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Bajaj General Australia student travel insurance

Bajaj General Indian Student Insurance for Universities in Australia 2026

Australia Student Visa Health Insurance 2026 — Plans from ₹12/day*, covering medical emergencies, hospitalization, and visa requirements.

Need Australia student visa health insurance? Get a free quote & compare Bajaj General plans in minutes.

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Why Buy Bajaj General Student Insurance?

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Starting Premium
₹12/day*
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Coverage Available
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How Much Does Bajaj General Student Travel Insurance for Australia from India Cost in 2026?

The Bajaj General Student Health Insurance for Australia starts at ₹12 per day for a 22-year-old student, depending on the selected plan and coverage amount.

Student Companion
Medical Cover
Upto $200,000
Sponsor Protection
$10,000
Medical Repatriation
Included
Starting at ₹12/day*
Student Elite
Medical Cover
Upto $200,000
Sponsor Protection
$10,000
Medical Repatriation
Included
Starting at ₹13/day*
Student Prime
Medical Cover
Upto $1,000,000
Sponsor Protection
$10,000
Medical Repatriation
$5,000
Starting at ₹14/day*

*Price shown is for a 365-day trip for a 22-year-old student. Premiums vary by age, trip duration, and destination. Get an instant quote for your travel plan.

What Are The Health Insurance Coverage Options for Indian Students Studying in Australia?

Bajaj General offers several insurance plans for international students, including Study Companion, Student Elite, and Student Prime—each tailored to provide comprehensive protection for students studying abroad.

Student Companion

  • Coverage Range: $50,000 – $200,000
  • Sponsor Protection: $10,000
  • Includes: Medical expenses, evacuation & repatriation
  • Additional Benefits: Emergency dental, Tuition fee, Personal accident
  • Other Coverage: Accident to sponsor, Family visit
  • The cheapest travel insurance from Bajaj General is the Student Companion Plan starts at ₹12/day*, offering multiple student-friendly benefits.
picture_as_pdf Plan Details picture_as_pdf Plan Brochure

  • Policy Maximum ?
    $50,000 – $200,000

  • Sponsor Protection ?
    $10,000

  • Starting Premium
    ₹12/day*

Student Elite

  • Coverage Range: $50,000 – $200,000
  • Sponsor Protection: $10,000
  • Includes: Medical expenses, evacuation & repatriation
  • Add-on Options: Mental & Nervous disorders, Maternity & Pre-existing
  • Additional Benefits: AD&D common carrier, Bail Bond
  • Extended Coverage: Emergency dental, Personal accident, Tuition fee, Family visit
  • The Student Elite plan premium starts at ₹13/day*, offering enhanced and comprehensive coverage options.
picture_as_pdf Plan Details picture_as_pdf Plan Brochure

  • Policy Maximum ?
    $50,000 – $200,000

  • Sponsor Protection ?
    $10,000

  • Starting Premium
    ₹13/day*

Student Prime

  • Coverage Range: $50,000 – $1,000,000
  • Sponsor Protection: $10,000
  • Special Benefits: Suicide & Loss of Laptop cover for $300,000+ coverage slabs
  • Includes: Medical expenses, evacuation & repatriation
  • Coverage Duration: Initial 1-year purchase, renewable up to 3 years
  • Extended Benefits: Emergency dental, Personal accident, AD&D, Bail Bond, Tuition fee, Family visit
  • The Student Prime is considered the best travel insurance plan from Bajaj General, starts at ₹14/day*, offering comprehensive coverage with additional security benefits.
picture_as_pdf Plan Details picture_as_pdf Plan Brochure

  • Policy Maximum ?
    $50,000 – $1,000,000

  • Sponsor Protection ?
    $10,000

  • Starting Premium
    ₹14/day*

What Is Student Travel Insurance?

Student travel insurance is a specialized form of coverage designed for high-school and college students traveling away from Australia—whether for study abroad programs, internships, research exchanges, conferences, cultural programs, or personal trips. It helps protect students against unexpected financial losses or travel emergencies during their stay overseas.

Why Students from Australia May Need Travel Insurance

Australian students frequently travel for academic programs through universities such as the University of Vienna, TU Wien, University of Graz, University of Innsbruck, and others. These academic or cultural exchange programs often require travel insurance because:

  • Domestic Australian health insurance (ÖGK, BVAEB, SVS) may offer limited or no coverage outside Europe.
  • Certain countries require proof of travel insurance for visa issuance (e.g., USA, Canada, Australia).
  • University or Erasmus-related trips may require minimum medical coverage.
  • Students may engage in excursions, fieldwork, volunteering, or sport activities that involve higher risk.

