Visit USA HealthCare Standard Insurance Reviews (2026) | Visit USA Standard travel insurance

Q: What is Visit USA Standard Insurance?

Visit USA Standard is a comprehensive travel medical insurance plan for eligible travelers traveling to the United States from outside the U.S. and outside their home country. The plan provides coverage for eligible accident and sickness medical expenses and offers benefits such as emergency medical evacuation, acute onset of a pre-existing condition, urgent care, emergency dental treatment, repatriation of remains, trip interruption, and COVID-19 coverage. Visit USA Standard is available in two plan options: Visit USA Standard Plan A provides a maximum accident and sickness medical coverage of $75,000, with a maximum of $20,000 for travelers age 80 and older. Visit USA Standard Plan B provides a maximum of $200,000, with a maximum of $100,000 for travelers ages 65–69.

Q: Why Should I Buy Visit USA Standard Insurance?

Visit USA Standard is a comprehensive travel medical insurance plan designed for eligible travelers traveling to the United States from outside their home country. The plan provides coverage for eligible accident and sickness medical expenses along with travel assistance benefits, subject to the applicable deductible, benefit limits, exclusions, and terms of the plan. Plan A and Plan B are available with maximum medical coverage limits of $75,000 and $200,000 respectively. Deductible options are $0, $250, $500, or $1,000 per certificate. Benefits include 100% in-network PPO coverage after the applicable deductible, emergency medical evacuation up to $250,000, repatriation of remains up to $50,000, emergency reunion up to $15,000, acute onset of pre-existing conditions subject to age-based limits, trip interruption up to $2,500, and 24/7 worldwide assistance.

Q: Who Can Buy Visit USA Standard Insurance?

Visit USA Standard is designed for eligible international travelers who are non-U.S. citizens traveling to the United States. The plan may be suitable for tourists and holiday travelers, business travelers, visiting scholars, missionaries, parents, and family members visiting the USA. Applicants must be at least 14 days old and must be non-U.S. citizens traveling to the United States. U.S. permanent residents (Green Card holders) are not eligible for Visit USA-HealthCare. Coverage is available from 5 to 364 days, subject to the plan's eligibility requirements, terms, conditions, exclusions, and limitations.

Q: How Much Does Visit USA Standard Insurance Cost Per Month?

Visit USA travel insurance cost per month starts at just $36. The actual cost depends on factors such as the traveler's age, selected plan maximum, and deductible. For example, the cost can be calculated using a $250 deductible.

What is Visit USA Standard Insurance?

Visit USA Standard is a comprehensive travel medical insurance plan for eligible travelers traveling to the United States from outside the U.S. and outside their home country. The plan provides coverage for eligible accident and sickness medical expenses and offers benefits such as emergency medical evacuation, acute onset of a pre-existing condition, urgent care, emergency dental treatment, repatriation of remains, trip interruption, and COVID-19 coverage.

Visit USA Standard is available in two plan options:

Visit USA Standard Plan A: Maximum accident and sickness medical coverage of $75,000. For travelers age 80 and older, the maximum coverage is $20,000.
Visit USA Standard Plan B: Maximum accident and sickness medical coverage of $200,000. For travelers ages 65–69, the maximum coverage is $100,000.

Why Should I Buy Visit USA Standard Insurance?

Visit USA Standard is a comprehensive travel medical insurance plan designed for eligible travelers traveling to the United States from outside their home country. The plan provides coverage for eligible accident and sickness medical expenses along with travel assistance benefits, subject to the applicable deductible, benefit limits, exclusions, and terms of the plan.

Top reasons to choose Visit USA Standard include:

Comprehensive coverage for international travelers: Visit USA Standard is designed for people traveling to the U.S. from outside their home country and provides coverage for unexpected illness and injury.
Two Standard plan options: Choose between Plan A and Plan B. Plan A provides a maximum accident and sickness medical coverage limit of $75,000, with a maximum of $20,000 for travelers age 80 and older. Plan B provides a maximum of $200,000, with a maximum of $100,000 for travelers ages 65–69.
Flexible deductible options: Both Standard Plan A and Plan B offer deductible choices of $0, $250, $500, or $1,000 per certificate.
100% in-network PPO coverage: After the applicable deductible, eligible expenses are covered at 100% in-network through the PPO. For out-of-network care, eligible expenses are subject to Usual, Reasonable and Customary (URC) charges.
Emergency medical evacuation: Both Standard Plan A and Plan B provide up to $250,000 for Emergency Medical Evacuation, subject to the plan terms and requirements.
Repatriation of remains: Both Standard Plan A and Plan B provide up to $50,000 for Repatriation of Remains, subject to the applicable plan terms.
Acute onset of pre-existing conditions: The plan provides up to $20,000 for eligible acute onset of pre-existing conditions for travelers under age 65 and up to $2,500 for travelers age 65 and older, subject to the policy definition, exclusions, and limitations.
Trip interruption coverage: Both Standard Plan A and Plan B include up to $2,500 for eligible Trip Interruption expenses.

Who Can Buy Visit USA Standard Insurance?

Visit USA Standard is designed for eligible international travelers who are non-U.S. citizens traveling to the United States. The plan provides short-term travel medical coverage for eligible visitors during their stay in the USA.

Visit USA Standard may be suitable for:

Tourists and holiday travelers visiting the United States.
Business travelers traveling to the USA.
Visiting scholars and other eligible international visitors.
Missionaries traveling to the United States.
Parents and family members visiting the USA.

