Travel Insure

Visit USA HealthCare visitors insurance

Best travel medical insurance for visitors to USA. starts at just less than $1/day.
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Visit USA Insurance from Travel Insure is a visitor medical insurance plan designed for non-U.S. citizens and non-U.S. residents traveling to the United States. The plan helps protect international visitors from unexpected healthcare expenses due to covered accidents and illnesses during their stay in the USA. Visit USA-HealthCare offers flexible Budget, Standard, and Superior plan options with medical maximum choices up to $250,000 (depending on the plan selected and eligibility), deductible options, and benefits for covered medical treatment. Visit USA Insurance is an affordable option for parents visiting family, tourists, business travelers, students, and other international visitors seeking medical protection while traveling in the United States.

What is Visit USA HealthCare Insurance?

Visit USA visitor insurance is a comprehensive health insurance plan designed for international visitors to the United States.

Visit USA-HealthCare plan is available in three plan options:

Visit USA-HealthCare visitors insurance provides coverage for accident and sickness medical expenses, emergency medical evacuation, and assistance services within the USA. It also offers an optional accidental death and dismemberment (AD&D) benefit. Coverage is available from 5 days up to 364 days, but the plan cannot be renewed. If you need coverage beyond the initial period, you must purchase a new policy.

Why Should I Buy Visit USA Insurance?

Visit USA Insurance from Travel Insure is designed for non-U.S. citizens and non-U.S. residents visiting the United States who need affordable protection against unexpected medical expenses during their trip. The plan helps cover eligible healthcare costs resulting from covered accidents and illnesses and provides important emergency benefits to help international visitors access medical care while traveling in the USA.

Top reasons to choose Visit USA Insurance include:
  • Designed for USA visitors: Suitable for tourists, parents visiting family, relatives, business travelers, students, and other international visitors traveling to the United States.
  • Flexible plan options: Choose from Budget, Standard, and Superior plans with different medical maximum and deductible options based on your travel needs.
  • Medical coverage for unexpected illnesses and injuries: Provides benefits for eligible medical expenses including doctor visits, hospital services, emergency room treatment, diagnostic services, surgery, ambulance services, and prescription drugs, subject to policy terms and benefit limits.
  • Emergency medical benefits: Includes Emergency Medical Evacuation and Repatriation of Remains benefits for covered emergencies.
  • Affordable visitor insurance protection: Helps international travelers manage the high cost of healthcare in the United States while staying within their travel budget.
  • Coverage options for different travelers: Offers medical maximum choices up to $250,000 depending on the selected plan, age, and eligibility requirements.

Who Is Eligible for Visit USA Travel Insurance?

Visit USA-HealthCare is designed for individuals traveling to the United States who are not U.S. citizens or permanent residents. It’s available for:

  • Tourists and holiday travelers
  • Business and leisure travelers
  • Parents of students studying in the U.S.
  • Church or missionary travelers to the U.S.

How Much Does Visit USA Insurance Cost Per Month?

Visit USA travel insurance cost per month start at just $28 This is dependent on the age of the traveler, the plan maximum and the deductible.

For Example here we are showing Visit USA travel insurance cost per month with deductible of $250.

Budget Standard Superior
Traveler’s Age $50,000 $75,000 $150,000 $200,000 $250,000
18 - 29 years $28 $41 $48 $51 $77
30 - 39 years $31 $54 $51 $76 $116
40 - 49 years $32 $78 $56 $96 $152
50 - 59 years $43 $113 $76 $155 $240
60 - 69 years $49 $131 $86 $201 $311
70 - 79 years $84 $210

For senior travelers aged 80 to 99 years, the cost is $260 to $703, with medical maximum of $20,000 and a deductible $250.

What Are the Benefits of Visit USA-HealthCare Travel Medical Insurance Plans?