What Student Travel Insurance Typically Covers?

  • A. Medical & Health Protection
    • Emergency medical treatment
    • Hospitalization and urgent care
    • Emergency medical evacuation
    • Repatriation of remains
    • Coverage for injuries during common academic or cultural exchange activities
  • B. Trip Protection
    • Trip cancellation due to illness, injury, or other covered reasons
    • Trip interruption and delays
    • Missed connections
    • Coverage for travel supplier default
  • C. Personal Belongings & Travel Issues
    • Lost, damaged, or stolen baggage
    • Passport replacement assistance
    • Coverage for stolen electronics (depending on plan)
  • D. Assistance Services
    • 24/7 international emergency assistance
    • Help locating medical care abroad
    • Translation and communication support
    • Emergency travel assistance during natural disasters or political unrest

Special Considerations for Students from Australia

  • Study-Abroad Requirements: Many foreign universities require specific coverage limits for international students.
  • Sports & Adventure Activities: Students participating in hiking, skiing, mountaineering, or adventure activities may need additional coverage.
  • Driving Internationally: Students renting vehicles abroad may require supplemental car-rental insurance.
  • Internships or Work Abroad: Some training programs require personal liability or professional liability insurance.

Students from the universities listed below have purchased Bajaj General student medical insurance

This is a list of some of the universities that have accepted Bajaj General student insurance in the past. This list is not exhaustive, and if a university is not listed, it does not imply that the university does not accept Bajaj General student insurance.

