | Johannes-Gutenberg-Straße 3, 2700 Wiener Neustadt, Austria |
| Graz University of Technology | Rechbauerstraße 12, 8010 Graz, Austria |
| Fachhochschule Kufstein Tirol | Andreas Hofer-Straße 7, 6330 Kufstein, Austria |
| Research Centre Human Rights | Hörlgasse 6, 1090 Wien, Austria |
| Fachhochschule Vorarlberg | Hochschulstraße 1, 6850 Dornbirn, Austria |
| IMC Fachhochschule Krems GmbH | Piaristengasse 1, 3500 Krems an der Donau, Austria |
| University of Innsbruck | Innrain 52, 6020 Innsbruck, Austria |
| FH Oberösterreich Campus Wels | Stelzhamerstraße 23, 4600 Wels, Austria |
| Karl-Franzens-Universität Graz | 8010, Universitätspl. 3, 8010 Graz, Austria |
| The Vienna Academy of Visionary Art | Döblergasse 2, 1070 Wien, Austria |
| Universität Salzburg | Kapitelgasse 4-6, 5020 Salzburg, Austria |
| Deutsch_und_mehr Sprachinstitut KG | Griesgasse 27, 8020 Graz, Austria |
Bajaj General Student Insurance for Austria: How It Works
How to Buy Bajaj General Student Insurance Online
Buying student medical insurance for Austria from India is quick, secure, and completely online. Follow these simple steps before travelling abroad.
Fill Out the Get Quote Form
Complete the Get Quote form by entering your name, age, travel dates, destination (Austria), email address and mobile number to receive suitable plan options.
Choose Your Preferred Plan
Compare available plans based on medical coverage, deductibles, emergency assistance, evacuation benefits and policy limits. Select the plan that best suits your university and visa requirements.
Upload Required Documents
Upload a clear copy of your passport and travel itinerary. Depending on the insurer's requirements, you may also need to upload your visa or university admission letter.
Make Secure Online Payment
Pay securely using debit card, credit card, UPI, net banking or other online payment options. Premiums are paid in Indian Rupees.
Receive Your Policy Instantly
Your policy document and Certificate of Insurance are emailed immediately. Download or print them for your visa application, university enrollment or travel records.
Important: Carefully review your policy wording, exclusions, coverage limits and effective dates before travelling.
Real Student Case Examples
Case 1: Emergency Hospitalization
An Indian student studying in Austria experienced severe abdominal pain and required immediate surgery after being diagnosed with acute appendicitis.
- Location: Austria
- Medical Situation: Emergency appendicitis surgery
- Medical Costs: USD 8,900 including hospitalization and surgery
- Insurance Response: Claim processed after submission of medical reports
- Outcome: Full reimbursement received within 14 days
Case 2: Insurance Accepted by University
A student enrolled at an Austrian university purchased Bajaj General student insurance before departure and successfully submitted proof of coverage during university registration.
- Location: Austria
- Process: Submitted insurance certificate and benefit details
- Outcome: University accepted the insurance documentation without delays
Buy, Renew, or Extend Policy
Buying from India
Students travelling to Austria can purchase Bajaj General Student Insurance before departure.
- Simple online enrollment
- Digital KYC process
- Instant policy issuance via email
- Coverage suitable for students studying abroad
Buying After Arrival in Austria
Students already in Austria may still be able to purchase coverage, subject to insurer approval.
- Passport copy required
- Valid visa or residence permit
- University admission proof or student ID
- Approval generally within 24–48 hours
Renewal & Extension
- Renew your policy before expiry
- Passport and previous policy copy required
- Premium charged only for the extension period
- Annual renewals available depending on plan eligibility
Exclusions & Limitations
Students should understand the important exclusions before purchasing student insurance.
1. Pre-existing Diseases
- Generally excluded initially.
- Waiting periods may apply.
2. Routine Health Checkups
- General medical examinations and preventive checkups are not covered.
3. Vision & Dental
- Emergency dental treatment may be covered.
- Routine eye and dental care is generally excluded.
4. High-Risk Sports
- Adventure sports such as skiing, mountaineering and extreme activities may not be covered unless specifically included.
5. Pregnancy
- Pregnancy and childbirth expenses are generally excluded under standard student policies.
6. Mental Health
- Coverage for psychiatric treatment and counselling may be limited depending on the policy.
International Student Insurance – Austria | Disclaimer
The information provided on this website is intended solely as a general resource for international students seeking health insurance options for travel to or from Austria. This content is informational and should not be interpreted as creating, suggesting, or implying any affiliation, endorsement, or official relationship between any Austrian university and our organization.
Students are strongly advised to verify directly with their educational institution in Austria to confirm whether any referenced health insurance plan meets university-specific requirements for student, exchange, or visa-related coverage.