Applicants must be at least 14 days old and must be non-U.S. citizens traveling to the United States. U.S. permanent residents (Green Card holders) are not eligible for Visit USA-HealthCare. Coverage is available from 5 to 364 days, subject to the plan's eligibility requirements, terms, conditions, exclusions, and limitations.

How Much Does Visit USA Standard Insurance Cost Per Month?

Visit USA travel insurance cost per month start at just $36 This is dependent on the age of the traveler, the plan maximum and the deductible.

For Example here we are showing Visit USA travel insurance cost per month with deductible of $250.

Age of traveler	$75,000	$200,000
18 - 29 years	$36	$46
30 - 39 years	$49	$71
40 - 49 years	$73	$91
50 - 59 years	$108	$150
60 - 64 years	$126	$196
65 - 69 years	$143	Not Available
70 - 79 years	$206	Not Available

For senior travelers aged 80 to 99 years, the cost is $413, with medical maximum of $20,000 and a deductible $250.

What Are the Benefits of Visit USA Standard Insurance?

Hospital Room & Board, including miscellaneous unless specified
Average semi-private room rate, including nursing services
Surgery
Covered
Intensive Care Unit
Up to the overall maximum limit
Emergency Room Co-payment
Claims incurred outside the U.S.: No co-payment Claims incurred in U.S.: $250 co-payment
Urgent Care Center Co-payment
Claims incurred outside the U.S.: No co-payment Claims incurred in U.S.: $50 co-payment
Outpatient Physical Therapy and Chiropractic Care
Usual, reasonable and customary charges. Must be ordered in advance by a physician

Emergency Dental Treatment due to Accident

Up to $1,000

Emergency Dental (Acute Onset of Pain)

Up to $100 - not subject to deductible or coinsurance

Emergency Dental Treatment due to Accident
Up to $1,000
Emergency Dental (Acute Onset of Pain)
Up to $100 - not subject to deductible or coinsurance

Emergency Medical Evacuation
Up to $250,000 lifetime maximum - not subject to deductible, coinsurance, or overall maximum limit
Repatriation of Remains
Up to $50,000 - not subject to deductible, coinsurance, or overall maximum limit
Local Burial or Cremation
Up to $5,000 - not subject to deductible or coinsurance
Emergency Reunion
Up to $15,000, subject to a maximum of 15 days
Return of Minor Children
Up to $25,000
Political Evacuation
Up to $25,000
Accidental Death & Dismemberment
$50,000 (ages 18-69) $5,000 (under age 18) $20,000 (ages 70-74) $10,000 (ages 75 and older)

Acute Onset of Pre-existing Conditions (excludes chronic and congenital conditions)

Ages 65 and above: $2,500
All others: $20,000
Trip Interruption

Up to $2,500

24/7 Worldwide Assistance

Included

Optional Enhanced Accidental Death & Dismemberment

$100,000 (ages 18-69)

Acute Onset of Pre-existing Conditions (excludes chronic and congenital conditions)
Ages 65 and above: $2,500 All others: $20,000

Trip Interruption
Up to $2,500
24/7 Worldwide Assistance
Included
Optional Enhanced Accidental Death & Dismemberment
$100,000 (ages 18-69)

What Are the Restrictions of Visit USA Standard Insurance?

Visit USA Health Insurance is not available for residents of the states of Maryland, New York, or Washington, or for residents of the countries of Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, and Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Visit USA Standard Travel Health Insurance - FAQ's

What is the coverage area of Visit USA Standard insurance?

Visit USA Standard insurance is short-term travel health insurance designed for anyone visiting the United States, as long as they are outside their home country.

Does Visit USA Standard covers pre-existing conditions?

Visit USA Standard insurance covers for ages 65 and above it covers up to $2,500,for all other ages covers $25,000.

What Are the Exclusions of Visit USA Standard Insurance?

Pre-existing conditions are generally not covered, except where limited benefits may apply if specifically included under the plan terms and eligibility requirements.
The plan does not cover routine healthcare, preventive care, physical examinations, vaccinations, or regular medical checkups.
Ongoing treatment, chronic conditions, or medical care that existed before the effective date of coverage are excluded unless specifically covered under the policy provisions.
Pregnancy, maternity care, childbirth, and related complications are generally excluded unless specifically included in the policy benefits.
The plan does not cover elective treatments, cosmetic procedures, weight-loss programs, or non-medically necessary services.
Expenses related to self-inflicted injuries, illegal activities, war, or participation in excluded hazardous activities are not covered, subject to policy terms and exclusions.
Dental and vision services are limited and covered only for eligible conditions specifically listed in the policy benefits.
The plan does not provide coverage for trip cancellation, trip delay, personal belongings, or general travel expenses unless specifically included as a covered benefit.
Benefits are subject to the selected plan maximum, deductible, coinsurance requirements, exclusions, and limitations stated in the Visit USA policy documents.

Visit USA Standard Insurance Claims

CLAIMS EMAIL

Email: Claims@globalunderwriters.com

CLAIMS PHONE

Inside U.S. and Canada: 1-800-513-2981
Outside U.S. and Canada: 513-533-1330

MAIL TO

Global Claims Administration
3195 Linwood Avenue, Suite 201,
Cincinnati, OH 45208, USA

Visit USA HealthCare Standard Insurance