College Name Address
La Trobe University, Melbourne Campus Plenty Road & Kingsbury Drive, Melbourne VIC 3086, Australia
Federation University University Dr, Mount Helen VIC 3350, Australia
University of Canberra University Drive, Bruce ACT 2617, Australia
Health Education Australia Limited 118 Queen St, Melbourne VIC 3000, Australia
Flinders University Sturt Rd, Bedford Park SA 5042, Australia
University of Wollongong Northfields Ave, Wollongong NSW 2522, Australia
Deakin University 75 Pigdons Road, Waurn Ponds VIC 3216, Australia
University of Technology Sydney 15 Broadway, Ultimo NSW 2007, Australia
Charles Sturt University Study Centre Melbourne 30 Church Ln, Melbourne VIC 3000, Australia
Melbourne Institute of Business and Technology 1 Gheringhap St, Geelong VIC 3217, Australia
Institute of Health and Nursing Australia, Perth City Campus Carillon City, Level 2, Carillon City Arcade, 680-692 Hay Street Mall, Perth WA 6000, Australia
The University of New South Wales Sydney NSW 2052, Australia
QUT Gardens Point Campus 2 George St, Brisbane City QLD 4000, Australia
Group Colleges Australia 233 Castlereagh St, Sydney NSW 2000, Australia
Swinburne University of Technology John St, Hawthorn VIC 3122, Australia
Chisholm Institute 121 Stud Rd, Dandenong VIC 3175, Australia
Curtin University Kent St, Bentley WA 6102, Australia
Griffith University, Nathan Campus 170 Kessels Rd, Nathan QLD 4111, Australia
Royal Melbourne Institute of Technology University, Melbourne City Campus 124 La Trobe St, Melbourne VIC 3000, Australia
King's Own Institute 1/31 Market St, Sydney NSW 2000, Australia
Australian Technical and Management College (ATMC) 2/399 Lonsdale St, Melbourne VIC 3004, Australia
Holmes Institute 91 York St, Sydney NSW 2000, Australia
The University of Adelaide Adelaide SA 5005, Australia
Edith Cowan University, Joondalup Campus 270 Joondalup Dr, Joondalup WA 6027, Australia
James Cook University, Brisbane Campus 349 Queen St, Brisbane City QLD 4000, Australia
The Australian National University Canberra ACT 0200, Australia
Deakin College Building LA, Deakin University, 70 Elgar Road, Burwood VIC 3125, Australia
Einstein College of Australia Ground Floor, 313-315 Flinders Lane, Melbourne VIC 3000, Australia
Box Hill Institute - Elgar Campus 465 Elgar Rd, Box Hill VIC 3128, Australia
ACMUSE Australian College of Make-Up & Special Effects 233 Broadway, Glebe NSW 2037, Australia
Le Cordon Bleu Australia (Adelaide) Days Road, Regency Park SA 5010, Australia
Holmesglen Institute of TAFE 488 South Rd, Moorabbin VIC 3189, Australia
Victorian Institute of Technology | VIT Australia 14/123 Queen St, Melbourne VIC 3000, Australia
YWAM Townsville 215 Walker St, Townsville City QLD 4810, Australia
Victoria University PO Box 14428 Melbourne, Victoria 8001, Australia
University of Divinity, Whitley College 271 Royal Parade, Parkville VIC 3052, Australia
University of Newcastle University Dr, Callaghan NSW 2308, Australia
TAFE Queensland North, Cairns Campus Gatton, Newton, Eureka and Wilkinson Streets, Manunda QLD 4870, Australia
South Australian Institute of Business & Technology Brookman Building, North Terrace, Adelaide SA 5000, Australia
The University of Sydney New South Wales 2006, Australia
Southern Cross University, Lismore Campus Military Road, East Lismore NSW 2480, Australia
RMIT University 124 La Trobe St, Melbourne VIC 3000, Australia
The University of Western Australia 35 Stirling Hwy, Crawley WA 6009, Australia
Deakin University, Geelong Waterfront Campus 1 Gheringhap St, Geelong VIC 3220, Australia
Charles Darwin University Art Gallery Building Orange 12, Casuarina campus, Brinkin NT 0810, Australia
Central Queensland University, Rockhampton, North Campus Bruce Hwy, North Rockhampton QLD 4702, Australia
Victoria University - Newport Campus 80 Champion Rd, Newport VIC 3015, Australia
The University of Queensland St Lucia QLD 4072, Australia
Geelong Grammar School 50 Biddlecombe Ave, Corio VIC 3214, Australia
Western Sydney University Parramatta Campus Parramatta NSW 2150, Australia
Charles Darwin University Ellengowan Dr, Casuarina NT 0810, Australia
University of Tasmania, Hobart Campus Churchill Avenue, Hobart TAS 7005, Australia
Holmesglen 332 St Kilda Rd, Southbank VIC 3006, Australia
USQ Sydney Education Centre 29-35 Bellevue Street, Surry Hills NSW 2010, Australia
Western Institute of technology 220 Albert Rd, South Melbourne VIC 3205, Australia
University of Southern Queensland,Toowoomba Campus 487/521-535 West St, Darling Heights QLD 4350, Australia
University of Melbourne Parkville VIC 3010, Australia
TAFE Queensland Gold Coast RTO: 0083 91/99 Scarborough St, Southport QLD 4215, Australia
Holmesglen Chadstone Batesford Rd & Warrigal Road, Chadstone VIC 3148, Australia
Melbourne Institute of Technology The Argus, 284-294 La Trobe St, Melbourne VIC 3000, Australia
Elsis College 518 Kent St, Sydney NSW 2000, Australia
Australian Catholic University, Brisbane Campus 1100 Nudgee Rd, Banyo QLD 4014, Australia
The University of Sydney Business School H70, Abercrombie St & Codrington St, Darlington NSW 2006, Australia
Perth College Of Business & Technology (PCBT) 110 Brown St, East Perth WA 6004, Australia
Marcus Oldham College 145 Pigdons Rd, Waurn Ponds VIC 3216, Australia
Macquarie University Sydney NSW 2109, Australia
TAFE International Western 7/3 Forrest Pl, Perth WA 6000, Australia
Kent Institute Australia 10 Barrack St, Sydney NSW 2000, Australia
Health Careers International Pty Ltd Level 1, 76-80 Turnham Avenue, Rosanna, Melbourne VIC 3084, Australia
Murdoch University, South Street Campus 90 South St, Murdoch WA 6150, Australia
MCI Institute 23 Hunter St, Sydney NSW 2000, Australia
Queensland International Institute (Qii) 104-108 Margaret St, Brisbane City QLD 4000, Australia
Kingston International College 131 Harold St, Mount Lawley WA 6003, Australia
University of South Australia 101 Currie St, Adelaide SA 5001, Australia
Kingsway Institute Ground/55-57 Wentworth Ave, Sydney NSW 2000, Australia
Zenith Business Academy 399 Lonsdale St, Melbourne VIC 3000, Australia
YWAM Newcastle 28 Hanbury St, Mayfield NSW 2304, Australia
Holmesglen Institute - Moorabbin 488 South Rd, Moorabbin VIC 3189, Australia
Cambridge International College 422 Little Collins St, Melbourne VIC 3000, Australia
TEDI 212 King St, Melbourne VIC 3000, Australia
Blue Mountains International Hotel Management School 1 Chambers Rd, Leura NSW 2780, Australia
Deakin University, Melbourne Burwood Campus Australia
Perth Institute of Business and Technology Joondalup 270 Joondalup Dr, Joondalup WA 6027, Australia
Sydney College of Skin Care 3/136 Chalmers St, Surry Hills NSW 2010, Australia
University of Canberra, Bruce Campus University Drive, Bruce ACT 2617, Australia
Taylors College Sydney 965 Bourke St, Waterloo NSW 2017, Australia
Carnegie Mellon University Australia Torrens Building, 220 Victoria Square, Adelaide SA 5000, Australia
AAPoly 628 Bourke St, Melbourne VIC 3000, Australia
International Institute of Business and Information Technology , Sydney Campus 841 George St, Sydney NSW 2000, Australia
Scone Grammar School 60 Kingdon St, Scone NSW 2337, Australia
Western Sydney University, Hawkesbury Campus Londonderry Rd, Richmond NSW 2753, Australia
Australian Centre of Further Education Pty Ltd l5/341 Queen St, Melbourne VIC 3000, Australia
Westminster School 1/23 Alison Ave, Marion SA 5043, Australia
Australian Wings Academy 19 Lores Bonney Circuit, Bilinga QLD 4225, Australia
University of the Sunshine Coast 90 Sippy Downs Dr, Sippy Downs QLD 4556, Australia
Bond University 14 University Dr, Robina QLD 4226, Australia
Health Education Australia Limited - Australia 118 Queen St, Melbourne VIC 3000, Australia
Flinders University Sturt Rd, Bedford Park SA 5042, Australia
University of Wollongong Northfields Ave, Wollongong NSW 2522, Australia
Deakin University 75 Pigdons Road, Waurn Ponds VIC 3216, Australia
University of Technology Sydney 15 Broadway, Ultimo NSW 2007, Australia
Charles Sturt University Study Centre Melbourne 30 Church Ln, Melbourne VIC 3000, Australia
Melbourne Institute of Business and Technology 1 Gheringhap St, Geelong VIC 3217, Australia
La Trobe University, Melbourne Campus Plenty Road & Kingsbury Drive, Melbourne VIC 3086, Australia
Federation University Australia University Dr, Mount Helen VIC 3350, Australia
University of Canberra University Drive, Bruce ACT 2617, Australia

