Travel Insure

Visit USA HealthCare Superior Insurance

Best visitor medical insurance for Non US citizens traveling to the US. starts at just less than $3/day.
Quotes for Visit USA Superior Insurance
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Visit USA HealthCare Superior comprehensive travel insurance is available for Non US citizens traveling to the US. This plan offers highest benefit limits for those looking for the peace of mind that comes with an extensive travel healthcare plan. This plan includes benefits like trip interruption, acute on set of pre-existing coverage, lost/stolen Passport and Crisis Response.

What is Visit USA Superior Insurance?

Visit USA Superior is a comprehensive travel medical insurance plan for eligible travelers visiting the United States who are not U.S. citizens or permanent residents. The Superior Plan provides coverage for unexpected illness and injury along with travel assistance benefits and higher limits on many benefits compared with the Standard Plan.

Key features of Visit USA Superior include:
  • Medical coverage: Maximum policy/accident and sickness medical coverage of $250,000. The maximum is $100,000 for travelers ages 65–79 and $20,000 for travelers age 80 and older.
  • Flexible deductible options: Choose a deductible of $0, $250, $500, or $1,000 per certificate.
  • Emergency medical evacuation: Coverage of up to $500,000, subject to the policy terms and requirements.
  • Travel assistance benefits: The Superior Plan includes additional travel assistance benefits such as travel delay, pet return, lost baggage, and lost or stolen passport, subject to applicable terms and limitations.
  • 24/7 worldwide assistance: Included with the plan.

Visit USA-HealthCare Superior is available for eligible travelers from 14 days old through age 80+. The plan is designed for visitors to the United States who are not U.S. citizens or permanent residents, including tourists, visiting scholars, missionaries, and business travelers. Individual and family coverage options are available, subject to the policy terms and eligibility requirements.

Why Should I Buy Visit USA Superior Insurance?

Visit USA Superior is a comprehensive travel medical insurance plan for eligible travelers visiting the United States. It offers higher benefit limits on many covered expenses than the Standard Plan and includes additional travel assistance benefits such as travel delay, pet return, lost baggage, lost or stolen passport, and crisis response, subject to the applicable deductible, benefit limits, exclusions, and terms of the plan.

Top reasons to choose Visit USA Superior include:
  • Higher medical coverage limits: Visit USA Superior provides maximum accident and sickness medical coverage of $250,000 for travelers ages 14 days through 64. The maximum is $100,000 for travelers ages 65–79 and $20,000 for travelers age 80 and older.
  • Flexible deductible options: Choose a deductible of $0, $250, $500, or $1,000 per certificate.
  • 100% in-network PPO coverage: For eligible covered expenses, the plan provides 100% coverage through the PPO after the applicable deductible. Out-of-network eligible expenses are subject to Usual, Reasonable and Customary (URC) charges.
  • Emergency medical evacuation: Coverage is available up to $500,000 lifetime maximum, subject to the requirements of the plan.
  • Acute onset of pre-existing conditions: Coverage is available up to $25,000 for travelers under age 65 and $2,500 for travelers age 65 and older, subject to the policy definition, exclusions, limitations, and requirements.
  • 24/7 worldwide assistance: Worldwide assistance is included with the plan.
  • Additional travel assistance benefits: Superior includes benefits for eligible travel delay, pet return, lost baggage, and lost or stolen passport, subject to the applicable limits and requirements.

Who Is Eligible for Visit USA Superior Insurance?

Visit USA Superior is available to eligible non-U.S. citizens traveling to the United States. The plan is designed for travelers who are traveling outside their home country and provides comprehensive travel medical insurance coverage, subject to the plan's eligibility requirements, terms, conditions, exclusions, and limitations.

Visit USA Superior may be suitable for:
  • Tourists and holiday travelers: Non-U.S. citizens visiting the United States for tourism or vacation.
  • Visiting scholars: Eligible international scholars traveling to the United States.
  • Business travelers: Non-U.S. citizens traveling to the United States for business purposes.
  • Missionaries: Eligible international missionaries traveling to the United States.
  • Families: Individual and family coverage options are available, including coverage for a spouse and children.
  • Children traveling alone: Coverage is available for eligible children traveling to the United States without their family.

The plan is available to travelers who are at least 14 days old. U.S. citizens and U.S. permanent residents are not eligible. Visit USA-HealthCare coverage is available for 5 to 364 days, subject to the applicable eligibility requirements and plan terms.

How Much Does Visit USA Superior Insurance Cost Per Month?

Visit USA travel insurance cost per month start at just $72 This is dependent on the age of the traveler, the plan maximum and the deductible.

For Example here we are showing Visit USA travel insurance cost per month with deductible of $250.

Age of traveler $100,000 $250,000
18 - 29 years Not Available $72
30 - 39 years Not Available $111
40 - 49 years Not Available $147
50 - 59 years Not Available $235
60 - 64 years Not Available $306
65 - 69 years $341 Not Available
70 - 79 years $412 Not Available

For senior travelers aged 80 to 99 years, the cost is $698, with medical maximum of $20,000 and a deductible $250.

What Are the Benefits of Visit USA Superior Insurance?

