Travel Insure

Visit USA HealthCare Budget Insurance

Cheapest travel insurance for visitors to the USA. starts at just less than $1/day.
Quotes for Visit USA Budget Insurance
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Visit USA HealthCare Budget fixed benefit lower cost travel insurance is available for Non US citizens traveling to the US. Visit USA Budget plan is is an excellent medical insurance for tourists and holiday travelers, parents visiting usa, new immigrants and visiting scholars in the USA. The budget plan offers benefits like emergency evacuation, acute on set of pre-existing coverage, emergency room services etc. This plan is available from 5 days to 364 days.

What is Visit USA Budget Insurance?

Visit USA Budget is a scheduled benefit travel medical insurance plan for eligible travelers visiting the United States. The Budget Plan is offered at a lower cost and has a per-incident deductible, with fewer benefits and lower coverage limits than the Standard and Superior plans.

Visit USA Budget is available in two plan options:
  • Visit USA Budget Plan A: Maximum policy/accident and sickness medical coverage of $50,000, with a maximum of $20,000 for travelers age 80 and older.
  • Visit USA Budget Plan B: Maximum policy/accident and sickness medical coverage of $150,000, with a maximum of $100,000 for travelers ages 65–69.

Both Budget Plan A and Plan B offer deductible options of $0, $50, $100, or $250 per incident. The Schedule of Benefits also lists coverage for emergency medical evacuation, repatriation of remains, emergency reunion, terrorism, COVID-19, and 24/7 worldwide assistance, subject to the applicable plan terms, limits, exclusions, and restrictions.

Visit USA is available to travelers who are not U.S. citizens or permanent residents, including tourists, visiting scholars, missionaries, and business travelers. Individual and family coverage options are available, including coverage for a spouse and children or children traveling alone.

Why Should I Buy Visit USA Budget Insurance?

Visit USA Budget is a fixed benefit travel medical insurance plan designed for non-U.S. citizens and non-U.S. residents visiting the United States. The Budget Plan provides benefits for covered accident and sickness medical expenses and includes emergency medical evacuation and other listed benefits, subject to the plan's benefit limits, deductible, exclusions, and terms.

Top reasons to choose Visit USA Budget include:
  • Coverage for eligible U.S. visitors: Visit USA is available to people traveling to the United States who are not U.S. citizens or permanent residents, including tourists, visiting scholars, missionaries, and business travelers.
  • Fixed benefit plan: The Budget Plan is a scheduled benefit plan offered at a lower cost, with a per-incident deductible. It has fewer benefits and lower coverage limits than the Standard and Superior plans.
  • Two Budget plan options: Choose between Plan A and Plan B. Plan A has a maximum accident and sickness medical coverage limit of $50,000, reduced to $20,000 for travelers age 80 and older. Plan B has a maximum of $150,000, with a $100,000 maximum for travelers ages 65–69.
  • Flexible deductible options: Budget Plan A and Plan B offer deductible choices of $0, $50, $100, or $250 per incident.
  • Emergency medical evacuation: Budget Plan A and Plan B provide up to $100,000 for Emergency Medical Evacuation, subject to the requirements of the plan.
  • Repatriation of remains: Both Budget Plan A and Plan B provide up to $25,000 for Repatriation of Remains, subject to the plan terms.
  • Emergency reunion: Both Budget Plan A and Plan B provide up to $15,000 for Emergency Reunion.
  • 24/7 worldwide assistance: The Budget Plan includes 24/7 Worldwide Assistance to provide assistance services while traveling.

Who Is Eligible for Visit USA Travel Insurance?

Visit USA is designed for individuals traveling to the United States who are not U.S. citizens or permanent residents. It’s available for:

  • Tourists and holiday travelers
  • Business and leisure travelers
  • Parents of students studying in the U.S.
  • Church or missionary travelers to the U.S.

How Much Does Visit USA Budget Insurance Cost Per Month?

Visit USA travel insurance cost per month start at just $28 This is dependent on the age of the traveler, the plan maximum and the deductible.

For Example here we are showing Visit USA travel insurance cost per month with deductible of $250.

Age of traveler $50,000 $150,000
18 - 29 years $28 $48
30 - 39 years $31 $51
40 - 49 years $32 $56
50 - 59 years $43 $76
60 - 64 years $49 $86
65 - 69 years $49 $86
70 - 79 years $84 Not Available

For senior travelers aged 80 to 99 years, the cost is $260, with medical maximum of $20,000 and a deductible $250.