Bajaj General Student Insurance for Australia: How It Works

  • How to Buy Student Travel Insurance

    Buying student travel insurance is easy, fast, and fully online. Follow these steps to get covered:

    1. Fill Out the Get Quote Form

    • Complete the Get Quote form on this page.
    • Enter your name, age, travel dates, and destination.
    • The system will suggest the best plans based on your details.

    2. Select Your Preferred Plan

    • Review available plan options.
    • Check details like coverage limits, deductibles, emergency benefits, and add-ons.
    • Select the plan that meets your university or visa requirements.

    3. Upload Passport and Travel Details

    • Upload a clear scan/photo of your passport.
    • Upload your travel itinerary.
    • Some plans may require a visa copy or university ID for verification.

    4. Make the Online Payment

    • Pay securely using debit/credit card, net banking, or other digital methods.
    • Your payment is processed instantly.
    • Keep the payment receipt for your records.

    5. Receive Your Policy Instantly

    • Your policy document and certificate of insurance are emailed immediately.
    • You can download/print them for visa processing or university submission.
    • This ensures you always have valid proof of insurance.

    Important: Always review policy terms, coverage limits, exclusions, and start dates carefully.

  • Real Student Case Examples

    Case 1: Emergency Room Visit

    A student traveling in Europe suddenly experienced severe abdominal pain and required immediate hospitalization.

    • Location: Europe
    • Medical Situation: Emergency surgery for appendicitis
    • Emergency Costs: USD 8,900 (treatment, surgery, hospitalization)
    • Insurance Response: Claim processed quickly after submitting reports
    • Outcome: Full reimbursement within 14 days

    Case 2: Insurance Waiver Approved

    A student applied to use existing coverage instead of the university’s in-house policy.

    • Location: International university
    • Process: Waiver form, benefits table submitted
    • Outcome: Waiver approved in 48 hours

  • Buy, Renew, or Extend Policy

    Buying from India

    Students can easily purchase a Bajaj General policy before departure:

    • Instant online enrollment
    • Digital KYC
    • Policy PDF emailed immediately
    • Coverage aligned with university requirements

    Buying After Arrival in Europe

    Students who have already reached Australia or Europe can still purchase the policy:

    • Subject to insurer approval
    • Documents required:
      • Passport copy
      • Valid visa
      • University ID or admission proof
    • Approval in 24–48 hours

    Renewal & Extension

    • Renew before expiry to avoid gaps
    • Required: Passport + previous policy copy
    • Premium only for extended period
    • Annual renewals available