  • Budget Plan A

    Budget Plan B

    Standard Plan A

    Standard Plan B

    Superior Plan

    Accident and Sickness Medical Coverage help
    Covered medical expenses Covered medical expenses Covered medical expenses Covered medical expenses Covered medical expenses
    Covid-19 Coverage
    Coverage Included Coverage Included Coverage Included Coverage Included Coverage Included
    Urgent Care Center Co-payment
    No Benefit No Benefit Within the U.S.: $50 co-payment
    (waived for members with $0 deductible)
    Within the U.S.: $50 co-payment
    (waived for members with $0 deductible)
    Within the U.S.: $50 co-payment
    (waived for members with $0 deductible)
  • Budget Plan A

    Budget Plan B

    Standard Plan A

    Standard Plan B

    Superior Plan

    Emergency Medical Evacuation help
    $100,000 $100,000 $250,000 $250,000 $500,000
    Repatriation of Remains
    $25,000 $25,000 $50,000 $50,000 Overall Maximum Limit
    Emergency Reunion
    $15,000 $15,000 $15,000 $15,000 $15,000
    Terrorism
    $25,000 $25,000 $50,000 $50,000 $50,000
    Political Evacuation
    No Benefit No Benefit $25,000 $25,000 $50,000
    Crisis Response
    No Benefit No Benefit No Benefit No Benefit $10,000
  • Budget Plan A

    Budget Plan B

    Standard Plan A

    Standard Plan B

    Superior Plan

    24/7 Worldwide Assistance
    Included Included Included Included Included
    Emergency Travelers Assistance help
    Included Included Included Included Included
    Travel Assistance Benefits help
    Not available on all plan levels Not available on all plan levels Not available on all plan levels Not available on all plan levels Additional travel assistance benefits included
    Trip Interruption
    No Benefit No Benefit $2,500 $2,500 $5,000
    Travel Delay
    See full Description of Coverage See full Description of Coverage See full Description of Coverage See full Description of Coverage Included as a Superior Plan travel assistance benefit; restrictions apply
    Lost or Stolen Baggage
    See full Description of Coverage See full Description of Coverage See full Description of Coverage See full Description of Coverage Included as a Superior Plan travel assistance benefit; restrictions apply
    Lost or Stolen Passport
    See full Description of Coverage See full Description of Coverage See full Description of Coverage See full Description of Coverage Included as a Superior Plan travel assistance benefit; restrictions apply
    Pet Return
    See full Description of Coverage See full Description of Coverage See full Description of Coverage See full Description of Coverage Included as a Superior Plan travel assistance benefit; restrictions apply
  • Budget Plan A

    Budget Plan B

    Standard Plan A

    Standard Plan B

    Superior Plan

    Personal Liability
    No Benefit No Benefit No Benefit No Benefit $10,000 Lifetime Max.
    Accidental Death and Dismemberment help
    No Benefit No Benefit $50,000 (ages 18-69) $50,000 (ages 18-69) $50,000 (ages 18-69)
    Additional AD&D Coverage
    No Benefit No Benefit Up to $100,000 additional coverage for an additional premium Up to $100,000 additional coverage for an additional premium Up to $100,000 additional coverage for an additional premium
    AD&D Age Limits
    No Benefit No Benefit Ages 0-17: $5,000
    Ages 18-69: $50,000
    Ages 70-74: $20,000
    Ages 75+: $10,000
    Ages 0-17: $5,000
    Ages 18-69: $50,000
    Ages 70-74: $20,000
    Ages 75+: $10,000
    Ages 0-17: $5,000
    Ages 18-69: $50,000
    Ages 70-74: $20,000
    Ages 75+: $10,000
    Intercollegiate / Interscholastic Sports Coverage
    No Benefit No Benefit See full Description of Coverage See full Description of Coverage Additional coverage option
    Hazardous Activities Rider
    No Benefit No Benefit See full Description of Coverage See full Description of Coverage Additional coverage option

    ^ AD&D benefits for Standard and Superior plans: Ages 18-69: $50,000; ages 0-17: $5,000; ages 70-74: $20,000; ages 75+: $10,000.

Are sports activities covered under the Visit USA travel insurance?