What Are the Benefits of Visit USA Travel Medical Insurance Plans?

  • Plan A

    Plan B

    Hospital Room & Board, including miscellaneous unless specifie help
    $1,500 per day, 30 days max $2,750 per day, 30 days max
    Surgery help
    $4,000 per session $8,000 per session
    Intensive care unit help
    $2,500 per day, 8 days max $4,000 per day, 8 days max
    Consultant physician
    $450 $650
    Private duty nurse
    $550 $700
    Physician visits
    $75 per visit, 30 visits max $125 per visit, 30 visits max
  • Plan A

    Plan B

    Surgery
    $3,300 per session $7,150 per session
    Outpatient Surgical Facility
    $1,100 $1,500
    Pre-admission Testing
    $1,100 $1,450
    Diagnostic X-ray and Labs
    $500, plus $400 for one CAT Scan, MRI or PET $750, plus $650 for one CAT Scan, MRI or PET
    Emergency Room
    $375 $785
    Observation Room Services
    $335 $750
    Outpatient Prescription Drugs
    $150 $300
    Office Visits, including Urgent Care
    $75 per visit, 10 visits max $150 per visit, 10 visits max
  • Plan A

    Plan B

    Anesthesiologist
    $825 $1,175
    Assistant Surgeon
    $825 $1,175
    Local Ambulance
    $500 $500
    Physical Therapy
    $50 per visit, 1 visit per day, maximum 12 visits
    Durable Medical Equipment
    $1,100 $1,700
  • Plan A & Plan B

    Acute Onset of Pre-existing Conditions
    Ages 65 and above: $2,500, All others: $20,000
    $25,000 Lifetime Maximum for Emergency Medical Evacuation
  • Plan A & Plan B

    Emergency Medical Evacuation
    $100,000 Lifetime Maximum, except as provided under Acute Onset of Pre-existing Condition.
    Repatriation of Remains
    $25,000
    Local Burial & Cremation
    $5,000
    Emergency Reunion
    $15,000, subject to a maximum of 15 days - not subject to deductible or coinsurance

What Are the Restrictions of Visit USA Budget Insurance?

Visit USA Health Insurance is not available for residents of the states of Maryland, New York, or Washington, or for residents of the countries of Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, and Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Visit USA Budget Travel Health Insurance - FAQ's

Visit USA Budget insurance covers for ages 65 and above it covers up to $2,500,for all other ages covers $25,000.

Visit USA Budget travel insurance offers three add-on benefits . The optional riders provide additional coverage for a minimal charge. The Traveler can purchase an optional rider at the time of application.

  • Hazardous Activities Rider
  • Accidental Death and Dismemberment Upgrade
  • Intercollegiate/Interscholastic Sports

What Are the Exclusions of Visit USA Budget Insurance?

  • Pre-existing conditions are generally not covered, except where limited benefits may apply if specifically included under the plan terms and eligibility requirements.
  • The plan does not cover routine healthcare, preventive care, physical examinations, vaccinations, or regular medical checkups.
  • Ongoing treatment, chronic conditions, or medical care that existed before the effective date of coverage are excluded unless specifically covered under the policy provisions.
  • Pregnancy, maternity care, childbirth, and related complications are generally excluded unless specifically included in the policy benefits.
  • The plan does not cover elective treatments, cosmetic procedures, weight-loss programs, or non-medically necessary services.
  • Expenses related to self-inflicted injuries, illegal activities, war, or participation in excluded hazardous activities are not covered, subject to policy terms and exclusions.
  • Dental and vision services are limited and covered only for eligible conditions specifically listed in the policy benefits.
  • The plan does not provide coverage for trip cancellation, trip delay, personal belongings, or general travel expenses unless specifically included as a covered benefit.
  • Benefits are subject to the selected plan maximum, deductible, coinsurance requirements, exclusions, and limitations stated in the Visit USA policy documents.

Visit USA Budget Insurance Claims

mail
CLAIMS EMAIL

Email: Claims@globalunderwriters.com

call
CLAIMS PHONE

Inside U.S. and Canada: 1-800-513-2981
Outside U.S. and Canada: 513-533-1330

mail
MAIL TO

Global Claims Administration
3195 Linwood Avenue, Suite 201,
Cincinnati, OH 45208, USA