  • Exclusions & Limitations

    Students should be aware of conditions that are not covered or may have limitations:

    1. Pre-existing Diseases

    • Not covered immediately
    • May have a waiting period

    2. Routine Checkups

    • General health checkups excluded

    3. Vision & Dental

    • Only emergency dental treatments covered

    4. High-Risk Sports

    • Extreme sports excluded unless added as riders

    5. Pregnancy

    • Pregnancy care typically excluded

    6. Mental Health

    • Limited coverage for psychiatric care
bajaj general student university

Travel Safe to Australia with Bajaj General Student Insurance

How can I extend or renew my Bajaj General student travel insurance while studying at Australia

Students who have travelled from India to the USA to study at Australia with a valid Bajaj General student travel insurance policy, and need to extend their stay, must renew or extend their policy to ensure uninterrupted coverage. Many students may need an extension due to academic requirements, delayed semesters, OPT/CPT periods, or extended course duration.

Follow these simple steps to renew your student insurance online:

  1. Click the URL extend or renew Bajaj General student insurance online .
  2. Fill in the renewal form with accurate personal and policy details.
  3. Our insurance support team will receive your renewal request instantly.
  4. The request will be forwarded to the Bajaj General head office for review and approval.
  5. Approval or rejection typically happens within a few hours (maximum 1 working day).
  6. If approved, you will receive a secure payment link to complete the premium payment for renewal.
  7. Upon successful payment, your renewed Bajaj General policy will be emailed to you.
  8. If your request is rejected, our advisors will reach out with suitable alternative insurance options (if applicable).

Why Buy Student Insurance for Australia from NRIOL?

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    Bajaj General Australia Student Insurance Plans

    Choose Bajaj General student travel insurance for Australia that meets medical, accident, and emergency coverage requirements for your U.S. visa and stay.

  • attach_money
    Affordable U.S. Student Health Insurance from India

    Competitive premiums for Australia student travel insurance with transparent pricing and no hidden charges.

  • school
    Experts in U.S. Student Travel Coverage

    Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance for the USA.

  • edit
    Easy Online Policy Updates

    Update travel dates, passport details, or student information anytime before your departure to the USA.

  • update
    Flexible U.S. Stay Extension Support

    Extend your Bajaj General student travel insurance for Australia seamlessly if your study duration is prolonged.

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    24/7 Global Emergency Assistance

    Round-the-clock claims and medical help while studying anywhere in the USA.

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Discover Popular Student Destinations with Bajaj General Travel Insurance

Bajaj General Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".

International Student Insurance – Australia | Disclaimer

The information provided on this website is intended solely as a general resource for international students seeking health insurance options for travel to or from Australia. This content is informational and should not be interpreted as creating, suggesting, or implying any affiliation, endorsement, or official relationship between any Australian university and our organization.

Students are strongly advised to verify directly with their educational institution in Australia to confirm whether any referenced health insurance plan meets university-specific requirements for student, exchange, or visa-related coverage.

FAQ's of Bajaj General travel insurance for students studying overseas

What are the key features of Bajaj General student insurance?

Bajaj General medical insurance for students studying abroad come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.

  • After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Most of the policies cover for emergency medical evacuation and repatriation benefits.
  • Custom made plans to suit the overseas university requirements.
  • Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • Cancellation of the policy in case of rejection by the university.
  • Covers for compassionate visit, study interruption and sponsor protection.
  • Covers for mental and nervous disorders, bail bond and more.

Yes most of the foreign universities accept the Bajaj General student health insurance.

You can cancel the Bajaj General student travel insurance provided you have to provide the proof of rejection letter from the university.

When the insurance application and the payment is completed online, you will immediately get a confirmation email along with insurance details. You will then get a policy document in the PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.

It is very simple to purchase insurance online. Click on the 'Buy' to get relevant online application and complete it with required details. The premium payment can be completed by using a credit/debit card. An email acknowledgment will be received after the premium payment and the policy will be emailed within 1 business days. The coverage will start from the start date as indicated on the form.

Travelers can use credit card (Indian/international) and Indian debit cards to buy Bajaj General travel insurance. Travelers can also use a cheque to buy Bajaj General travel insurance policy.

When students travel internationally for higher education, they need to ensure that their health and stay overseas is insured. While international travel insurance has coverage benefits for the international traveller, Bajaj General student insurance along with most travel insurance benefits, also has benefits unique to the needs of Indian students while outside India. Some of the unique student coverage benefits are sponsor protection, compensation in case of study interruption, compassionate visit by family members