This plan offers optional coverage through the hazardous activities rider and the intercollegiate / interscholastic sports rider.By purchasing the hazardous activities rider, the following activities will be covered:

  • American Football
  • Big Game Hunting or Safari
  • Bungee Jumping, Hang-Gliding
  • Kite-Surfing
  • Mountaineering
  • Parachuting, Paragliding, Powerlifting
  • Running with the Bulls, Sky Surfing
  • Snow Skiing, Snowboarding
  • Spelunking, Sub Aqua Pursuits (with underwater breathing apparatus)
  • Surfing, Waterskiing, Whitewater Rafting

The Visit USA Healthcare plan includes coverage for recreational sports only. For those planning to participate in intercollegiate, interscholastic, or organized amateur sports. Additional coverage rider is available at $1.25 per day

What is the Visit USA Travel Insurance PPO Network?

Provider network and how to find hospital or doctor?

Travel Insure maintains a wide network of health care providers. You may use any doctor or hospital when you need medical care. You may call the Emergency Assistance Company to help you locate a doctor or hospital.

Visit USA Budget Plan: No network restrictions, visit any doctor of your choice.

Visit USA Standard and Superior Plans: There are 2 options: First Health care network and United health care.

You may go to your choice of provider in the U.S. However, the coinsurance will be waived for visitors to the U.S. if expenses are incurred within the PPO network.

first Healthcare Provider Network United Healthcare Provider Network

What are the restrictions of Visit USA insurance?

Visit USA Health Insurance is not available for residents of the states of Maryland, New York, or Washington, or for residents of the countries of Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, and Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Visit USA Travel Health Insurance - FAQ's

Before the effective date: You may request a cancellation and refund in writing before your coverage start date. A $25 processing fee applies to all refunds.

After the effective date: The premium is considered fully earned and is non-refundable.

No, Visit USA insurance does not provide full coverage for Pre-existing conditions. However, Visit USA Standard and Visit USA Superior plans offers coverage for acute onset of a pre-existing condition.

  • Covers up to $10,000 for visitors under 65 years old
  • Covers up to $2,500 for visitors above 65 years and older

We work with several popular US insurance providers who offer health insurance for visitors to USA. There is no single visitor health insurance plan which is best for all visitors. The best health insurance for visitors to USA will vary depending on the needs of the visitor. Visitors can compare different US visitor health insurance plans on American Visitor Insurance to find the best health insurance for visitors to USA plan for their needs.

What Are the Exclusions of Visit USA Insurance?

  • Pre-existing conditions are generally not covered, except where limited benefits may apply if specifically included under the plan terms and eligibility requirements.
  • The plan does not cover routine healthcare, preventive care, physical examinations, vaccinations, or regular medical checkups.
  • Ongoing treatment, chronic conditions, or medical care that existed before the effective date of coverage are excluded unless specifically covered under the policy provisions.
  • Pregnancy, maternity care, childbirth, and related complications are generally excluded unless specifically included in the policy benefits.
  • The plan does not cover elective treatments, cosmetic procedures, weight-loss programs, or non-medically necessary services.
  • Expenses related to self-inflicted injuries, illegal activities, war, or participation in excluded hazardous activities are not covered, subject to policy terms and exclusions.
  • Dental and vision services are limited and covered only for eligible conditions specifically listed in the policy benefits.
  • The plan does not provide coverage for trip cancellation, trip delay, personal belongings, or general travel expenses unless specifically included as a covered benefit.
  • Benefits are subject to the selected plan maximum, deductible, coinsurance requirements, exclusions, and limitations stated in the Visit USA-HealthCare policy documents.

Visit USA Insurance Claims

mail
CLAIMS EMAIL

Email: Claims@globalunderwriters.com

call
CLAIMS PHONE

Inside U.S. and Canada: 1-800-513-2981
Outside U.S. and Canada: 513-533-1330

mail
MAIL TO

Global Claims Administration
3195 Linwood Avenue, Suite 201,
Cincinnati, OH 45208, USA