  • Hospital room and board Average semi-private room rate, including nursing services.
    Intensive care unit Up to the overall maximum limit.
    Outpatient physical therapy and chiropractic care Usual, reasonable and customary charges. Must be ordered in advance by a physician.
    Urgent care center co-payment Claims incurred in the U.S.- Up to $50 co-payment. (co-payment is waived for members with a $0 deductible)
    Claims incurred outside the U.S.- No co-payment.
  • Emergency local ambulance Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
    Emergency room co-payment) Claims incurred in the U.S.- Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
    Claims incurred outside the U.S.- No co-payment.
  • Emergency Dental Treatment due to Accident Up to $1,000
    Emergency dental (acute onset of pain) Up to $100
  • Emergency medical evacuation Up to $500,000 lifetime maximum
    Repatriation of remains Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.
    Return of minor children Up to $50,000
    Trip Interruption Up to $5,000
    Travel Delay Up to $100 a day after a 12-hour delay period, maximum of 2 days.
    Emergency reunion Up to $15,000, subject to a maximum of 15 days
    Natural Disaster - Replacement Accommodations Up to $100 a day for 5 days
    Political evacuation Up to $50,000 lifetime maximum -
    Personal liability Up to $10,000 lifetime maximum
    Up to $10,000 third person injury
    Up to $10,000 third person property
    Up to $2,500 related third person property
    Local Burial or Cremation Up to $5,000 lifetime maximum.
  • Accidental death & dismemberment Members under age 18: Up to $5k lifetime maximum.
    Members age 18-69: Up to $50,000 lifetime maximum.
    Members age 70-74: Up to $20,000 lifetime maximum.
    Members age 75 and older: Up to $10,000 lifetime maximum.
    $250,000 maximum benefit any one family or group.
  • Acute Onset of Pre-Existing Condition* Ages 65 and above: $2,500
    All others: $25,000
  • Terrorism $50,000 maximum limit. Not subject to deductible
    Lost or Stolen Passport/Travel Visa Up to $100 – not subject to deductible
    Lost Checked Luggage Up to $500

What Are the Restrictions of Visit USA Superior Insurance?

Visit USA Health Insurance is not available for residents of the states of Maryland, New York, or Washington, or for residents of the countries of Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, and Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Visit USA Superior Travel Health Insurance - FAQ's

Visit USA Superior provides a maximum policy/accident and sickness medical coverage limit of $250,000. The maximum coverage is $100,000 for travelers ages 65–79 and $20,000 for travelers age 80 and older.

Yes. The plan provides limited coverage for an acute onset of a pre-existing condition, subject to the policy definition, exclusions, limitations, and requirements. Current plan information lists up to $25,000 for travelers under age 65 and up to $2,500 for travelers age 65 and older.

Yes. The plan provides up to $1,000 for emergency dental treatment due to an accident and up to $100 for emergency dental treatment for acute onset of pain, subject to the applicable plan terms.

Optional coverage is available for Hazardous Activities, additional Accidental Death and Dismemberment, and Intercollegiate/Interscholastic Sports. These riders are subject to additional premiums, eligibility requirements, terms, and exclusions.

What Optional Riders Are Included in Visit USA HealthCare Superior Insurance?

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Gives you the option of purchasing additional protection to cover your adventures. Medical expenses related to hazardous activities can be covered for an additional 20% of your total premium.
  • The following items will become covered with the purchase of the Hazardous Activities rider:
    • American Football
    • Big Game Hunting or Safari, Bungee Jumping, Hang-Gliding
    • Kite-Surfing
    • Mountaineering
    • Parachuting, Paragliding, Powerlifting
    • Running with the Bulls, Sky Surfing
    • Snow Skiing and Snowboarding
    • Spelunking, Sub Aqua Pursuits involving underwater breathing apparatus, Surfing
    • Waterskiing, Whitewater Rafting.

Add up to an additional $100,000 of coverage for only $1.25 per day.

*This additional coverage is not available to those age 70 or older.

Visit USA HealthCare coverage includes coverage for recreational sports only. For those planning to participate in intercollegiate, interscholastic, or organized amateur sports, a coverage rider is available for $1.25 per day.

What Are the Exclusions of Visit USA Superior Insurance?

  • Pre-existing conditions are generally not covered, except where limited benefits may apply if specifically included under the plan terms and eligibility requirements.
  • The plan does not cover routine healthcare, preventive care, physical examinations, vaccinations, or regular medical checkups.
  • Ongoing treatment, chronic conditions, or medical care that existed before the effective date of coverage are excluded unless specifically covered under the policy provisions.
  • Pregnancy, maternity care, childbirth, and related complications are generally excluded unless specifically included in the policy benefits.
  • The plan does not cover elective treatments, cosmetic procedures, weight-loss programs, or non-medically necessary services.
  • Expenses related to self-inflicted injuries, illegal activities, war, or participation in excluded hazardous activities are not covered, subject to policy terms and exclusions.
  • Dental and vision services are limited and covered only for eligible conditions specifically listed in the policy benefits.
  • The plan does not provide coverage for trip cancellation, trip delay, personal belongings, or general travel expenses unless specifically included as a covered benefit.
  • Benefits are subject to the selected plan maximum, deductible, coinsurance requirements, exclusions, and limitations stated in the Visit USA policy documents.

Visit USA Superior Insurance Claims

mail
CLAIMS EMAIL

Email: Claims@globalunderwriters.com

call
CLAIMS PHONE

Inside U.S. and Canada: 1-800-513-2981
Outside U.S. and Canada: 513-533-1330

mail
MAIL TO

Global Claims Administration
3195 Linwood Avenue, Suite 201,
Cincinnati, OH 45208, USA